Personal Loans

If You Can Afford Something, Should You Still Take a Loan to Get It?

If You Can Afford Something, Should You Still Take a Loan to Get It?

In our recent Pocket Change poll, 51.7% of you said you would take a personal loan even if you didn’t strictly ...

12 November 2025

From 'What If' to 'What's Next': A Smart Guide to Navigate Life's Major Moves

From 'What If' to 'What's Next': A Smart Guide to Navigate Life's Major Moves

From weddings to emergencies or new businesses, personal loans offer flexible, fast funding. Learn how ...

27 October 2025

Personal Loan Interest Rates are as Low as 1.60%—Should You Borrow Now? And What Happens if They Rise?

Personal Loan Interest Rates are as Low as 1.60%—Should You Borrow Now? And What Happens if They Rise?

Thinking of taking a personal loan? You’re not the only one. Right now, personal loan rates in Singapore are as low as 1.60% p.a. (with EIRs from 3.07... ...

19 September 2025

Using a Personal Loan for a Used Car Purchase: What You Need to Know

Using a Personal Loan for a Used Car Purchase: What You Need to Know

COE prices killing your car dreams? You're not alone. With sky-high premiums making brand-new rides feel ...

The True Cost of Saying ‘I Do’ in Singapore: What Couples Often Overlook

The True Cost of Saying ‘I Do’ in Singapore: What Couples Often Overlook

Wondering how much a wedding in Singapore really costs in 2026? Discover average wedding expenses, hidden ...

Our Top-Rated Personal Loans for Engaged Couples (No Early Repayment Penalty)

Our Top-Rated Personal Loans for Engaged Couples (No Early Repayment Penalty)

Planning a wedding in Singapore is exciting—and let’s face it, expensive. From booking the venue and hiring ...

How Much Could You Save by Consolidating Your Debts?

How Much Could You Save by Consolidating Your Debts?

Debt consolidation isn’t just banker jargon—it’s a smart, straightforward way to simplify your finances. ...

Why Paying Minimum on Credit Cards May Cost You In the Long Run

Why Paying Minimum on Credit Cards May Cost You In the Long Run

Credit cards are an ubiquitous part of our lives, and still remarkably relevant in Singapore, even amidst ...

“I Lost $12,000 That was Going to Pay for Childcare”: How 4 Redditors Used Personal Loans to Manage Baby Costs

“I Lost $12,000 That was Going to Pay for Childcare”: How 4 Redditors Used Personal Loans to Manage Baby Costs

What would you do if the $12,000 you’d earmarked for childcare disappeared overnight? That’s what happened to one new parent who posted on Reddit: [... ...

Are You Paying More Than You Should With Dealer Financing?

Are You Paying More Than You Should With Dealer Financing?

Thinking of taking a car loan from a dealer? Learn what in-house financing is, its pros and cons, and better ...