Best Credit Card Promotions (December 2021): Apple Watch Series 7, Apple Airpods Pro, Apple iPad 64GB, ErgoTune Classic Ergonomic Chair & More

I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products, staycations, hard cash and other freebies on us.

All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.

Best credit card promotions in Singapore for new sign-ups

Credit card	Promotion	Min. spend	Expiry
Citibank	Apple Airpods Pro OR $300 cash	$200	15 December 2021
Citibank	Apple Airpods Pro OR Apple iPad 64GB OR $350 cash	$500	15 December 2021
Citibank Prestige Card	Apple Airpods Pro OR Apple Watch Series 7 OR $350 cash	$500	3 January 2022
Standard Chartered Smart Card	Apple Airpods Pro OR ErgoTune Classic Ergonomic Chair OR $350 cash	$350	5 January 2022
Standard Chartered Unlimited & Rewards Cards	Apple Airpods 3rd Gen OR $250 cash	$350	5 January 2022
CIMB	Sennheiser CX Earbuds OR $150 cash	$1,000	10 December 2021
American Express	Up to $280 CapitaVouchers or $200 cash	Varies	23 December 2021

If you’re a new customer to these banks, you’ll qualify for the above freebies. Read on for more details.

Citibank credit card promotion: Apple Watch Series 7 OR Apple Airpods Pro OR Apple iPad 64GB OR up to $350 cash

If you’re new to Citibank credit cards, hurry up and sign up through MoneySmart. You need to hit a certain minimum spend in order to redeem your free gift.

Spend at least $500 in the first month to get an Apple iPad 64GB OR Apple Airpods Pro OR $350 cash via PayNow.

Alternatively, you can spend at least $200 to redeem Apple Airpods Pro OR $300 cash via PayNow.

Here are the details:

• You must be new to Citibank cards (or cancelled your last one at least a year ago)
• Apply for your chosen card through MoneySmart
  
• Spend at least $200 or $500 in eligible transactions within 30 days of card approval
• Login to your MoneySmart account to submit your claim
• Get your gift as fast as 6 weeks after meeting spend criteria
• Promotion ends 15 December 2021

These are the eligible cards:

If you’re a high spender, you might want to consider the Citi Prestige Card. Do note that you need a minimum income requirement of $120,000 per annum to apply for this card.

Spend at least $500 to get Apple Airpods Pro OR Apple Watch Series 7 OR $350 cash.

Otherwise, you can spend at least $200 to redeem Apple Airpods Pro OR $300 cash. Promotion ends 3 January 2022.

Standard Chartered credit card promotion: Apple Airpods Pro OR ErgoTune Classic Ergonomic Chair OR up to $300 cash

New-to-bank customers can sign up for these Standard Chartered credit cards via us to get a Apple Airpods Pro OR ErgoTune Classic Ergonomic Chair OR $300 cash via PayNow by spending at least $350 in eligible transactions on the Standard Chartered Smart Credit Card.

These are the eligible cards:

Alternatively, spend $350 and choose between $250 cash via PayNow or get a pair of Apple Airpods Pro earbuds. Also, Standard Chartered has thrown in a free, 6-month subscription to Disney+!

• You must be new to Standard Chartered cards (or cancelled your last one at least a year ago)
• Apply for your chosen card through MoneySmart
  
• Spend at least $350 in eligible transactions within 30 days of card approval
• Login to your MoneySmart account to submit your claim
• Promotion ends 5 January 2022

These are the eligible cards:

CIMB credit card promotion:  Sennheiser CX Earbuds OR $150 cash

New to CIMB credit cards? Sign up for one of these and get either Sennheiser CX Earbuds or $150 cash via PayNow.

• You must be new to CIMB cards (or cancelled your last one at least a year ago)
• Apply for your chosen card through MoneySmart
  
• Spend at least $500 within 30 days of card approval, and another $500 in the next 30 days (total of $1,000)
• Login to your MoneySmart account to submit your claim
• Promotion ends 10 December 2021

Amex credit card promotion: Up to $280 worth of CapitaVouchers OR $200 cash

If you’re new to Amex, here are several credit card promotions you can qualify for. Receive up to $280 worth of CapitaVouchers when you hit the specific minimum spend threshold with these credit cards by 23 December 2021:

Or get $200 cash when you hit the specific minimum spend threshold with these credit cards:

T&Cs vary; do check the one that you’re signing up for carefully.

There are so many credit card promotions! Is there a catch?

You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.

Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.

That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:

• Have never ever owned a credit card from that bank, OR
• Cancelled their card at least 12 months ago

If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!

Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.

However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.

Share the free stuff and these credit card promotions with your bargain-hunting friends!