Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

krisflyer miles redemption guide 2018
KrisFlyer Miles Redemption Guide – How to Start Playing the Miles Game in Singapore
So, you’ve finally decided to become a full-fledged travel hacker – to start collecting miles in order to fulfill to your dream of travelling the world. You’ve told all your...
26 November 2019
recycling in singapore
Time to Skip the Recycle Bin? 3 Ways to Make Money Recycling in Singapore
Recycling in Singapore is gaining popularity, but it’s still pretty much a thankless task. You have sort and wash our your food cans, drink bottles and aluminium cans, and then...
20 November 2019
tanjong pagar food 2018
Tanjong Pagar Food Guide – Cheap Food Guide for Broke CBD Workers
Just started a new job in Tanjong Pagar and already counting down the days to your first paycheck? Hey, it’s normal. As if spending a bomb on your new office...
20 November 2019
don don donki sold out
Don Don Donki Singapore Shopping Guide – The Best & Cheapest Things to Buy
Move aside, Daiso. The stampede of Singapore customers has moved from the famous $2 discount store to a new Japanese cheap retailer in town: Don Quijote, better known as Don Don...
20 November 2019
log cake & christmas buffet promotion singapore
Credit Cards
The Best Christmas Log Cake Promotions in Singapore (2019)
Here in Singapore, we celebrate any festival with conspicuous consumption. In the case of Christmas, our “tradition” is gifting extravagant log cakes to our loved ones, treasured clients, and any...
18 November 2019
alcohol delivery singapore beer liquor
On-Demand Alcohol Delivery in Singapore — How Much Do the 7 Fastest Services Cost?
If you stupidly volunteered to be part of the office Christmas party exco, don’t berate yourself too much. These days, party planners have it easy. Even if you grossly underestimated...
15 November 2019
data travel roaming singapore
Data Roaming Plans Singapore – Starhub DataTravel vs Singtel ReadyRoam vs M1 Data Passport
If you see a bunch of bewildered looking tourists searching for Wi-Fi hotspots while on holiday, there’s a high chance they’re Singaporean. Apparently, we’ve all become so used to staring...
15 November 2019
christmas catering singapore
Christmas Catering Singapore 2019 – Top 10 Christmas Party Sets & Buffets Under $28/Pax
Do you picture yourself throwing fabulously effortless home or office Christmas parties… only to realise you lack the culinary skill and time needed to prepare a massive turkey, meatloaf, roast beef and...
14 November 2019
cheap onsen hot spring asia
7 Cheap Travel Destinations in Asia for Onsen & Hot Spring Lovers
I know it makes no sense in sauna-like Singapore, but I am a huge sucker for hot springs of any sort.  Now that the rainy gloomy days are on us,...
14 November 2019
best jb shopping malls
15 Best JB Shopping Malls (Old & New): Ultimate Guide to Johor Bahru Shopping
Regardless of race, language or religion, Singaporeans love to do our festive shopping across the border in Johor Bahru. Whether you’re buying Chinese New Year goodies, Hari Raya baju, Deepavali snacks...
13 November 2019
cheap batam resort
Montigo Resorts Too Expensive? 7 Cheap Batam Resorts <$95/Night
Batam is kinda like a mash-up of JB and Bintan all in one… Except maybe even better. Not only are there heaps of cheap and actually nice hotels to choose from...
11 November 2019
apple watch singapore price
Apple Watch Singapore Price Guide 2019 — Series 3, Series 4 or Series 5?
One of the most popular buys during the year-end sale season — be it 11.11, Black Friday or Cyber Monday — is the Apple Watch. Not because everyone is starting...
6 November 2019
singpost postage rates singapore
New SingPost Postage Rates Singapore 2019 — How Much Does Mail Cost Now?
Ahh, poor ol’ SingPost. Everyone always rags on our local postal service for taking forever to deliver mail and blaming them for the unexplained disappearance of ASOS parcels. To be...
5 November 2019
hdb bishan bto 2025
Bishan BTO 2025 — Everything We Know About It So Far (With Photos)
It’s been quite a year for high-profile HDB BTOs. First, there were not 1 but 2 oversubscribed Boon Keng BTOs, then there were rumours of a Keppel Club BTO. And...
4 November 2019
Best Credit Card Promotions (2019) – Free Luggage, CapitaLand Vouchers & More
Credit Cards
Best Credit Card Promotions (2019) – Free Luggage, CapitaLand Vouchers & More
I have to admit, I’m a complete sucker for credit card promotions. These days, even the best credit cards in Singapore are so desperate to get new customers that they practically...
1 November 2019
long weekends public holidays singapore 2020
Singapore Public Holidays 2020 — How to Maximise All 7 Long Weekends in 2020
Singaporeans love staying on top of public holidays, not just because we’re a harmonious multi-ethnic society, but also because most of our annual leave entitlements are pretty crappy and we...
31 October 2019
Amex Love Dining & More - 8 Best Credit Cards for Dining in Singapore (2019)
Credit Cards
10 Best Credit Cards for Dining in Singapore — Miles, Cashback, Buffet Promotions & More
Unlike some credit card comparison websites, I’m not going to start this article with platitudes about how eating is a popular activity among Singaporeans, or how dining is a pleasant...
30 October 2019
capitaland mall singapore
The Ultimate CapitaLand Mall Playbook — 7 Hacks Singaporeans Should Know
I must preface this article with a confession that I’m really not the best person to write it. Look, I have a folded-up $20 CapitaLand voucher that’s been sitting in...
29 October 2019
best annual travel insurance singapore
Travel Insurance
Annual Travel Insurance (2019) – 7 Best Annual Travel Insurance Plans Under $250/Year for Singaporeans
“Annual travel insurance? Isn’t that for frequent flyers, like those investment bankers and C-level executives?” you ask. Actually, I’d argue that it’s something that’s very worthwhile for many regular Singaporeans to buy....
25 October 2019
merdeka generation package singapore
Merdeka Generation Package Singapore — Who’s Eligible & What Top-Ups Do You Get?
Remember the Pioneer Generation package that was rolled out in Budget 2014, to much excitement and debate? 5 years on, there’s finally a sequel: The Merdeka Generation package, announced in...
25 October 2019
ohm energy review singapore
Ohm Energy Review — Comparison of Ohm Singapore Electricity Plans
Though the open electricity market in Singapore is generally dominated by heavyweights like Keppel Electric and Sembcorp Power, what’s interesting is that relatively unknown Ohm Energy has also been quite...
24 October 2019
iSwitch Singapore Electricity Review
iSwitch Review — Comparison & Review of iSwitch Electricity Plans in Singapore
Is it just us, or do iSwitch booths really seem to be everywhere these days? Those iSwitch roadshows don’t just take place at bus interchanges and event squares, but also...
24 October 2019
keppel electric plan
Keppel Electric — Comparison & Review of Keppel Electricity Plans
As Singapore is still in its early days of the open electricity market, the more conservative among us would naturally gravitate to retailers like Keppel Electric. Similar to Sembcorp Power,...
24 October 2019
Income Tax Singapore
10 Ways to Reduce Your Personal Income Tax in Singapore for YA2019
I know, I know. It’s not even the end of the year, and here I am, writing an article about income tax. I’m like the Grinch who stole Deepavali.  While...
24 October 2019
TPG Singapore Mobile Plan Review
TPG Singapore Mobile Plan Review — Is this Free SIM Card Worth Your Time? 
For a good chunk of 2019, I paid exactly $0 for my mobile data. I used a combination of the free TPG SIM card + Circles.Life’s $0 Flexi Plan (now...
23 October 2019