Personal Loans

Personal Loans for New Parents: When Do They Make Sense?
Personal Loans
Personal Loans for New Parents: When Do They Make Sense?
Parenthood is all about paradox—it fills your heart even as it drains your wallet. It's not just the sweet ...
28 March 2025
What is Effective Interest Rate (EIR) and Why Does It Matter?
Personal Loans
What is Effective Interest Rate (EIR) and Why Does It Matter?
Why do loans have an effective interest rate, or EIR, in addition to the advertised interest rate? Here's ...
28 March 2025
Personal Loan vs. Renovation Loan Comparison Guide: Which Is Better for Your Home Makeover?
Personal Loans
Personal Loan vs. Renovation Loan Comparison Guide: Which Is Better for Your Home Makeover?
Planning a home makeover? I know I am. My place is ready at the tail end of next year and I’m already speaking ...
20 March 2025
Licensed Moneylenders: What They Are And What to Consider Before Borrowing
Personal Loans
Licensed Moneylenders: What They Are And What to Consider Before Borrowing
Short on cash, too shy to borrow from friends, and rejected by the bank? You’re not out of options just Licensed moneylenders are like a shining... ...
25 February 2025
Should You Take a Line of Credit or a Personal Loan? Find Out How Interest Rates, Fees, Tenures Affect Your Cost
Personal Loans
Should You Take a Line of Credit or a Personal Loan? Find Out How Interest Rates, Fees, Tenures Affect Your Cost
Thinking about borrowing money in Singapore but worried about hidden fees and sky-high interest rates? ...
13 February 2025
Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What's the Difference?
Personal Loans
Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What's the Difference?
Adulting is hard. It’s not nearly enough to get a job, manage your bills, and remain debt-free. You also have to save for major life changes such as... ...
13 February 2025
Personal Loans vs. Credit Cards: The Ultimate Guide for Singaporeans
Personal Loans
Personal Loans vs. Credit Cards: The Ultimate Guide for Singaporeans
Financial surprises are like a plot twist in your favourite movie. You know it’s coming, but still they ...
24 January 2025
What To Do If My Personal Loan Gets Rejected? Key Things Singaporeans Need to Know About
Personal Loans
What To Do If My Personal Loan Gets Rejected? Key Things Singaporeans Need to Know About
Living in a first-class city like Singapore has its perks. While this life comes with convenience and infrastructure, ...
26 December 2024
9 Things to Look Out For When Taking Out Personal Loans
Personal Loans
9 Things to Look Out For When Taking Out Personal Loans
With inflation skyrocketing, a hefty 9% GST hike, and petrol prices hitting a global high of $2.30 per ...
26 November 2024
How to Use Balance Transfer Loans Wisely
Personal Loans
How to Use Balance Transfer Loans Wisely
Ever heard of balance transfer loans? Think of them as a lifeline for those high-interest credit card balances—they ...
11 November 2024