I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products, staycations, cold hard cash via PayNow and other freebies on us.
All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.
Contents
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- Best credit card promotions in Singapore
- DBS credit card promos
- UOB credit card promo
- Citibank credit card promotions
- OCBC credit card promos
- HSBC credit card promos
- Standard Chartered Bank credit card promo
- POSB credit card promo
- Maybank credit card promotions
- CIMB credit card promos
- AMEX credit card promos
- Do I qualify for credit card promos?
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1. Best Credit Card Promotions in Singapore
If you’re looking out for your first credit card, or an extra credit card to make the best use of your upcoming big purchase, wedding, or travel bookings, do not miss the welcome promotions for new sign ups.
Practically all credit cards in Singapore offer promotions for new applicants. You’ll be silly to not get something out of your credit card application.
Here are just 10 of the best credit card promotions from each bank for the month of June (scroll down for more details and credit card promos below):
| Credit Card | Promotion | Minimum Spend | Expiry |
| DBS | 43,000 miles welcome bonus | $4,000 (in 60 days) | 30 June 2022 |
| UOB | 12,000 miles welcome bonus | $4,000 (in 60 days) | 30 June 2022 |
| Citibank | $350 cash via PayNow, Apple iPad 10.2″, Apple Watch SE, or $400 worth Marina Bay Sands Gift Certificates | $500 (in 30 days) | 15 June 2022 |
| OCBC | 10,500 miles welcome bonus | $5,000 (in 2 months) | 31 August 2022 |
| HSBC | Apple Watch Series 7, US$500 Marriott Bonvoy Gift Card, or $350 PayNow cash | $500 (in 30 days) + $10,000 deposit | 12 June 2022 |
| Standard Chartered | $320 PayNow cash, Apple Watch SE, Titan V1 7 Speed Foldable Bike
3-months Disney+ membership |
$250 (in 30 days) | 15 June 2022 |
| POSB | $150 cashback | $800 (in 60 days) | 30 June 2022 |
| Maybank | Samsonite Harts 68/25 Spinner luggage or $100 cash credit | $300 (consecutively in 2 months) | No promotion end date stated |
| CIMB | Ogawa Back Massager, Apple AirPods (3rd Gen), or up to $200 cash | $988 (in 60 days) | 30 June 2022 |
| American Express | $180 PayNow cash, Lenovo Tab M10 HD, Apple Airpods Gen 3 | $500 (in 30 days) | 15 June 2022 |
2. DBS Credit Card Promotions (43,000 miles)
The best DBS credit card promotion that’s going on right now is the DBS Altitude air miles credit cards’ sign-up promo. If you’re planning to go overseas or do a staycation soon, maximise your upcoming expenditure. Pay for your bookings with an air miles card (you earn air miles instead of points). Consider signing up for the DBS Altitude AMEX or Visa card ‘cause the free air miles welcome bonus is pretty attractive:
DBS Altitude AMEX Card: Get 43,000 miles with promo code ALTMEX (min spend $4,000 within 60 days), until 30 June 2022. That’s $0.09 per mile you’re getting, way cheaper than the card’s base usual $1 for 1.2 miles earn rate.
DBS Altitude Visa Card: Get 34,000 miles with promo code ALTVIS (min spend $4,000 in 60 days), until 30 June 2022. That’s $0.12 per mile!
If you and your significant other frequent staycations in Singapore, you need to know that you get 10 miles per $1 spend on hotel bookings worldwide via Kaligo on both DBS Altitude credit cards.
Anyway, how to get this welcome bonus miles promo? Here are the steps:
- You must be new to DBS credit cards (or have cancelled yours more than a year ago)
- Apply through MoneySmart, using promo code ALTMEX or ALTVIS
- Spend at least $4,000 in eligible transactions within 60 days of card approval
- Promotion ends 30 June 2022
Other DBS credit card promotions include:
| DBS Credit Card | Promotion | Min spend | Expiry |
| DBS Live Fresh Card | $150 cashback (promo code 150CASH) | $800 | 30 Jun 22 |
| DBS Woman’s Card | $150 cashback (promo code 150CASH) | $800 | 30 Jun 22 |
| DBS Woman’s World Card | $150 cashback (promo code 150CASH) | $800 | 30 Jun 22 |
Other DBS credit cards such as DBS Black Visa Card, DBS Esso Card, SAFRA DBS Card, DBS Live Fresh Student Card, DBS Takashimaya AMEX Card, and the DBS Visa Debit Card do not have ongoing promos.
3. UOB Credit Card Promotions (12,000 miles)
With travel officially being back on the agenda, banks are in full swing to entice you to sign up for their air miles cards. Well, if you’re still shopping for an air miles card, the odds are definitely in your favour! There are a few UOB credit card promotions ongoing concurrently but their UOB PRVI Miles Card promotion is surely a head turner:
UOB PRVI Miles Card: Get 12,000 bonus welcome miles, 3 miles per dollar to be exact. This surpasses the card’s base earn rate of even 2.4 miles per dollar on overseas spend.
To scoop up the bonus miles, here’s what you have to do:
- You must be new to UOB cards (or cancelled your last one at least a year ago)
- Spend at least $4,000 in eligible transactions within 60 days of card approval
- SMS your Singapore mobile number registered with UOB during the promotion period in the following format (the “SMS Registration”): BONUSLast 4 alphanumeric digits of your NRIC or Passport Number to 77862. So, if your NRIC is S1234567A, you will need to send “BONUS 567A” to 77862
- Promotion ends 30 June 2022
Other UOB credit card promotions include:
| UOB Credit Card | Promotion | Min spend | Expiry |
| UOB EVOL Card | AirPods Pro with an eco Oakywood case
(60 applicants) |
$1,500 within 30 days | 30 Jun 22 |
| UOB Absolute Cashback American Express Card | Cash rebate of $150 | $3,000 | 31 Jul 22 |
| UOB One Card | $250 Grab vouchers
(200 applicants) |
$1,500 within 30 days | 30 Jun 22 |
| UOB Lady’s Card | $250 Grab vouchers
(200 applicants) |
$1,500 within 30 days | 30 Jun 22 |
| KrisFlyer UOB Card | $250 Grab vouchers
(200 applicants) |
$1,500 within 30 days | 30 Jun 22 |
| UOB Preferred Platinum Visa Card | $250 Grab vouchers
(200 applicants) |
$1,500 within 30 days | 30 Jun 22 |
| UOB Visa Signature | $250 Grab vouchers
(200 applicants) |
$1,500 within 30 days | 30 Jun 22 |
Other UOB credit cards such as the UOB Absolute Cashback Card, UOB PRVI Mastercard Miles Card, UOB PRVI Visa Miles Card, and UOB PRVI Miles AMEX Card do not have ongoing promos.
4. Citibank Credit Card Promotions ($350 cash, Apple iPad, Apple Watch, Marina Bay Sands Gift Certificates)
Looking to sign up for a new Citibank credit card? Well, you’re in luck! There are multiple ongoing promotions for you to make the most out of your card application.
If you’re on a mission to chalk up the miles leading up to your vacay, consider applying for the Citi PremierMiles Card or the Citi Prestige Card to get the air miles welcome bonuses:
Citi PremierMiles Card: Get 10,000 miles (pay $192.60 annual fee) + 15,000 bonus miles (spend $800 in 2 months). That’s $0.04 per mile.
Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approval. T&Cs apply.
Citi Prestige Card: Get 40,000 miles (100,000 Citi ThankYou reward points) when you pay $535 annual fee and spend $800 in 2 months. That works out to be $0.03 per mile.
Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approval. T&Cs apply..png)
On the other hand, if you’re looking to make the most out of your daily expenses, here are other Citibank credit cards you should be turning your attention to:
Citi Cashback+ Mastercard, Citi Cashback Card, or Citi Rewards Card: Win $350 cash via PayNow, Apple iPad 10.2″, an Apple Watch SE, or $400 worth of Marina Bay Sands Gift Certificates. Get your gift and get it as early as 6 weeks after your card approval when you apply with MoneySmart.
Here’s how to get your Citi Cashback/ Rewards credit card promos:
- You must be new to Citibank credit cards (or cancelled your last one at least a year ago)
- Apply for your Citibank credit card through MoneySmart
- Spend at least $500 within 30 days of card approval
- Use Citi PayAll to make recurring bill payments
- Promotion ends 15 June 2022
Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approval. T&Cs apply.
Other Citibank credit card promotions include:
| Citibank Credit Card | Promotion | Min spend | Expiry |
| Citibank Lazada Card | $250 Lazada & RedMart vouchers | $250 | 31 Jul 22 |
| Citibank SMRT Card | $120 cashback | $1,200 | 30 Jun 22 |
| Citi M1 Card | $200 cashback | $600 | 31 Jul 22 |
5. OCBC Credit Card Promotions (10,500 miles)
Whether you have impending travel plans lined up for this June, or are in the midst of planning for a summer vacay in the coming months, you’d want to pay attention to OCBC’s credit card promotions this month. It’ll put you on the fast track to accumulating air miles that you can use to offset part of your flight ticket.
OCBC 90°N Visa Card: Get 10,500 miles when you sign-up for a new OCBC’s 90°N Visa Card card and charge a minimum of $5,000 to the card in local or overseas spend in 2 months. If you do the math, that’s 2.1 miles per dollar you’re getting! Typically, given the card’s base rates, you’d only earn 1 miles per dollar for local spend and 2 miles per dollar for overseas spend once you exceed the cap of $1,000.
Here’s what you have to do to be eligible for the OCBC 90N credit card promotion:
- You must be new to OCBC credit cards (or cancelled your last one at least a year ago)
- Activate your card and make a qualifying spend of $10
- Spend at least $5,000 within 2 months of card approval
- Promotion ends 31 August 2022
Other OCBC credit cards such as the OCBC 365 credit card, OCBC Titanium Rewards Card (Pink), OCBC Titanium Rewards Card (Blue), OCBC Frank credit card, OCBC Plus! Visa credit card, and OCBC Cashflo credit card do not have ongoing promos.
6. HSBC Credit Card Promotions ($350 cash, Apple Watch, Marriott Bonvoy Gift Card)
Typically when you have a regular savings account and a credit card from the same bank, you’re bound to enjoy some perks. If you’re looking for a new savings account, listen up.
Sign up for the HSBC Everyday Global multi-currency account (personal banking) and a credit card from HSBC. Doing so will give you an additional 1% cashback on all spending with your HSBC credit card. Sign up via Moneysmart to get even more gifts:
HSBC Credit Card & Everyday Global Account Bundle: Get Apple Watch Series 7, US$500 Marriott Bonvoy Gift Card, or $350 Cash via PayNow. Here are the details of this HSBC credit card promo:
- You must be new to HSBC bank credit cards (or cancelled your last one at least a year ago)
- Apply for a HSBC Credit Card and HSBC Multi Currency Account through MoneySmart
- You will get a HSBC Advance Credit Card by default when you open a HSBC Everyday Global Account
- Eligible credit cards you can apply for: HSBC Revolution Credit Card, HSBC Visa Platinum Card, HSBC Visa Infinite Credit Card
- Activate your card and make a qualifying spend of $500 within 30 days
- Deposit at least $5,000/month into your savings account (within 30 days) for 2 consecutive months (total $10k)
- Make 5 card transactions per month for 2 consecutive months
- Promotion ends 12 June 2022
If all that is too many hoops to jump through for you, here are other rather straightforward promos you can consider. If you’re new to HSBC and love cashbacks, these HSBC credit card promotions are right up your alley:
HSBC Revolution Card, HSBC Advance Credit Card, HSBC Visa Platinum Card, HSBC Premier Mastercard: Get up to $200 cashback when you spend at least $500 in the first 2 months.
To qualify, you have to meet the following requirements:
- You must be new to HSBC bank
- Spend at least $500 within 2 months of card approval
- Promotion ends 31 July 2022
Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards), this promotion is not valid in conjunction with other HSBC credit card sign up gifts promotions.
Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards), this promotion is not valid in conjunction with other HSBC credit card sign up gifts promotions.
Compared to the multiple loops that you have to jump through to qualify for other banks’ credit card promotions, this HSBC cashback credit card promotion is as straightforward as it gets.
Other HSBC credit card promotions include:
| HSBC Credit Card | Promotion | Min spend | Expiry |
| HSBC Visa Infinite Credit Card | 35,000 miles | Annual card fee of $650 | 31 Jul 22 |
P.S. 35,000 bonus welcome miles is a very exciting promotion but we’re sorry, we have to burst your bubble. You can only be eligible for the HSBC Visa Infinite Card if your annual income meets the meaning requirement of at least $120,000.
7. Standard Chartered Credit Card Promotions ($320 cash, Apple Watch, Titan Foldable Bike)
There are a few Standard Chartered credit card promotions ongoing this month that are all equally enticing. It’s hard to pick the best, but if you agree that cash is king, the Standard Chartered Smart Credit Card promotion this month will come up top:
Standard Chartered Smart Credit Card: Win $320 cash via PayNow, an Apple Watch SE, or a Titan V1 7 Speed Foldable Bike, along with a free 3-month Disney+ subscription as soon as 6 weeks after your card approval. Here’s what you have to do:
- You must be new to Standard Chartered credit cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $350 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 15 June 2022
Apply and spend S$350 to get S$320 Cash via PayNow OR an Apple Watch SE (worth S$419) OR Titan V1 7 Speed Foldable Bike (worth S$399). T&Cs apply.
However, if you’re shopping around for another card, other MoneySmart exclusive Standard Chartered credit card promotions worthy of your attention is this:
Standard Chartered Unlimited Cashback Credit Card and Standard Chartered Rewards+ Credit Card: Win $250 cash via PayNow, a Nintendo Switch Lite, or Apple Airpods Gen 3, along with a free 3-month Disney+ subscription. Here’s what you have to do:
- You must be new to SCB credit cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $250 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 15 June 2022
Apply and spend S$250 to get an Nintendo Switch Lite (worth S$279) or Apple AirPods Gen 3 (worth S$269) or S$250 Cash via PayNow. T&Cs apply.
Apply and spend S$250 to get an Nintendo Switch Lite (worth S$279) or Apple AirPods Gen 3 (worth S$269) or S$250 Cash via PayNow. T&Cs apply.
Other Standard Chartered credit card promotions include:
| Standard Chartered Credit Card | Promotion | Min spend | Expiry |
| Standard Chartered Spree Card | Up to $220 cashback, 3-month Disney+ subscription | $200 | 30 Jun 22 |
| Standard Chartered Visa Infinite Card | 35,000 miles, 3-month Disney+ subscription | $2,000 | 31 Dec 22 |
| Standard Chartered X Card | From $1,500 to $9,000 cash | Funds from $200,000 | 30 Jun 22 |
The Standard Chartered Manhattan World Mastercard does not have any ongoing promotions currently.
8. POSB Credit Card Promotions ($150 cashback)
If you’re applying for the rather straightforward POSB Everyday card to make the most out of your day-to-day spending, do it via us to get $150 cashback. Here’s what you need to know:
- You must be new to POSB or DBS credit cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $800 within 60 days of card approval
- Use promo code 150CASH during online application on DBS website
- Promotion ends 30 June 2022
9. Maybank Credit Card Promotions (Samsonite Luggage)
Yay! The super cliche credit card luggage promotions are back! Now, we’re just missing the roadshows where you can walk away proudly with your new luggage in tow. Apply for any new Maybank credit card and CreditAble account to get a Samsonite Harts 68/25 Spinner luggage.
Here’s how you can get the Maybank Samsonite luggage promo:
- You must be new to Maybank cards and CreditAble (or cancelled your last one at least a year ago)
- First 4,500 applicants will be rewarded with the Samsonite luggage
- Subsequent qualifying applications after that will be awarded $100 cash credit
- Spend at least $300 consecutively in the first 2 months
- No stated promotion end date
Here are the Maybank credit cards you can choose from:
- Maybank Family & Friends card
- Maybank DUO Platinum Mastercard
- Maybank Manchester United Platinum Visa card
- Maybank Horizon Visa Signature
- Maybank FC Barcelona Visa Signature
- Maybank World Mastercard
- Maybank Platinum Visa Card
It’s that simple!
10. CIMB Credit Card Promotions (Ogawa Back Massager, Apple AirPods, $200 cash)
There are multiple credit card promotions currently ongoing for those new to CIMB credit cards. If you’re looking to sign up for the following cards, do it via MoneySmart to make the most out of your application:
CIMB World Mastercard, CIMB Visa Signature, or CIMB Visa Infinite: Get Ogawa Mobile Shiatsu Lite Portable Back Massager, Apple AirPods (3rd Gen), or up to $200 PayNow cash. Here’s how you qualify for the CIMB credit card promos:
- You must be new to CIMB credit cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $108 during the first 30 days from approval date to qualify for $100 Cash via PayNow, or Ogawa Mobile Shiatsu Lite Portable Back Massager
- Spend at least $988 during the first 60 days from approval date to qualify for $200 Cash via PayNow, or AppleAirPods (3rd Generation)
- Promotion ends 30 June 2022
Sign up for a CIMB Credit Card and spend up to S$988 to receive a free Ogawa Mobile Shiatsu Lite Portable Back Massager (worth S$128)or an Apple AirPods (3rd Generation) (worth S$269) or up to $200 Cash via PayNow. T&Cs apply.
Sign up for a CIMB Credit Card and spend up to S$988 to receive a free Ogawa Mobile Shiatsu Lite Portable Back Massager (worth S$128)or an Apple AirPods (3rd Generation) (worth S$269) or up to $200 Cash via PayNow. T&Cs apply.
Sign up for a CIMB Credit Card and spend up to S$988 to receive a free Ogawa Mobile Shiatsu Lite Portable Back Massager (worth S$128)or an Apple AirPods (3rd Generation) (worth S$269) or up to $200 Cash via PayNow. T&Cs apply.
11. AMEX Credit Card Promotions (Ogawa Back Massager, Apple AirPods, $200 cash)
With travel back in full swing, it’s no doubt time to get back into the miles game. If you’re ready to join the tribe of Singapore Airlines loyalists, the AMEX Singapore Airlines KrisFlyer card or the AMEX Singapore Airlines KrisFlyer Ascend card are fuss-free credit cards that allow you to collect KrisFlyer miles directly.
While you’re at it, make the most out of it by signing up via Moneysmart for a sweeter deal:
AMEX Singapore Airlines KrisFlyer Credit Card: Win $180 cash via PayNow, Lenovo Tab M10 HD, or Apple Airpods Gen 3.
Get an Apple Airpods Generation 3 (worth S$269) OR Lenovo Tab M10 HD (worth S$369) OR $180 Cash via Paynow when you apply and spend on your card! T&Cs apply.
AMEX Singapore Airlines KrisFlyer Ascend Credit Card: Win $250 cash via PayNow, Apple Watch SE, or 1 year Accor+ Explorer membership.
Tempted yet? Here’s what you need to do to secure your AMEX credit card promos:
- You must be new to American Express credit cards (or cancelled your last one at least a year ago)
- Apply for your AMEX card through MoneySmart
- Spend at least $500 within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 15 June 2022
Apply and spend S$500 to get S$250 Cash via PayNow OR an Apple Watch SE (worth S$419). T&Cs apply.
Other American Express credit card promotions include:
| American Express Credit Card | Promotion | Min spend | Expiry |
| American Express True Cashback Card | 15,000STAR$ | $1,500 | 30 Jun 22 |
| American Express CapitaCard | 195,000STAR$ | $1,500 | 30 Jun 22 |
| American Express Platinum Credit Card | 1-night stay at Conrad Centennial Singapore | $3,000 | 30 Jun 22 |
| American Express The Platinum Card | 1-night stay at the Bay View Room at the Fullerton Bay Hotel | $20,000 | 30 Jun 22 |
12. Do I qualify for credit card promotions?
You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.
Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.
That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:
- Have never ever owned a credit card from that bank, OR
- Cancelled their card at least 12 months ago
If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!
Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.
However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.
Read more about the best air miles, cashback, and rewards credit cards here! Not sure which credit card is best for you? Learn the differences between air miles vs cashback vs rewards credit cards here.
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