After the wedding, the next big milestone that’ll empty out your savings is your first home and mortgage. In Singapore, any home will be considered a big-ticket purchase. If, like an…
Are you loyal to your bank? If the answer is yes, then I have bad news: Loyalty doesn’t pay, at least when we’re talking about refinancing home loans in Singapore….
Choosing a home loan can be confusing. There are so many options to think about: fixed or floating interest rates, loan term, lock-in periods, subsidies, penalties and other special features….
For many people, being chained to a property loan is like being in prison. Forget about quitting your job or going on an unpaid sabbatical, because there are home loan…
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks and balances on Singaporean borrowers. I guess it’s always a risk letting…
Most people confuse repricing and refinancing as they both essentially point to switching up your home loan for another with lower interest rates. So what is the difference between the…
If your home loan is currently charging you more than 2.4% interest, you might be paying more than you need to, and should definitely consider refinancing. Refinancing your home loan…
This post was written in collaboration with UOB. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective…
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s only when we’re ineligible for it that we realise that…
Every year, a handful of would-be home owners make their decision to to lose (1) a lot of money, or (2) the house that they need. That’s right, I’m talking…
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