Home Loans

Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2026)
Property
Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2026)
Buying an HDB BTO flat is practically a rite of passage for Singaporeans. Here’s a step-by-step guide to ...
29 May 2026
HDB Loan vs Bank Loan: What HDB Buyers Should Know in 2026
Home Loans
HDB Loan vs Bank Loan: What HDB Buyers Should Know in 2026
Not sure whether to take an HDB loan or bank loan? Here’s a clear breakdown of how both options work for ...
20 February 2026
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Home Loans
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
When you take a loan to buy an HDB flat, you need to pay the downpayment up front. This is 25% of the flat ...
21 January 2026
SORA Home Loans 2025: What Homeowners Need to Know Now
Home Loans
SORA Home Loans 2025: What Homeowners Need to Know Now
Remember when your home loan was pegged to mysterious acronyms like SIBOR or SOR? Those days are officially ...
21 October 2025
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home in 2025?
Property
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home in 2025?
Buying your first home as a couple is a big milestone. It’s about building a shared future, creating your ...
25 August 2025
Step-by-Step Guide to Buying an Executive Condo (EC) Unit in Singapore (2025)
Property
Step-by-Step Guide to Buying an Executive Condo (EC) Unit in Singapore (2025)
Despite prices almost doubling over the past decade—from around $800 to $1,500 psf—executive condominiums ...
18 June 2025
What is Effective Interest Rate (EIR) and Why Does It Matter?
Personal Loans
What is Effective Interest Rate (EIR) and Why Does It Matter?
Why do loans have an effective interest rate, or EIR, in addition to the advertised interest rate? Here's ...
28 March 2025
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2025)
Property
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2025)
Want an alternative to the standard HDB BTO? Here's the lowdown on HDB Sale of Balance Flats (HDB SBF) ...
24 February 2025
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2025: What Is A Credit Score And Is It Important?
Personal Loans
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2025: What Is A Credit Score And Is It Important?
Learn step-by-step how to check your credit score in Singapore. Discover the process, where to get your ...
12 February 2025
Is Upgrading From an HDB to a Condo a “Must” to Build Wealth? We Rate Advice From Reddit
Opinion
Is Upgrading From an HDB to a Condo a “Must” to Build Wealth? We Rate Advice From Reddit
The acronym “HDB” can deliver a range of emotions for any Singaporean looking to get their hands on the That’s because the proc... ...
30 May 2024
applying for hdb loan singapore guide
HDB Loan Eligibility, Interest Rates & Downpayment (2024)—A Beginner’s Guide
If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, ...
2 May 2024
Can You Fix A Bad Credit Score? Pro Tips To Get That Home Loan
Can You Fix A Bad Credit Score? Pro Tips To Get That Home Loan
So interest rates have been on the rise and you, a home owner, are in a real pickle. Do you stick out your ...
11 January 2023
Fed Interest Rate Hike & How that Affects Singaporean Homeowners
Fed Interest Rate Hike – What This Means For Singaporean Homeowners
While most of Singapore was sleeping, the US Federal Reserve raised its interest rates yet again. Known ...
3 November 2022
1-homeLoan_fightClub_masthead
DBS vs OCBC vs UOB Home Loan: Which Home Loan is Best?
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s ...
19 October 2022
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
No matter what kind of property you’re buying, UOB has made sure that there’s something for you. On top ...
18 October 2022
dbs home loan fhr singapore fixed deposit home rate
DBS FHR Home Loan – The Fixed Deposit Home Rate and Why It’s So Different From Other Home Loans
When I think “groundbreaking”, I think of Marvel and the first Guardians of the Galaxy movie, which starred ...
18 October 2022
dbs home loan singapore
DBS Home Loan – Which of Their Home Loan Packages Should You Choose?
Mention DBS bank to any Singaporean and they’ll automatically think of the convenience withdrawing cash, ...
18 October 2022
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS home loan (or POSB home loan) packages are some of the most popular mortgage options in Singapore today ...
18 October 2022
OCBC Home Loan Review: Calculator, Refinance, Home Loan Rates
OCBC Home Loan Review: Calculator, Refinance, Home Loan Rates
Those currently house-shopping will understand the pains of financing their new homes. First, you have ...
18 October 2022
DBS Property Marketplace, Home and Living Marketplace
Should You Buy A Home with the Current Market Conditions? Tips to Navigate High Interest Rates, BTO Delays & More
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless ...
Graphic illustration of hand holding a bill amounting to $5,242 to represent credit score and debt.
6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets ...
4 August 2022
tdsr singapore home loans
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks ...
6 April 2022
4 personal loans tip in singapore
4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket ...
5 April 2022
How to Pick the Best Home Loan for Your Property in Singapore
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
7 February 2022
hdb loan vs bank loan
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to ...
16 December 2021