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Articles by MoneySmart

We help people maximise their money through the provision of powerful tools and awesome content, by empowering them to make smarter financial decisions.

nsf ns singapore pay salary allowance
Career
National Service in Singapore — NSF Ranks, Pay and Other Benefits
I’ve obviously never served National Service (NS), but from what I gather, it’s pretty serious business. I’ve seen my male peers transform from innocent Ah Boys to grown-up Men who can...
24 January 2022
acne treatment singapore 2018
Healthcare
Acne Treatment & Acne Scar Removal in Singapore – How Much Does It Cost?
Pimples, blackheads, whiteheads, cysts… whatever the variant, acne is definitely the bane of every teenager (except maybe a lucky few). And sometimes, they continue to plague you well into adulthood, or...
20 January 2022
chinese new year 2019
Budgeting
Chinese New Year Budgeting (2022) – How Much Does It Cost To Follow Tradition?
As one half of a young, married couple who’s just moved into our own place, I am only just starting to realise that Chinese New Year costs a truckload of...
18 January 2022
CNY flowers kumquat
Shopping
CNY Plant & Flower Prices (2022) – Money Plant, Kumquat, Bamboo & More
As we slowly inch towards Chinese New Year, it’s not just the loud, cringe-y songs that are taking over Singapore. Festive plants and flowers like the money plant, lucky bamboo...
18 January 2022
3 Money-Related Questions Nosy Relatives Like To Ask During CNY
Opinion
3 Money-Related Questions Nosy Relatives Like To Ask During CNY
For those who are stuck visiting relatives they barely know, Chinese New Year is probably the most hated holiday in Singapore. And many times, the ones responsible are our nosy...
18 January 2022
electrician singapore electrical services 2018
Budgeting
Electricians in Singapore – Price Guide to 9 Best Electrical Services Companies
Yes, we know you can change your own lightbulb. But, unless you’re an electrical engineer, you’ll probably need an professional for many electrical services, i.e. anything requiring wiring work – whether repair, replacement or...
12 January 2022
Singtel Dash PET - protect, earn, transact - grow your savings
Budgeting
How I Convinced My Sister (a Lazy Saver) to Start Growing Her Money Faster
This post was written in collaboration with Singtel Dash. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
new year resolutions
Budgeting
9 New Year’s Resolutions For Better Finances This 2023 And How To Achieve Them
We won’t sugarcoat it. It’s pretty darn scary heading into a year of an oncoming GST hike, a looming recession, and inevitable inflation.  First step, breathe.  As you do that,...
6 January 2022
5 Fundamentals to Help You Decide What Stocks to Invest in This New Year
Invest
5 Fundamentals to Help You Decide What Stocks to Invest in This New Year
When buying a house, we consider price, location, nearby amenities and how accessible it is using public and private transport. We’re just as meticulous when it comes to a car...
6 January 2022
civil service salary
Career
Civil Service Singapore: Pros and Cons Of Working For Singapore
These days, the corporate sector is a dangerous place to be. With waves and waves of retrenchment in the news, everyone’s looking for a safe port: the Civil Service in...
30 December 2021
new year resolution 2019
Budgeting
5 Popular New Year Resolutions Singaporeans Always Make & How You Can Achieve Them In 2022
Life passes us too fast. We go on a few short holidays here and there and what do you know, another year has passed. Year after year, we have a...
29 December 2021
FOMO Pay Review – What Is FOMO Pay, How Does It Work, & Is It Safe?
Invest
FOMO Pay Review – What Is FOMO Pay, How Does It Work, & Is It Safe?
Been diligently following financial news even on your annual leave week? You would have read that this new “FOMO Pay” sprouted out of nowhere and joined the DBS Digital Exchange,...
17 December 2021
hdb loan vs bank loan
Home Loans
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to say that understanding what you’re getting yourself in to is...
16 December 2021
MoneyOwl compare insurance
Life Insurance
4 Benefits of Buying Insurance With MoneyOwl & Why You Should Do It Today
This post was written in collaboration with MoneyOwl. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Gemini crypto exchange Singapore - glossary
Invest
8 Things You Must Know Before You Start Trading Crypto
This post was written in collaboration with Gemini. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
remit money HSBC Everyday Global Account Deepavali
Savings Accounts
4 Ways to Send Your Love This Deepavali to Family Back Home
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Singtel Active Protect - personal accident insurance Singapore
PA Insurance
This Personal Accident Plan Covers Our Mishaps — Including the Loss of Electronic Devices Like a Smartwatch or Earbuds
This post was written in collaboration with Singtel. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
SORA home loan Singapore - what do those who've signed up think?
Home Loans
SORA-pegged Property Loans: We Speak to Those Who’ve Signed Up
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and...
Singtel Dash app Etiqa Tiq insurance plans term life maid motor
Life Insurance
Here’s An Easier Way to Purchase Essential Insurance Plans — Plus Enjoy Discounts, Cashback & Reward Points
This post was written in collaboration with Singtel Dash. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
ABS SORA home loan property loan
Home Loans
3 Features of a SORA-pegged Property Loan & What Homeowners Think About It
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review...
citi lazada card review
Credit Cards
Citi Lazada Credit Card Review — Is It Only Good For Lazada Shoppers?
From the unexpectedly popular UOB KrisFlyer card to the newly introduced GrabPay credit card, there have been quite a few branded credit cards launched in the market. Here’s one more...
13 October 2021
Home Loan Singapore - SIBOR and SOR to SORA, the transition
Home Loans
Have an Existing Property Loan? Here’s What Will Happen When SIBOR/SOR Transitions to SORA
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and...
How Nespresso’s Latest Vertuo Coffee System Elevates Your Daily Cuppa — Saving You Time & $$$
Shopping
How Nespresso’s Latest Vertuo Coffee System Elevates Your Daily Cuppa — Saving You Time & $$$
This post was written in collaboration with Nespresso. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Ah Boys to Men - Aviva Mindef - Mindef Aviva - Group Insurance Plans
Life Insurance
If the ‘Ah Boys to Men’ Movie Were A Real-Life Insurance Product, This is How It’d Look Like
This post was written in collaboration with Singlife. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
HSBC Everyday Global Account - perks of multicurrency acct
Savings Accounts
4 Perks of Having a Multi-currency Savings Account — Plus Growing Your Money
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...