claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

Fortune Centre Vegetarian Restaurants — Complete Price Guide to All 14 Eateries
Dining
Fortune Centre Vegetarian Restaurants — Complete Price Guide to All 14 Eateries
Whether you’re full vegan, vegetarian, or just like to go meat-free every now and then, then you definitely have to visit Fortune Centre. The unassuming, run-down mall in the Bugis...
11 October 2019
straits times subscription
Entertainment
Is the Straits Times Subscription Worth It? 7 Free or Cheaper Digital News Alternatives
Singapore’s flagship newspaper the Straits Times seems to have a complicated relationship with its readers, alternately blowing hot and cold with its on-again, off-again ST Premium firewall. If you’re not...
10 October 2019
ntuc plus vs passion vs liveup vs amazon prime
Shopping
NTUC Plus vs PAssion Card vs LiveUp vs Amazon Prime — Which Loyalty Programme is Best?
Way before online subscriptions became a thing, our forefathers were already proud “subscribers” to NTUC FairPrice’s Plus! and Cold Storage / Giant’s PAssion Card programmes. Cleverly masked as schemes to...
9 October 2019
e scooter singapore insurance
PA Insurance
E-Scooter Singapore Insurance – What Are the Options for PMD Riders & Cyclists?
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
8 October 2019
e scooter ban
Opinion
Should E-Scooters be Banned in Singapore? 5 Alternatives to an Outright Ban
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
8 October 2019
taobao shop funan mall
Shopping
New Taobao Shop at Funan Mall — A Complete Walkthrough, with Pics
The new Taobao shop at Funan Mall is something of a mythical place. Most people I know want to go there… But no one has actually managed to find it....
4 October 2019
corporate bankruptcy insolvency
Career
Corporate Bankruptcy or Insolvency in Singapore — What Does It Mean for Employees?
These days, it seems like businesses around the world are dropping like flies. Just recently, retailer Forever 21’s and travel agency Thomas Cook’s bankruptcies have been making headlines around the...
2 October 2019
early retirement singapore
Opinion
Early Retirement in Singapore — Is the FIRE Movement Possible Here?
Just like how miles chasers live for the day they fly SQ Suites, or how BTS fans can finally die happy if they could see their idols up close, personal...
27 September 2019
e-scooter accident singapore
Transportation
Got Into an E-Scooter Accident in Singapore? Here are 7 Things You Can Do
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
25 September 2019
cost of chronic illness singapore
Healthcare
Can You Afford to Fall Sick? A 20-something Singaporean on the Cost of a Chronic Illness
If you met Wendy (not her real name) on the street, there is no way you can tell that she’s different from any healthy 20-something Singaporean.  But over the past...
24 September 2019
ntuc fairprice xtra vivocity
Shopping
NTUC FairPrice Xtra at VivoCity — 7 New Features to Woo Online Shoppers
Our favourite supermarket NTUC FairPrice has just opened a massive new store at VivoCity, and we hear that it’s stuffed to the brim with hipster-friendly features. According to this non-firewalled...
13 September 2019
The Best Debit Cards in Singapore (2020)
Credit Cards
The Best Debit Cards in Singapore (2020)
For many Singaporeans, getting your first debit card as a broke student was a totally exciting experience that meant you could finally buy stuff online without wheedling Mom and Dad....
13 September 2019
scoop wholefoods
Shopping
Zero Waste Grocery Shopping? We Visit Unpackt, Scoop Wholefoods & The Source To See If It’s Possible
Thanks to growing awareness about wasteful packaging (save our world~), eco-conscious stores like Unpackt and Scoop Wholefoods are now becoming somewhat mainstream in Singapore. What makes these stores different from...
12 September 2019
HDB BTO Launch Aug 2019 – Punggol & Tampines BTO Review
Property
HDB BTO Launch Sep 2019 – Punggol & Tampines BTO Review
National Day 2019 is upon us once more, and I’m sure that patriots all over the island will want to celebrate the nation’s independence by popping the question over the...
11 September 2019
cash singapore
Opinion
Cashless Society? Wait Long Long. 5 Reasons Why We Still Use Cash in Singapore
Like a lot of Singaporeans I know, I own several credit cards and my phone is loaded with Apple Pay, FavePay and GrabPay… Yet my wallet is constantly stuffed with...
9 September 2019
food court singapore
Opinion
5 Reasons Why Eating at Food Courts in Singapore Makes You Broke
Not content with just hawking pork floss buns and peanut butter thick toasts, the BreadTalk empire is now going to acquire Food Junction, a relatively small-time food court operator. Food...
6 September 2019
hai di lao singapore
Dining
Hai Di Lao’s Founder is Singapore’s Richest Man — 5 Reasons Why HDL is So Successful
By now, you must have heard the news that the richest person in Singapore in 2019 is Zhang Yong, the founder of Hai Di Lao a.k.a. everyone’s favourite hotpot restaurant....
4 September 2019
autowealth review
Invest
AutoWealth Review — How is This Robo Advisor Different from Stashaway & Smartly?
In the 3rd instalment of a mini-series on the major robo advisors in Singapore, we’re going to look at AutoWealth, which is probably the 3rd most popular robo advisor after...
30 August 2019
Best UOB Credit Cards Review
Credit Cards
Best UOB Credit Cards in Singapore — Credit Card Reviews 2020
Picking the best UOB credit card in Singapore isn’t easy – UOB has so many credit cards that they had to make a quiz to help people figure out which credit...
29 August 2019
greater southern waterfront 2019
Property
Greater Southern Waterfront Singapore — 7 Things We Know So Far in 2019
For some politically apathetic young Singaporeans, the key takeaway from the recent National Day Rally 2019 was the announcement of the Greater Southern Waterfront development, also affectionately known as the...
22 August 2019
retirement ready singapore
Budgeting
Parents in Denial About Retirement? 7 Steps to Get Them Retirement Ready
If you regularly read the MoneySmart blog, you’ve probably already put some thought into your retirement plans. After all, it’s a topic in inevitably comes up when you think about...
21 August 2019
cpf contribution retirement age
Budgeting
CPF Contribution & Retirement Age Changes: 7 Facts Singaporeans Should Know
I am seriously wondering if I’ve recently been abducted by aliens and implanted in an alternate universe, because, all of a sudden, every news channel in Singapore is talking about...
20 August 2019
I’ve Hit the Cheap Cheese Jackpot in Singapore — Its Name is Phoon Huat
Shopping
I’ve Hit the Cheap Cheese Jackpot in Singapore — Its Name is Phoon Huat
You’ve probably seen Phoon Huat (or Redman) outlets around Singapore, but, unless you happen to be a baking enthusiast, it’s likely that you’ve never spent any time inside one. Well,...
19 August 2019
jb traffic jam
Travel
5 Worst Things to Buy in JB — Totally Not Worth the Causeway Jam
By now, you would have seen the numerous memes and videos of the overnight super-jams at Johor Bahru during the National Day super-long weekend. Needless to say, the prospect of...
15 August 2019
cfd trading singapore
Invest
CFD Trading in Singapore: What Is CFD & How Do You Choose a Brokerage?
If you came here looking for a comparison of CFD brokerages in Singapore, you’re probably not a total beginner to investing.  But just in case you’re not familiar with the...
14 August 2019