Best Credit Card Promotions (Sep 2021): Apple TV, iPad, Ergotune Chair & More

Best Credit Card Promotions (Sep 2021): Apple TV,  iPad, Ergotune Chair & More

I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products, staycations, hard cash and other freebies on us.

All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.

Best credit card promotions in Singapore for new sign-ups

Credit card Promotion Min. spend Expiry
Citibank Ergotune Ergonomic Classic Chair OR $300 cash $200 30 September 2021
Citibank Apple iPad 64GB OR Ergotune Ergonomic Classic Chair OR $350 cash $500 30 September 2021
Standard Chartered Apple TV 4K 32GB OR $270 cash $300 30 September 2021
DBS/POSB Apple Watch SE OR $300 cashback $300 20 September 2021
UOB Up to $330 cash $1,500 30 September 2021
CIMB Bosch Food Processor OR $130 cash $1,000 30 September 2021
American Express Up to $150 CapitaLand vouchers OR hotel staycation OR $200 cashback Varies 30 September 2021

If you’re a new customer to these banks, you’ll qualify for the above freebies. Read on for more details

Citibank credit card promotion: Apple iPad OR Ergotune Chair OR up to $350 cash

If you’re new to Citibank credit cards, hurry up and sign up through MoneySmart. You need to hit a certain minimum spend in order to redeem your free gift.

Spend at least $500 in the first month to get a 10.2-inch Apple iPad Wi-Fi 64GB OR Ergotune Ergonomic Classic Chair OR $350 cash via PayNow.

Alternatively, you can spend at least $200 to redeem Ergotune Ergonomic Classic Chair OR $300 cash via PayNow.

Here are the details:

  • You must be new to Citibank cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Spend at least $200 or $500 in eligible transactions within 30 days of card approval
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 30 September 2021

These are the eligible cards:

Sponsored
Citibank logo
MoneySmart Exclusive
No Expiry on Cash Back Earned
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
MoneySmart Exclusive:

Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399)

OR

Apply and spend $500 to get MORE:  $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!

Valid until 30 Sep 2021

Citibank logo
MoneySmart Exclusive
Cashback on Dining, Groceries & Grab
Cash Back on Dining, Groceries & Petrol
Up to 8%
Cash Back Cap per category, per month
S$80
From Shell & Esso
Up to 20.88% savings
MoneySmart Exclusive:

Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399)

OR

Apply and spend $500 to get MORE:  $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!

Valid until 30 Sep 2021

Citibank logo
MoneySmart Exclusive
Earn Miles That Don't Expire - Annual Fee Applies
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles
MoneySmart Exclusive:

Apply and spend $200 to get: $300 Cash OR an Ergotune Ergonomic Classic Chair (worth $399)

OR

Apply and spend $500 to get MORE:  $350 Cash OR the NEW 10.2-inch Apple iPad Wi-Fi 64GB (worth $499) OR an Ergotune Ergonomic Classic Chair (worth $399)!

Valid until 30 Sep 2021

Standard Chartered credit card promotion: Apple TV OR $270 cash

New-to-bank customers can sign up for these Standard Chartered credit cards via us to get a Apple TV 4K 32GB OR $270 cash via PayNow.

  • You must be new to Standard Chartered cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Spend at least $300 in eligible transactions within 30 days of card approval
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 30 September 2021

These are the eligible cards:

Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
MoneySmart Exclusive:

Bring home an Apple TV 4K 32GB (worth $269) or $270 Cash via PayNow, both with 3-month Disney+ subscription only with Standard Chartered Credit Cards.

Valid until 30 Sep 2021

Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
Rewards to Miles Conversion
1 Point = 0.29 Miles
MoneySmart Exclusive:

Bring home an Apple TV 4K 32GB (worth $269) or $270 Cash via PayNow, both with 3-month Disney+ subscription only with Standard Chartered Credit Cards.

Valid until 30 Sep 2021

DBS/POSB credit card promotion: Apple Watch SE OR $300 cashback

Don’t have a DBS/POSB credit card yet? Then you can get either an Apple Watch SE OR $300 cashback when you sign up for one on MoneySmart.

  • You must be new to DBS/POSB cards (or cancelled your last one at least a year ago)
  • Apply for your chosen credit card through MoneySmart
  • Enter promo code FLASHWATCH (for Apple Watch) or SEPFLASHMS (for cashback) on DBS’ website when signing up
  • Spend at least $300 in eligible transactions within 30 days of card approval
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 20 September 2021

These are the eligible cards:

DBS logo
Online Promo
Online & Visa Contactless Spend
Cash Back on Online Spend & Visa Contactless
Up to 5%
Min. Spend
S$600
Cash Back Cap
Up to S$75
Online Promo:
Get powered up with up to 28% cashback when you apply online for a DBS/POSB Credit Card with the promo code “MORECASH”. Valid till 31 Jan 2022.

Valid until 31 Jan 2022

DBS logo
Online Shopping
Online Spend
S$5 = 5 Points
Agoda Staycation
S$ = 5 Points
Min. Spend
S$0

DBS logo
Earn Miles That Never Expire
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Staycation bookings
S$1 = 10 Miles

POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Cash rebates on food delivery
Up to 10%
Cash Rebates on SPC, Sheng Siong and Watsons
Up to 8%
Cash rebates on utilities and telecommunication payments
Up to 3%
Online Promo:
Get powered up with up to 28% cashback when you apply online for a DBS/POSB Credit Card with the promo code “MORECASH”. Valid till 31 Jan 2022.

Valid until 31 Jan 2022

UOB credit card promotion: up to $330 cash

If you’re new to UOB cards, here’s a promo for you: get up to $330 cash when you sign up for the UOB Absolute Cashback Card on MoneySmart. That’s $30 cash via PayNow from MoneySmart, plus $300 cashback from UOB.

  • You must be new to UOB cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Receive $30 cash via PayNow with no minimum spend requirement
  • To get the $300 cashback, be one of the first 100 customers to spend at least $1,500 in eligible transactions within 30 days of card approval
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 30 September 2021

Sign up below:

UOB logo
MoneySmart Exclusive
Cash Back on Eligible Spend
1.7%
Min. Spend per month
$0
Spend Exclusions
No
MoneySmart Exclusive:

Get $30 Cash via PayNow and up to $300 Cash Credit from UOB when you apply and spend on your card!

Valid until 30 Sep 2021

You can also sign up for other UOB credit cards for the $300 cashback promo, but the $30 cash by PayNow is only for the Absolute Cashback card.

CIMB credit card promotion: Bosch Food Processor OR $130 cash

New to CIMB credit cards? Sign up for one of these and get either Bosch Food Processor MultiTalent 3 800 W or $130 cash via PayNow.

  • You must be new to CIMB cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Spend at least $500 within 30 days of card approval, and another $500 in the next 30 days (total of $1,000)
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 30 September 2021
CIMB logo
MoneySmart Exclusive
Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap
S$100
MoneySmart Exclusive:

Get a Bosch Food Processor MultiTalent 3 800 W (Worth $269) or $130 Cash via PayNow when you apply and spend on your card!

Valid until 30 Sep 2021
CIMB logo
MoneySmart Exclusive
Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
2%
Min. spend per month
S$2,000
Cash Rebate cap
Unlimited
MoneySmart Exclusive:

Get a Bosch Food Processor MultiTalent 3 800 W (Worth $269) or $130 Cash via PayNow when you apply and spend on your card!

Valid until 30 Sep 2021
CIMB logo
MoneySmart Exclusive
Up to 2%* Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%*
Min. spend per month
S$0
Cash Rebate cap
Unlimited
MoneySmart Exclusive:

Get a Bosch Food Processor MultiTalent 3 800 W (Worth $269) or $130 Cash via PayNow when you apply and spend on your card!

Valid until 30 Sep 2021

Amex credit card promotion: hotel staycations, CapitaLand vouchers & more

If you’re new to Amex, here are several credit card promotions you can qualify for. Receive up to $150 CapitaLand vouchers when you hit the specific minimum spend threshold with these credit cards:

American Express logo
Online Promo
Unlimited Cashback
Welcome Offer (min spend of S$5,000 in 6months)
3.0% Cashback
Cash Back Cap
Unlimited
Min. Spend per month
S$0
Online Promo:
Receive S$100 CapitaVoucher when you spend S$500 within first month of Card approval.
Valid until 30 Sep 2021

American Express logo
Online Promo
at participating Merchants at CapitaLand Malls
S$1 = 10X STAR$
on All Other Spend
S$1 = 5 STAR$
converted from 50,000 STAR$
S$50 CapitaVoucher
Online Promo:
Receive 150,000 STAR$ (S$150 CapitaVouchers) when you spend S$1,500 within first 3 months of Card approval
Valid until 30 Sep 2021

Or chalk up up to 10,000 KrisFlyer miles or a Fullerton Hotel or Sofitel staycation with one of these credit cards with higher minimum spend requirements.

American Express logo
Online Promo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Online Promo:
Receive 5,000 bonus miles and S$200 statement credits when you spend S$3,000 within first 3 months of Card approval
Valid until 30 Sep 2021

American Express logo
Online Promo
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.2 Miles
Online Promo:
Receive 1 Night Stay in Luxury Room at Sofitel Sentosa Hotel (Room only, no breakfast) and 10,000 bonus miles when you spend S$5,000 within first 3 months of Card approval and make annual fee payment
Valid until 30 Sep 2021

American Express logo
Online Promo
at participating Platinum EXTRA Partners
S$1.60 = 10 Points
on All Other Spend
S$1.60 = 2X Points
Rewards to Miles Conversion
1 Point = 0.55 Miles
Online Promo:
Receive a 1 Night Stay in Premier Courtyard Room at Fullerton Hotel (inclusive of breakfast for 2pax) and S$200 Statement Credit when you spend S$5,000 within first 3 months of Card approval and payment of annual fees
Valid until 30 Sep 2021

T&Cs vary; do check the one that you’re signing up for carefully.

There are so many credit card promotions! Is there a catch?

You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.

Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.

That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:

  • Have never ever owned a credit card from that bank, OR
  • Cancelled their card at least 12 months ago

If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!

Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.

However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.

Share the free stuff and these credit card promotions with your bargain-hunting friends!