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Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

hdb loan vs bank loan
Home Loans
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to say that understanding what you’re getting yourself in to is...
6 December 2016
For Singaporean Drivers, Citi Just Made Driving a Lot Sweeter in September
Transportation
For Singaporean Drivers, Citi Just Made Driving a Lot Sweeter in September
Singaporeans are very keenly aware of just how expensive it is to not just own a car in Singapore, but also to actually use it. Any sort of savings that...
15 September 2016
The Top 5 Skills to Build in 2016
Career
The Top 5 Skills to Build in 2016
Everyone wants to know what the secret skill is that will lead to career success. Perhaps that want is a little amplified this year amid the slowest growth in employment...
28 January 2016
BTO vs Resale Flat: How Much Should You Be Budgeting For Renovation?
Property
BTO vs Resale Flat: How Much Should You Be Budgeting For Renovation?
2015 wasn’t exactly a stellar year for property in Singapore. With both home sales and prices dropping steadily, buyers are now standing ready to pounce on any good deals that...
19 January 2016
5 Fundamentals to Help You Decide What Stocks to Invest in This New Year
Invest
5 Fundamentals to Help You Decide What Stocks to Invest in This New Year
When buying a house, we consider price, location, nearby amenities and how accessible it is using public and private transport. We’re just as meticulous when it comes to a car...
4 January 2016
#iamMoneySmart Personal Loans Contest 2015
Personal Loans
#iamMoneySmart Personal Loans Contest 2015
Statistically speaking, the biggest reason why people tend to take out a personal loan is actually to pay off other outstanding debt. This makes obvious sense as you end up...
5 November 2015
Is Location Really Everything When It Comes to Buying a House in Singapore?
Property
Is Location Really Everything When It Comes to Buying a House in Singapore?
With the housing market slowly but surely taking a dip in prices and sales (as was intended), buyers are just biding their time waiting to pounce on a good deal....
22 July 2015
air miles card dbs altitude
Travel
If You Have Been Making Your Travel Bookings Online Without This Card, You Are Losing Out
Air miles can be a frequent traveller’s best friend, but can also be a tricky thing to handle. On one hand, the idea of being able to redeem a FREE...
8 July 2015
commercial property singapore
Invest
5 Reasons Why You’d Be Silly To Ignore Commercial Property in 2015
Let’s say you’ve squirrelled away a hefty sum of money and have been thinking of plonking it down on a property investment. Uncles at your local coffeeshop have been filling...
13 March 2015
property investment singapore absd
Property
This Small Policy Change Could Help You Decide On Property Investments In 2015
Everyone’s got that uncle or auntie they meet once in a while at a family dinner, who goes on and on about how investing in Singapore property is your way...
17 February 2015
wasting money petrol singapore
Transportation
5 Silly Ways That Singaporeans Are Wasting Money on Petrol
When it comes to cars in Singapore, buying one is already so expensive that some people think it’s pointless trying to save on the peripheral costs of actually running it....
17 February 2015
Here’s How You Can Beautify Your Home and Earn Some Money at the Same Time
Invest
Here’s How You Can Beautify Your Home and Earn Some Money at the Same Time
Mention the words “art investing” to most people, and the image that gets conjured up in their minds is probably going to either be one of snooty art auctions that...
16 February 2015
DBS iBanking Singapore
Budgeting
3 Ways To Manage Your Finances With the New DBS iBanking Platform
If you haven’t already discovered just how much easier Internet Banking, or iBanking as it’s more commonly known, can make your life, we need to have a serious heart-to-heart talk....
9 February 2015
american express credit cards singapore
Credit Cards
American Express Credit Cards in Singapore – MoneySmart’s Recommended Top 3 Cards
American Express may be one of the world’s oldest card companies, but they’ve only just recently started to aggressively improve on their credit card offerings. Despite being a little late to...
13 January 2015
anz credit cards singapore
Credit Cards
ANZ Credit Cards in Singapore – MoneySmart’s Recommended Top 3 Cards
ANZ is relative newcomer when it comes to the area of credit cards, but they’ve certainly not come in just to be bystanders. The suite of ANZ credit cards might...
18 December 2014
satellite-based ERP GNSS Singapore
Transportation
What the Proposed Satellite-based ERP System Could Mean for Singaporean Drivers
LTA’s recent press release on the potential implementation of a satellite based ERP system, which charges Singapore drivers on distance traveled over congested roads will be the biggest game changer...
7 October 2014
buying a resale HDB flat singapore
Property
Your Step-By-Step Guide To: Buying a Resale HDB
Unlike those BTO flat buyers, you don’t want to have to wait years to move into your new home. Or maybe you got priced out of the BTO market by...
7 October 2014
fixed rate vs floating rate home loan refinancing singapore
Home Loans
Fixed Rate vs Floating Rate – Which Is Better For Refinancing?
One of the most common questions people face when it comes time to look into refinancing is what kind of home loan refinancing rates to choose. If you do a bit...
5 September 2014
refinancing home loan singapore
Home Loans
How Do You Know If You Are Ready For Refinancing Your Property Loan?
It’s a bright sunny day, the birds are singing and a light breeze blows steadily from the north. Relaxed, you sit down to open your mail for the week and...
2 September 2014
Ismail Gafoor: From Newspaper Delivery Boy To Real Estate Agency CEO
Budgeting
Ismail Gafoor: From Newspaper Delivery Boy To Real Estate Agency CEO
So you’re sitting at your desk feeling drained out from the 100th meeting you’ve had this week, and the stack of reports on your table is taller than the empty...
19 August 2014
4 Ways You Can Still Grow Rich On a Regular Employee’s Salary
Budgeting
4 Ways You Can Still Grow Rich On a Regular Employee’s Salary
Staring at your monthly pay-slip can sometimes be as depressing as opening your fridge to find you only have half a scoop of ice-cream left in the pint. You want...
6 August 2014
Why Your Pride Is Keeping You From Growing Rich
Invest
Why Your Pride Is Keeping You From Growing Rich
The 2014 World Cup will long stay imprinted in our memories for it’s countless highlight-reel moments. And as the tournament played out, there were certainly plenty of lessons to learn...
24 July 2014
Grow Rich, Singapore Style
Invest
Grow Rich, Singapore Style
Every now and then, you come across a shared article on your news feed that tells of a heart warming, tear jerking, smile inducing, rags-to-riches type story, that makes you...
19 July 2014
Buying a landed property in Singapore
Invest
How Two Teachers With Four Children Managed to Buy a Landed Property in Singapore
If we had to raise a child, we’d be able to afford a landed property in about 60 years. If we had to raise four, the only landed property we’ll...
18 July 2014
Here’s The Most Honest (and Biased) Review of 5 Major Investing Strategies You Will Ever Read
Invest
Here’s The Most Honest (and Biased) Review of 5 Major Investing Strategies You Will Ever Read
There are a myriad of places that you can get an in -depth analysis of various investing strategies that will leave you exactly at square one after reading them. For...
16 July 2014