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Articles by MoneySmart

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facial treatments singapore
Fitness & Beauty
Facial Treatments in Singapore — Are They Worth $200 If You Can “DIY” At Home?
Facials are crazy expensive in Singapore. At most respectable spas and salons, a 60- to 90-minute facial would probably cost you $150 to $200+. Ouch. And unlike aesthetic clinics that...
8 August 2019
Whole Life and Term Insurance Singapore
Life Insurance
Life Insurance in Singapore – The Basics of Whole Life and Term Insurance
This whole insurance thing really does take a while to wrap your head around. The words “whole life insurance” and “term insurance” don’t really mean or explain very much to the average...
2 August 2019
civil service pros and cons
Career
Civil Service Singapore: Pros and Cons Of Working For Singapore
These days, the corporate sector is a dangerous place to be. With waves and waves of retrenchment in the news, everyone’s looking for a safe port: the Civil Service in...
31 July 2019
insurance singapore guide 2018
Life Insurance
Insurance Singapore Guide (2019) – All You Need to Know Before Buying Your First Plan
When you’re young and naive and believe that everything will work out somehow, it’s pretty hard to imagine ever needing to buy insurance. Yet, getting your insurance portfolio in order...
26 July 2019
men perfumes scents singapore
Fitness & Beauty
Perfumes for Men: How to Save on Men’s Fragrances in Singapore?
When checking out a man’s style, the focus usually goes to his watch, his shoes or his bag. But a man’s perfume plays a big part too. For some men,...
25 July 2019
Evolve mma studios boxing gym
Fitness & Beauty
MMA Studios in Singapore: Best Places To Learn Boxing, Muay Thai & Brazilian Jiujitsu
It seems like full combat sports are all the rage these days. Maybe because they’re an effective way to deal with actual rage. Instead of punching your boss or your...
25 July 2019
senior citizen tours
Travel
7 Best Travel Agencies in Singapore for Multi-Generational Family Tours
In Singapore, travelling is not only reserved for fit singletons with few responsibilities on their back. Despite having young children or retiree parents, the sandwiched generation aspires to travel at...
24 July 2019
gourmet burgers under 15
Dining
10 Hawker Stalls in Singapore That Serves Atas Cuisine Under $10 – Wagyu Don, Bangers ‘N’ Mash & More
Young hawkers are changing the definition of #ourhawkerculture in Singapore. What used to be very “atas” food is now easily accessible. Whether it’s European, Korean, Japanese, or Chinese cuisine –...
24 July 2019
redmart promo code vouchers
Budgeting
RedMart Promo Codes & Vouchers: Best Credit Cards For RedMart
Aren’t you glad you live in the wonderful era of online shopping? At the click of a button, you can get anything, even groceries, delivered to your door. No need...
24 July 2019
nursing homes singapore
Family
Nursing Homes in Singapore – How Much Does It Cost?
Sending your loved ones to a nursing home can be an emotionally wrenching decision. But with a small property and no one at home during the weekdays, it may sometimes...
23 July 2019
refinancing home loan singapore
Home Loans
5 Questions to Ask Yourself Before Refinancing Home Loans in Singapore
Are you loyal to your bank? If the answer is yes, then I have bad news: Loyalty doesn’t pay, at least when we’re talking about refinancing home loans in Singapore....
22 July 2019
copier rental singapore
Budgeting
Copier Rental in Singapore – Guide to Renting & Leasing Copier Machines
An entrepreneur without the luxury of a big budget to start with? Or, are you working for an events company that need copy services on site? Copier rental is probably...
16 July 2019
housing loan singapore
Home Loans
How To Choose Your Home Loan Singapore: 5 Important Factors To Consider Before Deciding
Choosing a home loan can be confusing. There are so many options to think about: fixed or floating interest rates, loan term, lock-in periods, subsidies, penalties and other special features....
12 July 2019
credit card mistakes credit card debt
Credit Cards
3 Credit Card Mistakes To Avoid So You Never Incur Bad Credit Card Debt
Credit is power. Given the convenience of credit cards, you might feel tempted to abuse the spending power that credit cards give. When your credit limit is 3 to 4...
11 July 2019
freebies free things in singapore
Entertainment
Freebies Singapore: The Ultimate List of Places to Get Free Food, Concerts, Parking & More
Singaporeans love to complain about the high cost of living, yet we rarely bother to take advantage of the free stuff that is actually available in the country. Hey, we...
11 July 2019
erp fees singapore
Transportation
ERP 2.0: Should It Replace the Existing COE System?
So, it’s official. The satellite-based ERP 2.0 system will become reality come 2020, for a price of $556 million dollars. To add salt to the wound, it will be built...
4 July 2019
renting in singapore
Property
Guide to Renting in Singapore: Rental Procedure, Types of Properties, Costs
In most parts of the world, renting is easy. You put down some money, sign a form, and take the key. But not here. In Singapore, the rental contract is...
3 July 2019
millennials who rent
Property
Would You Pay $1,000~ Per Month To Rent A Place Before Marriage? Illustrator Shares How She Did It
Many Singaporeans think that renting a house is throwing away money. Young, unmarried Singaporeans tend to stay with their family until they get married, which is usually between the age...
3 July 2019
absd singapore
Property
BSD & ABSD Singapore — How Much in Stamp Duties Do Property Buyers Pay in Singapore?
When you buy a home, you’re not just paying for that nice new flat or apartment. There are actually quite a few other things you’ll be spending thousands on, including...
27 June 2019
tdsr singapore home loans
Home Loans
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks and balances on Singaporean borrowers. I guess it’s always a risk letting...
27 June 2019
personal fitness trainer singapore
Fitness & Beauty
Personal Fitness Trainer Singapore: 5 Tips On How to Save When Engaging One
Half of 2019 has just zoomed by, hasn’t it? If at this point you have abandoned all of your fitness-related New Year resolutions, maybe you’re thinking of upping the ante...
21 June 2019
FIDReC writing insurance appeal singapore
Life Insurance
Writing an Insurance Appeal: 7 Tips to Get Your Insurer’s Attention
Insurance claim rejected? Well, it’s not a complete dead end, but you will need to file an insurance appeal. Since the average insurer isn’t the most empathetic, you’d better have...
20 June 2019
top primary schools singapore 2018
Family
How Much Does It Cost to Live Near the Top Primary Schools in Singapore?
No matter how much the MOE tries to tell Singaporeans that “every school is a good school”, the fact remains that many parents stop at nothing to get their kids into what they...
13 June 2019
lta fines zigzag line yellow
Transportation
3 Expensive But Common LTA Fines in Singapore to Avoid
Nothing ruins your day faster than receiving a traffic fine. Whether you knowingly or unknowingly violated one of the Land Transport Authority’s (LTA) sacred road violations – it doesn’t matter....
11 June 2019
refinancing repricing
Home Loans
Refinancing vs Repricing: What are the Differences?
Most people confuse repricing and refinancing as they both essentially point to switching up your home loan for another with lower interest rates. So what is the difference between the...
3 June 2019