claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

speedoc-whitecoat-telemedicine-app-singapore
Healthcare
Doctor Anywhere, WhiteCoat, Speedoc… Can Telemedicine Apps Save Us Money?
Opinions about doctors fall firmly in one of two opposing camps. Either you’re a true believer of the power of modern medicine and rush to the clinic at the first...
24 October 2023
Bubblegum Car Insurance Review 2023: Best Value Plan in Singapore?
Car Insurance
Bubblegum Car Insurance Review 2023: Best Value Plan in Singapore?
Checking out the newest car insurance plans in town isn’t anyone’s idea of a good time. More often than not, it’s filed away as one of those “get over and...
18 October 2023
UOB Lady’s Card—MoneySmart Review 2023
Credit Cards
UOB Lady’s Card—MoneySmart Review 2023
The UOB Lady’s Card used to have this memorable tagline: “The men don’t get it”. Now, the men do get it—the UOB Lady’s Card is open to both women and men, and...
17 October 2023
Top 7 ETFs in Singapore — The Total Beginner’s Guide to Investing in ETFs
Invest
Top 10 ETFs in Singapore — The Total Beginner’s Guide to Investing in ETFs
Most of us have a vague idea that we should be investing at least some of our money to make it grow, but no one ever sits us down and...
26 September 2023
best-data-roaming-plan-singapore
Budgeting
10 Data Roaming Plans in Singapore—Which is Most Worth It?
Going on holiday can seem like an endless hunt for free wifi. After all, how else are you going to contact your Airbnb host or check for directions on Google...
25 September 2023
CheapGyms_update_masthead
Fitness & Beauty
Cheap Gyms in Singapore: 10 Gym Memberships Under $100/Month (Sep 2023)
Today, many people wouldn’t bat an eye at spending upwards of $200/month on fancy gyms like Fitness First and Virgin Active. Past a certain point, these gyms aren’t just facilities...
14 September 2023
japan-rail-pass-singapore-guide
Travel
JR Pass Singapore—The Ultimate Guide to Japan Rail Pass Types & Prices (2023)
There are some Singaporeans who travel to Japan so much that the names of obscure towns roll off their tongues like nobody’s business. For the rest of us, travelling around...
18 July 2023
krisflyer-miles-earn-redemption-guide
Travel
KrisFlyer Miles Redemption Guide: How to Start Playing the Miles Game in Singapore
So, you’ve finally decided to become a full-fledged travel hacker – to start collecting miles in order to fulfill to your dream of travelling the world. You’ve told all your...
21 June 2023
Bupa Global - health insurance - survey findings
Health Insurance
Health Insurance in a Post-Covid Era: Navigating New Wellness, Work & Lifestyle Trends — What Does It Mean for Singapore?
Life has certainly changed a lot ever since the pandemic hit. Beyond the immediate changes like border restrictions and Covid testing requirements, there are also deeper and more far-reaching alterations...
10 Best Courier Services in Singapore (2023)—Cheapest Fees, Fastest Deliveries
Budgeting
10 Best Courier Services in Singapore (2023)—Cheapest Fees, Fastest Deliveries
Whether you’re a power Carouseller or running a fledgling e-commerce business, finding the right delivery or courier provider can be a headache. While we no longer need to rely on...
14 April 2023
Income Tax Singapore
Budgeting
10 Ways to Reduce Your Personal Income Tax in Singapore for YA 2024
After the season of love in February comes a season of dread in March—yup, it’s tax season. While there’s no way to avoid paying personal income taxes, there are ways...
21 March 2023
How to Decide which Investment Brokerage in Singapore is Best for You
Invest
Which Investment Brokerage in Singapore is Best? Here’s How to Decide
So you’ve read up enough about how to start investing. You’ve triple-checked your emergency fund. You’re finally ready to rake it in on the stock market! Now what? The next...
15 March 2023
li chun 2019 deposit money guide
Entertainment
Li Chun 2023 (4 Feb) – When is the Best Date & Timing to Deposit Money?
You might not know it by name, but perhaps you’ve noticed snaking queues at cash deposit machines on a particular day during the Chinese New Year (CNY) period. That date...
26 January 2023
cny reunion dinner 2019
Dining
CNY Reunion Dinner 2023—12 Chinese Restaurant Set Meals Under $60++/pax
We feel it too—that impending anxiety of what’s to come at a Chinese New Year (CNY) reunion dinner. After a two-year hiatus, nosy relatives are definitely all set and ready...
17 January 2023
singapore inflation rate 2019
Budgeting
Singapore Inflation Rate 2022 – What Is It & Why Does It Matter?
OK, confession time. Even though I know that Inflation is Very Bad and I should do all I can to stay ahead of it, I must confess I haven’t a...
27 October 2022
cheap onsen hot spring asia
Travel
7 Cheap Budget Onsen & Hot Spring in Malaysia, Thailand, Indonesia
I know it makes no sense in sauna-like Singapore, but I am a huge sucker for hot springs of any sort.  The ultimate destination for hot spring lovers like me...
20 October 2022
Bubblegum Travel Insurance Review 2022: Super Affordable Covid Coverage
Travel Insurance
Bubblegum Travel Insurance Review 2022: Super Affordable Covid Coverage
After years of anticipation, travel has finally made a big comeback. International borders are open, hotels and flights are up and running, and (best of all) masks and tests (at...
19 October 2022
RealVantage property investing real estate investment strategies for your life stage
Invest
Investing in Real Estate? Here are Some Strategies to Help You Build a Robust Property Portfolio
This post was written in collaboration with RealVantage. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Introducing Bubblegum: 5 Things to Know About Our New Insurance Brand
Budgeting
Introducing Bubblegum: 5 Things to Know About Our New Insurance Brand
Heard of Bubblegum yet? With its adorable artwork and super friendly user interface, you could very well mistake Bubblegum’s app and website for a cute mobile game… but it’s actually...
22 September 2022
cheap batam resort
Travel
7 Cheap Batam Beach Resorts Under $100/Night – Harris, KTM & More
Batam is kinda like a mash-up of JB and Bintan all in one… Except maybe even better. Not only are there heaps of cheap and actually nice hotels to choose from...
20 September 2022
Best Investment Broker Singapore - Webull
Invest
Webull Is Finally in Singapore: Is This New 0 Commission Stockbroker Legit?
This post was written in collaboration with Webull Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
singapore airlines sia@home restaurant a380
Dining
How Much Do Singapore Airlines’ Home Delivery & Inflight Meals Cost Anyway?
Editor’s Note: We will never get those quiet, WFH Covid-19 pandemic years back. But we lived to tell our kids that an SIA Restaurant A380 existed in our time. Oh,...
8 September 2022
CIMB Renovation Loan - Shariah-compliant
Renovation Loans
Collecting Keys to Your New Home? Here’s Why CIMB’s Renovation-i Financing (Now From 3.88%* p.a. (EPR 4.29%p.a.)) is a No-Brainer
This post was written in collaboration with CIMB Bank Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
DBS Altitude Visa Signature Card – MoneySmart Review (2022)
Credit Cards
DBS Altitude Visa Signature Card – MoneySmart Review (2022)
Yet another DBS credit card? You’ll want to pay attention to this one though. The DBS Altitude Card is one of the most popular air miles credit cards for fresh...
15 August 2022
Luno Discover x MoneySmart - 4 healthy habits to reduce your crypto risk
Crypto
4 Ways To Reduce Your Risk in Crypto
This post was written in collaboration with Luno Discover. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...