moneysmart

Articles by MoneySmart

MoneySmart Group is a personal finance platform helping millions across Southeast Asia make smarter moves with their money. Between fine print, endless options, and financial jargon, managing money can feel like a full-time job. MoneySmart cuts through the noise and make complex decisions—from picking the perfect credit card to finding the right insurance—simple, clear, and (dare we say it) even a little enjoyable. Across the region, our trusted platforms, MoneySmart.sg in Singapore and MoneySmart.hk in Hong Kong guide every earning, spending, saving, and investing decision.

Cashback vs. Miles: Which One Should We Go For in Singapore?
Credit Cards
Cashback vs. Miles: Which One Should We Go For in Singapore?
For those of us adulting in Singapore, we want something in return when we spend on credit cards. That “something” is typically either air miles–like...
28 October 2024
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Budgeting
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Planning for retirement? Then you definitely need to know what the CPF Retirement Sums are all about. Here's our simple explainer on how it affects you.
24 October 2024
Ultimate Dummies Guide On How To Start Saving Money
Budgeting
Ultimate Dummies Guide On How To Start Saving Money
Avocado poached eggs on toast for $20. Atas coffee that costs $7 a cup. Taking a Grab when it’s surge pricing–all these things add up fast! The point...
22 October 2024
3 Big Things to Know Before Using Your CPF to Purchase Property
Property
3 Big Things to Know Before Using Your CPF to Purchase Property
Yes, yes, we all know that uttering that acronym “CPF” is as much of a buzzkill as a eating at the latest “hot” restaurant and realising it actually s...
22 October 2024
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Budgeting
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Trying to understand all the acronyms that the CPF board in Singapore likes to throw at us can feel like juggling 10 balls while riding a unicycle (i....
21 October 2024
Are Your CPF Savings Enough For Retirement?
Budgeting
Are Your CPF Savings Enough For Retirement?
Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that who...
21 October 2024
8% Cashback, 5 Categories, 1 Card—Maybank Family & Friends Card (MoneySmart Review 2024)
Credit Cards
8% Cashback, 5 Categories, 1 Card—Maybank Family & Friends Card (MoneySmart Review 2024)
The Maybank Family & Friends Card has held its position as one of the best cards in the cashback category since 2019. Its chief strength? You get to c...
9 October 2024
2 Ways That The Latest Fed Interest Rate Cut Affects Singaporean Homeowners
Property
2 Ways That The Latest Fed Interest Rate Cut Affects Singaporean Homeowners
When anyone ever utters the phrase “monetary policy”, it can generally be a great way to lose someone’s attention. However, with the latest interest r...
30 September 2024
MoneySmart Rollin' Rewards Lucky Draw
Announcements
MoneySmart Rollin' Rewards Lucky Draw
Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (w...
27 September 2024
MoneySmart x UOB Lucky Draw (March 2024)
Announcements
MoneySmart x UOB Lucky Draw (March 2024)
Thank you for participating in the MoneySmart UOB March 2024 Giveaway. Here are the lucky winners: Winners Rolex Explorer 36mm 124270 Stainless...
27 September 2024