moneysmart

Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

promo codes singapore
Dining
Deliveroo, Foodpanda & GrabFood Promo Codes in Singapore (August 2020)
Remember the 2008 Pixar film Wall-E? The premise of the animation is a future world where human beings became lazy and gross due to an over-dependence on robots and automation....
4 days ago
Standard Chartered Bank SCB CashOne Personal Loan: Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
Personal Loans
Personal Loans in Singapore — What Does It Mean To Borrow Responsibly?
You need some spare cash and have decided to take up a personal loan. As always, it’s important to be prudent with any financial choice, so read on to make...
Nespresso Subscription
Budgeting
5 Reasons to Get A Nespresso Subscription — With A Nespresso Machine for $1
This post was written in collaboration with Nespresso. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
Singlife Early Critical Illness Plan
Life Insurance
Critical Illness Definitions Will Change from 26 August 2020 — What Does This Mean to Me?
*Note that insurers may adopt the new definitions at an earlier date — before 26 August 2020. On 29 August 2019, the Life Insurance Association (LIA) Singapore announced changes to...
The Best Fixed Deposit Promotions in Singapore (July 2020)
Fixed Deposits
The Best Fixed Deposit Promotions in Singapore (July 2020)
Fixed deposit (sometimes called time deposit) accounts are low-risk investments that earn you interest over a fixed commitment period. You don’t need to do anything to earn this interest, just park your money...
5 July 2020
DBS NAV Planner
Budgeting
5 Ways DBS NAV Planner Can Help You Improve Your Financial Health in 2020
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Syfe Equity100
Invest
Syfe’s New Equity100 Portfolio — Why It’s A Smart Way to Invest in Global ETFs
This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
cimb fastsaver
Savings Accounts
CIMB FastSaver Account – MoneySmart Review 2020
These days, saving up in Singapore is all about knowing how to jump through hoops to get the most interest. You might even have caught yourself buying nonsensical things to hit...
16 June 2020
Tiger Brokers Singapore - mobile investment brokerage
Invest
Want to Open A Mobile Brokerage Account? 5 Things to Consider Before Choosing This Investment Route
This post was written in collaboration with Tiger Brokers Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Singlife Multi-claim Early Critical Illness Plan
Life Insurance
Why Standalone Critical Illness (CI) Plans Are Cheaper In Your 20s
This post was written in collaboration with Singlife. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective lens....
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Shopping
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Hate to break it to you, but if you thought you were the only genius who thought of buying a gaming console to tide you through the circuit breaker lockdown,...
11 May 2020
circles life review telco plan
Budgeting
Circles Life Review 2020: Plans, Promo Codes & Data Roaming Options
Circles Life was the radical new player that changed the entire telco scene in Singapore in 2016. As a mobile virtual network operators (MVNO), it taps on M1’s network and...
8 May 2020
The “Great Lockdown Recession”: Is This a Good Time to Start Investing?
Invest
The “Great Lockdown Recession”: Is This a Good Time to Start Investing?
Covid-19 has been devastating for many workers and industries, but investors are divided as to whether this is a hellhole from which the economy will never crawl out of or...
29 April 2020
POSB SAYE savings account singapore
Savings Accounts
POSB SAYE Savings Account – MoneySmart Review
POSB SAYE (Save As You Earn) is a special savings account that allows you to earn additional interest on your monthly savings. The game-like mechanism compels you to save regularly...
28 April 2020
JannPaul How to Read GIA Cert Diamond Consultation Online
Budgeting
Did You Know That 2 Diamonds With the Same GIA Cert (and Price) Can Look Very Different? Here’s Why
This post was written in collaboration with JannPaul. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
best and cheap haircut in singapore
Budgeting
Where to Get Cheap Haircuts in Singapore — KCuts, Snip Avenue, Kimage Hairdressing School & More
Unless you’re new in town, you would already know at least a couple of places for cheap haircuts in Singapore. And no, we’re NOT talking about your first day of National...
30 March 2020
uob krisflyer savings account
Savings Accounts
UOB KrisFlyer Savings Account – MoneySmart Review 2020 
The UOB KrisFlyer savings account works in tandem with any one of UOB’s eligible cards to give you more miles. The promise is that you can increase your miles earn...
24 February 2020
air purifier singapore 2018
Budgeting
Air Purifiers Singapore (2020) – Price Guide to 17 Air Purifiers From Xiaomi, Novita & Other Top Brands
There might not be earthquakes or volcanic eruptions in Singapore, but thanks to the annual haze from our neighbours down South, we have our very own environmental disaster. Unless you’re...
17 February 2020
24 hour clinics singapore 2018
Healthcare
24-Hour Clinics in Singapore (2020) – A Guide to Rates & Surcharges
It’s the dead of the night and you or someone you love is feeling really sick. You don’t think your medicine cabinet has anything that might help and your family...
7 February 2020
secured credit card singapore
Credit Cards
Secured Credit Card Singapore — The Solution for Students, Retirees & Applicants With Bad Credit Rating
Having a credit card offers great convenience. Not to mention attractive perks like discounts and rebates on petrol, dining out, online shopping, air miles and bread-and-butter items like groceries and...
6 February 2020
Best Credit Card for SPC Petrol Station
Credit Cards
Best Petrol Credit Card for SPC Petrol Discounts in Singapore 2020
So the closest petrol station to your home is SPC, and you’re looking for the best SPC petrol credit card in Singapore, but everyone just keeps recommending you cards that...
6 February 2020
caltex petrol station discounts
Credit Cards
Best Petrol Credit Card for Caltex Petrol Discounts in Singapore 2020 – Which Credit Card is Best?
Okay, we’ll be honest, Caltex isn’t exactly the most popular petrol brand in Singapore, as their petrol is on the pricey side. But they make up for it by linking...
6 February 2020
SGX Daily Leverage Certificates
Invest
How Daily Leverage Certificates (DLCs) Can Give You More Bang for Your Investment Buck
This post was written in collaboration with Singapore Exchange (SGX) and Societe Generale. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review...
best balance transfer singapore rates singapore
Credit Cards
Best Balance Transfer Singapore 2020 — Promotions & Lowest Processing Fees
If you’re looking at your credit card statement and getting worried about how your interest keeps snowballing with each new month, you can either get a personal loan, or a...
30 January 2020
hdb eligibility for singles
Property
Singles Singapore Citizen & Joint Singles Scheme (2020): How to Buy HDB Flats for Singles
You wake up, scroll through Facebook and “like” a bunch of your friends’ #anniversary and #babyturnsONE photos. It’s almost like any other day, except today is different. It’s your 35th...
9 January 2020