Best Bank Offers in Singapore (Apr 2024)—Win A Trip to Paris Olympics 2024, Up to 10% Off Flights Worldwide, and More

best-bank-promotions-singapore-travel-lifestyle-deals-discount-masthead

Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and perks just for owning and using their credit cards or debit cards.

Once in a while, we even get super exclusive deals like priority early access to concert tickets—everyone’s been talking about the exclusive Taylor Swift deal that Singapore scored, but let’s not forget the UOB pre-sale in 2023 that saw an onslaught of Swifties flood UOB.

Here’s a look at all the ongoing bank offers and deals in Singapore that you can enjoy with your credit card or simply with your banking app, including lucky draws, cashback or gift promotions, and flight deals.

 

Best Bank Offers in Singapore (Apr 2024): Giveaways, travel deals, and more

  1. Bank offers in Singapore: Giveaways, rebates and more
  2. Bank offers in Singapore: Travel deals
  3. Credit card privilege programmes in Singapore

 

Bank offers in Singapore: Giveaways, rebates and more

1. HSBC: Visa Olympic Games Paris 2024 Lucky Draw

hsbc-paris-olympics-2024
Image: HSBC

Dive into the heart of the Olympic Games Paris 2024 excitement with HSBC and Visa. You could be jetting off on an exhilarating, all-expenses-paid adventure for two, worth a whopping USD26,000 (S$34,800)!

Here’s what you’ll win:

  • Tickets to the athletics on 10 Aug 2024 and the closing ceremony on 11 Aug 2024, at the Stade de France
  • All-day access to the HSBC Visa lounge serving drinks and snacks
  • 4 nights at a boutique hotel in Central Paris, including breakfast
  • Welcome dinner in an iconic Parisian venue on the 1st night
  • €200 Visa prepaid card and €30 Paris metro card, per person
  • Business class return flights to Paris, and transfers to the hotel

Getting in on this action is as easy as a sprinter off the blocks. From now till 15 Apr 2024, simply apply, activate, and let your HSBC Visa Credit and Debit Cards take you closer to Paris with every purchase.

  1. Register with the code PARIS by 15 Apr 2024 to make sure you’re in the race. 
  2. Apply, activate and spend with your HBSC Visa Credit or Debit Card from now till 15 Apr 2024 to earn more chances. 
Criteria Chances
Sign up and activate your HSBC Visa Credit Card here 10 Chances
Activate your HSBC Visa Debit Card here 10 Chances
Every $500 spend on your HSBC Visa Credit or Debit Card 1 Chance

Mark your calendars for 15 May 2024, because that’s when the lucky winners will be drawn. If you’re one of them, you’ll find out via registered mail by 24 May 2024. 

So, lace up, sign up, and spend up with your HSBC Visa Credit or Debit Card. Bonjour, Paris 2024!

HSBC logo
MoneySmart Exclusive
Earn up to 5% Cash Rebate | Instant Activation*
Cash Back on Dining, Groceries, Petrol
5%
Cash Rebate Cap per quarter
S$250
Min. spend monthly in a calendar quarter
S$600
MoneySmart Exclusive:

Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or an Apple AirPods 3rd Gen + S$50 Cash (worth S$313.80) or S$150 Cash via PayNow when you apply and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month. T&Cs apply.

Valid until 30 Apr 2024
HSBC logo
Local Spend
S$1 = Up to 1.25 Miles
Overseas Spend
S$1 = Up to 2.25 Miles
for personalized assistance
Dedicated Concierge Service

 

2. Ride for free with DBS/POSB Debit Cards

dbs-ride-for-free-infographic
Image: DBS

Bus and MRT costs are one of the expenses that creep up on you. You don’t think much of paying $1.50 for a ride to the city via train…until you realise that you’ve spent about $100 on public transport by the end of the month.

DBS knows our struggles with such everyday expenses. So to help, they’re giving customers $20 in transport rebates on bus and MRT rides till 30 Apr 2024!

Nothing is really for free—you need to complete these easy steps to enjoy the rebate.

  1. Register on PayLah! from the 21st of each month. Go to the “Rewards” tab and join the “Ride for Free with DBS/POSB Debit Cards” promotion. You can also view your personalised spend goal here.
  2. Pay for your groceries and shopping with your DBS/POSB Debit Cards and meet your spend goal.
  3. Tap with your DBS/POSB Debit Card via SimplyGo to enjoy your rebates. It’ll be credited by the end of the following month and is capped at $20.

Rinse and repeat! Remember that the promotion is limited to the first 100,000 registrations and resets every month on the 21st, so register on DBS PayLah! as soon as possible.

 

3. CIMB: Free Samsonite Gritt Spinner

 

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A post shared by CIMB Singapore (@cimbbanksg)

On top of credit card sign-up promotions, banks also give customers gifts along the way simply for charging spending to their credit cards. CIMB is one such bank.

From now till 30 Apr 2024, charge a minimum of $4,000 to your CIMB credit card to redeem a complimentary Samsonite Gritt Expandable Spinner or Samsonite Gritt Spinner 2-piece set. Both gift options come in a sleek matte finish and are equipped with a TSA combination lock, a double tube trolley system, and smooth double wheel for maximum security and comfort.

Tier Qualifying spend amount Gift Eligibility
A Minimum of S$4,000 in a single eligible transaction Samsonite Gritt Expandable Spinner 24”, available in blue (worth S$600) Cardmembers are eligible to receive the gift from only 1 tier.
B Minimum of S$5,888 in a single eligible transaction Samsonite Gritt Spinner 2-piece set (20” Luggage in Dark Grey & 24” Expandable Luggage in Orange) (worth S$1,060)
CIMB logo
MoneySmart Exclusive
Unlimited 2% Cashback | FASTER GIFT REDEMPTION
Unlimited Cashback on the following categories (Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods)
Up to 2%
Min. spend per month to qualify for 2% Unlimited Cashback
S$1,000
Cash Rebate cap
Unlimited
MoneySmart Exclusive:

[FASTER GIFT REDEMPTION]
Get S$280 Cash via PayNow, in as fast as 2-3 months when you apply and spend a min of S$988. T&Cs apply.

Valid until 30 Apr 2024

 

4. Exclusive offers at Jem for Citi cardmembers, shoppers and diners

jem-lendlease
Image: Lendlease/Jem

With its myriad shops and restaurants, Jem is a great mall to hit if you’re in the west. But this April, there are even more reasons to head on down to Jem.

From now to 30 Apr 2024, Citi cardmembers will get a $10 Lendlease voucher when they shop and Jem and charge a minimum of $120 to their Citibank credit card (you can combine up to 3 same-day receipts, but double spending is required for receipts from FairPrice Xtra). Lendlease malls include 313@somerset, PLQ Mall, and Parkway Parade.

Don’t have a Citi credit card yet? The Citi Rewards Card might just be your best retail buddy with its 10X Points (4 miles) for every $1 you spend on shopping and online purchases.

Citibank logo
MoneySmart Exclusive
LUCKY DRAW | GET UP TO S$18,000 WORTH OF PRIZES
on Online & Shopping Purchases
S$1= 10X Points
for all other purchases
S$1= 1X Point
Rewards Conversion
10X Points = 4 Miles
MoneySmart Exclusive:

[FASTER GIFT REDEMPTION | GIVEAWAY]
Get a Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$589) or an Apple iPad (9th Gen), 64GB (worth S$508.30) or S$420 Lendlease E-Vouchers (can be used at 313@somerset, Jem, Parkway Parade, PLQ) or S$300 Cash via PayNow, in as fast as 6 weeks from meeting the S$500 spend criteria!
 
PLUS stand a chance to get a Rolex Submariner 124060 (worth S$15,521) or an Apple iPhone 15 Pro, 128GB (worth S$1,664.25) or a Sony PlayStation®5 (SLIM) Digital Edition (worth S$669) when you apply through MoneySmart! T&Cs apply.

Valid until 30 Apr 2024

Lendlease Plus members get triple the treats at Jem with 3X Plus$ on their shopping from now till 30 Apr 2024. All you have to do is spend at least $30 and upload your receipt on the Lendlease Plus mobile app!

You do have to be a Lendlease Plus member to get these bonus Plus$. Not a Lendlease Plus member? Now’s a great time to join with the ongoing Lendlease Plus sign-up promotion—sign up with the promo code JEM3X24 to receive 10,000 Plus$! This promo ends on 30 Apr 2024 and is limited to the first 500 eligible new sign-ups.

 

Bank offers in Singapore: Travel deals

There’s no shortage of airfare discounts from banks like DBS, Citibank, HSBC and more. I’ve trawled through their promotion pages to summarise them here.

 

Citibank flight promotions (2024)

Have a Citibank credit card? Here’s a summary of Citibank’s ongoing flight promotions in 2024—there are plenty to choose from!

Citibank airfare promotion Departing from/Destination  Booking period Travel period
Up to 10% off Qatar Airways (promo code: CITIQR24) Singapore to selected destinations Now till 31 May 2024 Now till 30 Jun 2024
Up to 10% off on Emirates From Singapore Now till 31 Jul 2024 Now till 31 Aug 2024
Up to 8% off China Airlines (6% from 1 May 2024) Selected destinations in North East Asia, Europe, North America, Oceania, South East Asia and more Now till 31 Dec 2024 Now till 31 Dec 2025
10% off with Fiji Airways (promo code: VISA2023) Departing from Singapore, Australia, New Zealand, Japan and Hong Kong Now till 30 Apr 2024 Now till 14 May 2024 
5% off EVA Air Singapore to selected destinations in Asia, Europe, North America and Australia Now till 31 Dec 2024  Now till 31 Dec 2025

 

Book your flights with the Citi PremierMiles Card to earn Citi Miles that never expire.

Citibank logo
MoneySmart Exclusive
LUCKY DRAW | GET UP TO S$18,000 WORTH OF PRIZES
Local Spend
S$1 = 1.2 Miles
All Foreign Currency Spend including Retail and Online
S$1 = Up to 2 Miles
Selected Online Hotel Bookings
S$1 = Up to 10 Miles
MoneySmart Exclusive:

[FASTER GIFT REDEMPTION | GIVEAWAY]
Get a Sony HT-AX7 Portable Theatre System (worth S$769) or an Apple iPad (9th Gen), 64GB (worth S$508.30) or S$450 Lendlease E-Vouchers (can be used at 313@somerset, Jem, Parkway Parade, PLQ) or S$300 Cash via PayNow, in as fast as 6 weeks from meeting the S$500 spend criteria!
 
PLUS stand a chance to get a Rolex Submariner 124060 (worth S$15,521) or an Apple iPhone 15 Pro, 128GB (worth S$1,664.25) or a Sony PlayStation®5 (SLIM) Digital Edition (worth S$669) when you apply through MoneySmart! T&Cs apply.

Valid until 30 Apr 2024

Your Citibank credit card could also get you a discount on your accommodation. Here’s a list of the ongoing offers:

Citibank accommodation promotions Valid till
Booking.com: Up to 10% cashback on accommodation bookings with Visa  31 Dec 2024
Traveloka: Up to $100 off flights, hotels, and Xperience products (promo code: CITIXPLORE) 30 Jun 2024
Trip.com: Up to $100 off flights and hotels 30 Jun 2024

 

HSBC flight and cruise promotions (2024)

Up to 5% off EVA Air with HSBC 

Get 5% off round-trip flights (or 2.5% for one-way trips) to selected destinations on EVA Air with your HSBC credit card. There’s no promo code, just go to this landing page to get your 5% discount.

Book your flight by 31 Dec 2024 and fly anytime from now till 31 Dec 2025.

There is a small catch—you can only enjoy this deal if you’re flying from Singapore to these cities:

  • Asia: China, Hong Kong, Macau, Japan, South Korea and Taipei
  • Europe: Amsterdam, London, Milan, Munich, Paris and Vienna
  • North America: Chicago, Houston, Los Angeles, New York, San Francisco, Seattle, Vancouver and Toronto
  • Australia: Brisbane

This deal is also perfect if you’re travelling with your kids because the discount applies to adult, child, and infant fares.

HSBC cruise promotions (2024)

HSBC cruise promotions Valid till
15% off Breakfast Buffet, Sunset & City Lights Dinner Cruise (promo code: HSBC15) 30 Jun 2024
Complimentary luggage + additional 5% off 1st and 2nd guests on any Balcony and Deluxe stateroom bookings 31 Dec 2024

Don’t have an HSBC credit card? The HSBC TravelOne Card offers one of the highest miles earn rates for foreign spending, at 2.4 miles per S$1.

HSBC logo
MoneySmart Exclusive
Earn up to 2.4 Miles | Instant Activation*
on Local Spend
S$1 = 1.2 miles
on Foreign Currency Spend
S$1 = 2.4 Miles
Travel Insurance coverage, Airport Lounge visits
Complimentary
MoneySmart Exclusive:

Get a Hinomi Q1 Ergonomic Chair (worth S$499) or a Samsung 27-inch Smart Monitor M5 (worth S$432) or an Apple AirPods 3rd Gen + S$50 Cash (worth S$313.80) or S$150 Cash via PayNow when you apply and spend a min. of S$500 from Card Account Opening Date to the end of the following calendar month. T&Cs apply.

Valid until 30 Apr 2024

 

DBS flight promotions (2024)

From complimentary luggage bags to 10% off airfares, DBS credit cards have plenty of ongoing flight promotions:

DBS airfare promotion Departing from/Destination  Booking period Travel period
10% off Korean Air (promo code: KEDBS2024) Singapore to Korea (Incheon), Japan, China (One way or Round trip) Now till 11 May 2024 Now till 14 Nov 2024
Up to 8% off China Airlines (6% after 1 May 2024) Selected destinations in North East Asia, Europe, North America, Oceania, South East Asia and more Now till 31 Dec 2024 No restrictions
10% off Qantas or British Airways (promo code: FLYDBS) Qantas operated flights from Singapore to Australia, New Zealand, London plus eligible British Airways flights from London to the United Kingdom or Europe. Now till 31 Dec 2024 Now till 31 Dec 2025
$150/$100/8% off flight bookings on KLM Discount varies by destination and plane seat classes. Now till 31 Dec 2024 No restrictions
$100 off Economy and Premium Economy/Comfort class flight bookings on Air France (promo code: AFKLXDBS24) Singapore to Europe, USA, Canada, Central and South America Now till 31 Dec 2024 No restrictions
$150 off Business class flight bookings on Air France (promo code: AFKLDBSBIZ)
5% off EVA Air Singapore to selected destinations in Asia, Europe, North America and Australia Now till 31 Dec 2024  Now till 31 Dec 2025

DBS is also running a number of ongoing accommodation offers:

DBS accommodation promotions Booking period Stay period
Booking.com: Up to 10% cashback on accommodation bookings Now till 31 Dec 2024 Now till 31 Dec 2024
Agoda: 15% off hotel bookings (capped at $30 per booking) Now till 30 Apr 2024 Now till 31 Dec 2024
tiket.com: 5% off flights, hotels & attractions Now till 31 May 2024 No restrictions
Hotels.com: 8% off hotel bookings with Visa (promo code: VISA8) Now till 31 Dec 2024 Now till 30 Jun 2025
Hotels.com: 8% off hotel bookings with Mastercard (promo code: MCSG8) Now till 31 Jan 2025 Now till 30 Jun 2025
Trip.com: Up to $100 off flights and hotels Now till 31 Dec 2024 Now till 31 Dec 2024

The DBS Altitude Visa Signature Card is a great travel buddy. Pay for your travel expenses with it  to earn up to 10 Miles per $1 in the form of Miles for Life! DBS Points that never expire.

DBS logo
Online Promo
Earn Miles That Never Expire
Local Spend
S$1 = 1.3 Miles
Overseas Spend (made in foreign currency)
S$1 = 2.2 Miles
On Travel Spend at Agoda
S$1 = Up to 4.3 Miles

 

UOB flight promotions (2024)

With a UOB credit card, you could get up to 10% off flights to various destinations around the world.

UOB airfare promotion Departing from/Destination  Booking period Travel period
10% off Qantas or British Airways (promo code: FLYUOB) Qantas operated flights from Singapore to Australia, New Zealand, London plus eligible British Airways flights to Europe when flying from Singapore to London Now till 31 Dec 2024 Now till 31 Dec 2025
Up to 10% off on Emirates (promo code: SGUOB01) From Singapore Now till 30 Jun 2024 Now till 31 Jul 2024
10% off Fiji Airways (promo code: VISA2023) To Fiji or transit via Fiji Now till 14 May 2024 Now till 14 May 2024
5% off EVA Air Singapore to selected destinations in Asia, Europe, North America and Australia Now till 31 Dec 2024  Now till 31 Dec 2025
Up to 8% off China Airlines From Singapore to selected destinations. Now till 31 Dec 2024 Now till 31 Dec 2025
Up to S$120 off Singapore Airlines and Scoot flights via Trip.com (promo code: UOBSG) Valid till 31 May 2024 from double-date dates of each month (e.g. 6/6 – 30/6, 7/7 – 31/7) only.

View all UOB flight promotions.

Although the UOB flight deals above don’t have any for Singapore Airlines, the KrisFlyer UOB Credit Card is a great way to earn KrisFlyer Miles on your Singapore Airlines, SilkAir, Scoot, KrisShop, and Kris+ purchases.

UOB logo
MoneySmart Exclusive
AMAZING APRIL PROMOTION
on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
S$1 = 3 Miles
on dining, food delivery, online shopping, online travel, and transport spend
S$1 = 3 Miles
on all other spend
S$1 = 1.2 Miles
MoneySmart Exclusive:

[Amazing April Promotion | CASH BONUS]
Stand a chance to get an Apple 14-inch MacBook Pro (M3 Chip, 2023) (worth S$2,320.25) when you apply through MoneySmart! T&Cs apply.
 
PLUS get up to 31,000 miles plus first year annual fee waived for new-to-UOB credit card customers who successfully apply for an eligible KrisFlyer UOB Credit Card and spend a min. of S$2,000 within 60 days of the card approval date on their card. T&Cs apply.

Valid until 30 Apr 2024

 

OCBC flight promotions (2024)

OCBC credit cards don’t fall short on travel promotions. Check out these lists of flight and hotel promotions! 

OCBC airfare promotion Departing from/Destination  Booking period Travel period
10% off Qantas or British Airways (promo code: FLYOCBC) Qantas operated flights from Singapore to Australia, New Zealand, London plus eligible British Airways flights from London to the United Kingdom or Europe. Now till 31 Dec 2024 Now till 31 Dec 2025
Up to 10% off Emirates flights (promo code: SGOCBC1) 10% off flights from Singapore to Melbourne; 5–10%  off flights from Singapore to other Emirates destinations Now till 31 Oct 2024 Now till 30 Nov 2024
5% off EVA Air Singapore to selected destinations in Asia, Europe, North America and Australia Now till 31 Dec 2024  Now till 31 Dec 2025

 

OCBC accommodation promotions Booking period Stay period
8% off selected hotel bookings on Hotels.com with Mastercard (promo code: MCSG8) Now till 31 Jan 2025 Now till 30 Jun 2025
8% off selected hotel bookings on Hotels.com with Visa (promo code: VISA8) Now till 31 Dec 2024 Now till 30 Jun 2025
Up to 10% Booking.com Wallet Credits on accommodation bookings Now till 31 Mar 2026
18% off accommodation worldwide on Agoda (capped at $40 per booking) Now till 30 Jun 2024

View all OCBC travel promotions.

Although the OCBC 90°N Card is OCBC’s signature miles card, I suggest you check out the OCBC INFINITY Cashback Card for the highest unlimited cashback rate with no minimum spend in town at 1.8%—for a limited time only.

OCBC logo
Earn up to 1.8% unlimited cashback
on eligible transactions
Earn 1.6% Cashback
Min. Spend
S$0
Cashback Cap
Unlimited

 

Maybank flight promotions (2024)

Charge your next Qatar Airways or EVA Air flight to your Maybank credit card to enjoy up to 10% off.

Maybank airfare promotion Departing from/Destination  Booking period Travel period
Up to 10% off Qatar Airways with promo code MBQR24 From Singapore, Malaysia,  Philippines, Indonesia or Cambodia to selected destinations Now till 30 Sep 2024 Now till 31 Dec 2024
5% off EVA Air Singapore to selected destinations in Asia, Europe, North America and Australia Now till 31 Dec 2024  Now till 31 Dec 2025

Make the most of your travel spending by charging your air ticket to the Maybank Horizon Visa Signature card. You’ll earn 3.2 air miles (8X TREATS Points) for every S$1 spent on air tickets and foreign currency transactions!

Maybank logo
Online Promo
on Air Tickets and Foreign Currency Spend
S$1 = 7X Points
on local Shopping, Groceries, Dining, Hotel Bookings
S$1 = 3X Points
Rewards to Miles Conversion for Selected Airline Partners
1 Point = 0.4 Miles

 

Credit card privilege programmes in Singapore

If you own a credit card, you’re entitled to dining, travel, and other lifestyle offers you may not even know about. Each bank has their own privilege programme or deals catalogue that makes claiming a deal as easy as applying a promo code or claiming a voucher on your banking app. 

These differ from rewards programmes that let you redeem gifts using points accumulated from your credit card spending—for example, redeeming a $5 NTUC voucher with 100 points. Here, we’re talking about catalogues of deals and promotions that you have the privilege of accessing simply because you have a credit card with that bank—for example, showing your credit card at a restaurant to enjoy a 1-for-1 offer on all main courses.

Here’s a list of credit card promotion/privilege programmes in Singapore for UOB, DBS, and more. 

UOB: UOB Rewards+

UOB Rewards+ is the UOB rewards programme that all UOB Cardmembers are entitled to. It also claims to be the largest rewards catalogue in Singapore. So if you have a UOB card, make sure you download the UOB TMRW app to browse all deals. You can also view dining deals at The Dining Advisor.

Standard Chartered: The Good Life

The Good Life Privileges is a deals and rewards programme open to anyone with a Standard Chartered credit or debit card (or both).

Citibank: Citi World Privileges

Citi World Privileges is full of deals for not just the rest of the world while you’re on holiday, but when you’re back home in Singapore too.

DBS Privileges and Offers

DBS may not have a fancy schmancy name for their credit card offers programme, but they’ve still got a ton of good deals you should check out.

American Express: Love Dining and Chillax

Amex Platinum cards aren’t the most accessible, but give you access to tons of dining deals and privileges. Check out their Love Dining deals for offers at restaurants and hotels, and their Chillax programme 1-for-1 drink offers and welcome cocktails at bars around the island.

HSBC Credit Card Promotions and Deals

Like DBS, HSBC doesn’t have a dedicated name for their HSBC credit card promotions programme. An HSBC credit card also gives you access to standard offers on The Entertainer with HSBC, although only selected cards give you premium offers.

OCBC Credit Card Promotions

Another nameless programme, OCBC’s credit card promotions and deals span across food, fashion, health and many other categories.

Maybank Credit Card Promotions

The Maybank credit card promotions are all listed online, but don’t forget to change the filter to see the promotions you want. Categories include: dining, beauty, travel, wellness, shopping, and more. There doesn’t seem to be a way to see all categories at once.

CIMB Credit Card Promotions

Check out CIMB’s credit card deals across categories like dining, travel and lifestyle, e-commerce, and beauty and wellness. You can also select “near me” to see deals based on your location.

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vanessa-nah-profile-pictureAbout the author

Vanessa Nah is a personal finance content writer who pens articles on the ins and outs of insurance, the T&Cs of credit cards, and the ups and downs of alternative investments. She’s a researcher at heart and leaves no stone unturned when it comes to breaking down complex finance concepts and making them easy to understand for the everyday Singaporean. When Vanessa’s not debunking finance myths or sniffing out the best deals, you’ll find her attending dance classes, fingerpicking a guitar, or (most impawtently) fulfilling her life mission to make her one-eyed cat the most spoiled and loved kitty in the world.