claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

MSIG Car Insurance Review
Car Insurance
MSIG Car Insurance Singapore Review (2020)
As one of the longer-standing insurance companies in Singapore, MSIG is a popular brand for car (as well as other types) of insurance. What does MSIG car insurance have to offer...
30 July 2019
hdb bto status symbol
Shopping
HDB BTO Status Symbols – How Much Would It Cost to Buy Them All?
One of the downsides to living in a resale flat is that I don’t get to take part in the bubbling cauldron of camaraderie, gossip, passive-aggressive remarks and group buys...
29 July 2019
singapore inflation rate 2019
Budgeting
Singapore Inflation Rate 2019 – What Exactly Is It & Why Does It Matter?
OK, confession time. Even though I know that Inflation is Very Bad and I should do all I can to stay ahead of it, I must confess I haven’t a...
26 July 2019
daiso threeppy funan mall
Shopping
Daiso’s New Store ThreePpy Opens in Funan Mall – Worth a Visit?
“Wanna ThreePpy with me?” Your hot colleague asks you over lunch at KopiTech, making your heart skip a beat. Whoa, whoa, just wait a minute — get your mind out...
22 July 2019
singapore recession meaning
Budgeting
Is Singapore Going Through a Recession? Wait, What’s a Recession?
Recently, there’s been a small slew of news reports about Singapore’s economy with big, scary words like “economy slowdown”, “ worst performance since 2012” and — most alarming of all...
17 July 2019
ntuc fairprice housebrand
Budgeting
Does NTUC FairPrice Live Up to Its Name? A Survey of FairPrice Housebrand Prices
For most Singaporeans, picking up groceries from the nearby NTUC FairPrice outlet is as commonplace as popping over to the Singapore Pools to buy 4D — it’s practically a national...
15 July 2019
4 Reasons Why Millennial-Targeted Greenwashing is Actually Good for Singapore
Opinion
4 Reasons Why Millennial-Targeted Greenwashing is Actually Good for Singapore
Seems like you can’t walk 5 steps in a shopping mall these days without encountering what my colleague calls “green porn”. You know, those highly graphic, in-your-face images of monstera...
11 July 2019
grabpay singapore
Budgeting
7 Things You Probably Didn’t Know About GrabPay in Singapore
Everyone uses GrabPay to pay for Grab rides, GrabFood orders, and maybe Liho bubble tea once in a while — but Grab really, really wants it to be more than...
8 July 2019
14 Free (or Really Cheap) Things You Can Do at the New Funan Mall
Entertainment
14 Free (or Really Cheap) Things You Can Do at the New Funan Mall
I was totally prepared to hate on the new Funan Mall because it sounds like it was made for and by pretentious fake-nerds. But after visiting the freshly-opened downtown dystopian...
4 July 2019
ikea singapore
Shopping
Buying Cheap Furniture from IKEA? 10 Unexpected Costs to Look Out for
Most people are alternately horrified / impressed that I can rattle off the dimensions of various IKEA products, or wax enthusiastic about the subtle differences between the Algot and Antonius...
27 June 2019
cheap food in orchard
Budgeting
Cheap Food in Orchard Exists – 7 Best Places for a Meal Under $7
Let’s be real here: Orchard Road can be a major financial black hole when it comes to food (as with everything else). Even McDonald’s actually costs more at their Orchard outlets,...
26 June 2019
best credit cards for families
Credit Cards
5 Best Credit Cards for Raising Kids in Singapore
Raising a family in Singapore is not for the faint of heart — not when it’s estimated to cost $360,000 on average to raise one child from birth to adulthood....
25 June 2019
muji jb
Shopping
Muji JB Opens in Tebrau City – Is It Worth Crossing the Causeway For?
So the other day, when I was looking up the map of Muji outlets in Singapore — just, you know, a regular day for me — I saw this and...
24 June 2019
What’s the Return Policy for Lazada, Qoo10, Shopee, Zalora, ASOS & Amazon?
Shopping
What’s the Return Policy for Lazada, Qoo10, Shopee, Zalora, ASOS & Amazon?
Just like with online dating, pictures on online shopping sites can be highly misleading. So before you get too trigger-happy with the Lazada and Qoo10 GSS promotions, here’s a chilling...
20 June 2019
7-eleven singapore products
Shopping
7-Eleven Singapore Products – 5 Items That Aren’t a Complete Rip-off
If you’re the kind of person who actually pays attention to the prices on the labels when you do your groceries, you probably know that the products at 7-Eleven are...
17 June 2019
qoo10 singapore hacks
Shopping
The Crazy World of Qoo10 Singapore Hacks – Coupons, Roulette Q & Other Cheapo Tips
Before researching and writing this article, I would be the last person you’d ask about Qoo10. I totally respect that Qoo10 isn’t a generic e-commerce clone… But why oh why...
14 June 2019
great singapore sale 2019
Shopping
Great Singapore Sale 2019 – Best Credit Card GSS Promotions Right Now
The Great Singapore Sale may not be as huge an affair as, say, 11.11 or Black Friday, but I doubt anyone’s complaining about any excuse to shop. While the “official”...
13 June 2019
What were you doing this time of the year, last year? Screaming at the kids at Tokyo Disneyland? Relaxing at the beach in Bali? Or... snapping up 2018’s Astrea IV bonds like there was no tomorrow? (Which there was.) If you answered the latter, you probably don’t need to read this article because you very likely have already bought yourself some Astrea V Bonds when they went on sale at 9am today. It’s the highly anticipated follow-up to the breakthrough Astrea IV, and features much of the original’s merits. For those of you reading this with a blank look on your face, here’s a primer to get you up to speed on the new Astrea V Bonds from Temasek Holdings’ subsidiary, Azalea Asset Management.
Invest
Astrea V Bonds – What You Should Know About the Sequel to Astrea IV Bonds
What were you doing this time of the year, last year? Screaming at the kids at Tokyo Disneyland? Relaxing at the beach in Bali? Or… snapping up 2018’s Astrea IV...
12 June 2019
best indian restaurant singapore
Dining
19 Best Indian Restaurants in Singapore for Every Budget (2019)
I’m what’s known politely as a “functional eater”, so you’ll rarely find me waxing enthusiastic about food… Unless I’ve had good curry recently. South Asian food is probably the only cuisine...
12 June 2019
green electricity singapore
Budgeting
Choosing a Green Electricity Plan in Singapore – What are Your Options?
So, it turns out that I picked an electricity retailer way too soon. It turns out that there are actually retailers offering green electricity plans, and I didn’t do the...
10 June 2019
Shopping in Singapore – 7 Best Credit Cards for Miles & Cashback (2020)
Credit Cards
Shopping in Singapore – 7 Best Credit Cards for Miles & Cashback (2020)
Does the thought of going to Muji or Uniqlo for the upteenth time spark intense joy? Do you “stop by” your neighbourhood shopping mall on the way home every day,...
7 June 2019
UL2272 Certified E-Scooters in Singapore – The Complete Price List (2019)
Entertainment
UL2272 Certified E-Scooters in Singapore – The Complete Price List (2019)
Writing about electric scooters in Singapore can be a tiny bit depressing – those ”best e-scooters” listicles that you worked so hard on get outdated almost right away, thanks to...
6 June 2019
best electric scooter singapore 2018
Budgeting
7 Best Electric Scooters in Singapore (LTA Compliant & UL2272 Certified)
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
6 June 2019
16 Things That are More Expensive in Singapore Than Other First World Countries
Budgeting
16 Things That are More Expensive in Singapore Than Other First World Countries
Recently, some genius on r/Singapore posted a chilling question: “What are Singaporeans paying way too much for?” and the answers have been absolutely fascinating. The Reddit thread was full of...
4 June 2019
uob krisflyer credit card
Credit Cards
UOB KrisFlyer Credit Card Review – Is This the New Best Miles Card in Singapore?
It’s been a while since I got excited over a new air miles card – not since the BOC Elite Miles Card last year, anyway – and even longer since I...
4 June 2019