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Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

aia vitality weekly challenge singapore
Budgeting
AIA Vitality Singapore — How to Game the AIA Vitality Weekly Challenge & Other Insurance Reward Programmes
For quite a while now, I’ve been buying groceries from Cold Storage for free thanks to AIA Vitality rewards. When I get tired of my usual kopi, I go to...
22 October 2019
cashier order singapore
Budgeting
How to Obtain a Cashier’s Order in Singapore For Big-Ticket Payments: Step-By-Step Guide
What on earth is a cashier’s order? You may not have seen one, you have never needed one but chances are, you are going to need it someday when you...
21 October 2019
How to write a cheque singapore
Budgeting
How to Write a Cheque & Deposit One in Singapore: Step-By-Step Guide
Despite the convenience of PayNow, GrabPay, FavePay, and the countless payment apps that make our lives easier, there are still people and organisations that don’t accept online or credit card...
21 October 2019
iui singapore intrauterine insemination singapore
Family
IUI in Singapore: Treatment Costs of Intrauterine Insemination & Success Rates
You’re tired and frustrated of enduring two-week wait periods and endless questioning from your mother-in-law. You and your spouse want children more than these nosy relatives would know, but things...
17 October 2019
ivf singapore - guide to ivf process & costs
Family
Age Limit Removed for IVF – How Much IVF Costs in Singapore (IVF Treatment & Procedures)
If you’ve been trying every night but there’s still no bun in the oven, going for in-vitro fertilisation or IVF in Singapore might just be the godsend you were waiting for.
17 October 2019
cruise holiday singapore
Travel
Cruises From Singapore (2019) – How Much Do Royal Caribbean, Dream Cruises, and Princess Cruises Cost?
Cruises are perfect for a family getaway. Within a large and decorated cruise liner, you can indulge in satisfying buffets and get entertained by round-the-clock activities. They are perfect for elderly who...
17 October 2019
retrenched unemployement benefits
Career
5 Ways Singaporeans Can Protect Themselves From Potential Retrenchment
If you’ve been freaking out about retrenchment thanks to this year’s economic outlook, well, things aren’t going to get better anytime soon. Companies like F21, WeWork and Honestbee are going...
3 October 2019
how to hire a maid
Family
How to Hire a Maid in Singapore: Costs & Fees of a Domestic Helper (2019)
There are many reasons to hire a domestic helper in Singapore. You might be a new family with young children and two working parents. You might be looking for help...
30 September 2019
Camera rental singapore
Budgeting
Camera Rental Singapore: Price List of DSLR, GoPro and Lens Rental
Cameras are really costly. If you need a quality camera only for special occasions like a scuba-diving trip, shooting your best friend’s pre-wedding photoshoot, or a school film project, renting...
26 September 2019
coin deposit machines and fees singapore
Budgeting
Coin Deposit Machines in Singapore & 3 Ways To Avoid Coin Deposit Fees
Hate dealing with coins and have been leaving them in a pile or fish bowl? You might be surprised that those mouldy, forsaken coins can add up to a lot of...
25 September 2019
who keeps property in divorce
Home Loans
If Divorced, Who Gets The House in Singapore? Splitting Matrimonial Assets & How to Get a New Home Loan
Sometimes, two people who were once in love realise that the other person is not their “happily ever after”. Whatever the reason is, they then decide to go through a...
23 September 2019
OCBC Home Loan Review Singapore 2019 – Which Mortgage to Choose from OCBC
Home Loans
OCBC Home Loan Review Singapore 2019 – Which Mortgage to Choose from OCBC
Those currently house-shopping will understand the pains of financing their new homes. First, you have to decide between a bank mortgage or HDB housing loan. Then, if you chose the...
22 September 2019
Deposit Insurance Scheme Singapore
Savings Accounts
Deposit Insurance Scheme & Policy Owners’ Protection Scheme Under SDIC Singapore: What Do They Cover?
Have you ever feared the thought of losing all your money if a financial crisis hits home? It’s a valid fear and it’s something we should consider carefully. However, don’t...
20 September 2019
ocbc roboinvest robo advisors
Invest
OCBC RoboInvest Review: Is OCBC’s Roboadvisor Platform Any Good?
Continuing our miniseries on robo advisor reviews, we’d like to look at the OCBC RoboInvest next. Robo advisors are hassle-free, fully computerised platforms where beginners with little capital can start...
19 September 2019
fresh oysters singapore
Dining
9 Best Restaurants To Get Fresh & Cheap Oysters Under $2++ a Pop
With the staggering number of seafood restaurants in Singapore, fresh oysters that are affordable at the same time are not as elusive as you think. If you’re an oyster-lover, you...
17 September 2019
enhanced housing grant ehg
Property
Enhanced Housing Grant (EHG) — How Much Do You Get & How Does It Affect Your First HDB Flat Purchase?
The recently announced Enhanced Housing Grant (EHG) consolidates the Additional Housing Grant (AHG) and Special Housing Grant (SHG) to provide higher grant amounts at a higher income ceiling. This means...
12 September 2019
ilp investment linked policy
Life Insurance
Should You Ever Buy an Investment Linked Policy (ILP)?
When you think about life insurance policies do you think about the peace of mind you get knowing that you’d be protected for life?
5 September 2019
Best OCBC Credit Cards Review
Credit Cards
Best OCBC Credit Cards in Singapore – Credit Card Reviews 2020
Back when people actually shopped at Orchard Road — you know, instead of just checking out clothes, shoes and books before buying them online — chances are you saw purchases charged to...
29 August 2019
mvnos redone vivifi grid telcos
Budgeting
redONE, ViViFi & Grid Mobile: Are the 3 Newest Telcos Any Good?
Singaporeans today are familiar with mobile virtual network operators (MVNOs), thanks to Circles Life penetrating into the market in 2016. Since then, more MVNOs have flooded the scene. This is...
26 August 2019
first jobber savings account
Savings Accounts
First Jobbers, Which Savings Account is Best for You? 7 Questions to Ask Yourself
What a thrill it is to receive your first paycheck! Now, you’re finally an independent, self-sufficient adult. You’re no longer a dependant who needs pocket money anymore. Good on you!...
26 August 2019
life insurance policy loan singapore
Life Insurance
Insurance Policy Loan: How to Take a Loan From Life Insurance, And Should You?
What is something that give you returns after you pump in a lot of money? Life insurance policies with cash value come to mind. But did you know that you...
23 August 2019
pizza delivery singapore
Dining
Best Pizza Delivery Singapore: 7 Places To Get Affordable Pizzas Delivered To Your Doorstep
After a long day at work, you just need a lazy night sometimes. Forget about adult responsibilities and get pizza delivery. But pizza delivery is not only perfect for a...
23 August 2019
digital banks singapore
Budgeting
5 Digital Banks To Be Given MAS Licenses: What Does This Mean For You & Me?
Talk is on the street that you can’t pay by cash anymore in China as everyone pays through their phones.   While it may be an exaggeration to say that China...
22 August 2019
uob stash savings account
Savings Accounts
UOB Stash Savings Account – MoneySmart Review 2019
A stash-and-forget account is essentially one that allows you to put aside extra money at a good interest rate. You don’t need to do any action except maybe increase your...
19 August 2019
Preschool in Singapore – Kindergartens, Infant Care, Nursery And The Costs Involved
Family
Preschool in Singapore – Kindergartens, Infant Care, Nursery And The Costs Involved
The pregnancy is over. Whew! The delivery went smoothly. Yeah! Now, you have an adorable tiny person who is a totally unique individual in her own right. Welcome to parenthood....
19 August 2019