Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

doctor anywhere telemedicine apps
Doctor Anywhere, WhiteCoat, Doctor World… Can Telemedicine Apps Save Us Money?
Opinions about doctors fall firmly in one of two opposing camps. Either you’re a true believer of the power of modern medicine and rush to the clinic at the first...
1 March 2020
SIM Only Plans – 12 Cheapest Mobile Plans in Singapore (2020)
The 3 big telcos – Singtel, Starhub and M1 – have long been a source of angst for Singaporeans, who complain about slow internet and exorbitant excess data usage charges....
25 February 2020
Taobao Singapore – The Complete Shopping & Shipping Guide (2020)
When you hear “Made in China”, one word comes to mind: Taobao. What better place to get your hands on cheap, mass-produced items from mainland China, lead and other toxins hopefully not included?...
25 February 2020
cheap courier delivery service singapore
Courier Services Singapore (2020) – Which Delivery Service Is Cheapest?
I love buying and selling stuff on Carousell as much as the next person (actually, probably a lot more), but the one thing that I hate is having to deal...
20 February 2020
birthday treats singapore 2019
Birthday Treats Singapore 2020 – 33 Best Freebies for Every Day of the Month 
Statistically, you share your birthday with at least 15,000 other people in Singapore. But it’s in most businesses’ interest to perpetuate the belief that your birthday is super duper special...
20 February 2020
Best High Tea Buffets & Sets in Singapore
21 Best High Tea Sets & Buffets in Singapore (2020) — Updated with 1-for-1 Deals
Long associated with tai tais, colonial masters, and assorted rich people not chained to a desk job, having high tea in a posh hotel is one of the things that...
20 February 2020
amazon prime singapore
Amazon Prime Singapore — 5 Things Prime Membership Means for Singaporeans
After all the hype surrounding the launch of Amazon Prime in Singapore, everyone was dismayed to discover that the product range was nothing like its US counterpart’s. Worse, they removed...
19 February 2020
highest paying jobs singapore 2018
Highest Paying Jobs in Singapore – 43 Jobs With Monthly Salary Over $10K
Are you happy with your salary in Singapore? Rhetorical question, I know… But if you are happy with what you’re making, you might want to close this tab because you’re...
14 February 2020
Best Citibank Credit Cards Review
Credit Cards
Best Citibank Credit Cards in Singapore – Credit Card Reviews 2020
Unlike some other banks, Citibank doesn’t have a bazillion credit cards on offer. Instead, they only have a handful, and each card in their stable serves a very specific purpose....
5 February 2020
visa vs mastercard vs american express
Credit Cards
Visa vs Mastercard vs American Express – Which is Best?
If you’ve ever shopped around for a credit card in Singapore (and if not, we strongly suggest you do so to maximize the benefits of owning one) you’ll know that...
5 February 2020
Cashback vs air miles vs rewards credit cards in Singapore
Credit Cards
Air Miles vs Cashback vs Rewards – Which is the Best Credit Card Type to Use?
Picking the right type of credit card is more of an art than a science. It’s like choosing your Dungeons & Dragons character or starter Pokemon. In fact, just like Bulbasaur, Charmander...
5 February 2020
UOB Preferred Platinum Card
Credit Cards
UOB Preferred Platinum Visa Card – MoneySmart Review 2020
The UOB Preferred Platinum Card is a very unglam credit card. But underneath that boring-ass navy blue exterior is a pretty good rewards card that lets you earn 4 miles...
31 January 2020
krisflyer miles - best credit card promotions for miles
Credit Cards
Earn KrisFlyer Miles Fast – 7 Best Krisflyer Miles Card Welcome Promotions in Singapore
Unless you hemorrhage money every month, earning Krisflyer Miles or Asia Miles with your regular credit card spending is a tedious and long-drawn affair. So what’s the fastest way to...
31 January 2020
Best Standard Chartered Credit Cards Review
Credit Cards
Best Standard Chartered Credit Cards in Singapore — Credit Card Reviews 2020
If you’re looking to apply for a Standard Chartered credit card, there aren’t a ton of options. Half the credit cards in their stable are targeted at niche card users,...
30 January 2020
best credit card singapore
Credit Cards
7 Best Credit Cards in Singapore 2020 – MoneySmart Writers Pick Our Favourites
It’s been over a year since I joined MoneySmart, and I’ve only just realised that, although we’ve got “best of” lists for the different types of credit cards (like cashback,...
30 January 2020
lazada promo code singapore
Credit Cards
Lazada Promo Codes (2020) — How to Use Lazada Voucher Codes in Singapore
Lazada has earned itself quite a reputation for being a cheap, online marketplace for just about everything, from clothes and accessories to groceries and pet supplies. In fact, according to...
12 January 2020
Best American Express Credit Cards Review
Credit Cards
Best American Express Credit Cards in Singapore – Credit Card Reviews 2020
So, maybe someone sold you on how great American Express’ customer service is – no more “to speak to a customer service officer, please hold”! Or maybe you saw that Amex...
7 January 2020
li chun 2019 deposit money guide
Savings Accounts
Li Chun 2020 (4 Feb) – When is the Best Date & Time to Deposit Money?
You might not know it by its name, but surely you’ve noticed snaking queues at cash deposit machines on a particular day around Chinese New Year. This date is called...
6 January 2020
train to JB guide 2018
Train to JB Guide (2020) – How Much KTM Train Tickets Cost & How to Get There
Confession: I’m a train otaku. Ever since I found out that you can take a train to JB from Singapore, I’ve been making up excuses to go to Johor. Need...
30 December 2019
factory outlet singapore
Factory Outlets in Singapore: The Best Shops for Cheap Branded Goods (2020)
Everyone falls prey to advertising. I mean, yeah, there are people who keep proclaiming that brands are passe and how they’d never be caught dead wearing clothes with big logos....
20 December 2019
Singapore Savings Bond Review
Singapore Savings Bond (SSB) Review — Interest Rates & Buying Guide (2020)
Ever since the Government launched Singapore Savings Bonds (commonly abbreviated as SSB) in 2015, it has gone from being a super-conservative investment with low returns, to an actually decent investment vehicle...
12 December 2019
Free Samples Singapore
Free Samples Singapore – Where to Get Samples for Baby Stuff, Beauty, Toiletries & Food
If you ever feel like Singapore is too boring, just go to any Sheng Siong and scream the words “FREE SAMPLES!” I guarantee you will get mobbed by a horde...
10 December 2019
civil servant year end bonus 2018
Singapore Civil Servant Bonus 2019 – How Does It Compare to Your Year End Bonus?
The end of the year tends to make Singaporeans feel pretty broke, what with the pressure to take part in endless gift exchanges and go on blowout overseas trips. The...
9 December 2019
movie ticket prices singapore 2018
Movie Ticket Prices Singapore (2020) – Which Cinema is the Cheapest?
Despite Netflix’s best efforts, cinemas here are still doing brisk business, with new theatres popping up seemingly every month and movie ticket prices in Singapore slowly inching upwards. If you...
8 December 2019
johor bahru - things to do in jb
Cheap Guide to Johor Bahru – Where to Go & Best Things to Do in JB
Judging by how many people read and shared an earlier article on how to get to JB by train, I’m guessing Johor Bahru still remains as popular a weekend destination...
27 November 2019