I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple Watch SEs and Samsung Galaxy earbuds, staycations, hard cash and other freebies on us.
All right, let’s cut to what you’re actually here for… the best credit card promotions in Singapore.
Best credit card promotions in Singapore for new sign-ups
| Credit card | Promotion | Min. spend | Expiry |
| Citibank | Apple Watch SE OR $350 cash | $200 | 27 June 2021 |
| Standard Chartered | Apple AirPods 2nd Gen + $50 cash OR $250 cash | $200 | 30 June 2021 |
| Amex KrisFlyer Card | Apple AirPods 2nd Gen + AirTag OR $180 cash | $500 | 30 June 2021 |
| Amex True Cashback Card | $160 Shopee Vouchers | $500 | 30 June 2021 |
| CIMB | Sony Wireless Earbuds OR $130 cash | $1,000 | 30 June 2021 |
If you’re a new customer to these banks, you’ll qualify for the above freebies. Read on for more details
Citibank credit card promotion 2021: Apple Watch SE OR $350 cash
If you’re new to Citibank credit cards, hurry up and sign up through MoneySmart. You can choose between either Apple Watch SE, or if you just want cold hard cash, $350 cash via PayNow.
Here are the details:
- You must be new to Citibank cards (or cancelled your last one at least a year ago)
- Apply through MoneySmart
- Spend at least $200 in eligible transactions within 30 days of card approval
- Login to your user profile to submit your claim
- Promotion ends 27 June 2021
These are the eligible cards:
Apple Watch SE (worth S$419) or $350 cash via PayNow - get either for free when you apply for a Citi Credit Card today! Simply make a minimum spend of $200 within 30 days of the account being opened! 
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Apple Watch SE (worth S$419) or $350 cash via PayNow - get either for free when you apply for a Citi Credit Card today! Simply make a minimum spend of $200 within 30 days of the account being opened! 
Standard Chartered credit card promotion 2021: Apple AirPods 2nd Gen + $50 cash OR $250 cash
New-to-bank customers can sign up for these Standard Chartered credit cards via us to get a Apple AirPods 2nd Gen +$50 cash OR $250 cash via PayNow.
- You must be new to Standard Chartered cards (or cancelled your last one at least a year ago)
- Apply through MoneySmart
- Spend at least $200 in eligible transactions within 30 days of card approval
- Login to your user profile to submit your claim
- Promotion ends 30 June 2021
These are the eligible cards:
Apply and spend $200 to get $250 cash via PayNow or $50 cash via PayNow + Apple AirPods (bundle worth S$289) delivered to your doorstep for FREE!
- on Foreign Currency Spend
- S$1= 10X Points
- on Local Dining Spend
- S$1= 5X Points
- Rewards to Miles Conversion
- 1 Point = 0.29 Miles
Apply and spend $200 to get $250 cash via PayNow or $50 cash via PayNow + Apple AirPods (bundle worth S$289) delivered to your doorstep for FREE!
Amex credit card promotion: Apple AirPods 2nd Gen + AirTag OR $180 cash
If you’re new to Amex, here are 2 credit card promotions you can qualify for.
MoneySmart is giving away a pair of Apple AirPods 2nd Gen + AirTag or $180 Cash via PayNow to new applicants for the American Express Singapore Airlines KrisFlyer Credit Card.
- You must be new to Amex cards (or cancelled your last one at least a year ago)
- Apply through MoneySmart
- Spend at least $500 in eligible transactions within 30 days of card approval
- Login to your user profile to submit your claim
- Promotion ends 30 June 2021
Additionally, spend $3,000 in the first 3 months of card membership to receive 13,300 Krisflyer Miles from Amex.
Get an Apple AirPods 2nd Gen + AirTag (worth S$284) or $180 cash via PayNow when you apply and spend on your card!
Alternatively, the Amex True Cashback Card offers up to 3% cashback for the first 6 months plus $160 worth of Shopee vouchers from MoneySmart. Here are the details:
- You must be new to Amex cards (or cancelled your last one at least a year ago)
- Apply through MoneySmart
- Spend at least $500 in eligible transactions within 30 days of card approval
- Login to your user profile to submit your claim
- Promotion ends 30 June 2021
Get $160 worth of Shopee Vouchers when you apply and spend on your card!
CIMB credit card promotion: Sony Wireless Earbuds OR $130 cash
New to CIMB credit cards? Sign up for one of these and get either Sony WF-1000XM3 Wireless Earbuds or $130 cash via PayNow.
- You must be new to CIMB cards (or cancelled your last one at least a year ago)
- Apply through MoneySmart
- Spend at least $500 within 30 days of card approval, and another $500 in the next 30 days (total of $1,000)
- Login to your user profile to submit your claim
- Promotion ends 30 June 2021
- Cash Back on Beauty & Wellness, Online Shopping, Groceries
- 10%
- Min. spend per month
- S$800
- Cash Back Cap
- S$100
Get a pair of Sony WF-1000XM3 Wireless Earbuds (Worth $349) or $130 Cash via PayNow when you apply and spend on your card!
- Unlimited cashback on Travel, Overseas & Online Spend in Foreign Currency
- 2%
- Min. spend per month
- S$2,000
- Cash Rebate cap
- Unlimited
Get a pair of Sony WF-1000XM3 Wireless Earbuds (Worth $349) or $130 Cash via PayNow when you apply and spend on your card!
- Unlimited cashback on Wine & Dine, Entertainment & Recreation, Automobile and DFS purchases
- 2%
- Min. spend per month
- S$0
- Cash Rebate cap
- Unlimited
Get a pair of Sony WF-1000XM3 Wireless Earbuds (Worth $349) or $130 Cash via PayNow when you apply and spend on your card!
There’s so many credit card promotions! Is there a catch?
You can’t blame us for liking free stuff. If your storeroom is so full of free luggage from credit cards that it could double as a Samsonite warehouse, you might be wondering if there’s a catch to all these freebies.
Well, there IS one drawback to signing up for all the credit card promotions: You’ll get disqualified from getting more freebies in the future.
That’s because banks and comparison sites like us usually offer the best giveaways for new sign ups. Usually this is defined as people who either:
- Have never ever owned a credit card from that bank, OR
- Cancelled their card at least 12 months ago
If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!
Another thing to note is that some banks are more generous than others. If you’re lucky, you’ll get vouchers or cashback or luggage immediately upon card approval.
However, some banks require you to spend a minimum (say, $1,000 in the first month) AND make you wait a few months before you can even smell the freebie. Be sure to read the T&Cs, and only sign up when you’re confident you can hit the minimum spend.
Share the free stuff and these credit card promotions with your bargain-hunting friends!
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