Best Credit Card Promotions: DBS, UOB, Citibank, OCBC, & more (June 2022)

Best Credit Card Promotions: DBS, UOB, Citibank, OCBC, & more (June 2022)

I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products, staycations, cold hard cash via PayNow and other freebies on us.

All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.

Contents

      1. Best credit card promotions in Singapore
      2. DBS credit card promos
      3. UOB credit card promo
      4. Citibank credit card promotions
      5. OCBC credit card promos
      6. HSBC credit card promos
      7. Standard Chartered Bank credit card promo
      8. POSB credit card promo
      9. Maybank credit card promotions
      10. CIMB credit card promos
      11. AMEX credit card promos
      12. Do I qualify for credit card promos?

1. Best Credit Card Promotions in Singapore

If you’re looking out for your first credit card, or an extra credit card to make the best use of your upcoming big purchase, wedding, or travel bookings, do not miss the welcome promotions for new sign ups

Practically all credit cards in Singapore offer promotions for new applicants. You’ll be silly to not get something out of your credit card application.

Here are just 10 of the best credit card promotions from each bank for the month of June (scroll down for more details and credit card promos below):

Credit Card Promotion Minimum Spend Expiry
DBS 43,000 miles welcome bonus $4,000 (in 60 days) 30 June 2022
UOB 12,000 miles welcome bonus $4,000 (in 60 days) 30 June 2022
Citibank $350 cash via PayNow, Apple iPad 10.2″, Apple Watch SE, or $400 worth Marina Bay Sands Gift Certificates $500 (in 30 days) 15 June 2022
OCBC 10,500 miles welcome bonus  $5,000 (in 2 months) 31 August 2022
HSBC Apple Watch Series 7, US$500 Marriott Bonvoy Gift Card, or $350 PayNow cash $500 (in 30 days) + $10,000 deposit 12 June 2022
Standard Chartered $320 PayNow cash, Apple Watch SE, Titan V1 7 Speed Foldable Bike 

3-months Disney+ membership

$250 (in 30 days) 15 June 2022
POSB $150 cashback $800 (in 60 days) 30 June 2022
Maybank Samsonite Harts 68/25 Spinner luggage or $100 cash credit $300 (consecutively in 2 months) No promotion end date stated
CIMB Ogawa Back Massager, Apple AirPods (3rd Gen), or up to $200 cash $988 (in 60 days) 30 June 2022
American Express $180 PayNow cash, Lenovo Tab M10 HD, Apple Airpods Gen 3 $500 (in 30 days) 15 June 2022

 

2. DBS Credit Card Promotions (43,000 miles)

The best DBS credit card promotion that’s going on right now is the DBS Altitude air miles credit cards’ sign-up promo. If you’re planning to go overseas or do a staycation soon, maximise your upcoming expenditure. Pay for your bookings with an air miles card (you earn air miles instead of points). Consider signing up for the DBS Altitude AMEX or Visa card ‘cause the free air miles welcome bonus is pretty attractive:

DBS Altitude AMEX Card: Get 43,000 miles with promo code ALTMEX (min spend $4,000 within 60 days), until 30 June 2022. That’s $0.09 per mile you’re getting, way cheaper than the card’s base usual $1 for 1.2 miles earn rate. 

DBS Altitude Visa Card: Get 34,000 miles with promo code ALTVIS (min spend $4,000 in 60 days), until 30 June 2022. That’s $0.12 per mile! 

If you and your significant other frequent staycations in Singapore, you need to know that you get 10 miles per $1 spend on hotel bookings worldwide via Kaligo on both DBS Altitude credit cards.

Anyway, how to get this welcome bonus miles promo? Here are the steps:

  • You must be new to DBS credit cards (or have cancelled yours more than a year ago)
  • Apply through MoneySmart, using promo code ALTMEX or ALTVIS
  • Spend at least $4,000 in eligible transactions within 60 days of card approval
  • Promotion ends 30 June 2022 

Other DBS credit card promotions include:

DBS Credit Card Promotion Min spend Expiry
DBS Live Fresh Card $150 cashback (promo code 150CASH) $800 30 Jun 22
DBS Woman’s Card $150 cashback (promo code 150CASH)  $800 30 Jun 22
DBS Woman’s World Card $150 cashback (promo code 150CASH) $800 30 Jun 22

Other DBS credit cards such as DBS Black Visa CardDBS Esso Card, SAFRA DBS Card, DBS Live Fresh Student Card, DBS Takashimaya AMEX Card, and the DBS Visa Debit Card do not have ongoing promos.

3. UOB Credit Card Promotions (12,000 miles)

With travel officially being back on the agenda, banks are in full swing to entice you to sign up for their air miles cards. Well, if you’re still shopping for an air miles card, the odds are definitely in your favour! There are a few UOB credit card promotions ongoing concurrently but their UOB PRVI Miles Card promotion is surely a head turner: 

UOB PRVI Miles Card: Get 12,000 bonus welcome miles, 3 miles per dollar to be exact. This surpasses the card’s base earn rate of even 2.4 miles per dollar on overseas spend. 

To scoop up the bonus miles, here’s what you have to do: 

  • You must be new to UOB cards (or cancelled your last one at least a year ago)
  • Spend at least $4,000 in eligible transactions within 60 days of card approval
  • SMS your Singapore mobile number registered with UOB during the promotion period in the following format (the “SMS Registration”): BONUSLast 4 alphanumeric digits of your NRIC or Passport Number to 77862. So, if your NRIC is S1234567A, you will need to send “BONUS 567A” to 77862
  • Promotion ends 30 June 2022

Other UOB credit card promotions include:

UOB Credit Card Promotion Min spend Expiry
UOB EVOL Card AirPods Pro with an eco Oakywood case

(60 applicants)

$1,500 within 30 days 30 Jun 22
UOB Absolute Cashback American Express Card Cash rebate of $150 $3,000 31 Jul 22
UOB One Card $250 Grab vouchers

(200 applicants)

$1,500 within 30 days 30 Jun 22
UOB Lady’s Card $250 Grab vouchers

(200 applicants)

$1,500 within 30 days 30 Jun 22
KrisFlyer UOB Card $250 Grab vouchers

(200 applicants)

$1,500 within 30 days 30 Jun 22
UOB Preferred Platinum Visa Card $250 Grab vouchers

(200 applicants)

$1,500 within 30 days 30 Jun 22
UOB Visa Signature $250 Grab vouchers

(200 applicants)

$1,500 within 30 days 30 Jun 22

Other UOB credit cards such as the UOB Absolute Cashback Card, UOB PRVI Mastercard Miles Card, UOB PRVI Visa Miles Card, and UOB PRVI Miles AMEX Card do not have ongoing promos.

4. Citibank Credit Card Promotions ($350 cash, Apple iPad, Apple Watch, Marina Bay Sands Gift Certificates)

Looking to sign up for a new Citibank credit card? Well, you’re in luck! There are multiple ongoing promotions for you to make the most out of your card application. 

If you’re on a mission to chalk up the miles leading up to your vacay, consider applying for the Citi PremierMiles Card or the Citi Prestige Card to get the air miles welcome bonuses:

Citi PremierMiles Card: Get 10,000 miles (pay $192.60 annual fee) + 15,000 bonus miles (spend $800 in 2 months). That’s $0.04 per mile.

Citibank logo
MoneySmart Exclusive
Faster Gift Redemption
Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles
MoneySmart Exclusive:

Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalT&Cs apply.

Valid until 30 Jun 2022

Citi Prestige Card: Get 40,000 miles (100,000 Citi ThankYou reward points) when you pay $535 annual fee and spend $800 in 2 months. That works out to be $0.03 per mile.

Citibank logo
MoneySmart Exclusive
Faster Gift Redemption
Local Spend
S$1 = 3.25 ThankYou Points (1.3 Miles)
with minimum consecutive four-night stay at any hotel or resort
4th Hotel Night Free
Airport Lounge Access
Unlimited
MoneySmart Exclusive:

Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalT&Cs apply.

Valid until 30 Jun 2022

On the other hand, if you’re looking to make the most out of your daily expenses, here are other Citibank credit cards you should be turning your attention to:

Citi Cashback+ Mastercard, Citi Cashback Card, or Citi Rewards Card: Win $350 cash via PayNow, Apple iPad 10.2″, an Apple Watch SE, or $400 worth of Marina Bay Sands Gift Certificates. Get your gift and get it as early as 6 weeks after your card approval when you apply with MoneySmart. 

Here’s how to get your Citi Cashback/ Rewards credit card promos:

  • You must be new to Citibank credit cards (or cancelled your last one at least a year ago)
  • Apply for your Citibank credit card through MoneySmart
  • Spend at least $500 within 30 days of card approval
  • Use Citi PayAll to make recurring bill payments
  • Promotion ends 15 June 2022

Sponsored
Citibank logo
MoneySmart Exclusive
Faster Gift Redemption
Cash Back on Eligible Spend
1.6%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
MoneySmart Exclusive:

Apply and spend S$500 to get an Apple Watch Series 7 (worth $599) OR an Apple iPad Wi-Fi (worth S$499) OR a Nintendo Switch OLED (worth S$549) OR S$350 Cash via PayNow as soon as 6 weeks from Credit Card approvalT&Cs apply.

Valid until 30 Jun 2022

Other Citibank credit card promotions include:

Citibank Credit Card Promotion Min spend Expiry
Citibank Lazada Card $250 Lazada & RedMart vouchers  $250  31 Jul 22
Citibank SMRT Card $120 cashback  $1,200  30 Jun 22
Citi M1 Card $200 cashback  $600  31 Jul 22

 

5. OCBC Credit Card Promotions (10,500 miles)

Whether you have impending travel plans lined up for this June, or are in the midst of planning for a summer vacay in the coming months, you’d want to pay attention to OCBC’s credit card promotions this month. It’ll put you on the fast track to accumulating air miles that you can use to offset part of your flight ticket. 

OCBC 90°N Visa Card: Get 10,500 miles when you sign-up for a new OCBC’s 90°N Visa Card card and charge a minimum of $5,000 to the card in local or overseas spend in 2 months. If you do the math, that’s 2.1 miles per dollar you’re getting! Typically, given the card’s base rates, you’d only earn 1 miles per dollar for local spend and 2 miles per dollar for overseas spend once you exceed the cap of $1,000.  

Here’s what you have to do to be eligible for the OCBC 90N credit card promotion:

  • You must be new to OCBC credit cards (or cancelled your last one at least a year ago)
  • Activate your card and make a qualifying spend of $10
  • Spend at least $5,000 within 2 months of card approval
  • Promotion ends 31 August 2022

 

Other OCBC credit cards such as the OCBC 365 credit card, OCBC Titanium Rewards Card (Pink), OCBC Titanium Rewards Card (Blue), OCBC Frank credit card, OCBC Plus! Visa credit card, and OCBC Cashflo credit card do not have ongoing promos.

6. HSBC Credit Card Promotions ($350 cash, Apple Watch, Marriott Bonvoy Gift Card)

Typically when you have a regular savings account and a credit card from the same bank, you’re bound to enjoy some perks. If you’re looking for a new savings account, listen up.

Sign up for the HSBC Everyday Global multi-currency account (personal banking) and a credit card from HSBC. Doing so will give you an additional 1% cashback on all spending with your HSBC credit card. Sign up via Moneysmart to get even more gifts:

HSBC Credit Card & Everyday Global Account Bundle: Get Apple Watch Series 7, US$500 Marriott Bonvoy Gift Card, or $350 Cash via PayNow. Here are the details of this HSBC credit card promo:

  • You must be new to HSBC bank credit cards (or cancelled your last one at least a year ago)
  • Apply for a HSBC Credit Card and HSBC Multi Currency Account through MoneySmart
  • You will get a HSBC Advance Credit Card by default when you open a HSBC Everyday Global Account
  • Eligible credit cards you can apply for: HSBC Revolution Credit Card, HSBC Visa Platinum Card, HSBC Visa Infinite Credit Card
  • Activate your card and make a qualifying spend of $500 within 30 days
  • Deposit at least $5,000/month into your savings account (within 30 days) for 2 consecutive months (total $10k)
  • Make 5 card transactions per month for 2 consecutive months
  • Promotion ends 12 June 2022

If all that is too many hoops to jump through for you, here are other rather straightforward promos you can consider. If you’re new to HSBC and love cashbacks, these HSBC credit card promotions are right up your alley: 

HSBC Revolution Card, HSBC Advance Credit Card, HSBC Visa Platinum Card, HSBC Premier Mastercard: Get up to $200 cashback when you spend at least $500 in the first 2 months. 

To qualify, you have to meet the following requirements:

  • You must be new to HSBC bank
  • Spend at least $500 within 2 months of card approval
  • Promotion ends 31 July 2022  

HSBC logo
Online Promo
Cashback on Big Expenses
Cash Back
1.5%
Bonus Cash Back
3.5%
Min. Spend
S$0
Online Promo:
Get Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards), this promotion is not valid in conjunction with other HSBC credit card sign up gifts promotions. 
Valid until 31 Dec 2022

HSBC logo
Online Promo
Earn Points for Everyday Spending
Rewards
S$1= 10 Points
Rewards
S$1= 4 Miles
Min. Spend
S$0
Online Promo:
Get Samsonite Prestige 69cm Spinner Exp with built-in scale (worth SGD670) or SGD200 cashback for new HSBC cardmembers. Existing HSBC cardmembers receive $50 cashback. Min. spends of S$500 upon card approval required. T&Cs apply.

Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards), this promotion is not valid in conjunction with other HSBC credit card sign up gifts promotions. 
Valid until 31 Dec 2022

Compared to the multiple loops that you have to jump through to qualify for other banks’ credit card promotions, this HSBC cashback credit card promotion is as straightforward as it gets. 

Other HSBC credit card promotions include:

HSBC Credit Card Promotion Min spend Expiry
HSBC Visa Infinite Credit Card 35,000 miles Annual card fee of $650 31 Jul 22

P.S. 35,000 bonus welcome miles is a very exciting promotion but we’re sorry, we have to burst your bubble. You can only be eligible for the HSBC Visa Infinite Card if your annual income meets the meaning requirement of at least $120,000. 

7. Standard Chartered Credit Card Promotions ($320 cash, Apple Watch, Titan Foldable Bike)

There are a few Standard Chartered credit card promotions ongoing this month that are all equally enticing. It’s hard to pick the best, but if you agree that cash is king, the Standard Chartered Smart Credit Card promotion this month will come up top:  

Standard Chartered Smart Credit Card: Win $320 cash via PayNow, an Apple Watch SE, or a Titan V1 7 Speed Foldable Bike, along with a free 3-month Disney+ subscription as soon as 6 weeks after your card approval. Here’s what you have to do: 

  • You must be new to Standard Chartered credit cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Spend at least $350 in eligible transactions within 30 days of card approval
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 15 June 2022  

Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cashback from Netflix, Spotify, fast food joints and more. *T&Cs apply.
6%*
Interest 3-month EasyPay with 100% cashback on fees
0%
Minimum Spend
S$0
MoneySmart Exclusive:

Apply and spend S$350 to get S$320 Cash via PayNow OR an Apple Watch SE (worth S$419) OR Titan V1 7 Speed Foldable Bike (worth S$399). T&Cs apply.

Valid until 30 Jun 2022

However, if you’re shopping around for another card, other MoneySmart exclusive Standard Chartered credit card promotions worthy of your attention is this:

Standard Chartered Unlimited Cashback Credit Card and Standard Chartered Rewards+ Credit Card: Win $250 cash via PayNow, a Nintendo Switch Lite, or Apple Airpods Gen 3, along with a free 3-month Disney+ subscription. Here’s what you have to do: 

  • You must be new to SCB credit cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Spend at least $250 in eligible transactions within 30 days of card approval
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 15 June 2022  

Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
Cash Back on eligible spend
Up to 1.5%
Min. Spend per month
S$0
Cash Back Cap
Unlimited
MoneySmart Exclusive:

Apply and spend S$250 to get an Nintendo Switch Lite (worth S$279) or Apple AirPods Gen 3 (worth S$269) or S$250 Cash via PayNow. T&Cs apply.

Valid until 30 Jun 2022

Standard Chartered logo
MoneySmart Exclusive
With 3-month Disney+ Subscription
on Foreign Currency Spend
S$1= 10X Points
on Local Dining Spend
S$1= 5X Points
Rewards to Miles Conversion
1 Point = 0.29 Miles
MoneySmart Exclusive:

Apply and spend S$250 to get an Nintendo Switch Lite (worth S$279) or Apple AirPods Gen 3 (worth S$269) or S$250 Cash via PayNow. T&Cs apply.

Valid until 30 Jun 2022

Other Standard Chartered credit card promotions include:

Standard Chartered Credit Card Promotion Min spend Expiry
Standard Chartered Spree Card Up to $220 cashback, 3-month Disney+ subscription $200  30 Jun 22
Standard Chartered Visa Infinite Card 35,000 miles, 3-month Disney+ subscription $2,000  31 Dec 22
Standard Chartered X Card From $1,500 to $9,000 cash  Funds from $200,000 30 Jun 22

The Standard Chartered Manhattan World Mastercard does not have any ongoing promotions currently.

8. POSB Credit Card Promotions ($150 cashback)

If you’re applying for the rather straightforward POSB Everyday card to make the most out of your day-to-day spending, do it via us to get $150 cashback. Here’s what you need to know:

  • You must be new to POSB or DBS credit cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Spend at least $800 within 60 days of card approval
  • Use promo code 150CASH during online application on DBS website
  • Promotion ends 30 June 2022

POSB logo
Online Promo
Earn Cash Rebates that Never Expire
Cash rebates on food delivery
Up to 10%
Cash Rebates on Utilities and Telecommunications bill payments
Up to 3%
Fuel Savings at SPC
Up to 21.8%
Online Promo:
Get S$150 cashback when you apply with promo code 150CASH and make the min. spend of S$800 within 60 days of card approval. Valid till 30 June 2022. T&Cs apply.

Valid until 30 Jun 2022

9. Maybank Credit Card Promotions (Samsonite Luggage)

Yay! The super cliche credit card luggage promotions are back! Now, we’re just missing the roadshows where you can walk away proudly with your new luggage in tow. Apply for any new Maybank credit card and CreditAble account to get a Samsonite Harts 68/25 Spinner luggage.

Here’s how you can get the Maybank Samsonite luggage promo:

  • You must be new to Maybank cards and CreditAble (or cancelled your last one at least a year ago)
  • First 4,500 applicants will be rewarded with the Samsonite luggage
  • Subsequent qualifying applications after that will be awarded $100 cash credit
  • Spend at least $300 consecutively in the first 2 months 
  • No stated promotion end date

Here are the Maybank credit cards you can choose from:

  • Maybank Family & Friends card
  • Maybank DUO Platinum Mastercard
  • Maybank Manchester United Platinum Visa card
  • Maybank Horizon Visa Signature
  • Maybank FC Barcelona Visa Signature
  • Maybank World Mastercard
  • Maybank Platinum Visa Card

It’s that simple!

10. CIMB Credit Card Promotions (Ogawa Back Massager, Apple AirPods, $200 cash)

There are multiple credit card promotions currently ongoing for those new to CIMB credit cards. If you’re looking to sign up for the following cards, do it via MoneySmart to make the most out of your application:

CIMB World Mastercard, CIMB Visa Signature, or CIMB Visa Infinite: Get Ogawa Mobile Shiatsu Lite Portable Back Massager, Apple AirPods (3rd Gen), or up to $200 PayNow cash. Here’s how you qualify for the CIMB credit card promos:

  • You must be new to CIMB credit cards (or cancelled your last one at least a year ago)
  • Apply for your chosen card through MoneySmart
  • Spend at least $108 during the first 30 days from approval date to qualify for $100 Cash via PayNow, or Ogawa Mobile Shiatsu Lite Portable Back Massager
  • Spend at least $988 during the first 60 days from approval date to qualify for $200 Cash via PayNow, or AppleAirPods (3rd Generation) 
  • Promotion ends 30 June 2022

CIMB logo
MoneySmart Exclusive
Online Promo
Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
2%
Min. spend per month
S$2,000
Cash Rebate cap
Unlimited
MoneySmart Exclusive:

Sign up for a CIMB Credit Card and spend up to S$988 to receive a free Ogawa Mobile Shiatsu Lite Portable Back Massager (worth S$128)or an Apple AirPods (3rd Generation) (worth S$269) or up to $200 Cash via PayNow. T&Cs apply.

Valid until 30 Jun 2022

CIMB logo
MoneySmart Exclusive
Online Promo
Cash Back on Beauty & Wellness, Online Shopping, Groceries
10%
Min. spend per month
S$800
Cash Back Cap
S$100
MoneySmart Exclusive:

Sign up for a CIMB Credit Card and spend up to S$988 to receive a free Ogawa Mobile Shiatsu Lite Portable Back Massager (worth S$128)or an Apple AirPods (3rd Generation) (worth S$269) or up to $200 Cash via PayNow. T&Cs apply.

Valid until 30 Jun 2022

CIMB logo
MoneySmart Exclusive
Online Promo
Up to 2%* Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%*
Min. spend per month
S$0
Cash Rebate cap
Unlimited
MoneySmart Exclusive:

Sign up for a CIMB Credit Card and spend up to S$988 to receive a free Ogawa Mobile Shiatsu Lite Portable Back Massager (worth S$128)or an Apple AirPods (3rd Generation) (worth S$269) or up to $200 Cash via PayNow. T&Cs apply.

Valid until 30 Jun 2022

11. AMEX Credit Card Promotions (Ogawa Back Massager, Apple AirPods, $200 cash)

With travel back in full swing, it’s no doubt time to get back into the miles game. If you’re ready to join the tribe of Singapore Airlines loyalists, the AMEX Singapore Airlines KrisFlyer card or the AMEX Singapore Airlines KrisFlyer Ascend card are fuss-free credit cards that allow you to collect KrisFlyer miles directly. 

While you’re at it, make the most out of it by signing up via Moneysmart for a sweeter deal: 

AMEX Singapore Airlines KrisFlyer Credit Card: Win $180 cash via PayNow, Lenovo Tab M10 HD, or Apple Airpods Gen 3.

American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.1 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.1 Miles
MoneySmart Exclusive:

Get an Apple Airpods Generation 3 (worth S$269) OR Lenovo Tab M10 HD (worth S$369) OR $180 Cash via Paynow  when you apply and spend on your card! T&Cs apply.

Valid until 30 Jun 2022

AMEX Singapore Airlines KrisFlyer Ascend Credit Card: Win $250 cash via PayNow, Apple Watch SE, or 1 year Accor+ Explorer membership.

Tempted yet? Here’s what you need to do to secure your AMEX credit card promos: 

  • You must be new to American Express credit cards (or cancelled your last one at least a year ago)
  • Apply for your AMEX card through MoneySmart
  • Spend at least $500 within 30 days of card approval
  • Login to your MoneySmart account to submit your claim
  • Promotion ends 15 June 2022

American Express logo
MoneySmart Exclusive
Convenience & Perks for Frequent Flyers
Local Spend
S$1 = 1.2 Miles
Overseas Spend
S$1 = 2 Miles
Grab rides
S$1 = 3.2 Miles
MoneySmart Exclusive:

Apply and spend S$500 to get S$250 Cash via PayNow OR an Apple Watch SE (worth S$419). T&Cs apply.

Valid until 30 Jun 2022

Other American Express credit card promotions include:

American Express Credit Card Promotion Min spend Expiry
American Express True Cashback Card 15,000STAR$  $1,500 30 Jun 22
American Express CapitaCard 195,000STAR$ $1,500 30 Jun 22
American Express Platinum Credit Card 1-night stay at Conrad Centennial Singapore $3,000 30 Jun 22
American Express The Platinum Card 1-night stay at the Bay View Room at the Fullerton Bay Hotel  $20,000 30 Jun 22

12. Do I qualify for credit card promotions?

You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.

Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.

That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:

  • Have never ever owned a credit card from that bank, OR
  • Cancelled their card at least 12 months ago

If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!

Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.

However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.

Read more about the best air miles, cashback, and rewards credit cards here! Not sure which credit card is best for you? Learn the differences between air miles vs cashback vs rewards credit cards here.