claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

hdb resale price vs hdb bto price
Property
HDB Resale Price Increase – Grants Available, Price Comparison, & How to Apply
When the pandemic first started, everyone was expecting a recession and a fall in property prices. But the opposite has happened. HDB resale prices spiked 12.5% in 2021, making it...
27 May 2022
Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
Health Insurance
Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
All Singaporeans are covered by MediShield Life for the most basic of medical coverage. But on top of MediShield Life, an estimated two-thirds of Singaporeans are also paying for an...
24 May 2022
stashaway review
Invest
Stashaway Review — Is This Popular Robo Advisor Good for Beginner Investors?
You might have heard of a little robo advisor called Stashaway. OK, it’s not so little — this startup has been around since 2016 and has dominated the robo advisor...
23 May 2022
HSBC debt consolidation plan
Personal Loans
How a Debt Consolidation Plan Could Get You Out of Debt Faster
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Sim-Only-Plans_1_masthead
Budgeting
12 Best SIM-Only Mobile Plans in Singapore: Singtel vs StarHub vs M1
Gone are the days when you’d have to sign up with one of the big 3 telcos — Singtel, Starhub and M1 — just for mobile data. With one of...
17 May 2022
big c bangkok thai snacks 2018
Travel
Best Thai Snacks – 17 Must Buy Thai Snacks From Big C Bangkok
Before you start sniggering, Big C Bangkok is NOT a gay club and the “C” stands for “Central” (not whatever else you were thinking of). Big C Supermarket is a Thai grocery chain, and...
30 April 2022
dbs digiportfolio robo advisor
Invest
DBS digiPortfolio Review — Will the New DBS Robo Advisor Kill the Competition?
Lazy wannabe “investors”, rejoice! DBS has now made its robo advisor (called DBS digiPortfolio) available to the public. Previously, it was available only to DBS ~Wealth~ customers. Now, if you...
27 April 2022
cheap courier delivery service singapore
Budgeting
9 Best Courier Services in Singapore With the Cheapest Delivery Fees
Whether you’re a power Carouseller or running a fledgling e-commerce business, finding the right delivery or courier provider can be a headache. While we no longer need to rely on...
20 April 2022
trade US stocks from US$1 with Syfe Trade
Invest
Entering the US Stock Market: What You Need to Know & How to Do It From Just US$1
This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
senior travel insurance 2018
Travel Insurance
Senior Travel Insurance (2022) – 7 Best Plans in Singapore for Elderly Travellers
Finally planning to take your parents or grandparents on holiday this year? You’ve probably got a good handle on the travel itinerary, but you might not have thought about yet...
19 April 2022
what to do in Taiwan 2018
Travel
Singapore to Taipei Travel Guide (2022) – Taipei Weather, Best Hotels, Night Markets & Metro
Planning to fly from Singapore to Taipei soon? Here’s a comprehensive guide we put together for you on how to plan and budget for your Taipei trip. Find out when’s...
19 April 2022
Nasdaq Global Index: Cybersecurity and Semiconductor
Invest
Semiconductors & Cybersecurity: Why Investing in These 2 Industries Could Help Your Portfolio Achieve High Growth
This post was written in collaboration with Nasdaq. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
How to Decide which Investment Brokerage in Singapore is Best for You
Invest
Which Investment Brokerage in Singapore is Best? Here’s How to Decide
You’ve read up enough about how to start investing. You’ve triple-checked your emergency fund. You’re finally ready to rake it in on the stock market! Now what? The next step...
14 April 2022
cheap onsen hot spring asia
Travel
7 Cheap Travel Destinations in Asia for Onsen & Hot Spring Lovers
I know it makes no sense in sauna-like Singapore, but I am a huge sucker for hot springs of any sort.  The ultimate destination for hot spring lovers like me...
4 April 2022
Nasdaq Thematic Investing - Seminconductors & Cybersecurity
Invest
Thematic Investing: What Is It & How to Get Started?
This post was written in collaboration with Nasdaq. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
data travel roaming singapore
Budgeting
Data Roaming Plans Singapore – Starhub DataTravel vs Singtel ReadyRoam vs M1 Data Passport
If you see a bunch of bewildered looking tourists searching for Wi-Fi hotspots while on holiday, there’s a high chance they’re Singaporean. Apparently, we’ve all become so used to staring...
1 April 2022
doctor anywhere telemedicine apps
Healthcare
Doctor Anywhere, WhiteCoat, Doctor World… Can Telemedicine Apps Save Us Money?
Opinions about doctors fall firmly in one of two opposing camps. Either you’re a true believer of the power of modern medicine and rush to the clinic at the first...
25 March 2022
5 Best Cashback Cards in Singapore for Recurring Bill Payments (2022)
Credit Cards
5 Best Cashback Cards in Singapore for Recurring Bill Payments (2022)
Eat, sleep, work, pay bills, repeat — that’s pretty much life in Singapore. But did you know you can pay many telco, medical and utilities bills by credit card and earn...
25 March 2022
Air Miles vs Cashback vs Rewards – Which is the Best Credit Card Type to Use?
Credit Cards
Air Miles vs Cashback vs Rewards – Which is the Best Credit Card Type to Use?
Picking the right type of credit card is more of an art than a science. It’s like choosing your Dungeons & Dragons character or starter Pokemon. In fact, just like Bulbasaur, Charmander...
24 March 2022
krisflyer miles redemption guide 2018
Travel
KrisFlyer Miles Redemption Guide – How to Start Playing the Miles Game in Singapore
So, you’ve finally decided to become a full-fledged travel hacker – to start collecting miles in order to fulfill to your dream of travelling the world. Now, that after two...
23 March 2022
SPDR STI ETF - top funds to invest in
Invest
The SPDR STI ETF & Other Top Funds to Consider Investing in Today
This post was written in collaboration with State Street Global Advisors. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
DBS young adult firsts - milestones
Budgeting
Conquering Your ‘Firsts’: How to Smash Your #GOALS in 2022, Finances Wise
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
MoneyOwl - retirement income - save for retirement Singapore
Budgeting
The 3 ‘R’s of Retirement to Help You Retire Right
This post was written in collaboration with MoneyOwl. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
CarIns_101_masthead
Car Insurance
Car Insurance in Singapore: All You Need to Know to Get the Cheapest Rate (2022)
“Woo hoo! It’s time to renew my car insurance, I’m so excited,” said no one ever. Yes, we may love our cars — but the main reason we buy car...
10 March 2022
SPDR STI ETF - how it helps your investment and savings goals
Invest
5 Ways the SPDR STI ETF Can Support Your Investment & Savings Goals
This post was written in collaboration with State Street Global Advisors. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...