Home Loans

sale-of-balance-flats-guide
HDB Sale of Balance Flats: Guide to SBF & Open Booking (2024)
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance ...
18 hours ago
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Balloting for a BTO flat is the first port of call for many first-time homeowners in Singapore.  That said, ...
22 hours ago
Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2024)
Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2024)
The Jun 2024 BTO sales exercise is upon us—and with it, renewed interest in buying a BTO flat. Buying an ...
3 days ago
Featured-image-Upgrading-From-an-HDB-to-a-Condo
Is Upgrading From an HDB to a Condo a “Must” to Build Wealth? We Rate Advice From Reddit
The acronym “HDB” can deliver a range of emotions for any Singaporean looking to get their hands on the ...
30 May 2024
applying for hdb loan singapore guide
HDB Loan Eligibility, Interest Rates & Downpayment (2024)—A Beginner’s Guide
If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, ...
2 May 2024
condo-downpayment-singapore
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
“Buying a house in Singapore is easy!” …said no one ever. The path to home ownership in Singapore is often ...
17 April 2024
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
In conventional Singaporean fashion, every couple looking to settle has to plan years ahead with a BTO ...
11 April 2024
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2023: What Is A Credit Score And Is It Important?
A Beginner’s Guide To Understanding Your Credit Report In Singapore 2023: What Is A Credit Score And Is It Important?
There’s nothing that really screams “welcome to the adult world” like receiving your credit report for ...
28 February 2023
Can You Fix A Bad Credit Score? Pro Tips To Get That Home Loan
Can You Fix A Bad Credit Score? Pro Tips To Get That Home Loan
So interest rates have been on the rise and you, a home owner, are in a real pickle. Do you stick out your ...
11 January 2023
Fed Interest Rate Hike & How that Affects Singaporean Homeowners
Fed Interest Rate Hike – What This Means For Singaporean Homeowners
While most of Singapore was sleeping, the US Federal Reserve raised its interest rates yet again. Known ...
3 November 2022
1-homeLoan_fightClub_masthead
DBS vs OCBC vs UOB Home Loan: Which Home Loan is Best?
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s ...
19 October 2022
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
No matter what kind of property you’re buying, UOB has made sure that there’s something for you. On top ...
18 October 2022
dbs home loan fhr singapore fixed deposit home rate
DBS FHR Home Loan – The Fixed Deposit Home Rate and Why It’s So Different From Other Home Loans
When I think “groundbreaking”, I think of Marvel and the first Guardians of the Galaxy movie, which starred ...
18 October 2022
dbs home loan singapore
DBS Home Loan – Which of Their Home Loan Packages Should You Choose?
Mention DBS bank to any Singaporean and they’ll automatically think of the convenience withdrawing cash, ...
18 October 2022
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS home loan (or POSB home loan) packages are some of the most popular mortgage options in Singapore today ...
18 October 2022
OCBC Home Loan Review: Calculator, Refinance, Home Loan Rates
OCBC Home Loan Review: Calculator, Refinance, Home Loan Rates
Those currently house-shopping will understand the pains of financing their new homes. First, you have ...
18 October 2022
HDB Loans vs Bank Loan -- Which is Better?
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions ...
4 October 2022
DBS Property Marketplace, Home and Living Marketplace
Should You Buy A Home with the Current Market Conditions? Tips to Navigate High Interest Rates, BTO Delays & More
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless ...
Graphic illustration of hand holding a bill amounting to $5,242 to represent credit score and debt.
6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets ...
4 August 2022
effective interest rate eir singapore
Effective Interest Rate (EIR) – What Does It Mean & How Do You Calculate It?
Everybody knows what an interest rate is – it’s effectively a percentage of an amount over a year. If your ...
9 May 2022
tdsr singapore home loans
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks ...
6 April 2022
4 personal loans tip in singapore
4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket ...
5 April 2022
How to Pick the Best Home Loan for Your Property in Singapore
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
7 February 2022
hdb loan vs bank loan
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to ...
16 December 2021
Home Loan Interest Rates Are Set To Rise – Is It Time To Start Planning To Refinance Your Mortgage?
Home Loan Interest Rates Are Set To Rise – Is It Time To Start Planning To Refinance Your Mortgage? (Dec 2021)
After living through the circuit breaker and pivoting to remote working, many Singaporeans have had enough ...
9 December 2021