Step-by-Step Guide to Buying an Executive Condo (EC) Unit in Singapore (2025)
Despite prices almost doubling over the past decade—from around $800 to $1,500 psf—executive condominiums ...
18 June 2025
What is Effective Interest Rate (EIR) and Why Does It Matter?
Everybody knows what an interest rate is—it’s effectively a percentage of an amount over a year. If your ...
27 March 2025
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2025)
It’s 2025, and I still get people giving me a blank expression when I mention that I recently got a flat ...
24 February 2025
Downpayment for Condo: How Much Do First-Timers Need in Singapore? (2025)
“Buying a house in Singapore is easy!” …said no one ever. The path to home ownership in Singapore is often ...
21 February 2025
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2025: What Is A Credit Score And Is It Important?
There’s nothing that really screams “welcome to the adult world” like receiving your credit report in Singapore. ...
11 February 2025
Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2025)
This year, HDB is set to launch 19,600 Build-to-Order (BTO) flats. That includes 3,800 units—almost 20% ...
27 January 2025
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Buying a HDB flat is a rite of passage for many first-time homeowners in Singapore. Whether it’s a HDB ...
18 October 2024
Is Upgrading From an HDB to a Condo a “Must” to Build Wealth? We Rate Advice From Reddit
The acronym “HDB” can deliver a range of emotions for any Singaporean looking to get their hands on the ...
30 May 2024
HDB Loan Eligibility, Interest Rates & Downpayment (2024)—A Beginner’s Guide
If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, ...
2 May 2024
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
In conventional Singaporean fashion, every couple looking to settle has to plan years ahead with a BTO ...
11 April 2024
Can You Fix A Bad Credit Score? Pro Tips To Get That Home Loan
So interest rates have been on the rise and you, a home owner, are in a real pickle. Do you stick out your ...
11 January 2023
Fed Interest Rate Hike – What This Means For Singaporean Homeowners
While most of Singapore was sleeping, the US Federal Reserve raised its interest rates yet again. Known ...
3 November 2022
DBS vs OCBC vs UOB Home Loan: Which Home Loan is Best?
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s ...
19 October 2022
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
No matter what kind of property you’re buying, UOB has made sure that there’s something for you. On top ...
18 October 2022
DBS FHR Home Loan – The Fixed Deposit Home Rate and Why It’s So Different From Other Home Loans
When I think “groundbreaking”, I think of Marvel and the first Guardians of the Galaxy movie, which starred ...
18 October 2022
DBS Home Loan – Which of Their Home Loan Packages Should You Choose?
Mention DBS bank to any Singaporean and they’ll automatically think of the convenience withdrawing cash, ...
18 October 2022
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS home loan (or POSB home loan) packages are some of the most popular mortgage options in Singapore today ...
18 October 2022
OCBC Home Loan Review: Calculator, Refinance, Home Loan Rates
Those currently house-shopping will understand the pains of financing their new homes. First, you have ...
18 October 2022
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions ...
4 October 2022
Should You Buy A Home with the Current Market Conditions? Tips to Navigate High Interest Rates, BTO Delays & More
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless ...
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6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets ...
4 August 2022
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks ...
6 April 2022
4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket ...
5 April 2022
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
7 February 2022
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to ...
16 December 2021