Best Credit Card Promotions (Apr 2021): Free Sony Headphones, PRISM Monitor & More

Best Credit Card Promotions (Apr 2021): Free Sony Headphones, PRISM Monitor & More

I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Sony headphones and earbuds, PRISM computer monitors, hard cash and other freebies on us.

All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.

Best credit card promotions in Singapore for new sign-ups

Credit card Promotion Min. spend Expiry
Citibank Sony WH-1000XM4 Noise-Cancelling Headphones OR $350 cash via PayNow $200 15 Apr 2021
Standard Chartered  Sony WF-1000XM3 Wireless Earphones OR $230 cash via PayNow $200 15 Apr 2021
Amex KrisFlyer Card Jabra Elite 75t OR $180 cash via PayNow $500 15 Apr 2021
Amex True Cashback Card PRISM + C240 Monitor $500 14 Apr 2021

If you’re a new customer to these banks, you’ll qualify for the above freebies. Don’t wanna read? Here are some shortcuts:

Best credit card promo for free Sony noise-cancelling headphones: Citibank

Sponsored
Citibank logo
MoneySmart Exclusive
No Expiry on Cash Back Earned
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Get award-winning Sony WH-1000XM4 Noise-Cancelling Headphones (worth $549) or $350 Cash via PayNow - delivered right to your doorstep when you apply for a Citi Credit Card!
Valid until 15 Apr 2021

Best credit card promo for free Sony wireless earbuds: Standard Chartered

Standard Chartered logo
MoneySmart Exclusive
Unlimited Cashback
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Get a Sony WF-1000XM3 Wireless Earphones (worth $349) OR $230 Cash via PayNow when you apply and spend a min. of $200 on your card!
Valid until 11 Apr 2021

Best credit card promo for free PC monitor: Amex

American Express logo
MoneySmart Exclusive
Unlimited Cashback
Cash Back on All Spend
1.5%
Cash Back Cap
Unlimited
Min. Spend per month
S$0
Get a PRISM+ C240 Monitor when you apply and spend on your card!
Valid until 14 Apr 2021

Citibank credit card promotion 2021: Sony Noise-Cancelling Headphones OR $350 cash

If you’re new to Citibank credit cards, hurry up and sign up through MoneySmart to get either a Sony WH-1000XM4 Noise-Cancelling Headphones OR $350 cash via PayNow.

Here are the details:

  • You must be new to Citibank cards (or cancelled your last one at least a year ago)
  • Apply through MoneySmart and complete the redemption form we send you by 15 Apr 2021
  • Spend at least S$200 in eligible transactions within 30 days of card approval
  • Promotion ends 15 Apr 2021

These are the eligible cards:

Sponsored
Citibank logo
MoneySmart Exclusive
No Expiry on Cash Back Earned
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Get award-winning Sony WH-1000XM4 Noise-Cancelling Headphones (worth $549) or $350 Cash via PayNow - delivered right to your doorstep when you apply for a Citi Credit Card!
Valid until 15 Apr 2021

Citibank logo
MoneySmart Exclusive
Earn Points for Online Spending
Online Spend, including Food Delivery and Groceries
S$1= 10X Points
Grab and Gojek
S$1= 10X Points
All Other Spend
S$1 = 1 Point
Get award-winning Sony WH-1000XM4 Noise-Cancelling Headphones (worth $549) or $350 Cash via PayNow - delivered right to your doorstep when you apply for a Citi Credit Card!
Valid until 15 Apr 2021

Citibank logo
MoneySmart Exclusive
Earn Miles That Don't Expire - Annual Fee Applies
Local Spend
S$1 = Up to 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles
Get award-winning Sony WH-1000XM4 Noise-Cancelling Headphones (worth $549) or $350 Cash via PayNow - delivered right to your doorstep when you apply for a Citi Credit Card!
Valid until 15 Apr 2021

Standard Chartered credit card promotion 2021: Sony wireless earbuds OR $230 cash

New-to-bank customers can sign up for these Standard Chartered credit cards via us to get a Sony WF-1000XM3 Wireless Earphones OR $230 cash via PayNow.

  • You must be new to Standard Chartered cards (or cancelled your last one at least a year ago)
  • Apply through MoneySmart and complete the redemption form we send you by 15 Apr 2021
  • Spend at least $200 on eligible transactions within 30 days of card approval
  • Promotion ends 15 Apr 2021

These are the eligible cards:

Standard Chartered logo
MoneySmart Exclusive
Unlimited Cashback
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
Get a Sony WF-1000XM3 Wireless Earphones (worth $349) OR $230 Cash via PayNow when you apply and spend a min. of $200 on your card!
Valid until 11 Apr 2021

Standard Chartered logo
Earn Points on Dining & Travel
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
Rewards to Miles Conversion
1 Point = 0.29 Miles

Amex credit card promotion: Jabra Elite 75t OR PRISM+ C240 Monitor

If you’re new to Amex, here are 2 credit card promotions you can qualify for.

MoneySmart is giving away a pair of Jabra Elite 75t earbuds or $180 Cash via PayNow  to new applicants for the American Express Singapore Airlines KrisFlyer Credit Card.

  • You must be new to Amex cards (or cancelled your last one at least a year ago)
  • Apply through MoneySmart and complete the redemption form we send you by 15 Apr 2021
  • Spend at least $500 on eligible transactions within 30 days of card approval
  • Promotion ends 15 Apr 2021

Additionally, spend $3,000 to receive an Acer KA242Y Monitor from Amex AND 13,300 Krisflyer Miles.

American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
Get Jabra Elite 75t (worth S$288) or $180 Cash via PayNow when you apply and spend on your card! New to Bank applicants also get a 1-Night Stay in a Deluxe Room at Conrad Centennial Singapore.
Valid until 15 Apr 2021

If you’re in the market for a new PC monitor, the AMEX True Cashback Card offers up to 3% cashback for the first 6 months plus a PRISM+ C240 Monitor from MoneySmart. Here are the details:

  • You must be new to Amex cards (or cancelled your last one at least a year ago)
  • Apply through MoneySmart and complete the redemption form we send you by 14 Apr 2021
  • Spend at least $500 on eligible transactions within 30 days of card approval
  • Promotion ends 14 Apr 2021

American Express logo
MoneySmart Exclusive
Unlimited Cashback
Cash Back on All Spend
1.5%
Cash Back Cap
Unlimited
Min. Spend per month
S$0
Get a PRISM+ C240 Monitor when you apply and spend on your card!
Valid until 14 Apr 2021

There’s so many credit card promotions! Is there a catch?

You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.

Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.

That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:

  • Have never ever owned a credit card from that bank, OR
  • Cancelled their card at least 12 months ago

If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!

Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.

However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.

Share the free stuff and these credit card promotions with your bargain-hunting friends!