Articles by MoneySmart

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sp group faq electricity retailers singapore
Should I Switch Electricity Provider? 5 Most Common Questions About SP Group Answered
The Open Electricity Market (OEM) has been in effect ever since 1 May 2019. Everyone in Singapore can choose their preferred electricity retailer. In theory, it sounds wonderfully liberating: Yay,...
5 October 2022
geneco singapore electricity plan review
Geneco Singapore Review: All Prices, Electricity Plans, & Promotions
Of the 9 electricity retailers in Singapore’s Open Electricity Market (OEM) today, Geneco has got to be one of the most aggressive companies. In the past, they pioneered market-first plans...
5 October 2022
electricity price hidden costs
9 Hidden Costs to Watch Out For When Switching To OEM and Electricity Retailers
Note: SP Group electricity tariff price is $0.2974/kWh from October to December 2022. With the open electricity market (OEM) initiative in full swing, consumers are constantly comparing prices to suss...
5 October 2022
pacific light singapore review
PacificLight Singapore: Electricity Plans Review, Rates, and Promo Codes
Though not a household name like electricity retailers Sembcorp Power or Keppel Electric, Pacific Light Singapore is a power generator and electricity retailer in Singapore that made waves in the open...
5 October 2022
sembcorp power electricity plans
Sembcorp Power Review: All Electricity Plans, Promotions, Referral Codes (2022)
Part of the same group as publicly-listed Sembcorp Industries (SGX:U96), Sembcorp Power is one of the biggest names in the open electricity market (OEM) in Singapore – one might even say...
5 October 2022
keppel electric plan
Keppel Electric Plans Review: All Rates, Prices, and Promotions
Since the launch of the Open Electricity Market (OEM) in 2018, one of the most popular electricity retailers is Keppel Electric. Similar to Sembcorp Power, Keppel is a listed company...
5 October 2022
green electricity singapore
10 Best Green Electricity Plans Singapore: Solar and Carbon Neutral Electricity
Note: SP Group’s current electricity tariff is $0.2974/kWh for October to December 2022. So, it turns out that I picked an electricity retailer way too soon. It turns out that...
5 October 2022
HDB Loans vs Bank Loan -- Which is Better?
Home Loans
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely...
4 October 2022
Daycation Singapore Hotel Prices: M Social, Fairmont, Shangri-La and more
Daycation Singapore Hotel Prices: M Social, Fairmont, Shangri-La and more
Ever since working from home became the default from May 2021, everyday has become a bit of a blur. What better way to bougie up your days with a daycation...
22 September 2022
Buy FairPrice gift voucher online
5 Reasons Why FairPrice Group’s Newly Launched E-Gift Vouchers Are the Most Practical Present
This post was written in collaboration with FairPrice Group. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
cimb visa signature
Credit Cards
CIMB Visa Signature Credit Card – MoneySmart Review 2022
Once upon a time, the CIMB Visa Signature Card was one of my favourite cashback credit cards. In its heyday back in 2018, it was offering a whopping 10% cashback...
20 September 2022
ferry to bintan batam
Bintan and Batam Ferry Price — Which is the Cheapest Ferry? (2022)
Just a short (and cheap) ferry ride away, both Bintan and Batam are top resort destinations among Singaporeans. Depending on your destination and ferry operator, it’ll take about 1 to...
16 September 2022
counselling singapore depression
Counselling in Singapore — Free & Affordable Help for Mental Healthcare
We’re always joking about slaving our lives away, but that’s only because it’s true — very often, living, studying and working in Singapore can feel like being in a pressure...
14 September 2022
UOB Preferred Platinum Card
Credit Cards
UOB Preferred Platinum Visa Card – MoneySmart Review 2022
The UOB Preferred Platinum Visa Card is such an unglam credit card that it looks like a debit card. But underneath that boring-ass navy blue exterior is a pretty good...
14 September 2022
August BTO 2022 Review: Ang Mo Kio, Bukit Merah, Choa Chu Kang, Jurong East, Tampines, Woodlands (Image/ Pexels by Pixabay)
August BTO 2022 Review: Ang Mo Kio, Bukit Merah, Choa Chu Kang, Jurong East, Tampines, Woodlands
Editor’s Note: August 2022 opened for applications from 30 August 2022 – 5 September 2022 If this is your first time applying for BTO, you’ll have a higher chance with...
6 September 2022
uob krisflyer credit card
Credit Cards
UOB KrisFlyer Credit Card – MoneySmart Review 2022
When the UOB KrisFlyer Card was launched, people got all excited (at least, the kind of people who hang out on forums like Flyertalk and Milelion). It was the first...
1 September 2022
mooncake festival singapore 2018
Mooncake Festival 2022: Raffles Hotel, Goodwood Park, Peony Jade Mooncake Prices
Every Mid-Autumn Festival is always an interesting event, especially for folks with a sweet tooth or adventurous taste buds. Mooncakes are as tasty as they are sinful, but they’re also...
26 August 2022
dbs live fresh card
Credit Cards
DBS Live Fresh Card – MoneySmart Review 2022
Singapore’s go-to bank DBS must really want to change up their mundane, workaday image — just look at the snazzy DBS Live Fresh Card. The cashback credit card has a graphic,...
22 August 2022
HDB Grants 101
HDB Grants Guide 2022 — What’s the Max CPF Housing Grant You Can Get?
If you’re buying an HDB flat in Singapore for the first time, you’re just beginning to realise how much it costs to live in what is essentially a tiny space...
22 August 2022
traffic fines in singapore
LTA Fine List – Guide to LTA, URA, HDB, TP, ERP Traffic Fines
Whether you own a car, use car sharing, or ride a motorcycle, traffic wardens are your worst enemy and roadblocks send shivers down your spine – after all, there’s nothing worse...
15 August 2022
free parking singapore
Free Parking Singapore: Jewel, Wisma, Orchard, Sentosa, MBS (2022)
If I had to nominate one cliché that rings all-too-true in Singapore, it would be “there’s no such thing as a free lunch”. Every year, more and more of our favourite...
11 August 2022
stashaway review
StashAway Review — StashAway vs Syfe vs Endowus, Fees, Portfolios
You might have heard of a little robo advisor called StashAway. OK, it’s not so little — this startup has been around since 2016 and has dominated the robo advisor...
10 August 2022
teeth whitening singapore
Fitness & Beauty
Teeth Whitening Singapore Price Guide – Home Kits vs Salons vs Dentists
Plastic surgery and beauty-enhancing procedures have always been taboo in Singapore, but there is a strange exception: somehow, it’s socially acceptable to spend tons of money fixing your teeth to...
8 August 2022
dbs multiplier account review
Savings Accounts
DBS Multiplier Account Review — Should You Switch Savings Account in 2022?
Remember the ads for the DBS Multiplier account? You know, the one with bunnies multiplying? That’s supposed to suggest how fast your money can grow in this high interest savings...
4 August 2022
Graphic illustration of hand holding a bill amounting to $5,242 to represent credit score and debt.
Credit Cards
6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets rejected.  “Credit score? Does Singapore have credit score system?” Yes, we...
4 August 2022