claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

Amex Love Dining & More - 8 Best Credit Cards for Dining in Singapore (2019)
Credit Cards
10 Best Credit Cards for Dining in Singapore — Miles, Cashback, Buffet Promotions & More
Unlike some credit card comparison websites, I’m not going to start this article with platitudes about how eating is a popular activity among Singaporeans, or how dining is a pleasant...
30 October 2019
capitaland mall singapore
Shopping
The Ultimate CapitaLand Mall Playbook — 7 Hacks Singaporeans Should Know
I must preface this article with a confession that I’m really not the best person to write it. Look, I have a folded-up $20 CapitaLand voucher that’s been sitting in...
29 October 2019
best annual travel insurance singapore
Travel Insurance
Annual Travel Insurance (2019) – 7 Best Annual Travel Insurance Plans Under $250/Year for Singaporeans
“Annual travel insurance? Isn’t that for frequent flyers, like those investment bankers and C-level executives?” you ask. Actually, I’d argue that it’s something that’s very worthwhile for many regular Singaporeans to buy....
25 October 2019
merdeka generation package singapore
Healthcare
Merdeka Generation Package Singapore — Who’s Eligible & What Top-Ups Do You Get?
Remember the Pioneer Generation package that was rolled out in Budget 2014, to much excitement and debate? 5 years on, there’s finally a sequel: The Merdeka Generation package, announced in...
25 October 2019
ohm energy review singapore
Budgeting
Ohm Energy Review — Comparison of Ohm Singapore Electricity Plans
Though the open electricity market in Singapore is generally dominated by heavyweights like Keppel Electric and Sembcorp Power, what’s interesting is that relatively unknown Ohm Energy has also been quite...
24 October 2019
iSwitch Singapore Electricity Review
Budgeting
iSwitch Review — Comparison & Review of iSwitch Electricity Plans in Singapore
Is it just us, or do iSwitch booths really seem to be everywhere these days? Those iSwitch roadshows don’t just take place at bus interchanges and event squares, but also...
24 October 2019
keppel electric plan
Budgeting
Keppel Electric — Comparison & Review of Keppel Electricity Plans
As Singapore is still in its early days of the open electricity market, the more conservative among us would naturally gravitate to retailers like Keppel Electric. Similar to Sembcorp Power,...
24 October 2019
TPG Singapore Mobile Plan Review
Budgeting
TPG Singapore Mobile Plan Review — Is this Free SIM Card Worth Your Time? 
For a good chunk of 2019, I paid exactly $0 for my mobile data. I used a combination of the free TPG SIM card + Circles.Life’s $0 Flexi Plan (now...
23 October 2019
7 Best Cashback Cards in Singapore for Recurring Bill Payments (2020)
Credit Cards
7 Best Cashback Cards in Singapore for Recurring Bill Payments (2020)
Each time you open your mailbox, you cringe, because in it are not postcards from faraway lands and letters from cherished penpals, but bills, bills and more bills. You can...
21 October 2019
dbs digiportfolio robo advisor
Invest
DBS digiPortfolio Review — Will the New DBS Robo Advisor Kill the Competition?
Lazy wannabe “investors”, rejoice! DBS has now made is its robo advisor (called DBS digiPortfolio) available to the public via early access registration. Previously, it was available only to DBS...
21 October 2019
lendlease global commercial reit
Invest
Lendlease REIT is the Latest SGX Darling, But Why Isn’t Paya Lebar Quarter In It?
I haven’t been to the new Paya Lebar Quarter, but if reports from our editor Val (who has been there like 5 times already) are to be believed, PLQ is...
16 October 2019
People’s Park Centre / Complex — 5 Cheap Reasons to Visit this Chinatown Icon While You Can
Shopping
People’s Park Centre / Complex — 5 Cheap Reasons to Visit this Chinatown Icon While You Can
While you were busy grieving for iconic 90’s shopping malls like Queensway Shopping Centre and Sim Lim Square, you might have missed the news that People’s Park Complex and People’s...
14 October 2019
Fortune Centre Vegetarian Restaurants — Complete Price Guide to All 14 Eateries
Dining
Fortune Centre Vegetarian Restaurants — Complete Price Guide to All 14 Eateries
Whether you’re full vegan, vegetarian, or just like to go meat-free every now and then, then you definitely have to visit Fortune Centre. The unassuming, run-down mall in the Bugis...
11 October 2019
straits times subscription
Entertainment
Is the Straits Times Subscription Worth It? 7 Free or Cheaper Digital News Alternatives
Singapore’s flagship newspaper the Straits Times seems to have a complicated relationship with its readers, alternately blowing hot and cold with its on-again, off-again ST Premium firewall. If you’re not...
10 October 2019
ntuc plus vs passion vs liveup vs amazon prime
Shopping
NTUC Plus vs PAssion Card vs LiveUp vs Amazon Prime — Which Loyalty Programme is Best?
Way before online subscriptions became a thing, our forefathers were already proud “subscribers” to NTUC FairPrice’s Plus! and Cold Storage / Giant’s PAssion Card programmes. Cleverly masked as schemes to...
9 October 2019
e scooter singapore insurance
PA Insurance
E-Scooter Singapore Insurance – What Are the Options for PMD Riders & Cyclists?
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
8 October 2019
e scooter ban
Opinion
Should E-Scooters be Banned in Singapore? 5 Alternatives to an Outright Ban
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
8 October 2019
taobao shop funan mall
Shopping
New Taobao Shop at Funan Mall — A Complete Walkthrough, with Pics
The new Taobao shop at Funan Mall is something of a mythical place. Most people I know want to go there… But no one has actually managed to find it....
4 October 2019
corporate bankruptcy insolvency
Career
Corporate Bankruptcy or Insolvency in Singapore — What Does It Mean for Employees?
These days, it seems like businesses around the world are dropping like flies. Just recently, retailer Forever 21’s and travel agency Thomas Cook’s bankruptcies have been making headlines around the...
2 October 2019
early retirement singapore
Opinion
Early Retirement in Singapore — Is the FIRE Movement Possible Here?
Just like how miles chasers live for the day they fly SQ Suites, or how BTS fans can finally die happy if they could see their idols up close, personal...
27 September 2019
private annuity singapore
Invest
Private Life Annuity Plans – How Do They Help with Retirement Planning in Singapore?
If you’ve been reading up on retirement in Singapore, you would have come across the word “annuity”, as in “private annuities” or “annuity plans”. Although it’s a scary word that...
27 September 2019
National steps challenge
Fitness & Beauty
National Steps Challenge Season 5 – Guide to Registration, Steps Tracker Collection & Rewards
Haven’t you heard? The National Steps Challenge is back for Season 5 from 26 Oct 2019 to 30 Apr 2020. Now heartland uncles and aunties will have something to do in...
25 September 2019
e-scooter accident singapore
Transportation
Got Into an E-Scooter Accident in Singapore? Here are 7 Things You Can Do
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
25 September 2019
cost of chronic illness singapore
Healthcare
Can You Afford to Fall Sick? A 20-something Singaporean on the Cost of a Chronic Illness
If you met Wendy (not her real name) on the street, there is no way you can tell that she’s different from any healthy 20-something Singaporean.  But over the past...
24 September 2019
1-homeLoan_fightClub_masthead
Home Loans
DBS Home Loan vs OCBC Home Loan vs UOB Home Loan – Which Local Bank Is Best?
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s only when we’re ineligible for it that we realise that...
24 September 2019