claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
Health Insurance
Integrated Shield Plans Premium & Coverage Comparison: Which is the best IP plan? (2022)
All Singaporeans are covered by MediShield Life for the most basic of medical coverage. But on top of MediShield Life, an estimated two-thirds of Singaporeans are also paying for an...
16 hours ago
train to JB guide 2018
Travel
Train to JB Guide – How Much KTM Train Tickets Cost & How to Get There
Now that the borders have finally reopened, it’s time for you make the trips down to JB you haven’t been able to in the past 2 years. Cafe hopping, reuniting...
18 hours ago
hdb sales of balance flat
Property
HDB Sale of Balance Flats: Guide to SBF & Open Booking (May 2022)
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance Flats (HDB SBF) or the new open booking system is a little...
18 hours ago
stashaway review
Invest
Stashaway Review — Is This Popular Robo Advisor Good for Beginner Investors?
You might have heard of a little robo advisor called Stashaway. OK, it’s not so little — this startup has been around since 2016 and has dominated the robo advisor...
1 day ago
HSBC debt consolidation plan
Personal Loans
How a Debt Consolidation Plan Could Get You Out of Debt Faster
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
UOB Preferred Platinum Card
Credit Cards
UOB Preferred Platinum Visa Card – MoneySmart Review 2022
The UOB Preferred Platinum Card is a very unglam credit card. But underneath that boring-ass navy blue exterior is a pretty good rewards card that lets you earn 4 miles...
17 May 2022
Sim-Only-Plans_1_masthead
Budgeting
12 Best SIM-Only Mobile Plans in Singapore: Singtel vs StarHub vs M1
Gone are the days when you’d have to sign up with one of the big 3 telcos — Singtel, Starhub and M1 — just for mobile data. With one of...
17 May 2022
Best Credit Card Promotions (May 2022): Apple iPad, Nintendo Switch Lite, Apple Watch & More
Credit Cards
Best Credit Card Promotions (May 2022): Apple iPad, Nintendo Switch Lite, Apple Watch & More
I have to admit, I absolutely love credit card promotions. These days, banks offering the best credit cards in Singapore compete so hard for new customers that they practically rain Apple products,...
6 May 2022
Best savings accounts with high interest rates in Singapore
Savings Accounts
7 Best Savings Accounts in Singapore with the Highest Interest Rates 2022
2021 was a pretty tough year on our finances. Not only did many of us suffer pay cuts and income losses, most of the high interest savings accounts in Singapore...
6 May 2022
big c bangkok thai snacks 2018
Travel
Best Thai Snacks – 17 Must Buy Thai Snacks From Big C Bangkok
Before you start sniggering, Big C Bangkok is NOT a gay club and the “C” stands for “Central” (not whatever else you were thinking of). Big C Supermarket is a Thai grocery chain, and...
30 April 2022
dbs digiportfolio robo advisor
Invest
DBS digiPortfolio Review — Will the New DBS Robo Advisor Kill the Competition?
Lazy wannabe “investors”, rejoice! DBS has now made its robo advisor (called DBS digiPortfolio) available to the public. Previously, it was available only to DBS ~Wealth~ customers. Now, if you...
27 April 2022
keppel electric plan
Budgeting
Keppel Electric — Comparison & Review of Keppel Electricity Plans
Since the launch of the Open Electricity Market (OEM) in 2018, one of the most popular electricity retailers is Keppel Electric. Similar to Sembcorp Power, Keppel is a listed company...
20 April 2022
cheap courier delivery service singapore
Budgeting
9 Best Courier Services in Singapore With the Cheapest Delivery Fees
Whether you’re a power Carouseller or running a fledgling e-commerce business, finding the right delivery or courier provider can be a headache. While we no longer need to rely on...
20 April 2022
trade US stocks from US$1 with Syfe Trade
Invest
Entering the US Stock Market: What You Need to Know & How to Do It From Just US$1
This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
senior travel insurance 2018
Travel Insurance
Senior Travel Insurance (2022) – 7 Best Plans in Singapore for Elderly Travellers
Finally planning to take your parents or grandparents on holiday this year? You’ve probably got a good handle on the travel itinerary, but you might not have thought about yet...
19 April 2022
what to do in Taiwan 2018
Travel
Singapore to Taipei Travel Guide (2022) – Taipei Weather, Best Hotels, Night Markets & Metro
Planning to fly from Singapore to Taipei soon? Here’s a comprehensive guide we put together for you on how to plan and budget for your Taipei trip. Find out when’s...
19 April 2022
Nasdaq Global Index: Cybersecurity and Semiconductor
Invest
Semiconductors & Cybersecurity: Why Investing in These 2 Industries Could Help Your Portfolio Achieve High Growth
This post was written in collaboration with Nasdaq. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
sembcorp power electricity plans
Budgeting
Sembcorp Power – Comparison & Review of Sembcorp Electricity Plans
Part of the same group as publicly-listed Sembcorp Industries (SGX:U96), Sembcorp Power is one of the biggest names in the open electricity market in Singapore – one might even say...
14 April 2022
How to Decide which Investment Brokerage in Singapore is Best for You
Invest
Which Investment Brokerage in Singapore is Best? Here’s How to Decide
You’ve read up enough about how to start investing. You’ve triple-checked your emergency fund. You’re finally ready to rake it in on the stock market! Now what? The next step...
14 April 2022
geneco singapore electricity plan review
Budgeting
Geneco Singapore – Comparison & Review of Geneco Electricity Plans
Of the 9 electricity retailers in Singapore’s Open Electricity Market (OEM) today, Geneco has got to be one of the most aggressive companies. In the past, they pioneered market-first plans...
13 April 2022
ohm energy review singapore
Budgeting
Ohm Energy Review — Comparison of Ohm Singapore Electricity Plans
Editor’s Note: Ohm Energy exited Singapore’s Open Electricity Market (OEM) in October 2021. All Ohm Energy customers were transferred to SP Group. Though the open electricity market in Singapore is...
11 April 2022
iSwitch Singapore Electricity Review
Budgeting
iSwitch Review — Comparison & Review of iSwitch Electricity Plans in Singapore
Editor’s Note: iSwitch ceased operations in November 2021. All iSwitch customer accounts were transferred to SP Group. Is it just us, or do iSwitch booths really seem to be everywhere...
11 April 2022
green electricity singapore
Budgeting
Best Electricity Plans in Singapore – Solar & Carbon Neutral Options
So, it turns out that I picked an electricity retailer way too soon. It turns out that there are actually retailers offering green electricity plans, and I didn’t do the...
8 April 2022
cheap onsen hot spring asia
Travel
7 Cheap Travel Destinations in Asia for Onsen & Hot Spring Lovers
I know it makes no sense in sauna-like Singapore, but I am a huge sucker for hot springs of any sort.  The ultimate destination for hot spring lovers like me...
4 April 2022
Nasdaq Thematic Investing - Seminconductors & Cybersecurity
Invest
Thematic Investing: What Is It & How to Get Started?
This post was written in collaboration with Nasdaq. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...