November is the penultimate month of the year, usually signifying the beginning of the year-end sales season, Scorpio and Sagittarius season, and the start of the monsoon season. In 2021 at least, it’s also the BTO season. Find out more about what is on offer this November 2021’s HDB BTO Launch exercise in Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa and Tengah!
HDB BTO Launch November 2021 Overview
|Choa Chu Kang
HDB BTO Launch November 2021: Choa Chu Kang
Only 60 units are available for the HDB BTO launch in Choa Chu Kang come November 2021, and they’re itsy bitsy teeny weeny little 2-room Flexi flats. It’s located right next to Yew Tee MRT station, with a bunch of amenities like parks and recreation centres, places of worship, schools and even a golf course nearby. These units scream “rich, unmarried singles over 35 who would rather watch kids than raise them themselves and don’t believe in paying eye-gouging prices for a studio in the central area” as their buyer profile.
HDB BTO Launch November 2021: Hougang
A total of 690 4-room and 5-room units will be up for grabs in Hougang during the HDB BTO launch in November 2021. There will be a lot of grabby hands for these units, especially for growing families. This is because they’re located next to each other, have a lot of accessible amenities, and are about equidistant to two MRT stations – Kovan and Bartley.
Both of these lines are of different colours (purple and orange) as well, opening up its future residents to easy access to the city or city-fringe areas, making this estate as one of the top choices for this November 2021’s HDB BTO launch exercise.
HDB BTO Launch November 2021: Jurong West
The 220 3-room and 4-room units in Jurong West fall in the category of “not what I wanted, but a good enough option” for families. Relative to the other estates in this November 2021 HDB BTO launch exercise, it’s quite far out. The nearest train station is Pioneer MRT station, and that’s a looooooong ride to town. But hey, at least IKEA’s a couple stops away in Jurong, and there’s a lot of greenery to be had.
HDB BTO Launch November 2021: Kallang/Whampoa
Everyone applying for the November 2021 HDB BTO launch exercise will want first dibs on the Kallang/Whampoa units. Especially the 4-room ones. If you’re one of those who struck the BTO lottery for the 4-room units, you will have access to 7 different MRT stations made up of 3 different colours – Downtown, North South and East West Lines.
Cross a highway and you’re already in Novena, head down southwest and you’re already in Little India, and if you need to renew your passport at the ICA office for your Singapore-Germany travel bubble adventure, just head south towards Lavender. It’s really a lottery ticket that you can stay in, and keeps appreciating.
HDB BTO Launch November 2021: Tengah
Tengah’s 2,120 units make up the bulk of the November 2021 HDB BTO launch exercise. There’s a range of 2-room Flexi, 3-room, 4-room, and 5-room flats in this undeveloped estate, with a range of planned amenities that includes parks, train lines, schools and places of worship. The scale of the project is quite large, so expect at least a 7-year wait – good for unmarried couples looking to put down their options.
Next steps for HDB BTO launch in November 2021
The path to homeownership in Singapore is especially frustrating, not with COVID-19 causing delays. Many people are looking to move out and stamp a piece of their independence in their lives but renting in Singapore can be a little pricy. It’s worth considering if you’re willing to pay the price for independence.
But when you do get the notification or letter that your BTO application is successful, the next step is to check out our step-by-step BTO buying guide, and our HDB downpayment guide. These will help you get started on the path to homeownership.
The downpayment is just the first part; paying for your new BTO flat will be the largest, and longest part, and you’ll want to get this right for your situation. Find out what suits your financial situation best: HDB vs bank loans. Most people will go for HDB loans despite the higher interest rates because it lets you borrow a large amount and you don’t have to keep refinancing it. You also have flexible paying arrangement. But the math checks out with a bank loan – you pay less if you are on top of refinancing it (check out the different interest rates here).
That being said, everyone’s financial needs and situations are different! Hopefully, this guide will be able to give you an idea of what to expect for your dream home, and get you started on the process of homeownership!
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