I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products, staycations, hard cash and other freebies on us.
All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.
Best credit card promotions in Singapore for new sign-ups
| Credit card | Promotion | Min. spend | Expiry |
| Citibank | Ergotune Ergonomic Classic Chair OR $300 cash | $200 | 30 September 2021 |
| Citibank | Apple iPad 64GB OR Ergotune Ergonomic Classic Chair OR $350 cash | $500 | 30 September 2021 |
| Standard Chartered | Apple TV 4K 32GB OR $270 cash | $300 | 30 September 2021 |
| DBS/POSB | Apple Watch SE OR $300 cashback | $300 | 20 September 2021 |
| UOB | Up to $330 cash | $1,500 | 30 September 2021 |
| CIMB | Bosch Food Processor OR $130 cash | $1,000 | 30 September 2021 |
| American Express | Up to $150 CapitaLand vouchers OR hotel staycation OR $200 cashback | Varies | 30 September 2021 |
If you’re a new customer to these banks, you’ll qualify for the above freebies. Read on for more details
Citibank credit card promotion: Apple iPad OR Ergotune Chair OR up to $350 cash
If you’re new to Citibank credit cards, hurry up and sign up through MoneySmart. You need to hit a certain minimum spend in order to redeem your free gift.
Spend at least $500 in the first month to get a 10.2-inch Apple iPad Wi-Fi 64GB OR Ergotune Ergonomic Classic Chair OR $350 cash via PayNow.
Alternatively, you can spend at least $200 to redeem Ergotune Ergonomic Classic Chair OR $300 cash via PayNow.
Here are the details:
- You must be new to Citibank cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $200 or $500 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 30 September 2021
These are the eligible cards:
Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399) OR Apply and spend $500 to get MORE: $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!
Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399) OR Apply and spend $500 to get MORE: $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!
Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399) OR Apply and spend $500 to get MORE: $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!
Standard Chartered credit card promotion: Apple TV OR $270 cash
New-to-bank customers can sign up for these Standard Chartered credit cards via us to get a Apple TV 4K 32GB OR $270 cash via PayNow.
- You must be new to Standard Chartered cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $300 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 30 September 2021
These are the eligible cards:
Bring home an Apple TV 4K 32GB (worth $269) or $270 Cash via PayNow, both with 3-month Disney+ subscription only with Standard Chartered Credit Cards.
- on Foreign Currency Spend
- S$1= 10X Points
- on Local Dining Spend
- S$1= 5X Points
- Rewards to Miles Conversion
- 1 Point = 0.29 Miles
Bring home an Apple TV 4K 32GB (worth $269) or $270 Cash via PayNow, both with 3-month Disney+ subscription only with Standard Chartered Credit Cards.
DBS/POSB credit card promotion: Apple Watch SE OR $300 cashback
Don’t have a DBS/POSB credit card yet? Then you can get either an Apple Watch SE OR $300 cashback when you sign up for one on MoneySmart.
- You must be new to DBS/POSB cards (or cancelled your last one at least a year ago)
- Apply for your chosen credit card through MoneySmart
- Enter promo code FLASHWATCH (for Apple Watch) or SEPFLASHMS (for cashback) on DBS’ website when signing up
- Spend at least $300 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 20 September 2021
These are the eligible cards:
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UOB credit card promotion: up to $330 cash
If you’re new to UOB cards, here’s a promo for you: get up to $330 cash when you sign up for the UOB Absolute Cashback Card on MoneySmart. That’s $30 cash via PayNow from MoneySmart, plus $300 cashback from UOB.
- You must be new to UOB cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Receive $30 cash via PayNow with no minimum spend requirement
- To get the $300 cashback, be one of the first 100 customers to spend at least $1,500 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 30 September 2021
Sign up below:
Get $30 Cash via PayNow and up to $300 Cash Credit from UOB when you apply and spend on your card!
You can also sign up for other UOB credit cards for the $300 cashback promo, but the $30 cash by PayNow is only for the Absolute Cashback card.
CIMB credit card promotion: Bosch Food Processor OR $130 cash
New to CIMB credit cards? Sign up for one of these and get either Bosch Food Processor MultiTalent 3 800 W or $130 cash via PayNow.
- You must be new to CIMB cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $500 within 30 days of card approval, and another $500 in the next 30 days (total of $1,000)
- Login to your MoneySmart account to submit your claim
- Promotion ends 30 September 2021
- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month
- S$800
- Cash Back Cap
- S$100
Get a Bosch Food Processor MultiTalent 3 800 W (Worth $269) or $130 Cash via PayNow when you apply and spend on your card!
- Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
- 2%
- Min. spend per month
- S$2,000
- Cash Rebate cap
- Unlimited
Get a Bosch Food Processor MultiTalent 3 800 W (Worth $269) or $130 Cash via PayNow when you apply and spend on your card!
- Up to 2%* Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
- Up to 2%*
- Min. spend per month
- S$0
- Cash Rebate cap
- Unlimited
Get a Bosch Food Processor MultiTalent 3 800 W (Worth $269) or $130 Cash via PayNow when you apply and spend on your card!
Amex credit card promotion: hotel staycations, CapitaLand vouchers & more
If you’re new to Amex, here are several credit card promotions you can qualify for. Receive up to $150 CapitaLand vouchers when you hit the specific minimum spend threshold with these credit cards:
Or chalk up up to 10,000 KrisFlyer miles or a Fullerton Hotel or Sofitel staycation with one of these credit cards with higher minimum spend requirements.
T&Cs vary; do check the one that you’re signing up for carefully.
There are so many credit card promotions! Is there a catch?
You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.
Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.
That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:
- Have never ever owned a credit card from that bank, OR
- Cancelled their card at least 12 months ago
If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!
Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.
However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.
Share the free stuff and these credit card promotions with your bargain-hunting friends!
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