luqman

Articles by Luqman Haqim

While I know that money is meant to be spent, I also understand that money is scarce. That's why I only spend on things that are important to me. Like buying the most advanced computer parts or dropping 6k per trip just to travel. Oops.

digital multicurrency account wise youtrip revolut bigpay instarem amaze
Budgeting
Digital Multi-Currency Accounts & Cards For Travel Spending: BigPay vs Instarem Amaze vs Revolut vs Wise (Formerly TransferWise) vs YouTrip
With travel opening up again (despite the fear mongering behind the new COVID-19 variant, Omicron), Singaporeans are looking for ways to save a wee bit of cash. This is where...
5 days ago
How much more expensive will travelling be post-COVID-19?
Budgeting
How much more expensive will travelling be post-COVID-19?
Between the many vaccinated travel lanes, airline websites crashing amidst travel demand, and soaring energy prices, travelling post-COVID-19 will surely be more expensive than ever before. The question is: how...
26 November 2021
Best Crypto Exchanges in Singapore 2022: How to Compare & Choose
Invest
Best Crypto Exchanges in Singapore 2022: How to Compare & Choose
We’re almost coming to 2022, and it seems like the cryptocurrency trend is here to stay this year (not unlike COVID-19). Cryptocurrencies’ ubiquity is not just limited to news headlines....
26 November 2021
MoneySmart’s Definitive Guide to Post-Covid Travel: Complete List of Vaccinated Travel Lanes (VTLs) with Singapore
Travel
MoneySmart’s Definitive Guide to Post-Covid Travel: Complete List of Vaccinated Travel Lanes (VTLs) with Singapore
It seems like this COVID-19 lockdown nightmare is about to be over. Following the success of the Singapore-Germany Travel Bubble (and Brunei), Singapore has reached agreements with 9 other countries...
17 November 2021
COVID-19 Travel Insurance Claim Guide: What should you do if you get COVID-19 while travelling?
Travel
COVID-19 Travel Insurance Claim Guide: What should you do if you get COVID-19 while travelling?
The world is opening up again, what with the Vaccinated Travel Lane (VTL) arrangements with Singapore, the multitude of travel insurance coverage against COVID-19 and even the price comparison between...
3 November 2021
Instarem Amaze Card Review: How It Works & Best Credit Cards To Link
Credit Cards
Instarem Amaze Card Review: How It Works & Best Credit Cards To Link
Between all the multi currency credit cards, prepaid debit cards with 0% foreign transaction fees and cashback credit cards, consumers like us are spoilt for choice. Instarem’s Amaze Card is...
19 October 2021
MAS Payment Services Act: Why is DBS Vickers Allowed to Trade Crypto While Binance.com is Banned?
Invest
MAS Payment Services Act: Why is DBS Vickers Allowed to Trade Crypto While Binance.com is Banned?
A couple of weeks ago, Binance International (Binance.com) made the headlines in Singapore because it was ordered by the Monetary Authority of Singapore (MAS) to cease providing payment services in...
13 October 2021
Binance Coin (BNB) Review: How Does It Work? Is It Worth Investing In?
Invest
Binance Coin (BNB) Review: How Does It Work? Is It Worth Investing In?
The world of cryptocurrencies is dominated by Bitcoin (BTC) and Ethereum (ETH). But what lies outside of the Big 2? Now you’re entering the territory of alternative cryptocurrencies. These can be roughly grouped...
28 September 2021
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
Home Insurance
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
November is the penultimate month of the year, usually signifying the beginning of the year-end sales season, Scorpio and Sagittarius season, and the start of the monsoon season. In 2021...
24 September 2021
Bots vs Bodies: Are Singaporeans Ready to Go Fully Digital for Insurance?
Car Insurance
Bots vs Bodies: Are Singaporeans Ready to Go Fully Digital for Insurance?
Compared to banking, retail, and even F&B, the insurance industry has been rather slow to embrace digitisation. That said, COVID-19 was probably the kick in the butt insurers needed to...
22 September 2021
Apple iPhone 13, Mini, Pro & Pro Max Prices in Singapore
Credit Cards
Apple iPhone 13, Mini, Pro & Pro Max Prices in Singapore
Like the sun rises and sets every day, so too shall be the release of the new iPhones every year. Yet, as the sun (or more accurately, the weather) gets...
17 September 2021
Electric Car Insurance Singapore: 5 Things Tesla & Other EV Owners Need to Know
Car Insurance
Electric Car Insurance Singapore: 5 Things Tesla & Other EV Owners Need to Know
Driving a car in Singapore can be quite a chore because of the island’s many traffic lights 一 for a country this small, there are over 2000 traffic lights scattered...
31 August 2021
Singapore-Germany Travel Bubble: Rules, Regulations & Total Costs of Travelling 
Transportation
Singapore-Germany Travel Bubble: Rules, Regulations & Total Costs of Travelling 
Whenever I hear the word “travel bubble”, I can’t help but to get a tiny bit triggered because of the unspoken jinx that befell the Singapore-Hong Kong travel bubble, causing...
31 August 2021
Top 10 Altcoins for Crypto Investors: Binance Coin, Cardano, Ripple, Dogecoin and others
Invest
Top 10 Altcoins for Crypto Investors: Binance Coin, Cardano, Ripple, Dogecoin and others
Let’s say you already own some Bitcoin and Ethereum, and you’re looking to diversify your cryptocurrency portfolio — which altcoins should be on your radar right now? And why are...
11 August 2021
HDB BTO Launch August 2021 Review: Tampines, Hougang, Jurong East, Queenstown & Boon Keng
Property
HDB BTO Launch August 2021 Review: Tampines, Hougang, Jurong East, Queenstown & Boon Keng
It’s that time of the year again — no, it’s not National Day season, it’s the BTO Launch that’s happening in August 2021. The timing of this BTO launch seems...
23 July 2021
Best Credit Cards For Paying Insurance Premiums In Singapore 2021
Credit Cards
Best Credit Cards For Paying Insurance Premiums In Singapore 2021
Premiums for medical insurance or life insurance can run into the hundreds each year or, if you’re a bit older, thousands. That’s why it’s so worthwhile signing up for a...
21 July 2021
Daycations in Singapore: 7 Best Hotel Daycation Deals From $25++
Travel
Daycations in Singapore: 7 Best Hotel Daycation Deals From $25++
Ever since working from home became the default in May 2021, everyday has become a bit of a blur. What better way to bougie up your days with a daycation...
16 July 2021
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Home Loans
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Balloting for a BTO flat used to be the standard procedure for first-time home owners in Singapore. But these days, many are considering resale flats and executive condominiums (ECs) too....
14 July 2021
Could Cardano (ADA) Be the Next Big Thing in Cryptocurrency?
Invest
Could Cardano (ADA) Be the Next Big Thing in Cryptocurrency?
The 2 most famous cryptocurrencies in the world need no introduction. But beyond Bitcoin (BTC) and Ethereum (ETH) lie the wild wild west of altcoins — of which Cardano (ADA) is one....
24 June 2021
How to Transfer Money from Singapore to Malaysia: 3 Best Remittance Services
Budgeting
How to Transfer Money from Singapore to Malaysia: 3 Best Remittance Services
Singapore-Malaysia money transfers have always been a sore sticking point for me. You see, my father lives and works in Malaysia, and sending money to either of us was always...
18 June 2021
Best Mobile Phone Insurance in Singapore (2021): Which Plan is Worth Your Money?
Budgeting
Best Mobile Phone Insurance in Singapore (2021): Which Plan is Worth Your Money?
You might even have come across mobile insurance as an optional checkbox when signing up for a new phone line. As phones get more expensive, advanced and indispensable, the idea of...
9 June 2021
Ethereum 101 Guide: Is Ether Better Than Bitcoin as an Investment?
Invest
Ethereum 101 Guide: Is Ether Better Than Bitcoin as an Investment?
If you’re mildly familiar with the cryptocurrency landscape, you’ll know that it’s dominated by two major cryptos: Bitcoin and Ethereum. Bitcoin is arguably the larger and more valuable one, with a...
3 June 2021
What Is Bitcoin, How Does It Work & Should Singaporeans Buy It?
Invest
What Is Bitcoin, How Does It Work & Should Singaporeans Buy It?
Even if you don’t know a thing about cryptocurrency, surely you know about Bitcoin. As the OG crypto, Bitcoin has enjoyed a meteoric rise since its inception — though, also,...
21 May 2021
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
Home Insurance
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
The path to home ownership in Singapore is often a difficult, convoluted and arduous task, made even more complicated with the realities of Covid-19.  Chances are, you landed upon this...
18 May 2021
Cryptocurrency in Singapore 7 Things to Know Before You Start Buying
Invest
Cryptocurrency in Singapore: 7 Things to Know Before You Start Buying
It’s inevitable: cryptocurrencies are becoming more and more mainstream, even in Singapore. From the meteoric rise of Bitcoin’s (BTC) and Ethereum’s value (ETH), to notable merchants such as PayPal accepting...
4 May 2021