claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

hdb resale price vs hdb bto price
Property
HDB Resale Price Increase – Grants Available, Price Comparison, & How to Apply
When the pandemic first started, everyone was expecting a recession and a fall in property prices. But the opposite has happened. HDB resale prices spiked 12.5% in 2021, making it...
27 May 2022
Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
Health Insurance
Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
All Singaporeans are covered by MediShield Life for the most basic of medical coverage. But on top of MediShield Life, an estimated two-thirds of Singaporeans are also paying for an...
24 May 2022
HSBC debt consolidation plan
Personal Loans
How a Debt Consolidation Plan Could Get You Out of Debt Faster
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
big c bangkok thai snacks 2018
Travel
Best Thai Snacks – 17 Must Buy Thai Snacks From Big C Bangkok
Before you start sniggering, Big C Bangkok is NOT a gay club and the “C” stands for “Central” (not whatever else you were thinking of). Big C Supermarket is a Thai grocery chain, and...
30 April 2022
dbs digiportfolio robo advisor
Invest
DBS digiPortfolio Review — Will the New DBS Robo Advisor Kill the Competition?
Lazy wannabe “investors”, rejoice! DBS has now made its robo advisor (called DBS digiPortfolio) available to the public. Previously, it was available only to DBS ~Wealth~ customers. Now, if you...
27 April 2022
trade US stocks from US$1 with Syfe Trade
Invest
Entering the US Stock Market: What You Need to Know & How to Do It From Just US$1
This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
what to do in Taiwan 2018
Travel
Singapore to Taipei Travel Guide (2022) – Taipei Weather, Best Hotels, Night Markets & Metro
Planning to fly from Singapore to Taipei soon? Here’s a comprehensive guide we put together for you on how to plan and budget for your Taipei trip. Find out when’s...
19 April 2022
Nasdaq Global Index: Cybersecurity and Semiconductor
Invest
Semiconductors & Cybersecurity: Why Investing in These 2 Industries Could Help Your Portfolio Achieve High Growth
This post was written in collaboration with Nasdaq. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Nasdaq Thematic Investing - Seminconductors & Cybersecurity
Invest
Thematic Investing: What Is It & How to Get Started?
This post was written in collaboration with Nasdaq. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
5 Best Cashback Cards in Singapore for Recurring Bill Payments (2022)
Credit Cards
5 Best Cashback Cards in Singapore for Recurring Bill Payments (2022)
Eat, sleep, work, pay bills, repeat — that’s pretty much life in Singapore. But did you know you can pay many telco, medical and utilities bills by credit card and earn...
25 March 2022
Air Miles vs Cashback vs Rewards – Which is the Best Credit Card Type to Use?
Credit Cards
Air Miles vs Cashback vs Rewards – Which is the Best Credit Card Type to Use?
Picking the right type of credit card is more of an art than a science. It’s like choosing your Dungeons & Dragons character or starter Pokemon. In fact, just like Bulbasaur, Charmander...
24 March 2022
SPDR STI ETF - top funds to invest in
Invest
The SPDR STI ETF & Other Top Funds to Consider Investing in Today
This post was written in collaboration with State Street Global Advisors. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
DBS young adult firsts - milestones
Budgeting
Conquering Your ‘Firsts’: How to Smash Your #GOALS in 2022, Finances Wise
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
MoneyOwl - retirement income - save for retirement Singapore
Budgeting
The 3 ‘R’s of Retirement to Help You Retire Right
This post was written in collaboration with MoneyOwl. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
SPDR STI ETF - how it helps your investment and savings goals
Invest
5 Ways the SPDR STI ETF Can Support Your Investment & Savings Goals
This post was written in collaboration with State Street Global Advisors. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
cpf life payout plan minimum sum
Budgeting
CPF LIFE: The Complete Guide to Payouts, Plans & Minimum Sums in 2022
If you’re in your 30s like I am, retiring in Singapore is the stuff of nightmares. By the time our retirement rolls around, the old folks selling cheap hawker food...
1 March 2022
krisflyer miles - best credit card promotions for miles
Credit Cards
Earn KrisFlyer Miles Fast – 7 Best Krisflyer Miles Card Welcome Promotions in Singapore
Unless you hemorrhage money every month, earning Krisflyer Miles or Asia Miles with your regular credit card spending is a tedious and long-drawn affair. So what’s the fastest way to...
8 February 2022
How to Pick the Best Home Loan for Your Property in Singapore
Home Loans
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you comparing the interest rates on the market, ready...
7 February 2022
how to buy us stocks in Singapore
Invest
How to Buy US Stocks in Singapore: 3 Best Investment Brokerages
If all the crypto talk about town has you interested in knowing invest your money for juicy returns but with lower risk, here’s a crash course on how to buy...
3 February 2022
investing in shares and sgx stocks singapore
Invest
Investing in Shares (2021) – MoneySmart Guide to Buying SGX Stocks
These days, owning Apple stock is as much a status symbol as owning an Apple watch. (Well, they’re both expensive…) But apart from making you more attractive, stocks and shares...
3 February 2022
StarHub Broadband - get 4K Android TV
Entertainment
3 Drawbacks (Really!) of Having a 4K Android TV & the Best WiFi Coverage in Your ‘Hood
This post was written in collaboration with StarHub. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
food delivery rider
Career
Food Delivery Riders: How Much Can You Earn as a Deliveroo, Foodpanda or Grabfood Rider?
With low barriers to entry and plenty of flexibility, it’s no surprise that being a food delivery rider for Deliveroo, Foodpanda or GrabFood is an attractive proposition as a side gig...
18 January 2022
Aviva Car Insurance Review
Car Insurance
Singlife with Aviva Car Insurance Singapore Review 2022
NOTE: Aviva is now Singlife with Aviva Singaporean men might remember the insurer Aviva from their NS days as it provides insurance coverage during National Service. But did you know...
12 January 2022
Singtel Dash Town festive - win prizes and more
Shopping
Play to Win: Singtel Dash Offers Over 1 Million Prizes in Dash Town
This post was written in collaboration with Singtel Dash. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
christmas catering singapore
Dining
Christmas Delivery Singapore 2021 – Top 10 Christmas Dinner Takeaways Under $50/pax
How time flies… it’s already our second Christmas living with Covid! What would chase the blues away better than organising the Christmas dinner of your wildest dreams? Well, that’s the...
10 December 2021