The Best Personal Loans in Singapore with Lowest Interest Rates (2019)
If you’re in urgent need of money, and you’re too paiseh to borrow from your family and friends – what can you do? The answer is to go to a…
Personal Loans
Latest Articles in Personal Loans
OCBC Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
Being in debt isn’t fun, and you definitely shouldn’t be taking out personal loans for fun. But in certain cases, it can be a smart financial move—when you’re saddled with…
UOB Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
A personal loan is not something you should take out on a whim just because your bank account balance is getting low at the end of the month but you…
DBS Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
Resorting to personal loans can be a wise financial move if you’re already in debt, have no way to repay all of it right now and wish to consolidate your…
What Can Debt Collectors in Singapore Legally Do? How To Deal With Them?
The classic images of a pig’s head and O$P$ splattered in red on corridor walls sum up Singaporeans’ feelings about debt collectors. While legitimate debt collection agencies might not be…
Is It Always a Bad Thing To Take a Loan? Here’s the Difference That Good Financial Management Makes
This article is sponsored by Standard Chartered Bank (Singapore) Limited (“SCBSL”). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the…
Debt Consolidation Plans in Singapore – What Are They & How Do They Work?
In Singapore, we’re really helpful. When an accident happens on the road, we always slow down our vehicles to make sure that no one is seriously injured. In fact, so…
Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What’s the Difference?
Adulting is hard. It’s not nearly enough to get a job, manage your bills, and remain debt-free. You also have to save for major life changes such as marriage, a…
7 Things Singaporeans Should Know About Pawn Shops
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking into one, your acquaintances would never let you live it down; they immediately assumed…
Personal Loans September 5, 2018 2:11 pm0 Comments
Effective Interest Rate (EIR) – What Does It Mean & How Do You Calculate It?
Everybody knows what an interest rate is – it’s effectively a percentage of an amount over a year. If your savings account earns you a 0.05% interest per year (which…
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