I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products, staycations, cold hard cash via PayNow and other freebies on us.
All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.
Contents
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- Best credit card promotions in Singapore
- DBS credit card promos
- UOB credit card promo
- Citibank credit card promotions
- Standard Chartered Bank credit card promo
- AMEX credit card promos
- HSBC credit card promos
- POSB credit card promo
- Maybank credit card promotions
- CIMB credit card promos
- OCBC credit card promos
- Do I qualify for credit card promos?
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1. Best Credit Card Promotions in Singapore
If you’re looking out for your first credit card, or an extra credit card to make the best use of your upcoming big purchase, wedding, or travel bookings, do not miss the welcome promotions for new sign ups.
Practically all credit cards in Singapore offer promotions for new applicants. You’ll be silly to not get something out of your credit card application.
Here are just 10 of the best credit card promotions from each bank for the month of June (scroll down for more details and credit card promos below):
| Credit Card | Promotion | Minimum Spend | Expiry |
| DBS | Up to 60,000 miles welcome bonus | $8,000 (in 60 days) | 30 September 2022 |
| UOB | 15,000 miles welcome bonus | $1,500 (in 30 days) | 30 September 2022 |
| Citibank | $350 cash via PayNow, Apple iPad 10.2″, a Nintendo Switch OLED, or $400 worth of eCapitaVouchers | $500 (in 30 days) | 9 September 2022 |
| Standard Chartered
|
$350 cash via PayNow, an Apple Watch SE, or a Everdesk+ Lite | $350 (in 30 days)
|
4 September 2022
|
| American Express | Up to 40,000 worth of KrisFlyer miles | $3,000 (within first 3 months) | 30 September 2022 |
| HSBC | $200 cashback or Samsonite Prestige 69cm Spinner (with built-in scale) | $500 (in 30 days) | 31 December 2022 |
| POSB | $150 cashback | $800 (in 60 days) | 31 January 2023 |
| Maybank | Samsonite luggage or $100 cash credit | $300 (consecutively in 2 months) | – |
| CIMB | $250 cash via PayNow, Sony WF-1000XM4 Noise Canceling True Wireless Earbuds, or Titan V1 7 Speed Foldable Bike | $988 (in 60 days) | 30 September 2022 |
| OCBC | 12-month Burpple Beyond Premium membership | $300 | 31 December 2022 |
2. DBS Credit Card Promotions (60,000 miles)
The best DBS credit card promotion that’s going on right now is the DBS Vantage Visa Infinite Card sign-up promo. The latest credit card on DBS’s roster has a very generous ongoing sign-up promo of 60,000 miles. That’s enough to claim 2 economy tickets on Singapore Airlines to Bali from Singapore. Here’s how you can earn those tickets:
DBS Vantage Visa Infinite Card: Get 60,000 miles with promo code VANMILES (min. spend $8,000 within 60 days), until 31 July 2022. To qualify you also have to make payment for non-waivable annual fee of $588.50. The promo also extends to existing cardmembers who can receive up to 40,000 miles.
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- Local Spend
- S$1 = 1.5 miles or 1.5% cashback
- Overseas Spend
- S$1 = 2.2 miles or 2.2% cashback
- Dining and Petrol Spend (capped at S$2,000 per calendar month till 31 Dec 2022)
- S$1 = 4 miles or 4% cashback
The DBS Vantage Visa Infinite Card’s sign-up promo is fantastic but you can only apply for the card if you earn more than $120,000 a year. Let’s be honest, that’s not the most of us.
For the regular John, the DBS Altitude air miles credit cards’ sign-up promo is definitely more up your alley. If you’re planning to go overseas or do a staycation soon, maximise your upcoming expenditure. Pay for your bookings with an air miles card (you earn air miles instead of points). Consider signing up for the DBS Altitude AMEX or Visa card ‘cause the free air miles welcome bonus is pretty attractive:
DBS Altitude AMEX Card: Get 43,000 miles with promo code ALTMEX (min spend $4,000 within 60 days), until 30 September 2022. That’s $0.09 per mile you’re getting, way cheaper than the card’s base usual $1 for 1.2 miles earn rate.
Alternatively, with promo code ALTMEXW, you can earn up to 33,000 miles with annual fee waiver.
DBS Altitude Visa Card: Get 34,000 miles with promo code ALTVIS (min spend $4,000 in 60 days), until 30 September 2022. That’s $0.12 per mile!
If you would like an annual fee waiver, with promo code ALTVISW to earn up to 24,000 miles with annual fee waiver.
If you and your significant other frequent staycations in Singapore, you need to know that you get 10 miles per $1 spend on hotel bookings worldwide via Kaligo on both DBS Altitude credit cards.
Anyway, how to get this welcome bonus miles promo? Here are the steps:
- You must be new to DBS credit cards (or have cancelled yours more than a year ago)
- Apply online through DBS, using promo code ALTMEX or ALTVIS
- Spend at least $4,000 in eligible transactions within 60 days of card approval
- Promotion ends 30 September 2022
Other DBS credit card promotions include:
| DBS Credit Card | Promotion | Min spend | Expiry |
| DBS Live Fresh Card | $150 cashback (promo code 150CASH) | $800 (in 60 days) | 31 Jan 23 |
| DBS Woman’s Card | $150 cashback (promo code150CASH) | $800 (in 60 days) | 31 Jan 23 |
| DBS Woman’s World Card | $150 cashback (promo code 150CASH) | $800 (in 60 days) | 31 Jan 23 |
| DBS Altitude Visa Signature Card | $150 cashback (promo code 150CASH) | $800 (in 60 days) | 31 Jan 23 |
Other DBS credit cards such as DBS Black Visa Card, DBS Esso Card, SAFRA DBS Card, DBS Live Fresh Student Card, DBS Takashimaya AMEX Card, and the DBS Visa Debit Card do not have ongoing promos.
3. UOB Credit Card Promotions (15,000 miles)
With travel officially being back on the agenda, banks are in full swing to entice you to sign up for their air miles cards. Well, if you’re still shopping for an air miles card, the odds are definitely in your favour! There are a few UOB credit card promotions ongoing concurrently but their UOB PRVI Miles Card and KrisFlyer UOB Card promotions are sure head turners:
UOB PRVI Miles Card: Get 15,000 bonus welcome miles, 3.75 miles per dollar to be exact. This surpasses the card’s base earn rate of even 2.4 miles per dollar on overseas spend.
To scoop up the bonus miles, here’s what you have to do:
- You must be new to UOB cards (or cancelled your last one at least a year ago)
- Spend at least $4,000 in eligible transactions within 60 days of card approval
- Promotion ends 30 September 2022
Now that travel season is in full bloom, UOB EVOL Card‘s promotion might be one to look into. Get $480 Scoot voucher if you meet the requirements:
- You must be new to UOB cards (or cancelled your last one at least a year ago)
- Spend at least $1,000 consecutively for 3 months
- Promotion ends 30 September 2022
- on Online and Mobile Contactless spend
- Up to 8%
- Cash Back Cap per month
- Up to S$60
- Min. Spend per month
- S$600
Other UOB credit card promotions include:
| UOB Credit Card | Promotion | Min spend | Expiry |
| KrisFlyer UOB Card | $250 Grab vouchers | $1,500 within 30 days | 30 Sept 22 |
| UOB Absolute Cashback American Express Card | $250 Grab vouchers | $1,500 within 30 days | 30 Sept 22 |
| UOB One Card | $250 Grab vouchers | $1,500 within 30 days | 30 Sept 22 |
| UOB Lady’s Card | $250 Grab vouchers | $1,500 within 30 days | 30 Sept 22 |
| UOB Preferred Platinum Visa Card | $250 Grab vouchers | $1,500 within 30 days | 30 Sept 22 |
| UOB Visa Signature | $250 Grab vouchers | $1,500 within 30 days | 30 Sept 22 |
If you’re looking to sign-up for a UOB credit card this month, you’re in luck! There are plenty of promotions across all their cards.
4. Citibank Credit Card Promotions ($350 cash, Apple iPad, Nintendo Switch +, eCapitaVouchers)
Looking to sign up for a new Citibank credit card? Well, you’re in luck! There are multiple ongoing promotions for you to make the most out of your card application.
Whether you’re on a mission to chalk up the miles leading up to your vacay or milk your daily expenses, there’s a Citibank credit card offer this month for you.
Citi PremierMiles Card, Citi Cashback+ Mastercard, Citi Cashback Card, Citi Rewards Card or Citi Prestige Card: Win $350 cash via PayNow or Apple iPad 10.2″ or a Nintendo Switch OLED, or $400 worth of eCapitaVouchers. If you’re amongst the first 1,000 to apply, get your gift and get it as early as 10 weeks after your card approval when you apply with MoneySmart.
Subsequent customers can expect to receive your gifts within 4 to 5 months.
Here’s how to get your Citi Cashback/ Rewards credit card promos:
- You must be new to Citibank credit cards (or cancelled your last one at least a year ago)
- Apply for your Citibank credit card through MoneySmart and submit your claim
- Spend at least $500 within 30 days of card approval
- Use Citi PayAll to make recurring bill payments
- Promotion ends 9 September 2022
Other Citibank credit card promotions include:
| Citibank Credit Card | Promotion | Min spend | Expiry |
| Citibank Lazada Card | 3 X $50 Lazada Vouchers and 4 X $25 RedMart Vouchers | $250 | 28 Feb 23 |
| Citibank SMRT Card | $300 cashback | $1,000 | 31 Oct 22 |
5. Standard Chartered Credit Card Promotions ($350 cash, Apple Watch, or Everdesk+)
There are a few Standard Chartered credit card promotions ongoing this month that are all equally enticing. It’s hard to pick the best, but if you agree that cash is king, the Standard Chartered Smart Credit Card promotion this month will come up top:
Standard Chartered Smart Credit Card: Win $350 cash via PayNow, an Apple Watch SE, or a Everdesk+ Lite. Here’s what you have to do:
- You must be new to Standard Chartered credit cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $350 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 4 September 2022
Apply and spend S$500 to get S$320 Cash via PayNow OR The Morning Machine (worth S$510) OR Everdesk+ Lite, Lily White (worth S$599). T&Cs apply.
However, if you’re shopping around for another card, other MoneySmart exclusive Standard Chartered credit card promotions worthy of your attention is this:
Standard Chartered Unlimited Cashback Credit Card and Standard Chartered Rewards+ Credit Card: Win $250 cash via PayNow, an Apple Airpods Gen 3, or Lenovo Tab M10 HD. Here’s what you have to do:
- You must be new to SCB credit cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart
- Spend at least $250 in eligible transactions within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 4 September 2022
Apply and spend S$250 to get an Apple AirPods Gen 3 (worth S$269) or Nintendo Switch Lite (worth S$279) or S$250 Cash via PayNow. T&Cs apply.
Apply and spend S$250 to get an Apple AirPods Gen 3 (worth S$269) or Nintendo Switch Lite (worth S$279) or S$250 Cash via PayNow. T&Cs apply.
Other Standard Chartered credit card promotions include:
| Standard Chartered Credit Card | Promotion | Min spend | Expiry |
| Standard Chartered Spree Card | Up to $220 cashback | $200 | 30 Sept 22 |
| Standard Chartered Visa Infinite Card | Up to 45,000 miles | $5,000 | 31 Dec 22 |
| Standard Chartered X Metal Card | 30,000 miles | Annual fee of $695.50
|
3o Sept 22 |
| Standard Chartered Prudential Visa Signature Card | Up to $220 cashback | $200 | 30 Sept 22 |
| Standard Chartered Prudential Platinum Card | Up to $220 cashback | $200 | 30 Sept 22 |
| Standard Chartered NUS Platinum Alumni Card | Up to $220 cashback | $200 | 30 Sept 22 |
| Standard Chartered Smart Card | $300 cashback | No minimum spend | 31 Dec 22 |
6. AMEX Credit Card Promotions (Up to 40,000 miles)
With travel back in full swing, it’s no doubt time to get back into the miles game. If you’re ready to join the tribe of Singapore Airlines loyalists, the AMEX lineup of credit cards allow you to collect KrisFlyer miles directly.
While you’re at it, make the most out of it by signing up for a AMEX credit card via MoneySmart for a sweeter deal:
AMEX Singapore Airlines KrisFlyer Credit Card: Up to 27,000 miles.
- You must be new to American Express credit cards (or cancelled your last one at least a year ago)
- Apply for your AMEX card through MoneySmart
- Spend at least $2,000 within first 3 months of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 30 September 2022
AMEX Singapore Airlines KrisFlyer Ascend Credit Card: Up to 40,000 miles.
Tempted yet? Here’s what you need to do to secure your AMEX credit card promos:
- You must be new to American Express credit cards (or cancelled your last one at least a year ago)
- Apply for your AMEX card through MoneySmart
- Spend at least $3,000 within first 3 months of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 30 September 2022
Besides the very attractive AMEX KrisFlyer Credit Card promotions, there is also the following AMEX Platinum Credit Card promo:
AMEX Platinum Credit Card: Win $250 cash via PayNow, ErgoTune Classic Ergonomic Chair, or $300 eCapitaVoucher.
Here’s what you need to do to secure the AMEX credit card promo:
- You must be new to American Express credit cards (or cancelled your last one at least a year ago)
- Apply for your AMEX card through MoneySmart
- Spend at least $500 within 30 days of card approval
- Login to your MoneySmart account to submit your claim
- Promotion ends 30 September 2022
If you’re a miles chaser, nothing is more attractive to you than free miles. We have just the thing for you. AMEX is giving away bonus miles to new customers when you sign-up with us.
Other American Express credit card promotions include:
| American Express Credit Card | Promotion | Min spend | Expiry |
| American Express True Cashback Card | $80 CapitaVouchers | $250 | 30 Sept 22 |
| American Express CapitaCard | 150,000STAR$ | $1,500 | 30 Sept 22 |
| American Express Rewards Card | 100% bonus points on all spend in the first 3 months | – | 31 Dec 22 |
| American Express The Platinum Card | 65,000 membership rewards points | Annual fee of $1,712 | 30 Sept 22 |
| American Express The Platinum Reserve Card | Complimentary 3D2N stay at participating Frasers Hospitality properties worldwide
60,000 membership rewards points |
Annual fee of $535 + $800 in 6 months | 30 Sept 22 |
| American Express Singapore Airlines Solitaire PPS Credit Card | 34,000 KrisFlyer miles | $10,000 within 3 months | 30 Sept 22 |
| American Express Singapore Airlines PPS Club Credit Card | 34,000 KrisFlyer miles | $10,000 within 3 months | 30 Sept 22 |
7. HSBC Credit Card Promotions ($200 cashback or Samsonite Prestige Spinner)
If you’re in the market shopping for a new credit card, it’s important to know what you’ll be primarily using the card for to get the most out of it. For instance, if you’re mostly using the card for family spending, HSBC’s Visa Platinum Credit Card will suit your needs best.
However, if you’re looking to leverage on your everyday spending, the HSBC Revolution Credit Card is the one to go to. Say, you have big expenses coming up, the HSBC Advance Credit Card is your best bet.
The point is, not only does HSBC have a card for your every need, it also has accompanying welcome promos this month.
HSBC Visa Platinum Card: Get $200 cashback or Samsonite Prestige 69cm Spinner (with built-in scale). Here are the details of this HSBC credit card promo:
- You must be new to HSBC bank credit cards (or cancelled your last one at least a year ago)
- Apply through MoneySmart
- Activate your card and make a qualifying spend of $500 within 30 days
- Promotion ends 31 December 2022
If you’re an existing HSBC card member signing up for a new card, you’ll qualify for $50 cashback. There’s also a supplementary card promotion of $30 per supplementary card (up to 5 cards).
- Cash Back on Dining, Groceries, Petrol
- 5%
- Cash Rebate Cap per quarter
- S$250
- Min. spend monthly in a calendar quarter
- S$600
Supplementary Card Promo:
Get up to S$150 cash back (S$30 per supplementary card, up to maximum of 5 cards).
On the other hand, if you’re a high flyer jet setter, the HSBC Visa Infinite Credit Card will come in handy.
HSBC Visa Infinite Credit Card: Get 35,000 miles as 87,500 HSBC rewards points when you spend at least $500 in the first 2 months. The best part, you can redeem these points across over 40 airlines.
To qualify, you have to meet the following requirements:
- You must be new to HSBC bank credit cards (or cancelled your last one at least a year ago)
- Apply through MoneySmart
- Annual card fee of $650
- Promotion ends 31 December 2022
There’s also a supplementary card promotion of $30 per supplementary card (up to 5 cards).
P.S. 35,000 bonus welcome miles is a very exciting promotion but we’re sorry, we have to burst your bubble. You can only be eligible for the HSBC Visa Infinite Card if your annual income meets the meaning requirement of at least $120,000.
8. POSB Credit Card Promotions ($150 cashback)
If you’re applying for the rather straightforward POSB Everyday card to make the most out of your day-to-day spending, do it online via the DBS wesbite to get $150 cashback. Here’s what you need to know:
- You must be new to POSB or DBS credit cards (or cancelled your last one at least a year ago)
- Apply online via DBS website
- Spend at least $800 within 60 days of card approval
- Use promo code 150CASH during online application on DBS website
- Promotion ends 31 Jan 2023
9. Maybank Credit Card Promotions (Samsonite luggage, or $100 cash credit)
Yay! The super cliche credit card luggage promotions are back! Now, we’re just missing the roadshows where you can walk away proudly with your new luggage in tow. Apply for any new Maybank credit card and CreditAble account to get a Samsonite Harts 68/25 Spinner luggage. While the promotion is limited to the first 4,500 applicants, subsequent applicants will receive $100 in cash credit.
Here’s how you can get the Maybank Samsonite luggage promo:
- You must be new to Maybank cards and CreditAble (or cancelled your last one at least a year ago)
- First 4,500 applicants will be rewarded with the Samsonite luggage
- Subsequent qualifying applications after that will be awarded $100 cash credit
- Spend at least $300 consecutively in the first 2 months
- No stated promotion end date
Here are the Maybank credit cards you can choose from:
- Maybank Family & Friends card
- Maybank DUO Platinum Mastercard
- Maybank Horizon Visa Signature
- Maybank FC Barcelona Visa Signature
- Maybank World Mastercard
- Maybank Platinum Visa Card
- Maybank Manchester United Platinum Visa Card
It’s that simple!
10. CIMB Credit Card Promotions (Sony Earbuds, Titan Bike, or $250 cash)
There are multiple credit card promotions currently ongoing for those new to CIMB credit cards. Unfortunately, we don’t have any exclusive MoneySmart deals this month with CIMB but the bank is running several cashback promos for new credit card signees.
CIMB World Mastercard, CIMB Visa Signature, or CIMB Visa Infinite: Get up to $250 cash via PayNow, Sony WF-1000XM4 Noise Canceling True Wireless Earbuds, or Titan V1 7 Speed Foldable Bike to your credit card account. Here’s how you qualify for the CIMB credit card promos:
- You must be new to CIMB credit cards (or cancelled your last one at least a year ago)
- Apply for your chosen card through MoneySmart, fill up your financial profile and submit a claim
- Spend at least $988 during the first 60 days from approval date
- Promotion ends 30 September 2022
Sign up for a CIMB Credit Card and spend up to S$988 to receive a free a Sony WF-1000XM4 Noise Canceling True Wireless Earbuds (worth S$379) or Titan V1 7 Speed Foldable Bike (worth S$399) or $250 Cash via PayNow. T&Cs apply.
Sign up for a CIMB Credit Card and spend up to S$988 to receive a free a Sony WF-1000XM4 Noise Canceling True Wireless Earbuds (worth S$379) or Titan V1 7 Speed Foldable Bike (worth S$399) or $250 Cash via PayNow. T&Cs apply.
Sign up for a CIMB Credit Card and spend up to S$988 to receive a free a Sony WF-1000XM4 Noise Canceling True Wireless Earbuds (worth S$379) or Titan V1 7 Speed Foldable Bike (worth S$399) or $250 Cash via PayNow. T&Cs apply.
11. OCBC Credit Card Promotions (12-month Burpple Membership)
If you’re a foodie, this month’s OCBC’s credit card promotions will whet your appetite.
OCBC 365 Credit Card, OCBC Frank Credit Card: Get 12-month Burpple Beyond Premium membership when you sign-up for a new OCBC 365 Credit Card or OCBC Frank Credit Card and charge a minimum of $300 to the card by the end of the following month after the card approval.
Here’s what you have to do to be eligible for the credit card promotions:
- You must be new to OCBC credit cards (or cancelled your last one at least a year ago)
- Spend at least $300 by the end of the next month from your card approval date
- Promotion ends 31 December 2022
- Cashback on Everyday Dining
- 6%
- Cashback Cap per month
- S$80
- Min. Spend per month
- S$800
- Cash Back on Online Spend
- 6%
- Cash Back Cap per month
- S$75
- Min. Spend per month on Total Purchases
- S$600
Other OCBC credit cards such as the OCBC Titanium Rewards Card (Pink), OCBC Titanium Rewards Card (Blue), OCBC 90°N Visa Card and OCBC Plus! Visa credit card do not have ongoing welcome promos.
12. Do I qualify for credit card promotions?
You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.
Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.
That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:
- Have never ever owned a credit card from that bank, OR
- Cancelled their card at least 12 months ago
If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!
Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.
However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.
Read more about the best air miles, cashback, and rewards credit cards here! Not sure which credit card is best for you? Learn the differences between air miles vs cashback vs rewards credit cards here.
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