
Property
Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2026)
Buying an HDB BTO flat is practically a rite of passage for Singaporeans. Here’s a step-by-step guide to ...
29 May 2026

Home Loans
HDB Loan vs Bank Loan: What HDB Buyers Should Know in 2026
Not sure whether to take an HDB loan or bank loan? Here’s a clear breakdown of how both options work for ...
20 February 2026

Home Loans
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
When you take a loan to buy an HDB flat, you need to pay the downpayment up front. This is 25% of the flat ...
21 January 2026

Home Loans
SORA Home Loans 2025: What Homeowners Need to Know Now
Remember when your home loan was pegged to mysterious acronyms like SIBOR or SOR? Those days are officially ...
21 October 2025

Property
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home in 2025?
Buying your first home as a couple is a big milestone. It’s about building a shared future, creating your ...
25 August 2025

Property
Step-by-Step Guide to Buying an Executive Condo (EC) Unit in Singapore (2025)
Despite prices almost doubling over the past decade—from around $800 to $1,500 psf—executive condominiums ...
18 June 2025

Personal Loans
What is Effective Interest Rate (EIR) and Why Does It Matter?
Why do loans have an effective interest rate, or EIR, in addition to the advertised interest rate? Here's ...
28 March 2025

Property
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2025)
Want an alternative to the standard HDB BTO? Here's the lowdown on HDB Sale of Balance Flats (HDB SBF) ...
24 February 2025

Personal Loans
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2025: What Is A Credit Score And Is It Important?
Learn step-by-step how to check your credit score in Singapore. Discover the process, where to get your ...
12 February 2025

Opinion
Is Upgrading From an HDB to a Condo a “Must” to Build Wealth? We Rate Advice From Reddit
The acronym “HDB” can deliver a range of emotions for any Singaporean looking to get their hands on the
That’s because the proc... ...
30 May 2024

HDB Loan Eligibility, Interest Rates & Downpayment (2024)—A Beginner’s Guide
If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, ...
2 May 2024

Can You Fix A Bad Credit Score? Pro Tips To Get That Home Loan
So interest rates have been on the rise and you, a home owner, are in a real pickle. Do you stick out your ...
11 January 2023

Fed Interest Rate Hike – What This Means For Singaporean Homeowners
While most of Singapore was sleeping, the US Federal Reserve raised its interest rates yet again. Known ...
3 November 2022

DBS vs OCBC vs UOB Home Loan: Which Home Loan is Best?
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s ...
19 October 2022

UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
No matter what kind of property you’re buying, UOB has made sure that there’s something for you. On top ...
18 October 2022

DBS FHR Home Loan – The Fixed Deposit Home Rate and Why It’s So Different From Other Home Loans
When I think “groundbreaking”, I think of Marvel and the first Guardians of the Galaxy movie, which starred ...
18 October 2022

DBS Home Loan – Which of Their Home Loan Packages Should You Choose?
Mention DBS bank to any Singaporean and they’ll automatically think of the convenience withdrawing cash, ...
18 October 2022

DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS home loan (or POSB home loan) packages are some of the most popular mortgage options in Singapore today ...
18 October 2022

OCBC Home Loan Review: Calculator, Refinance, Home Loan Rates
Those currently house-shopping will understand the pains of financing their new homes. First, you have ...
18 October 2022

Should You Buy A Home with the Current Market Conditions? Tips to Navigate High Interest Rates, BTO Delays & More
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless ...
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6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets ...
4 August 2022

Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks ...
6 April 2022

4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket ...
5 April 2022

How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
7 February 2022

HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to ...
16 December 2021