claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

li chun 2019 deposit money guide
Entertainment
Li Chun 2023 (4 Feb) – When is the Best Date & Timing to Deposit Money?
You might not know it by name, but perhaps you’ve noticed snaking queues at cash deposit machines on a particular day during the Chinese New Year (CNY) period. That date...
4 days ago
cny reunion dinner 2019
Dining
CNY Reunion Dinner 2023—12 Chinese Restaurant Set Meals Under $60++/pax
We feel it too—that impending anxiety of what’s to come at a Chinese New Year (CNY) reunion dinner. After a two-year hiatus, nosy relatives are definitely all set and ready...
17 January 2023
CheapGyms_update_masthead
Fitness & Beauty
Cheap Gyms in Singapore: 10 Gym Memberships Under $100/Month (Jan 2023)
Today, many people wouldn’t bat an eye at spending upwards of $200/month on fancy gyms like Fitness First and Virgin Active. Past a certain point, these gyms aren’t just facilities...
3 January 2023
International Healthcare Insurance - Raffles Health Insurance Singapore x Bupa Global
Health Insurance
Why Getting International Health Insurance in Singapore is Worthwhile (Even if You’re Not a Global Citizen)
This post was written in collaboration with Raffles Health Insurance and Bupa Global. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review...
singapore inflation rate 2019
Budgeting
Singapore Inflation Rate 2022 – What Is It & Why Does It Matter?
OK, confession time. Even though I know that Inflation is Very Bad and I should do all I can to stay ahead of it, I must confess I haven’t a...
27 October 2022
cheap onsen hot spring asia
Travel
7 Cheap Budget Onsen & Hot Spring in Malaysia, Thailand, Indonesia
I know it makes no sense in sauna-like Singapore, but I am a huge sucker for hot springs of any sort.  The ultimate destination for hot spring lovers like me...
20 October 2022
jr pass singapore types & prices
Travel
JR Pass Singapore – The Ultimate Guide to Japan Rail Pass Types & Prices
There are some Singaporeans who travel to Japan so much that the names of obscure towns roll off their tongues like nobody’s business. For the rest of us, travelling around...
20 October 2022
Bubblegum Travel Insurance Review 2022: Super Affordable Covid Coverage
Travel Insurance
Bubblegum Travel Insurance Review 2022: Super Affordable Covid Coverage
After years of anticipation, travel has finally made a big comeback. International borders are open, hotels and flights are up and running, and (best of all) masks and tests (at...
19 October 2022
Bubblegum Car Insurance Review 2022: Best Value Plan in Singapore?
Car Insurance
Bubblegum Car Insurance Review 2022: Best Value Plan in Singapore?
Checking out the newest car insurance plans in town isn’t anyone’s idea of a good time. But what if we told you that the latest entrant could help you save...
5 October 2022
RealVantage property investing real estate investment strategies for your life stage
Invest
Investing in Real Estate? Here are Some Strategies to Help You Build a Robust Property Portfolio
This post was written in collaboration with RealVantage. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Introducing Bubblegum: 5 Things to Know About Our New Insurance Brand
Budgeting
Introducing Bubblegum: 5 Things to Know About Our New Insurance Brand
Heard of Bubblegum yet? With its adorable artwork and super friendly user interface, you could very well mistake Bubblegum’s app and website for a cute mobile game… but it’s actually...
22 September 2022
cheap batam resort
Travel
7 Cheap Batam Beach Resorts Under $100/Night – Harris, KTM & More
Batam is kinda like a mash-up of JB and Bintan all in one… Except maybe even better. Not only are there heaps of cheap and actually nice hotels to choose from...
20 September 2022
cheap courier delivery service singapore
Budgeting
9 Best Courier Services in Singapore With the Cheapest Delivery Fees
Whether you’re a power Carouseller or running a fledgling e-commerce business, finding the right delivery or courier provider can be a headache. While we no longer need to rely on...
16 September 2022
Best Investment Broker Singapore - Webull
Invest
Webull Is Finally in Singapore: Is This New 0 Commission Stockbroker Legit?
This post was written in collaboration with Webull Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
singapore airlines sia@home restaurant a380
Dining
How Much Do Singapore Airlines’ Home Delivery & Inflight Meals Cost Anyway?
Editor’s Note: We will never get those quiet, WFH Covid-19 pandemic years back. But we lived to tell our kids that an SIA Restaurant A380 existed in our time. Oh,...
8 September 2022
CIMB Renovation Loan - Shariah-compliant
Renovation Loans
Collecting Keys to Your New Home? Here’s Why CIMB’s Renovation-i Financing (Now From 3.88%* p.a. (EPR 4.29%p.a.)) is a No-Brainer
This post was written in collaboration with CIMB Bank Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
DBS Altitude Visa Signature Card – MoneySmart Review (2022)
Credit Cards
DBS Altitude Visa Signature Card – MoneySmart Review (2022)
Yet another DBS credit card? You’ll want to pay attention to this one though. The DBS Altitude Card is one of the most popular air miles credit cards for fresh...
15 August 2022
Luno Discover x MoneySmart - 4 healthy habits to reduce your crypto risk
Crypto
4 Ways To Reduce Your Risk in Crypto
This post was written in collaboration with Luno Discover. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Tiger Brokers Singapore - zero commission trades - US stocks, Singapore stocks, Hong Kong stocks, China A-Shares
Invest
Tiger Brokers 8.0 App: 5 New Features We Love (Plus, $0 Commissions!)
This post was written in collaboration with Tiger Brokers Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
CarIns_101_masthead
Car Insurance
Car Insurance in Singapore: All You Need to Know to Get the Cheapest Rate (2022)
“Woo hoo! It’s time to renew my car insurance, I’m so excited,” said no one ever. Yes, we may love our cars — but the main reason we buy car...
18 July 2022
luno-discover-quiz-crypto-ready-singapore
Crypto
Take This Quiz to Find Out How Ready You Are For Crypto
This post was written in collaboration with Luno Discover. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Singapore Savings Bond Review
Invest
Singapore Savings Bond (SSB) Review — Interest Rates & Buying Guide
Ever since the Government launched Singapore Savings Bonds (commonly abbreviated as SSB) in 2015, it has gone from being a super-conservative investment with low returns, to an actually decent investment vehicle...
5 July 2022
hdb resale price vs hdb bto price
Property
HDB Resale Price Increase – Grants Available, Price Comparison, & How to Apply
When the pandemic first started, everyone was expecting a recession and a fall in property prices. But the opposite has happened. HDB resale prices spiked 12.5% in 2021, making it...
27 May 2022
Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
Health Insurance
Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
All Singaporeans are covered by MediShield Life for the most basic of medical coverage. But on top of MediShield Life, an estimated two-thirds of Singaporeans are also paying for an...
24 May 2022
HSBC debt consolidation plan
Personal Loans
How a Debt Consolidation Plan Could Get You Out of Debt Faster
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...