Home Loans

HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Balloting for a BTO flat used to be the standard procedure for first-time home owners in Singapore. But ...
23 December 2021
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
The path to home ownership in Singapore is often a difficult, convoluted and arduous task, made even more ...
20 December 2021
HDB Loans vs Bank Loan -- Which is Better?
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit (Dec 21)
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions ...
16 December 2021
applying for hdb loan singapore guide
HDB Loan – A Beginner’s Guide To HDB Loan (With Property Cooling Measures Update Dec 2021)
If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, ...
16 December 2021
hdb loan vs bank loan
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to ...
16 December 2021
Home Loan Interest Rates Are Set To Rise – Is It Time To Start Planning To Refinance Your Mortgage?
Home Loan Interest Rates Are Set To Rise – Is It Time To Start Planning To Refinance Your Mortgage? (Dec 2021)
After living through the circuit breaker and pivoting to remote working, many Singaporeans have had enough ...
9 December 2021
SORA home loan Singapore - what do those who've signed up think?
SORA-pegged Property Loans: We Speak to Those Who’ve Signed Up
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
ABS SORA home loan property loan
3 Features of a SORA-pegged Property Loan & What Homeowners Think About It
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
Home Loan Singapore - SIBOR and SOR to SORA, the transition
Have an Existing Property Loan? Here’s What Will Happen When SIBOR/SOR Transitions to SORA
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
November is the penultimate month of the year, usually signifying the beginning of the year-end sales season, ...
24 September 2021
DBS Home Equity Income Loan Review: CPF Scheme for Private Property Owners
DBS Home Equity Income Loan Review: CPF Scheme for Private Property Owners
Unless you’re willing to live with your parents forever or have had a look at rental prices and not had ...
14 September 2021
The MoneySmart Guide to Retirement Part 1: Home Security
The MoneySmart Guide to Retirement Part 1: Home Security
Your home is your castle, your refuge, your love nest, your (wo)man cave, and also what you have spent ...
6 September 2021
Voluntary CPF Housing Refund: What Is It, and Should You Do It Too?
Voluntary CPF Housing Refund: What Is It, and Should You Do It Too?
Emptying your CPF Ordinary Account (OA) to pay for property and service your mortgage is one way you can ...
25 August 2021
SIBOR, SORA and SOR Rates Explained — All You Need To Know And How They Affect Your Home Loans
SIBOR, SORA and SOR Rates Explained — How They Affect Your Home Loans
One of the biggest decisions you have to make when buying a home is… no, not what colour you want the walls ...
13 July 2021
How to Pick the Best Home Loan for Your Property in Singapore
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
27 April 2021
refinancing home loan singapore
How to Refinance Your Home Loan in Singapore & Save Money on Your Mortgage
If your home loan is currently charging you more than 2.4% interest, you might be paying more than you ...
26 March 2021
HSBC SmartMortgage interest offset home loan to save money
Feeling Festive, Feeling Thrifty! 5 Smarter Ways to Save Money Now
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless ...
#RecessionReady (2/4) with POSB — How To Lower Your HDB Housing Loan Payments
#RecessionReady (2/4) — How To Lower Your HDB Housing Loan Payments
In the 2nd instalment of our #RecessionReady series, we look at how to reduce costs, especially at a time ...
DBS In-Principle Approval for Home Loan
Buying A Home? Here’s How to Make Your Purchase With Ease & Confidence
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless ...
mortgage singapore floating rates
U.S. Fed Rates Slashed, SIBOR Plunges: What Does That Mean For 2020 Mortgage Rates in Singapore?
2019 was the year of SIBOR’s recovery, but the recent emergency fed rate cut has officially tipped the ...
2 June 2020
posb hdb home loan
Financing Your Property With a Bank Loan — Do You Identify With these Common Singapore Scenarios?
This post was written in collaboration with POSB. While we are financially compensated by them, we nonetheless ...
HSBC home loan review singapore
HSBC Home Loan Review Singapore 2019 – Which Mortgage to Choose from HSBC
HSBC isn’t one of the big boys like DBS or OCBC, so many people overlook them when searching for a home ...
8 October 2019
standard chartered home loan 2018 singapore
Standard Chartered Home Loan Singapore Review 2019 – Which Mortgage to Choose from Standard Chartered
So, you’ve found your dream home, saved up enough money for the downpayment and are already planning to ...
8 October 2019
maybank home loan 2018 singapore
Maybank Home Loan Singapore Review 2019 – Which Mortgage to Choose from Maybank
Maybank home loan packages are the only ones in the market which are all pegged to an internal board rate ...
8 October 2019
BOC Home Loan Singapore Review 2019 – Which Mortgage to Choose from BOC
BOC Home Loan Singapore Review 2019 – Which Mortgage to Choose from BOC
When looking for a home loan, BOC isn’t the most obvious choice. They’re still very much a niche home loan ...
8 October 2019