Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

AXA Travel Insurance Review
Travel Insurance
AXA Travel Insurance Singapore Review 2022
Travel insurance plans are so cheap these days that it’s amazing that premium travel insurance like AXA Smart Traveller even exists. My colleague explained it to me perfectly: most Singaporeans...
2 March 2022
cpf life payout plan minimum sum
CPF LIFE: The Complete Guide to Payouts, Plans & Minimum Sums in 2022
If you’re in your 30s like I am, retiring in Singapore is the stuff of nightmares. By the time our retirement rolls around, the old folks selling cheap hawker food...
1 March 2022
Etiqa Travel Insurance Review
Travel Insurance
Etiqa Travel Insurance Singapore Review 2022
When you think travel insurance, you definitely don’t think of Etiqa. For the uninitiated, Etiqa is Malaysian bank Maybank’s insurance arm, and it’s a relatively new player in this field. Which...
25 February 2022
citibank travel insurance review
Travel Insurance
Citibank Travel Insurance Singapore Review 2022
Citibank travel insurance is one of the most popular travel insurance options in Singapore, perhaps because you can get complimentary Citibank travel insurance if you charge your travel fare to...
24 February 2022
FWD Travel Insurance Review
Travel Insurance
FWD Travel Insurance Singapore Review 2022
As a typical cheapo Sinkie, I must confess to buying FWD travel insurance purely because it’s one of the cheapest travel insurance providers in Singapore. Obviously it’s cheap because FWD...
24 February 2022
NTUC Travel Insurance Review
Travel Insurance
NTUC Travel Insurance Singapore – MoneySmart Review 2022
You’ve probably bought NTUC travel insurance at least once in your life. Since NTUC is the household name of household names, it’s no surprise that NTUC Income is one of...
23 February 2022
uob travel insurance singapore review
Travel Insurance
UOB Travel Insurance Singapore Review 2022
UOB travel insurance is something of a hidden gem. When you buy travel insurance, the usual names that come to mind are NTUC, MSIG, FWD and so on. But in...
22 February 2022
ocbc travel insurance review
Travel Insurance
OCBC Travel Insurance Singapore Review 2022
OCBC travel insurance is a top choice for Singaporeans who are risk-averse and prefer to insure themselves with longstanding brands – it is provided by Great Eastern, the insurance arm...
21 February 2022
TravellerShield Plus (Distributed by DBS) Travel Insurance Singapore Review 2022
Travel Insurance
TravellerShield Plus (Distributed by DBS) Travel Insurance Singapore Review 2022
It should surprise no one that TravellerShield Plus, DBS’ travel insurance (or POSB’s travel insurance) is one of the most popular travel insurance brands in Singapore, since it’s so convenient for...
21 February 2022
amex travel insurance singapore
Travel Insurance
Amex Travel Insurance Singapore (Chubb Travel Insurance) Review 2022
If you have an American Express credit card, you’re probably familiar with Amex travel insurance. Technically, it’s actually Chubb travel insurance, but it’s sold under the brand American Express My...
21 February 2022
best annual travel insurance singapore
Travel Insurance
Annual Travel Insurance (2022) – 7 Best Annual Travel Insurance Plans for Singaporeans
“Annual travel insurance? Isn’t that for frequent flyers, like those investment bankers and C-level executives?” you ask. Actually, I’d argue that it’s something that’s very worthwhile for many regular Singaporeans to buy....
17 February 2022
Aviva Travel Insurance Review
Travel Insurance
Singlife with Aviva Travel Insurance Singapore Review 2022
Most Singaporean men would be familiar with Aviva as a brand, as they’re the life insurance provider for those doing National Service. But what you might not realise is that...
14 February 2022
krisflyer miles - best credit card promotions for miles
Credit Cards
Earn KrisFlyer Miles Fast – 7 Best Krisflyer Miles Card Welcome Promotions in Singapore
Unless you hemorrhage money every month, earning Krisflyer Miles or Asia Miles with your regular credit card spending is a tedious and long-drawn affair. So what’s the fastest way to...
8 February 2022
UOB One Credit Card
Credit Cards
UOB One Card – MoneySmart Review 2022
The UOB One Card is hands down UOB’s favourite entry level credit card – especially for those with a UOB One account too. The credit card owes its fame to...
7 February 2022
How to Pick the Best Home Loan for Your Property in Singapore
Home Loans
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you comparing the interest rates on the market, ready...
7 February 2022
how to buy us stocks in Singapore
How to Buy US Stocks in Singapore: 3 Best Investment Brokerages
If all the crypto talk about town has you interested in knowing invest your money for juicy returns but with lower risk, here’s a crash course on how to buy...
3 February 2022
investing in shares and sgx stocks singapore
Investing in Shares (2021) – MoneySmart Guide to Buying SGX Stocks
These days, owning Apple stock is as much a status symbol as owning an Apple watch. (Well, they’re both expensive…) But apart from making you more attractive, stocks and shares...
3 February 2022
li chun 2019 deposit money guide
Savings Accounts
Li Chun 2022 (4 Feb) – When is the Best Date & Time to Deposit Money?
You might not know it by its name, but surely you’ve noticed snaking queues at cash deposit machines on a particular day around Chinese New Year. This date is called...
3 February 2022
singapore inflation rate 2019
Singapore Inflation Rate 2022 – What Is It & Why Does It Matter?
OK, confession time. Even though I know that Inflation is Very Bad and I should do all I can to stay ahead of it, I must confess I haven’t a...
26 January 2022
Income Tax Singapore
10 Ways to Reduce Your Personal Income Tax in Singapore for YA2023
I know, I know. It’s not even Chinese New Year and here I am, writing an article about income tax. While there are quite a few months to go before...
25 January 2022
HDB Grants 101
HDB Grants Guide 2022 — What’s the Max CPF Housing Grant You Can Get?
If you’re buying an HDB flat in Singapore for the first time, you’re just beginning to realise how much it costs to live in what is essentially a tiny space...
24 January 2022
StarHub Broadband - get 4K Android TV
3 Drawbacks (Really!) of Having a 4K Android TV & the Best WiFi Coverage in Your ‘Hood
This post was written in collaboration with StarHub. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
cny goodies 2019
CNY Goodies 2022 Price Guide: Pineapple Tarts, Kueh Lapis, Love Letters & More
Chinese New Year is the absolute worst time in the year to fall sick. Not because it’s inauspicious to start the new year with the sniffles, or because clinics will...
19 January 2022
food delivery rider
Food Delivery Riders: How Much Can You Earn as a Deliveroo, Foodpanda or Grabfood Rider?
With low barriers to entry and plenty of flexibility, it’s no surprise that being a food delivery rider for Deliveroo, Foodpanda or GrabFood is an attractive proposition as a side gig...
18 January 2022
Aviva Car Insurance Review
Car Insurance
Singlife with Aviva Car Insurance Singapore Review 2022
NOTE: Aviva is now Singlife with Aviva Singaporean men might remember the insurer Aviva from their NS days as it provides insurance coverage during National Service. But did you know...
12 January 2022