Personal Loans

Standard Chartered Bank SCB CashOne Personal Loan: Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
You need some spare cash and have decided to take up a personal loan. As always, it’s important to be prudent ...
Personal Loans During Tough Times — 5 Purposes You Should Never Use Them For
Personal Loans During Tough Times — 5 Purposes You Should Never Use Them For
A personal loan may seem like a possible solution to our immediate financial concerns during this trying ...
3 June 2020
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The Best Personal Loans in Singapore with Lowest Interest Rates (2020)
If you’re in urgent need of money, and you’re too paiseh to borrow from your family and friends – what ...
3 June 2020
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Debt Consolidation Plans in Singapore – What Are They & How Do They Work?
In Singapore, we’re really helpful. When an accident happens on the road, we always slow down our vehicles ...
7 April 2020
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OCBC Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
Being in debt isn’t fun, and you definitely shouldn’t be taking out personal loans for fun. But in certain ...
21 February 2020
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UOB Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
A personal loan is not something you should take out on a whim just because your bank account balance is ...
21 February 2020
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POSB/DBS Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
Resorting to personal loans can be a wise financial move if you’re already in debt, have no way to repay ...
21 February 2020
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Best Balance Transfer Singapore 2020 — Promotions & Lowest Processing Fees
If you’re looking at your credit card statement and getting worried about how your interest keeps snowballing ...
30 January 2020
What Can Debt Collectors in Singapore Legally Do? How To Deal With Them?
What Can Debt Collectors in Singapore Legally Do? How To Deal With Them?
The classic images of a pig’s head and O$P$ splattered in red on corridor walls sum up Singaporeans’ feelings ...
8 April 2019
Is It Always a Bad Thing To Take a Loan? Here’s the Difference That Good Financial Management Makes
Is It Always a Bad Thing To Take a Loan? Here’s the Difference That Good Financial Management Makes
This article is sponsored by Standard Chartered Bank (Singapore) Limited (“SCBSL”). While we are financially ...
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Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What’s the Difference?
Adulting is hard. It’s not nearly enough to get a job, manage your bills, and remain debt-free. You also ...
15 January 2019
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7 Things Singaporeans Should Know About Pawn Shops
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking ...
4 December 2018
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Effective Interest Rate (EIR) – What Does It Mean & How Do You Calculate It?
Everybody knows what an interest rate is – it’s effectively a percentage of an amount over a year. If your ...
5 September 2018
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Is Credit Card Debt Eating You Alive? Here’s What You Should Know About Debt Consolidation
Being smart about your personal finances isn’t just about being cheap. Unless it’s for health purposes ...
5 September 2016
Singaporeans Thinking of Taking Out a Payday Loan Should Read This First
Singaporeans Thinking of Taking Out a Payday Loan Should Read This First
On the surface, Singaporeans look like a serious, hardworking, prudent bunch who don’t take any risks and ...
7 June 2016
#iamMoneySmart Personal Loans Contest 2015
#iamMoneySmart Personal Loans Contest 2015
Statistically speaking, the biggest reason why people tend to take out a personal loan is actually to pay ...
5 November 2015
The Best Personal Loan in Singapore 2015
The Best Personal Loan in Singapore 2015
Truthfully, I don’t need to tell you where to get the best personal loans in Singapore. The answer is always ...
16 June 2015
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5 Common Reasons Why Singaporeans Take Personal Loans
Taking a personal loan from a bank in Singapore is a relatively common practice and has been for some time ...
30 April 2015
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Want to Get a Personal Loan? Here’s What You Need To Know About Qualifying For One
We’ve been receiving lots of questions from distraught readers about whether they can qualify for a personal ...
1 April 2015
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What to Do If You Have to Pay a Loan Instalment but are Broke and Desperate
If you thought you hated getting calls from telemarketers trying to convince you to sign up for bank loans, ...
19 February 2015
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3 Situations Where a Personal Loan Could Save Your Ass
Unless you need money to urgently purchase a bazooka, before your home gets overrun by a gang of marauding ...
15 January 2015
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The 7 Most Important Things You Need to Know About Personal Loans
Take a moment to find out what personal loans are, and learn what to do if and when you need them. A personal ...
13 January 2015
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4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket ...
8 September 2014
Why You Should Never Take a Personal Loan for Home Renovations
Why You Should Never Take a Personal Loan for Home Renovations
Renovating your home is always an exciting thing to look forward to, with the promise of a refurbished ...
8 April 2014
5 Important Tips When Getting Personal Loans in Singapore
5 Important Tips When Getting Personal Loans in Singapore
There are two times in Singapore when the cost of living gets high. According to expert financial analyses, ...
9 April 2013