Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

Best savings accounts with high interest rates in Singapore
Savings Accounts
7 Best Savings Accounts in Singapore with the Highest Interest Rates
2020 has been a pretty tough year on our finances. Not only did many of us suffer pay cuts and income losses, most of the high interest savings accounts in...
7 hours ago
HDB Grants 101
HDB Grants Guide 2021 — What’s the Max CPF Housing Grant You Can Get?
If you’re buying an HDB flat in Singapore for the first time, you’re just beginning to realise how much it costs to live in what is essentially a tiny space...
17 November 2020
Income Tax Singapore
10 Ways to Reduce Your Personal Income Tax in Singapore for YA2020
I know, I know. It’s not even the end of the year, and here I am, writing an article about income tax. I’m like the Grinch who stole Deepavali.  While...
17 November 2020
uob one savings account review 2018
Savings Accounts
UOB One Account — UOB Savings Account Review 2021
If you’re looking for a day-to-day savings account that will give you more returns than just 0.05% p.a., there are plenty of options available in Singapore. The problem is, most...
11 November 2020
Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More
Credit Cards
Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More
I have to admit, I’m a complete sucker for credit card promotions. These days, even the best credit cards in Singapore compete so hard for new customers, they practically rain Apple AirPods, Nintendo...
2 November 2020
shops restaurants bars that closed down
R.I.P. Robinsons — 17 Businesses That Closed Down Thanks to COVID-19
Here’s an article about the retail apocalypse we wrote a year ago. What innocent times! Those closures are nothing compared to the current mass exodus of businesses as COVID-19 continues to wreck...
30 October 2020
how to buy us stocks in Singapore
How to Buy US Stocks in Singapore: 3 Best Investment Brokerages
If the US presidential election this year has got you interested in buying US stocks, here’s a crash course on how to buy US stocks in Singapore and the best...
28 October 2020
singapore airlines sia@home restaurant a380
How Much Do Singapore Airlines’ Home Delivery & Inflight Meals Cost Anyway?
Over the weekend, while the rest of us normies were watching Emily in Paris in our PJs, approximately 900 people boarded a plane for Singapore Airlines’ inaugural Restaurant A380 “dining...
26 October 2020
iphone 12 mini pro pro max prices singapore
Apple iPhone 12, Mini, Pro & Pro Max Prices in Singapore (2020)
COVID-19 has made us more addicted to our phones than ever, which augurs well for the upcoming iPhone 12 from Apple. Oh, wait a minute, make that iPhones 12 (in the...
20 October 2020
Best cash back cards in singapore
Credit Cards
11 Best Cashback Credit Cards in Singapore (2020)
Cash back credit cards must be the most popular kind of card in Singapore. Sure, earning points or miles is nice and all, but lots of us would rather get...
22 September 2020
apple watch singapore price
Apple Watch Singapore Price Guide 2020 — Series 3, SE or Series 6?
Checking your blood oxygen level and even notifying if you have an irregular heart rate — is there anything else the new Apple Watch Series 6 can’t do?  If the...
18 September 2020
co-living singapore
Co-Living in Singapore — How Much Does Rent Cost at Hmlet, Lyf & Commontown?
In pre-Zuckerberg times, there was no such thing as “co-living”. There was only “flat-sharing”, which was what you did as a broke college student with no money. Back then, it was...
24 August 2020
Fitness & Beauty
Cheap Gyms in Singapore (2020) – 11 Affordable Gym Memberships Under $100/Month
Whether you think of the gym as a second home or a dungeon full or torture devices, one thing is for sure — the cost of gym membership is the...
23 August 2020
dbs multiplier account review
Savings Accounts
DBS Multiplier Account Review & 2020 T&C Changes — Is It Still Worth Signing Up For?
You’ve probably seen the ads for the DBS Multiplier account. You know, the one with bunnies multiplying? That’s supposed to suggest how fast your money can grow in this high...
14 August 2020
Seniors Go Digital mobile plans by Singtel, Starhub, M1, TPG Mobile
Seniors Go Digital: Singtel vs Starhub vs M1 vs TPG Mobile Plan Comparison (2020)
With Zoom calls and binge-watching dramas on MeWatch, previously Toggle tv, being the new normal, senior citizens run the risk of being left behind.  Not only are some seniors not...
10 August 2020
dbs live fresh card
Credit Cards
DBS Live Fresh Card – MoneySmart Review 2020
Singapore’s go-to bank DBS must really want to change up their mundane, workaday image — just look at the snazzy DBS Live Fresh Card. The cashback credit card got a huge...
6 August 2020
POSB Everyday Card – MoneySmart Review 2020
Credit Cards
POSB Everyday Card – MoneySmart Review 2020
The POSB Everyday Card looks like a plain ol’ auntie card, but don’t be fooled by its ho hum exterior. It’s actually one of the best cashback credit cards for...
5 August 2020
standard chartered x card
Credit Cards
Standard Chartered X Card – The Lowdown on the New “100,000 Miles” Card
Apparently, Standard Chartered took a leaf out of Singtel’s and Starhub’s marketing playbook with its latest credit card for miles.  Similar to how the telcos recently pushed out GOMO and...
3 August 2020
Citi Cash Back Card Review
Credit Cards
Citibank Cash Back Card – MoneySmart Review 2020
The Citibank Cash Back Card is one of the most eye-catching cashback cards in Singapore, promising a very huat 8% cash rebate on everyday spending categories. In contrast, the average cashback...
30 July 2020
best personal loan singapore
Personal Loans
The Best Personal Loans in Singapore with Lowest Interest Rates (2020)
If you’re in urgent need of money, and you’re too paiseh to borrow from your family and friends – what can you do? The answer is to go to a...
3 June 2020
best credit card for groceries
Credit Cards
Best Grocery Credit Cards for NTUC FairPrice, Sheng Siong, Cold Storage & Giant (2020)
In between comparing the prices of the various instant noodle brands at NTUC FairPrice and marvelling at how much cheaper alcohol is at Sheng Siong than in bars, why not save...
12 April 2020
University Degrees in Singapore 2019
NUS, NTU, SMU & Other Singapore University Degrees – How Much Do They Cost in 2020?
We Singaporeans are a privileged bunch. For tertiary education, most of us focus on getting into our school of choice – be it NUS, NTU, SMU or any other university – and...
31 March 2020
best porridge buffet singapore
9 Best Taiwan & Teochew Porridge Buffets in Singapore – 2020 Price List
I’m normally a rational person, until you put me in front of a good Taiwan or Teochew porridge buffet. All of a sudden, I think it’s totally fine to pay...
23 March 2020
best travel insurance singapore
Travel Insurance
Best Travel Insurance Singapore 2020 – Here’s How to Compare Travel Insurance
Travel insurance in Singapore is super-competitive when it comes to pricing. That’s great for us consumers, but it also means that you shouldn’t always choose the cheapest travel insurance plan you can...
19 March 2020
cheap bicycle shop singapore
Fitness & Beauty
7 Best Bicycle Shops in Singapore — Shops to Buy Cheap Bikes Under $500
Maybe you’re looking for a cheap bicycle for your commute, now that e-scooters are practically banned in Singapore. Or you’re trying to get in shape without having to pay $250 a...
17 March 2020