moneysmart

Articles by MoneySmart

MoneySmart Group is a personal finance platform helping millions across Southeast Asia make smarter moves with their money. Between fine print, endless options, and financial jargon, managing money can feel like a full-time job. MoneySmart cuts through the noise and make complex decisions—from picking the perfect credit card to finding the right insurance—simple, clear, and (dare we say it) even a little enjoyable. Across the region, our trusted platforms, MoneySmart.sg in Singapore and MoneySmart.hk in Hong Kong guide every earning, spending, saving, and investing decision.

Here’s How Much You Should Earn for the Supplementary Retirement Scheme to Make Sense
Budgeting
Here’s How Much You Should Earn for the Supplementary Retirement Scheme to Make Sense
It’s not always easy to make sense of why certain trends go viral (anyone else as confused as I am on the “very demure, very mindful” trend?) yet they...
7 November 2024
How Should You Think About DIY Investing vs Robo-Advisory Investing?
Invest
How Should You Think About DIY Investing vs Robo-Advisory Investing?
If you’re just starting out on your investing journey, it can sometimes feel like a baptism by fire—not exactly pain-free but you’re learning stuff al...
6 November 2024
MoneySmart x Citigold Lucky Draw (Apr 2024)
Announcements
MoneySmart x Citigold Lucky Draw (Apr 2024)
Thank you for participating in the MoneySmart x Citigold Lucky Draw (Apr 2024). Here are the lucky winners: Prize Winners Chateau 34 Bottle Wine...
30 October 2024
MoneySmart x Profiling Lucky Draw (Sep 2024)
Announcements
MoneySmart x Profiling Lucky Draw (Sep 2024)
Thank you for participating in MoneySmart x Profiling Lucky Draw (Sep 2024). Here are the lucky winners: Prize Winners Sony WF-1000XM5 Noise Canc...
30 October 2024
Cashback vs. Miles: Which One Should We Go For in Singapore?
Credit Cards
Cashback vs. Miles: Which One Should We Go For in Singapore?
For those of us adulting in Singapore, we want something in return when we spend on credit cards. That “something” is typically either air miles–like...
28 October 2024
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Budgeting
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Planning for retirement? Then you definitely need to know what the CPF Retirement Sums are all about. Here's our simple explainer on how it affects you.
24 October 2024
Ultimate Dummies Guide On How To Start Saving Money
Budgeting
Ultimate Dummies Guide On How To Start Saving Money
Avocado poached eggs on toast for $20. Atas coffee that costs $7 a cup. Taking a Grab when it’s surge pricing–all these things add up fast! The point...
22 October 2024
3 Big Things to Know Before Using Your CPF to Purchase Property
Property
3 Big Things to Know Before Using Your CPF to Purchase Property
Yes, yes, we all know that uttering that acronym “CPF” is as much of a buzzkill as a eating at the latest “hot” restaurant and realising it actually s...
22 October 2024
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Budgeting
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Trying to understand all the acronyms that the CPF board in Singapore likes to throw at us can feel like juggling 10 balls while riding a unicycle (i....
21 October 2024
Are Your CPF Savings Enough For Retirement?
Budgeting
Are Your CPF Savings Enough For Retirement?
Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that who...
21 October 2024