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Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

keppel electric plan
Budgeting
Keppel Electric Plans Review: All Rates, Prices, and Promotions
Since the launch of the Open Electricity Market (OEM) in 2018, one of the most popular electricity retailers is Keppel Electric. Similar to Sembcorp Power, Keppel is a listed company...
5 October 2022
green electricity singapore
Budgeting
10 Best Green Electricity Plans Singapore: Solar and Carbon Neutral Electricity
Note: SP Group’s current electricity tariff is $0.2974/kWh for October to December 2022. So, it turns out that I picked an electricity retailer way too soon. It turns out that...
5 October 2022
HDB Loans vs Bank Loan -- Which is Better?
Home Loans
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely...
4 October 2022
Best savings accounts with high interest rates in Singapore
Savings Accounts
7 Best Savings Accounts in Singapore with Highest Interest Rates (2022)
2021 was a pretty tough year on our finances. Not only did many of us suffer pay cuts and income losses, most of the high interest savings accounts in Singapore...
4 October 2022
hdb sales of balance flat
Property
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2022)
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance Flats (HDB SBF) or the new open booking system is a little...
4 October 2022
Sim-Only-Plans_1_masthead
Budgeting
12 Best SIM-Only Plans in Singapore: Singtel vs StarHub vs M1
Gone are the days when you’d have to sign up with one of the big 3 telcos — Singtel, Starhub and M1 — just for mobile data. With one of...
30 September 2022
myers briggs secret santa
Shopping
Secret Santa Christmas Gift Ideas Under $25 (2022)
We’re approaching the end of the year. While it may only be the end of September, it’s never too early to start thinking about Christmas gifts and how much budget...
28 September 2022
Our Top Tips to Maximise Rewards on Your Credit Card Spend
Budgeting
Our Top Tips to Maximise Rewards on Your Credit Card Spend
As a long-time credit card user and savvy spender, having the knack to earn and maximise all the rewards that come with this little piece of plastic are part of...
22 September 2022
Daycation Singapore Hotel Prices: M Social, Fairmont, Shangri-La and more
Career
Daycation Singapore Hotel Prices: M Social, Fairmont, Shangri-La and more
Ever since working from home became the default from May 2021, everyday has become a bit of a blur. What better way to bougie up your days with a daycation...
22 September 2022
Buy FairPrice gift voucher online
Shopping
5 Reasons Why FairPrice Group’s Newly Launched E-Gift Vouchers Are the Most Practical Present
This post was written in collaboration with FairPrice Group. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
cimb visa signature
Credit Cards
CIMB Visa Signature Credit Card – MoneySmart Review 2022
Once upon a time, the CIMB Visa Signature Card was one of my favourite cashback credit cards. In its heyday back in 2018, it was offering a whopping 10% cashback...
20 September 2022
ferry to bintan batam
Travel
Bintan and Batam Ferry Price — Which is the Cheapest Ferry? (2022)
Just a short (and cheap) ferry ride away, both Bintan and Batam are top resort destinations among Singaporeans. Depending on your destination and ferry operator, it’ll take about 1 to...
16 September 2022
uob one savings account review 2018
Savings Accounts
UOB One Account — UOB Savings Account Review 2022
If you’re looking for a day-to-day savings account that will give you more returns than just 0.05% p.a., there are plenty of options available in Singapore. The problem is, most...
15 September 2022
counselling singapore depression
Healthcare
Counselling in Singapore — Free & Affordable Help for Mental Healthcare
We’re always joking about slaving our lives away, but that’s only because it’s true — very often, living, studying and working in Singapore can feel like being in a pressure...
14 September 2022
UOB Preferred Platinum Card
Credit Cards
UOB Preferred Platinum Visa Card – MoneySmart Review 2022
The UOB Preferred Platinum Visa Card is such an unglam credit card that it looks like a debit card. But underneath that boring-ass navy blue exterior is a pretty good...
14 September 2022
credit score credit bureau singapore.jpg
Personal Loans
Credit Bureau Singapore: How to Get Your Credit Score and Credit Report
A credit report is essentially a bill of health for your finances.  On it, you can find your credit score that basically shows if you’ve been naughty or nice with...
14 September 2022
buy now pay later
Budgeting
Buy Now Pay Later Singapore: Atome vs Hoolah vs Grab PayLater vs Pace
From Atome to Hoolah to Grab, there’s now a whole slew of Buy Now, Pay Later (BNPL) services on the market. Similar to credit card 0% interest instalment plans, these...
9 September 2022
August BTO 2022 Review: Ang Mo Kio, Bukit Merah, Choa Chu Kang, Jurong East, Tampines, Woodlands (Image/ Pexels by Pixabay)
Property
August BTO 2022 Review: Ang Mo Kio, Bukit Merah, Choa Chu Kang, Jurong East, Tampines, Woodlands
Editor’s Note: August 2022 opened for applications from 30 August 2022 – 5 September 2022 If this is your first time applying for BTO, you’ll have a higher chance with...
6 September 2022
uob krisflyer credit card
Credit Cards
UOB KrisFlyer Credit Card – MoneySmart Review 2022
When the UOB KrisFlyer Card was launched, people got all excited (at least, the kind of people who hang out on forums like Flyertalk and Milelion). It was the first...
1 September 2022
mooncake festival singapore 2018
Dining
Mooncake Festival 2022: Raffles Hotel, Goodwood Park, Peony Jade Mooncake Prices
Every Mid-Autumn Festival is always an interesting event, especially for folks with a sweet tooth or adventurous taste buds. Mooncakes are as tasty as they are sinful, but they’re also...
26 August 2022
OCBC 365 Credit Card
Credit Cards
OCBC 365 Credit Card – MoneySmart Review 2022
When you have multiple cashback, air miles, rewards credit cards, it’s a common experience to find yourself red-faced in line, fumbling through your wallet, desperately trying to remember which card...
24 August 2022
ocbc 90 n card review
Credit Cards
OCBC 90°N Card – MoneySmart Review 2022
For the longest time, OCBC simply did not have a decent air miles credit card in their lineup. Sure, there’s the OCBC Voyage Visa Infinite, but that’s for those with super-high...
24 August 2022
dbs live fresh card
Credit Cards
DBS Live Fresh Card – MoneySmart Review 2022
Singapore’s go-to bank DBS must really want to change up their mundane, workaday image — just look at the snazzy DBS Live Fresh Card. The cashback credit card has a graphic,...
22 August 2022
HDB Grants 101
Property
HDB Grants Guide 2022 — What’s the Max CPF Housing Grant You Can Get?
If you’re buying an HDB flat in Singapore for the first time, you’re just beginning to realise how much it costs to live in what is essentially a tiny space...
22 August 2022
cancel credit card
Credit Cards
How to Cancel Credit Card: Citibank, DBS, Standard Chartered, and OCBC
The world of credit card benefits is so fickle. Benefits change like the wind – your proudest 8% cashback benefit can get removed anytime. What was once your beloved go-to...
16 August 2022