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Articles by MoneySmart

MoneySmart Group is a personal finance platform helping millions across Southeast Asia make smarter moves with their money. Between fine print, endless options, and financial jargon, managing money can feel like a full-time job. MoneySmart cuts through the noise and make complex decisions—from picking the perfect credit card to finding the right insurance—simple, clear, and (dare we say it) even a little enjoyable. Across the region, our trusted platforms, MoneySmart.sg in Singapore and MoneySmart.hk in Hong Kong guide every earning, spending, saving, and investing decision.

Chinese New Year Budgeting (2022) - How Much Does It Cost To Follow Tradition?
Budgeting
Chinese New Year Budgeting (2022) - How Much Does It Cost To Follow Tradition?
As one half of a young, married couple who's just moved into our own place, I am only just starting to realise that Chinese New Year costs a truckload...
18 January 2022
3 Money-Related Questions Nosy Relatives Like To Ask During CNY
Opinion
3 Money-Related Questions Nosy Relatives Like To Ask During CNY
For those who are stuck visiting relatives they barely know, Chinese New Year is probably the most hated holiday in Singapore. And many times, the one...
18 January 2022
Electricians in Singapore - Price Guide to 9 Best Electrical Services Companies
Budgeting
Electricians in Singapore - Price Guide to 9 Best Electrical Services Companies
Yes, we know you can change your own lightbulb. But, unless you’re an electrical engineer, you’ll probably need an professional for many electrical se...
12 January 2022
How I Convinced My Sister (a Lazy Saver) to Start Growing Her Money Faster
Budgeting
How I Convinced My Sister (a Lazy Saver) to Start Growing Her Money Faster
This post was written in collaboration with Singtel Dash. While we are financially compensated by them, we nonetheless strive to maintain our editoria...
7 January 2022
9 New Year’s Resolutions For Better Finances This 2023 And How To Achieve Them
Budgeting
9 New Year’s Resolutions For Better Finances This 2023 And How To Achieve Them
We won’t sugarcoat it. It’s pretty darn scary heading into a year of an oncoming GST hike, a looming recession, and inevitable inflation.  First step...
6 January 2022
5 Fundamentals to Help You Decide What Stocks to Invest in This New Year
Invest
5 Fundamentals to Help You Decide What Stocks to Invest in This New Year
When buying a house, we consider price, location, nearby amenities and how accessible it is using public and private transport. We’re just as meticulo...
6 January 2022
Civil Service Singapore: Pros and Cons Of Working For Singapore
Career
Civil Service Singapore: Pros and Cons Of Working For Singapore
These days, the corporate sector is a dangerous place to be. With waves and waves of retrenchment in the news, everyone's looking for a safe port: the...
30 December 2021
5 Popular New Year Resolutions Singaporeans Always Make & How You Can Achieve Them In 2022
Budgeting
5 Popular New Year Resolutions Singaporeans Always Make & How You Can Achieve Them In 2022
Life passes us too fast. We go on a few short holidays here and there and what do you know, another year has passed. Year after year, we have a whole...
29 December 2021
FOMO Pay Review – What Is FOMO Pay, How Does It Work, & Is It Safe?
Invest
FOMO Pay Review – What Is FOMO Pay, How Does It Work, & Is It Safe?
Been diligently following financial news even on your annual leave week? You would have read that this new “FOMO Pay” sprouted out of nowhere and join...
17 December 2021
HDB Loan vs Bank Loan - 3 Ways to Decide Which is Best for You
Home Loans
HDB Loan vs Bank Loan - 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it's quite safe to say that understanding what you're getting your...
16 December 2021