Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

fathers day gift ideas hock gift shop
Father’s Day 2019 – 7 Gift Ideas Under $40 from Hock Gift Shop
Even though I’m female and childless, I think I am actually a Dad on the inside. I can talk to uncles for hours about power tools, cargo pants, boltless storeroom...
16 May 2019
best things to buy at daiso singapore
8 Most Value-for-Money Items at Daiso Singapore – 2019 Edition
After I updated the “worst things to buy at Daiso” article last week, we’ve been receiving tons of fiery comments from die-hard fans, all ready to smite me for daring...
12 May 2019
The 13 Worst Things to Buy at Daiso Singapore – 2019 Edition!
The 13 Worst Things to Buy at Daiso Singapore – 2019 Edition!
No one has ever accused Daiso of being a pretentious shop that sells overpriced products. But unfortunately that doesn’t excuse you from using your brain when you walk in. While...
10 May 2019
hdb rental flat
HDB Rental Flat Guide – All You Need to Know About Renting a Flat from HDB
Most Singaporeans would rather own a home than rent. But for those who cannot afford to buy a home of their own, it’s actually also possible to rent a flat...
10 May 2019
ezbuy singapore taobao
Using Ezbuy to Shop on Taobao – How Much More Are You Paying?
I know that tons of Singaporeans love to use Ezbuy to shop on Taobao, despite the fact that you usually have to pay an extra 8% agent fee, plus shipping...
7 May 2019
Mother’s Day 2019 Singapore – Last Minute Shopping & Dining Promotions
Mother’s Day 2019 Singapore – Last Minute Shopping & Dining Promotions
Uh oh, have you dropped the ball on Mother’s Day 2019? Or perhaps your mom has always been happy with a simple celebration at home… until she got Instagram recently...
2 May 2019
train from singapore to kl and beyond
Train from Singapore to KL & Beyond – 11 Places in Malaysia to Explore by Rail
Even though there are tons of buses, coaches and direct flights from Singapore to pretty much anywhere you can think of in Malaysia, my first choice is always to take...
24 April 2019
Ofo vs Mobike vs SG Bike – Beginner’s Guide to Bike Sharing in Singapore (2019)
Ofo vs Mobike vs SG Bike – Beginner’s Guide to Bike Sharing in Singapore (2019)
Unless you’ve been holed up in your room playing eSports for the past 2 years straight, you must have tried bike sharing in Singapore at least once. (At the very least, you...
24 April 2019
cheap mattress singapore
Cheap Mattress in a Box Showdown: HipVan vs Noa vs Haylee vs Baton vs Woosa
There’s a whole slew of online startups in Singapore selling cheap mattresses with free returns. At last count, there’s HipVan, Noa, Baton, Haylee, Woosa and Sonno. By “cheap mattress”, I...
22 April 2019
food waste singapore dumpster diving
How Much Food Waste is There in Singapore? I Went Dumpster Diving to Find Out
These days, it’s not just bag ladies and homeless old folks who are rooting through the dumpsters and eating other people’s leftover fries at McDonald’s.  Nope, it might very well...
13 April 2019
japanese supermarket singapore
Japanese Supermarkets in Singapore – 10 Best Places to Get Japanese Groceries
Back in the day, buying Japanese groceries in Singapore was akin to a SEAL Team Six operation. You would dash into Meidi-Ya (the only Japanese supermarket in town) and quickly...
9 April 2019
Decathlon Sports Gear
Decathlon Singapore (2019) – 7 Best Pieces of Amazingly Cheap Sports Gear
If cheap sporting goods were a religion, I would definitely be one of the most pious because I visit Decathlon just about every Sunday. Seriously, I’ve investigated so many of...
26 March 2019
Smart Home Systems in Singapore Explained – Google, Xiaomi & Samsung
Smart Home Systems in Singapore Explained – Google, Xiaomi & Samsung
Let’s start with the obvious. The whole idea of smart homes in Singapore is laughable. Most of our homes are, what, 100 square metres? I mean, if you can’t be...
25 March 2019
iuiga muji singapore
Muji Singapore Fans – Would You Buy Iuiga’s Cheap “Muji” Products?
Recently MoneySmart reader Eliza Tay told us about Singaporean online store Iuiga, which supposedly sells Muji products at cheaper prices than in stores.  Iuiga’s business model is to obtain goods...
18 March 2019
Sompo Car Insurance Review
Car Insurance
Sompo Car Insurance Singapore Review 2019
Japanese insurer Sompo (which used to be called Tenet Sompo) is something of an outlier among the car insurance players in Singapore. It’s not one of the longstanding brands like...
18 March 2019
Budget Direct Car Insurance Review
Car Insurance
Budget Direct Car Insurance Singapore Review 2019
Thanks to their flashy marketing tactics – like giving away free cashcards and “free ang pows” – Budget Direct has made a splash in Singapore. For better or for worse,...
18 March 2019
home gym in singapore
Fitness & Beauty
How Much Would It Cost to Set Up a Home Gym in Singapore?
Contrary to what the pushy salespeople at Virgin Active or Fitness First would have you believe, that $300 monthly gym membership is, in fact, completely optional. That’s right! No one...
13 March 2019
BOC Qoo10 Mastercard Credit Card
Credit Cards
BOC Qoo10 Mastercard Review 2019 – Should Singaporeans Sign Up?
Bank of China has just released a Qoo10 Mastercard that lets you earn rebates on your everyday spending… but the catch is, your rebates are in Qmoney (Qoo10 currency), not...
6 March 2019
Singapore’s New Telcos Zero1 vs Zero Mobile vs Circles Life vs MyRepublic Prices and Reviews
Singapore’s New Telcos Zero1 vs Zero Mobile vs Circles Life vs MyRepublic Prices and Reviews
Remember those days when Singaporeans mobile users only had the option of choosing between Singtel, M1 and Starhub no matter how poor the customer service or how unreasonable the prices?
26 February 2019
best student credit card Singapore 2018
Credit Cards
6 Best Student Credit Cards in Singapore (2020)
If you’re a student, you’re probably feeling broke all the time, but even without a regular income you can still get a credit card. Unlike regular credit cards, student credit...
25 February 2019
Best HSBC Credit Cards Review
Credit Cards
Best HSBC Credit Cards in Singapore – Credit Card Reviews 2020
Trying to pick an HSBC credit card? You won’t need much brain power for that. There are only 3 HSBC credit cards in Singapore – excluding the ones that are...
21 February 2019
Best DBS/POSB Credit Cards Review
Credit Cards
Best POSB & DBS Credit Cards in Singapore – Credit Card Reviews 2020
Even though our beloved DBS is the most popular savings bank in Singapore, up until a few years ago you would not have associated them with good credit cards. Nobody...
21 February 2019
gst singapore budget 2019
GST Singapore – How the GST Changes from Singapore Budget 2019 Affect You
One of the “lowlights” of Singapore Budget 2019 (and 2018 too, come to think of it) is the much-dreaded GST increase, together with the tightening limits for GST relief. Like...
19 February 2019
aia insurance mental illness
Health Insurance
New AIA Insurance Covers Depression, Schizophrenia & OCD – But Is It Enough?
As we all know, mental illness is heavily stigmatised in Singapore. It takes a lot of courage to seek medical help, and medical help can be hellishly expensive, especially if you...
14 February 2019
HDB BTO Launch Feb 2019
HDB BTO Launch Feb 2019 – Kallang/Whampoa, Jurong West & Sengkang BTO Review
The first HDB BTO launch of the year falls in February, making it prime fodder for Chinese New Year small talk. Timing aside, though, it’s legit exciting because this launch...
13 February 2019