luqman

Articles by Luqman Haqim

While I know that money is meant to be spent, I also understand that money is scarce. That's why I only spend on things that are important to me. Like buying the most advanced computer parts or dropping 6k per trip just to travel. Oops.

digital multicurrency account wise youtrip revolut bigpay instarem amaze
Budgeting
Digital Multi-Currency Accounts & Cards For Travel Spending: BigPay vs Instarem Amaze vs Revolut vs Wise (Formerly TransferWise) vs YouTrip
Singaporeans are always looking for ways to save cash—especially when travelling. This is where the digital multi-currency accounts come in. The world of digital multi-currency accounts is constantly changing. Instarem’s Amaze card used...
6 December 2023
How to Transfer Money from Singapore to Malaysia: 3 Best Remittance Services
Budgeting
How to Transfer Money from Singapore to Malaysia: 3 Best Remittance Services
Singapore-Malaysia money transfers have always been a sore sticking point for me. You see, my father lives and works in Malaysia, and sending money to either of us was always...
17 November 2023
condo-downpayment-singapore
Home Loans
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
“Buying a house in Singapore is easy!” …said no one ever. The path to home ownership in Singapore is often a difficult, convoluted and arduous task. It’s one that was...
4 August 2023
Best Crypto Trading Exchanges in Singapore (2022 Crypto Crash Update)
Invest
Best Crypto Trading Exchanges in Singapore (2022 Crypto Crash Update)
In May this year, all was headed down south in the Wild Wild West we call the crypto market. The crypto crash saw Bitcoin (BTC) fall to its lowest since...
1 November 2022
Cardano Price SGD: Should I Still Buy & Stake Cardano? (May 2022 Crypto Crash Update)
Invest
Cardano Price SGD: Should I Still Buy & Stake Cardano? (May 2022 Crypto Crash Update)
The 2 most famous cryptocurrencies in the world need no introduction. But beyond Bitcoin (BTC) and Ethereum (ETH) lie the wild wild west of altcoins — of which Cardano (ADA) is one....
13 May 2022
VTL Singapore – Latest Bus Tickets & Flights Updates (May 2022)
Travel
VTL Singapore – Latest Bus Tickets & Flights Updates (May 2022)
The COVID-19 lockdown nightmare is almost all over. It’s a new dawn! It’s a new day! With no more restrictive Vaccinated Travel Lanes (VTLs) in place from 1 April, the...
4 May 2022
How much more expensive will travelling be post-COVID-19?
Budgeting
How much more expensive will travelling be post-COVID-19?
Between airline websites crashing amidst travel demand, and soaring energy prices, travelling post-COVID-19 will surely be more expensive than ever before. The question is: how much more expensive will it...
25 April 2022
Best Credit Cards For Paying Insurance Premiums In Singapore 2022
Credit Cards
Best Credit Cards For Paying Insurance Premiums In Singapore 2022
Premiums for medical insurance or life insurance can run into the hundreds each year or, if you’re a bit older, thousands. That’s why it’s so worthwhile signing up for a...
14 March 2022
Electric Car Insurance Singapore: All 5 electric car insurance plans
Car Insurance
Electric Car Insurance Singapore: All 5 electric car insurance plans
Driving a car in Singapore can be quite a chore because of the island’s many traffic lights 一 for a country this small, there are over 2,000 traffic lights scattered...
8 March 2022
Does Travel Insurance Cover Trip Cancellation Due to COVID-19 Omicron Variant?
Travel Insurance
Does Travel Insurance Cover Trip Cancellation Due to COVID-19 Omicron Variant?
Omicron? More like Omigod my travel plans have been cancelled! It’s the worst thing that could happen to wing-clipped Singaporeans looking to the skies for some much needed travel nourishment....
14 February 2022
Instarem Amaze Card Review: How It Works & Best Credit Cards To Link
Credit Cards
Instarem Amaze Card Review: How It Works & Best Credit Cards To Link
Between all the multi currency credit cards, prepaid debit cards with 0% foreign transaction fees and cashback credit cards, consumers like us are spoilt for choice. Instarem’s Amaze Card is...
10 February 2022
Binance Coin (BNB) Review: How Does It Work? Is It Worth Investing In?
Invest
Binance Coin (BNB) Review: How Does It Work? Is It Worth Investing In?
The world of cryptocurrencies is dominated by Bitcoin (BTC) and Ethereum (ETH). But what lies outside of the Big 2? Now you’re entering the territory of alternative cryptocurrencies. These can be roughly grouped...
13 December 2021
What is SPAC vs IPO vs Primary Direct Listing? (And Why Grab Chose SPAC)
Invest
What is SPAC vs IPO vs Primary Direct Listing? (And Why Grab Chose SPAC)
Back in April 2021, Grab made headlines by clinching a ~US$40 billion valuation and raising more than ~US$4 billion by going public. In the same week, cryptocurrency exchange platform Coinbase...
9 December 2021
MAS Payment Services Act: Why is DBS Vickers Allowed to Trade Crypto While Binance.com is Banned?
Invest
MAS Payment Services Act: Why is DBS Vickers Allowed to Trade Crypto While Binance.com is Banned?
A couple of weeks ago, Binance International (Binance.com) made the headlines in Singapore because it was ordered by the Monetary Authority of Singapore (MAS) to cease providing payment services in...
13 October 2021
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
Home Insurance
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
November is the penultimate month of the year, usually signifying the beginning of the year-end sales season, Scorpio and Sagittarius season, and the start of the monsoon season. In 2021...
24 September 2021
Bots vs Bodies: Are Singaporeans Ready to Go Fully Digital for Insurance?
Car Insurance
Bots vs Bodies: Are Singaporeans Ready to Go Fully Digital for Insurance?
Compared to banking, retail, and even F&B, the insurance industry has been rather slow to embrace digitisation. That said, COVID-19 was probably the kick in the butt insurers needed to...
22 September 2021
Apple iPhone 13, Mini, Pro & Pro Max Prices in Singapore
Credit Cards
Apple iPhone 13, Mini, Pro & Pro Max Prices in Singapore
Like the sun rises and sets every day, so too shall be the release of the new iPhones every year. Yet, as the sun (or more accurately, the weather) gets...
17 September 2021
Singapore-Germany Travel Bubble: Rules, Regulations & Total Costs of Travelling 
Transportation
Singapore-Germany Travel Bubble: Rules, Regulations & Total Costs of Travelling 
Whenever I hear the word “travel bubble”, I can’t help but to get a tiny bit triggered because of the unspoken jinx that befell the Singapore-Hong Kong travel bubble, causing...
31 August 2021
Top 10 Altcoins for Crypto Investors: Binance Coin, Cardano, Ripple, Dogecoin and others
Invest
Top 10 Altcoins for Crypto Investors: Binance Coin, Cardano, Ripple, Dogecoin and others
Let’s say you already own some Bitcoin and Ethereum, and you’re looking to diversify your cryptocurrency portfolio — which altcoins should be on your radar right now? And why are...
11 August 2021
HDB BTO Launch August 2021 Review: Tampines, Hougang, Jurong East, Queenstown & Boon Keng
Property
HDB BTO Launch August 2021 Review: Tampines, Hougang, Jurong East, Queenstown & Boon Keng
It’s that time of the year again — no, it’s not National Day season, it’s the BTO Launch that’s happening in August 2021. The timing of this BTO launch seems...
23 July 2021
Best Mobile Phone Insurance in Singapore (2021): Which Plan is Worth Your Money?
Budgeting
Best Mobile Phone Insurance in Singapore (2021): Which Plan is Worth Your Money?
You might even have come across mobile insurance as an optional checkbox when signing up for a new phone line. As phones get more expensive, advanced and indispensable, the idea of...
9 June 2021
Ethereum 101 Guide: Is Ether Better Than Bitcoin as an Investment?
Invest
Ethereum 101 Guide: Is Ether Better Than Bitcoin as an Investment?
If you’re mildly familiar with the cryptocurrency landscape, you’ll know that it’s dominated by two major cryptos: Bitcoin and Ethereum. Bitcoin is arguably the larger and more valuable one, with a...
3 June 2021
What Is Bitcoin, How Does It Work & Should Singaporeans Buy It?
Invest
What Is Bitcoin, How Does It Work & Should Singaporeans Buy It?
Even if you don’t know a thing about cryptocurrency, surely you know about Bitcoin. As the OG crypto, Bitcoin has enjoyed a meteoric rise since its inception — though, also,...
21 May 2021
Cryptocurrency in Singapore 7 Things to Know Before You Start Buying
Invest
Cryptocurrency in Singapore: 7 Things to Know Before You Start Buying
It’s inevitable: cryptocurrencies are becoming more and more mainstream, even in Singapore. From the meteoric rise of Bitcoin’s (BTC) and Ethereum’s value (ETH), to notable merchants such as PayPal accepting...
4 May 2021
Integrated Shield Plan Premiums Are Rising. Whose Fault Is It?
Health Insurance
Integrated Shield Plan Premiums Are Rising. Whose Fault Is It?
It’s been a hot minute since the commotion surrounding the premium hike around MediShield Life and Integrated Shield Plans, our national semi-privatised healthcare system. All 3 sides — panel doctors,...
12 April 2021