A Beginner’s Guide To Understanding Your Credit Report In Singapore 2023: What Is A Credit Score And Is It Important?
There’s nothing that really screams “welcome to the adult world” like receiving your credit report for ...
28 February 2023
Can You Fix A Bad Credit Score? Pro Tips To Get That Home Loan
So interest rates have been on the rise and you, a home owner, are in a real pickle. Do you stick out your ...
11 January 2023
Fed Interest Rate Hike – What This Means For Singaporean Homeowners
While most of Singapore was sleeping, the US Federal Reserve raised its interest rates yet again. Known ...
3 November 2022
DBS vs OCBC vs UOB Home Loan: Which Home Loan is Best?
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s ...
19 October 2022
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
No matter what kind of property you’re buying, UOB has made sure that there’s something for you. On top ...
18 October 2022
DBS FHR Home Loan – The Fixed Deposit Home Rate and Why It’s So Different From Other Home Loans
When I think “groundbreaking”, I think of Marvel and the first Guardians of the Galaxy movie, which starred ...
18 October 2022
DBS Home Loan – Which of Their Home Loan Packages Should You Choose?
Mention DBS bank to any Singaporean and they’ll automatically think of the convenience withdrawing cash, ...
18 October 2022
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS home loan (or POSB home loan) packages are some of the most popular mortgage options in Singapore today ...
18 October 2022
OCBC Home Loan Review: Calculator, Refinance, Home Loan Rates
Those currently house-shopping will understand the pains of financing their new homes. First, you have ...
18 October 2022
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions ...
4 October 2022
Buying a HDB BTO Flat: A Step-By-Step Guide (2022)
Buying an HDB BTO flat is practically a rite of passage for Singaporeans. It’s a sign that you’re finally ...
4 October 2022
HDB Loan Eligibility, Interest Rates & Downpayment (2022) – A Beginner’s Guide
Editor’s Note: HDB’s May BTO 2022 opened for applications from 27 May to 2 June 2022. If you’re buying ...
4 October 2022
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2022)
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance ...
4 October 2022
Should You Buy A Home with the Current Market Conditions? Tips to Navigate High Interest Rates, BTO Delays & More
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless ...
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6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets ...
4 August 2022
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Editor’s Note: HDB’s May BTO 2022 is now open for application, from 27 May 2022 to 2 June 2022. Click here ...
27 May 2022
Effective Interest Rate (EIR) – What Does It Mean & How Do You Calculate It?
Everybody knows what an interest rate is – it’s effectively a percentage of an amount over a year. If your ...
9 May 2022
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks ...
6 April 2022
4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket ...
5 April 2022
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
7 February 2022
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
The path to home ownership in Singapore is often a difficult, convoluted and arduous task, made even more ...
20 December 2021
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to ...
16 December 2021
Home Loan Interest Rates Are Set To Rise – Is It Time To Start Planning To Refinance Your Mortgage? (Dec 2021)
After living through the circuit breaker and pivoting to remote working, many Singaporeans have had enough ...
9 December 2021
SORA-pegged Property Loans: We Speak to Those Who’ve Signed Up
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
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3 Features of a SORA-pegged Property Loan & What Homeowners Think About It
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
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