This April, sign up for a credit card and you could walk away with welcome gifts like:
- 6,140 SmartPoints, which you can redeem for an Apple iPad Wi‑Fi, 10th Generation (worth $499)
- 160,000 Membership Rewards® points (equivalent to 100,000 air miles)
- A generous 85,000 miles
Clearly, we’re spoilt for choice—banks in Singapore are competing so hard for new credit card customers that they are practically raining Apple products, Nintendo Switches, ergonomic chairs, and other freebies on us. Even if you don’t see any item you want, some welcome gifts are just straight up cold, hard cash!
But which are the best credit card promotions in Singapore? Here are our top picks from Citibank, Standard Chartered, UOB, DBS, and more.
Best Credit Card Promotions in Singapore (Apr 2025)
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- An overview
- Citibank credit card promotions
- Standard Chartered credit card promotions
- CIMB credit card promotions
- UOB credit card promotions
- HSBC credit card promotions
- AMEX credit card promotions
- DBS credit card promotions
- POSB credit card promotions
- Maybank credit card promotions
- OCBC credit card promotions
- Credit card promotions—is there a catch?
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An overview: Best credit card promotions in Singapore (Apr 2025)
| Credit card | Credit card promotion | Minimum spend | Promotion valid until |
| Citi Cash Back+ Mastercard, Citi Cash Back Card | Your choice of gift: – 6,140 SmartPoints – $350 cash via PayNow Redeem your SmartPoints for any gift on our Rewards Store. |
$500 (within 30 days) | 14 Apr 2025 |
| Citi Rewards Card, Citi SMRT Card, Citi M1 Credit Card | Your choice of gift: – 6,140 SmartPoints – $370 cash via PayNow Redeem your SmartPoints for any gift on our Rewards Store. |
$500 (within 30 days) | 14 Apr 2025 |
| Citi PremierMiles Card | Your choice of gift: – 6,140 SmartPoints – $400 cash via PayNow Plus an extra $50 Trip.com Hotel Coupon. |
$500 (within 30 days) | 14 Apr 2025 |
| Standard Chartered Simply Cash Credit Card | Your choice of gift: – $350 cash via PayNow – 4,200 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. |
$800 (within 30 days) | 9 Apr 2025 |
| Standard Chartered Smart Credit Card | Your choice of gift: – $230 cash via PayNow – 2,990 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. |
$500 (within 30 days) | 9 Apr 2025 |
| Standard Chartered Rewards+ Credit Card | |||
| Standard Chartered Journey Credit Card | – $180 cash via PayNow – 5GB Eskimo Global eSIM (worth US$25) – Up to 30,000 miles (with payment of annual fee) or 20,000 miles (annual fee waived) |
$800 (within 30 days) | 9 Apr 2025 |
| Standard Chartered Visa Infinite Credit Card | – $250 cash via PayNow or 3,000 SmartPoints – 50,000 miles |
– Pay your income tax with the card, and spend $2,000 in eligible transactions within 60 days. – Spend $2,000 in 60 days and pay annual fee |
9 Apr 2025 |
| CIMB World Mastercard | – $50 cash and $70 Trip.com voucher – Up to $188 cashback |
– $108 spend within 30 days – $988 spend within 60 days |
30 Apr 2025 |
| CIMB Visa Signature | |||
| CIMB Visa Infinite | |||
| UOB One Card, UOB EVOL Credit Card, UOB Absolute Cashback Card | $350 cash credit | $1,000/month for 2 consecutive months | 30 Apr 2025 |
| Lazada-UOB Card | Up to $230 worth of gifts: – $200 cashback – $30 worth of Lazada Vouchers |
– $100 spend per month at Lazada for 3 consecutive months – Add Lazada-UOB card as a payment card on Lazada App |
30 Apr 2025 |
| HSBC Advance Credit Card | Your choice of gift: – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) – 5,000 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. |
$500 spend from Card Account Opening Date to end of the following month + provide marketing consent | 30 Apr 2025 |
| HSBC Live+ Card | |||
| HSBC Revolution Credit Card | |||
| HSBC TravelOne Card | Your choice of gift: – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) or – 5,000 SmartPoints Plus a 5GB Eskimo eSIM (worth US$25) |
$500 spend from Card Account Opening Date to end of the following month + provide marketing consent | 30 Apr 2025 |
| American Express True Cashback Card | $100 cash via PayNow or 1,540 SmartPoints Plus, first $1,500 eligible customers also get a $70 Trip.com voucher. |
$500 spendwithin 30 days | 14 Apr 2025 |
| American Express Platinum Credit Card | $200 Statement Credits | $1,000 spend and annual fee payment within 30 days | 28 May 2025 |
| American Express The Platinum Card | 160,000 Membership Rewards® points (equivalent to 100,000 air miles) |
$8,000 minimum spend and annual fee payment within 6 months | 28 May 2025 |
| American Express Singapore Airlines KrisFlyer Ascend Credit Card | 40,000 KrisFlyer miles (new cardmembers) / 30,000 KrisFlyer miles (existing cardmembers) | $2,000 spend and annual fee payment within 3 months | 28 May 2025 |
| American Express Singapore Airlines KrisFlyer Credit Card | Up to 17,000 KrisFlyer miles | $1,000 spend and annual fee payment within 30 days | 28 May 2025 |
| The American Express Singapore Airlines Business Credit Card | $300 Statement Credits | $3,000 spend and annual fee payment within 2 months | 28 May 2025 |
| DBS yuu Visa Card / DBS yuu American Express Card | $300 cashback (new cardmembers) | $800 spend within 60 days | 30 Apr 2025 |
| DBS Live Fresh Card | $300 cashback (new cardmembers) | $800 spend within 60 days | 30 Apr 2025 |
| DBS Altitude Visa Signature Card | Up to 38,000 miles | $800 spend and payment of annual fee within 60 days | 30 Apr 2025 |
| DBS Altitude American Express Card | Up to 38,000 miles | ||
| DBS Vantage Visa Infinite Card | Up to 85,000 miles (new cardmembers) | $4,000 spend and payment of annual fee within 30 days | 30 Apr 2025 |
| DBS Takashimaya American Express Card | $100 cashback + 200 Takashimaya Bonus Points | $300 spend within Takashimaya within first month from card approval date. | 30 Jun 2025 |
| DBS Esso Card | $120 (new cardmembers) / $50 cash rebate (existing cardmembers) | $180 fuel spend per month for 2 consecutive months | 20 Apr 2025 |
| POSB Everyday Card | $300 cashback | $800 spend within 60 days | 30 Apr 2025 |
| OCBC INFINITY Cashback Card | 1,265 SmartPoints or $100 Cash via PayNow Plus, only for the 90°N Card: Get a 5GB Eskimo eSIM (worth US$25) |
Apply and charge at least 1 qualifying transaction within 30 days. | 8 Apr 2025 |
| OCBC Rewards Credit Card | |||
| OCBC 365 Credit Card | |||
| 90°N Card / 90°N Visa Card |
1. Citibank credit card promotion
Looking to sign up for a new Citibank credit card? Well, you’re in luck! Citibank credit card welcome gifts are looking very attractive right now with gifts like up to $400 cash or 6,140 SmartPoints for the taking. With 6,140 SmartPoints, you can redeem awesome gifts from our Rewards Store, including:
- Apple iPad Wi‑Fi, 10th Generation, 64GB Silver (worth $499)—6,140 SmartPoints
- Apple iPad Wi-Fi, 9th Generation, 64GB Space Grey, (worth $479)—5,040 SmartPoints
- Apple Watch SE, 40mm, GPS, (worth $383)—4,070 Points
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Apple AirPods Pro, 2nd Gen (worth $363)—4,030 Points
Among the Citi credit cards on promotion, our top pick is the Citi PremierMiles Card which lets you earn Citi Miles that never expire.
Get UPSIZED S$400 Cash or UPSIZED 6,140 SmartPoints , and a S$50 Trip.com Hotel Coupon in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.
If you prefer a no-fuss cashback card, the Citi Cash Back+ Mastercard, an unlimited cashback card with no monthly minimum spend.
Get UPSIZED S$400 Cash or UPSIZED 6,140 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Plus spend monthly on your card for 3 months and get EXTRA S$50 Cash!
Stand to get additional prizes like a Panerai Quaranta 40mm PAM01572 (worth S$8,500) or S$5,000 Cash or an Apple 14" MacBook Pro (worth S$2,199) on top of your baseline gift when you sign up through MoneySmart! T&Cs apply.
Here’s a summary of all the Citibank credit cards with ongoing promotions:
| Citibank credit card | Key features | Promotion | Valid until |
| Citi Cash Back+ Mastercard | 1.6% cashback that never expires. No minimum spend required and no cap on cashback | Your choice of gift: – 6,140 SmartPoints – $350 cash via PayNow Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
14 Apr 2025 |
| Citi Cash Back Card | 6% cashback on dining, 8% cashback on groceries and petrol | ||
| Citi Rewards Card | 10X Rewards on online purchases, ride-hailing and shopping |
Your choice of gift: – 6,140 SmartPoints OR – $370 cash via PayNow Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
14 Apr 2025 |
| Citi PremierMiles Card | $1 = 1.2 Citi Miles on Local spend and 2 Citi Miles on Foreign currency spend. Citi Miles never expire |
Your choice of gift: – 6,140 SmartPoints OR – $400 cash via PayNow Plus get an extra $50 Trip.com Hotel Coupon. Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
14 Apr 2025 |
| Citi SMRT Card | 5% savings on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport |
Your choice of gift: – 6,140 SmartPoints – $370 cash via PayNow Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
14 Apr 2025 |
| Citi M1 Credit Card | Up to 10% rebate on recurring M1 bills, 10% off device accessories at M1 shops | Your choice of gift: – 6,140 SmartPoints – $370 cash via PayNow Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
14 Apr 2025 |
On top of the rewards above, you can also score an additional $50 cash or 700 SmartPoints when you make 3 recurring transactions for 3 consecutive months with a participating merchant. Participating merchants include Singtel, M1, Starhub, Netflix, Amazon Prime, Spotify, and more.
2. Standard Chartered credit card promotions
This month, it’s tough to pick the best Standard Chartered credit card promotion. However, the unlimited cashback Standard Chartered Simply Cash Credit Card promotion comes up top in terms of cash value with $350 cash or 4,200 SmartPoints. For a limited time, you also get to enjoy 2% unlimited cashback on this card after the first $800 spent—exclusively on MoneySmart.
[UPSIZED 2% CASHBACK]
Get S$350 Cash via PayNow or earn 4,000 SmartPoints when you apply and spend S$800 within 30 days from card approval date!
PLUS for a limited time, earn UPSIZED UNLIMITED 2% CASHBACK on your purchases charged to your credit card when you spend above S$800! T&Cs apply.
This month, you can also get $230 cash via PayNow or 2,990 SmartPoints when you apply for the Standard Chartered Smart Credit Card or Standard Chartered Rewards+ Credit Card.
Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.
Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$800 within 30 days from card approval date! T&Cs apply.
Here’s a summary of all Standard Chartered credit card promotions this month:
| Standard Chartered credit card | Key features | Promotion | Valid until |
| Standard Chartered Simply Cash Credit Card | – [MoneySmart exclusive] 2% unlimited cashback for transactions charged after the first $800 spend – 1.5% unlimited cashback with no minimum spend on spends below $800 |
Your choice of gift: – $350 Cash via PayNow – 4,200 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. Spend criteria: Spend a minimum of $800 in eligible transactions within 30 days of credit card approval. |
9 Apr 2025 |
| Standard Chartered Smart Credit Card | Up to 10% cashback on digital subscriptions, at fast food outlets and daily commutes (minimum $1,500 monthly spend) | Your choice of gift: – $230 cash via PayNow – 2,990 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. Spend criteria: Spend a minimum of $500 in eligible transactions within 30 days of credit card approval. |
9 Apr 2025 |
| Standard Chartered Rewards+ Credit Card | 10X Rewards Points per S$1 spent in foreign currency, 5X Rewards Points per S$1 local dining spend | ||
| Standard Chartered Journey Credit Card | 3 miles per S$1 spent on online Transportation, Food Delivery & Online Grocery transactions | – $180 Cash via PayNow – 5GB Eskimo Global eSIM (worth US$25) – Up to 30,000 miles with payment of annual fee / 20,000 miles with annual fee waived when you spend $800 within 60 days. |
9 Apr 2025 |
| Standard Chartered Visa Infinite Credit Card | 3 miles per S$1 overseas spend; 1.4 miles per S$1 local spend | Your choice of gift: – $250 cash via PayNow – 3,000 SmartPoints When you apply, pay your income tax with the card, and spend $2,000 in eligible transactions within 60 days. Get 50,000 miles from Standard Chartered when you spend $2,000 in the first 60 days of card approval, and pay the card’s annual fee. |
9 Apr 2025 |
The other Standard Chartered credit cards don’t have ongoing sign-up promotions this month.
3. CIMB credit card promotion
There are 3 credit cards with an ongoing promotion to get $188 cashback for those new to CIMB credit cards.
The most accessible CIMB credit card is the CIMB World Mastercard, which has a $0 minimum spend per month. Note, however, that you’ll need to hit $1,000 spend a month to enjoy the card’s higher 2% unlimited cashback rate.
[Enjoy up to S$120 worth of Rewards!]
Get S$50 Cash and S$70 Trip.com Voucher when you apply and spend a min of S$108 within 30 days from card approval! T&Cs apply.
PLUS get S$188 cashback from CIMB when you spend a min. of S$988 within 60 days, or S$88 cashback from CIMB when spend a min. of S$108 within the first 30 days! T&Cs apply.
Here are all the CIMB credit card promotions:
| CIMB credit card | Key feature(s) | Promotion | Valid until |
| CIMB World Mastercard | 2% unlimited cashback on Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods. No annual fees for life. | $50 cash and $70 Trip.com voucher with $108 spend within 30 days + $188 cashback with $988 spend within 60 days OR $88 cashback with $108 spend within 30 days |
30 Apr 2025 |
| CIMB Visa Signature | 10% cashback on Beauty & Wellness, Online Shopping, Groceries and more, capped at S$100 per month and up to S$20 per category. Minimum spend $800. | ||
| CIMB Visa Infinite | 2% unlimited cashback on Travel, Overseas, Online Spend in Foreign Currencies with $2,000 minimum monthly spend. |
4. UOB credit card promotions
This month, apply for selected UOB credit cards and you’ll enjoy welcome gifts like $350 cash credit.
I want to give a shout out to the UOB PRVI Miles Card—did you know it has the highest base miles earn rate for general spending among other entry-level miles cards in Singapore? I recently reviewed it in comparison with the Krisflyer UOB Credit Card, and it’s my clear pick between the 2.
Here’s a summary of all ongoing UOB credit card welcome promotions this month:
| UOB credit card | Key features | Promotion | Valid until |
| UOB One Card | Up to 20% rebate on McDonald’s, DFI Retail Group, Grab, Shopee, SP and more | $350 cash credit when you spend $1,000/month for 2 consecutive months (first 200 new-to-UOB Credit Cardmembers) |
30 Apr 2025 |
| UOB Absolute Cashback Card | 1.7% unlimited cashback with no minimum spend | $350 cash credit when you spend $1,000/month for 2 consecutive months (first 200 new-to-UOB Credit Cardmembers) | 30 Apr 2025 |
| UOB EVOL Credit Card | 10% cashback on online, mobile contactless, overseas in-store FX spend |
$350 cash creditwhen you spend $1,000/month for 2 consecutive months (first 200 new-to-UOB Credit Cardmembers) |
30 Apr 2025 |
| Lazada-UOB Card | 20% rebate on Lazada spend and 6% rebate on Redmart spend | Up to $230 worth of gifts: – $200 cashback when you spend a minimum of $100 per month at Lazada for 3 consecutive months from their card approval date – $30 worth of Lazada Vouchers when you successfully add Lazada-UOB card as a payment card within the Lazada App. |
30 Apr 2025 |
At the time of writing, the UOB Lady’s Card, UOB PRVI Miles Credit Card (MASTERCARD / VISA / American Express), UOB Preferred Platinum Visa Card, and UOB Visa Infinite Metal Card have no ongoing promotions.
5. HSBC credit card promotions
The HSBC credit card line-up gained an exciting new lifestyle card last year—the HSBC Live+ Credit Card. Although the card’s generous 8% cashback on dining, shopping and entertainment was supposed to end on 31 Dec 2024, it’s since been (sort of) extended. If you sign up for the card from now till 30 Sep 2025, you get to enjoy a total of 8% cashback at selected dining, shopping and/or entertainment merchants for the first 2 calendar quarters from your card issue date.
Coupled with the welcome gifts it comes with, the HSBC Live+ is one attractive card.
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
[Up to S$420 Rewards!]
Get S$350 Cash via PayNow or 5,000 SmartPoints when you apply, spend a min. of S$500 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card.
PLUS get S$70 Trip.com Vouchers on top of your baseline gift when you spend and meet the criteria! T&Cs apply.
| HSBC credit card | Key feature(s) | Promotion | Valid until |
| HSBC Advance Credit Card | 1.5% cashback on local and overseas purchases with no minimum spend | Your choice of gift: – 5,000 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) Qualifying criteria: Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
30 Apr 2025 |
| HSBC Live+ Card | Up to 8% cashback on dining, shopping and entertainment; 5% cashback on petrol | Your choice of gift: – 5,000 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) Qualifying criteria: Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
30 Apr 2025 |
| HSBC Revolution Credit Card | S$1 = 10X Points on Online Spend on Travel, Shopping & Dining | Your choice of gift: – 5,000 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) Qualifying criteria: Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
30 Apr 2025 |
| HSBC TravelOne Card | S$1 local spend = 1.2 miles; S$1 on foreign spend = 2.4 miles | Your choice of gift: – 5,000 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) PLUS a 5GB Eskimo eSIM (worth US$25) Qualifying criteria: Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
30 Apr 2025 |
There’s no current promotion for the HSBC Visa Infinite Credit Card.
6. AMEX credit card promotions
This month, the juiciest Amex welcome promotion is the 160,000 Membership Rewards® points (equivalent to 100,000 Air Miles) you’ll earn with the American Express The Platinum Card.
- for every S$1.60 spent
- Earn 2 Membership Rewards® points
- for every S$1.60 spent with 10Xcelerator by Membership Rewards®
- Earn 20 Membership Rewards® points
- on Membership Rewards® Points
- No Expiry Date
You’ll need to spend $8,000 within the first 6 months from card approval, which will also earn you 10,000 Membership Rewards® points.
Here are all the American Express credit card promotions this month:
| American Express credit card | Key feature(s) | Promotion | Valid until |
| American Express True Cashback Card | 3% cashback on up to $5,000 spend in the first 6 months | $100 cash via PayNow or 1,540 SmartPoints Plus, first $1,500 eligible customers also get a $70 Trip.com voucher. Spend criteria: Spend $500 within 30 days |
14 Apr 2025 |
| American Express Platinum Credit Card | $1.60 spend = 10 Points at participating Platinum 10Xcelerator Partners / 2X Points on all other spend | $200 Statement Credits with $1,000 spend and annual fee payment within 30 days of card approval. |
28 May 2025 |
| American Express The Platinum Card | $1.60 spend = 2 Membership Rewards / 20 Membership Rewards points on 10Xcelerator spending | 160,000 Membership Rewards® points (equivalent to 100,000 air miles) Spend criteria: $8,000 minimum spend and annual fee payment within 6 months of card approval. Plus, earn 10,000 Membership Rewards® points with the $8,000 spent. |
28 May 2025 |
| American Express Singapore Airlines KrisFlyer Ascend Credit Card | $1 local spend = 1.2 KrisFlyer miles; S$1 spend on Grab = 3.2 KrisFlyer miles | 40,000 KrisFlyer miles (new cardmembers) / 30,000 KrisFlyer miles (existing cardmembers) with $2,000 spend and annual fee payment within 3 months of card approval. | 28 May 2025 |
| American Express Singapore Airlines KrisFlyer Credit Card | $1 local spend = 1.1 KrisFlyer miles; S$1 spend on Grab = 3.1 KrisFlyer miles | Up to 17,000 KrisFlyer miles (new cardmembers) with annual fee payment and a minimum spend of $1,000 within 30 days of card approval. | 28 May 2025 |
This month, the American Express CapitaCard and The American Express Singapore Airlines Business Credit Card do not have any ongoing promotions.
7. DBS credit card promotions
The juiciest DBS credit card sign-up promotions this month are a $300 cashback offer and a 85,000 miles promotion. The former applies to the DBS Live Fresh Card and DBS yuu Card:
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point
The DBS Vantage Visa Infinite Card comes with a fat miles welcome gift this month, but do note that this is not an entry-level miles card:
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Here’s the full list of ongoing DBS credit card promotions:
| DBS credit card | Key feature(s) | Promotion | Expiry |
| DBS yuu Visa Card | 5% Cash Rebate / 10x yuu Points with no minimum spend and no cap. | $300 cashback (new cardmembers) with $800 minimum spend within 60 days. | 30 Apr 2025 |
| DBS yuu American Express Card | $300 cashback (new cardmembers) with $800 minimum spend within 60 days. |
30 Apr 2025 | |
| DBS Live Fresh Card | Up to 6% cashback on shopping and transport spend with $800 minimum monthly spend | $300 cashback (new cardmembers) with $800 minimum spend within 60 days. | 30 Apr 2025 |
| DBS Altitude Visa Signature Card | $1 spend on Agoda = Up to 4.3 miles in the form of DBS Points that never expire | Up to 38,000 miles with $800 spend and payment of annual fee within 60 days | 30 Apr 2025 |
| DBS Altitude American Express Card | Up to 38,000 miles with $800 spend and payment of annual fee within 60 days | 30 Apr 2025 | |
| DBS Vantage Visa Infinite Card | 1.5 miles or 1.5% cashback per S$1 local spend; 2.2 miles or 2.2% cashback per S$1 overseas spend | Up to 85,000 miles (new cardmembers) with $4,000 minimum spend and payment of annual fee within 30 days | 30 Apr 2025 |
| DBS Takashimaya American Express Card | 2 Taka Bonus Points for every S$10 spend at Takashimaya, 10% additional discount during Takashimaya sales events | $100 cashback + 200 Takashimaya Bonus Points with $300 minimum spend within Takashimaya within first month from card approval date. | 30 Jun 2025 |
| DBS Esso Card | Up to 23% fuel savings at Esso; 1 Smiles Point per $10 charged outside of Esso | $120 cash rebate (new cardmembers) / $50 cash rebate (or existing cardmember) with $180 spend on fuel per month for 2 consecutive months | 20 Apr 2025 |
These other DBS credit cards do not have ongoing sign-up promotions:
A word on the DBS Woman’s and Woman’s World Card: Don’t be fooled by the name. You can apply for these cards no matter your gender.
8. POSB Credit Card Promotion
The POSB Everyday Card is a straightforward cash rebates card with (strictly speaking) no minimum spend; certain bonus reward categories require you to spend above $800/month.
As the name suggests, you can apply for the POSB Everyday Card to make the most out of your day-to-day spending. The latest POSB Everyday Card promotion is as fuss-free as the card—$300 cashback when you apply and spend $800 within 60 days.
- Cash rebates on Online Food Delivery
- Up to 10%
- Cash Rebates on Groceries from Sheng Siong & RedMart
- Up to 5%
- Fuel Savings at SPC
- Up to 20.1% + 2%
9. Maybank credit card promotions
While Maybank credit cards aren’t currently offering welcome gifts, they’re still worth checking out.
My top pick is the Maybank Family & Friends Card, a cashback card that offers up to 8% cashback on 5 cashback categories of your choice, plus up to 8% cashback on on Malaysian Ringgit and Indonesia Rupiah spend.
- globally on 5 preferred cashback categories
- Up to 8% Cashback
- on Malaysian Ringgit and Indonesia Rupiah spend
- Up to 8% Cashback
- Cashback Per Month
- Up to S$150
Read our review of the Maybank Family & Friends Card for more details, and check out more Maybank credit cards using our credit card comparison tool.
10. OCBC credit card promotions
This month, OCBC credit cards come with goodies such as 1,960 SmartPoints or $150 cash. Don’t know which card to choose? We got you. For the foodies, the OCBC 365 Credit Card earns you 5% cashback on everyday dining with a minimum monthly spend of $800.
- Cashback on Fuel Spends
- 6%
- Cashback on Everyday Dining
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
Get S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.
For a card that earns rebates you on a wider range of spend categories, consider the OCBC Rewards Credit Card for up to 4 miles per dollar at selected retailers. Psst, this card is also a good choice to pair with the Amaze Card!
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- on Eligible Local and Overseas Spend
- S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1)
- on All Other Spend
- S$1 = 1 OCBC$
- Rewards to Miles Conversion
- 10 OCBC$ = 4 Miles
Get S$150 Cash or 1,960 SmartPoints for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply.
Additionally, enjoy 1-year Disney+ Premium subscription from OCBC when you apply for an eligible OCBC Card! T&Cs apply.
| OCBC credit card | Key feature(s) | Promotion | Expiry |
| OCBC INFINITY Cashback Card | 1.6% in unlimited cashback with no minimum spend | 1,265 SmartPoints or $100 Cash when you apply and charge at least 1 qualifying transaction within 30 days. Plus, only for the 90°N Card: Get a 5GB Eskimo eSIM (worth US$25) |
8 Apr 2025 |
| OCBC Rewards Credit Card | S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1) on eligible local and overseas spend | ||
| OCBC 365 Credit Card | 5% cashback on everyday dining, 6% cashback on fuel, 3% cashback on groceries, land transport, online travel, recurring telco and electricity bills | ||
| 90°N Card / 90°N Visa Card | S$1 = Up to 7 Miles on Agoda accommodation S$1 foreign spend = 2.1 Miles S$1 local spend = 1.3 Miles |
Credit card promotions—is there a catch?
With free AirPods Pro, ergonomic standing desks and thousands of miles raining down on us, you might be wondering: Is there a catch to all these freebies?
Truth is, there is one drawback to signing up for credit card promotions: You won’t be eligible for more freebies in the future. Well, at least for a year. Here’s how it works:
Banks and comparison sites like MoneySmart usually offer the best giveaways for new sign ups. Usually this is defined as people who either:
- Have never ever owned a credit card from that bank, OR
- Cancelled their card at least 12 months ago
If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!
Another thing to note is that you must hit the minimum spend to get your reward. If you’re really lucky, you’ll get your shiny new iPad or cashback immediately upon card approval. However, most banks require you to spend a minimum sum (say, $1,000 in the first month) and sometimes even fork out the first year’s annual credit card fee (goodbye, fee waiver!). After all that, banks will make you wait a few months before you can even smell the freebie.
So what’s the lesson here? Read the T&Cs carefully, and only sign up when you’re confident you can hit the minimum spend.
Psst, we also review credit card promos in Hong Kong! Check out our guide to the Best HK Credit Card Welcome Offers.
Read more about the best air miles, cashback, and rewards credit cards! Plus, learn the differences between air miles vs cashback vs rewards credit cards.
About the author
Vanessa Nah likes her finance articles the way she likes her sitcoms—light-hearted, entertaining, and leaving people knowing a little more about life. She believes money—like life—should be made simple. Outside of work, you’ll find Vanessa attending dance classes, fingerpicking a guitar, and fulfilling her life mission to make her one-eyed cat the most spoiled kitty in the world.
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