Home Loans

Graphic illustration of hand holding a bill amounting to $5,242 to represent credit score and debt.
6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets ...
4 August 2022
Fed Interest Rate Hike & How that Affects Singaporean Homeowners
Fed Interest Rate Hike – What This Means For Singaporean Homeowners
While most of Singapore was sleeping, the US Federal Reserve raised its interest rates yet again. The latest ...
29 July 2022
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DBS vs OCBC vs UOB Home Loan: Which Home Loan is Best?
When the time comes to buy a home, most Singaporeans go straight for the HDB loan as if on autopilot. It’s ...
15 July 2022
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
UOB Home Loan Review: Calculator, Interest Rates, Refinance, Promotions
No matter what kind of property you’re buying, UOB has made sure that there’s something for you. On top ...
8 July 2022
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS Home Loan Review: Calculator, Interest Rates, Repricing, Refinance
DBS home loan (or POSB home loan) packages are some of the most popular mortgage options in Singapore today ...
2 July 2022
hdb sales of balance flat
HDB Sale of Balance Flats: Guide to SBF & Open Booking (May 2022)
Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance ...
3 June 2022
HDB Loans vs Bank Loan -- Which is Better?
HDB Loan vs Bank Loan – Which Is Better? 5 Things to Know Before You Commit (May 2022)
Choosing financing for your home is like a game of “Rathers“. You know, where everyone tackles hard questions ...
27 May 2022
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Editor’s Note: HDB’s May BTO 2022 is now open for application, from 27 May 2022 to 2 June 2022. Click here ...
27 May 2022
applying for hdb loan singapore guide
HDB Loan Eligibility, Interest Rates & Downpayment (2022) – A Beginner’s Guide
Editor’s Note: HDB’s May BTO 2022 is open for applications from 27 May to 2 June 2022. If you’re buying ...
27 May 2022
Step by Step Guide Buying a BTO
Buying an HDB BTO Flat: A Step-By-Step Guide (May 2022)
Buying an HDB BTO flat is practically a rite of passage for Singaporeans, a sign that you’re finally ready ...
24 May 2022
effective interest rate eir singapore
Effective Interest Rate (EIR) – What Does It Mean & How Do You Calculate It?
Everybody knows what an interest rate is – it’s effectively a percentage of an amount over a year. If your ...
9 May 2022
tdsr singapore home loans
Total Debt Servicing Ratio (TDSR) and How It Affects Your Loans
TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks ...
6 April 2022
4 personal loans tip in singapore
4 Things You Must Know Before Getting a Personal Loan in Singapore
So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket ...
5 April 2022
How to Pick the Best Home Loan for Your Property in Singapore
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
7 February 2022
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
The path to home ownership in Singapore is often a difficult, convoluted and arduous task, made even more ...
20 December 2021
hdb loan vs bank loan
HDB Loan vs Bank Loan – 3 Ways to Decide Which is Best for You
When deciding on what is probably the biggest loan you will ever take in your life, it’s quite safe to ...
16 December 2021
Home Loan Interest Rates Are Set To Rise – Is It Time To Start Planning To Refinance Your Mortgage?
Home Loan Interest Rates Are Set To Rise – Is It Time To Start Planning To Refinance Your Mortgage? (Dec 2021)
After living through the circuit breaker and pivoting to remote working, many Singaporeans have had enough ...
9 December 2021
SORA home loan Singapore - what do those who've signed up think?
SORA-pegged Property Loans: We Speak to Those Who’ve Signed Up
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
ABS SORA home loan property loan
3 Features of a SORA-pegged Property Loan & What Homeowners Think About It
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
Home Loan Singapore - SIBOR and SOR to SORA, the transition
Have an Existing Property Loan? Here’s What Will Happen When SIBOR/SOR Transitions to SORA
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
HDB BTO Launch November 2021 Review: Choa Chu Kang, Hougang, Jurong West, Kallang/Whampoa & Tengah
November is the penultimate month of the year, usually signifying the beginning of the year-end sales season, ...
24 September 2021
Home Loan Singapore - SIBOR SOR transitioning to SORA
Banks to Replace SIBOR/SOR with SORA — Could This Actually Benefit You?
This post was written in collaboration with The Association of Banks in Singapore (ABS). While we are financially ...
HDB BTO Launch August 2021 Review: Tampines, Hougang, Jurong East, Queenstown & Boon Keng
HDB BTO Launch August 2021 Review: Tampines, Hougang, Jurong East, Queenstown & Boon Keng
It’s that time of the year again — no, it’s not National Day season, it’s the BTO Launch that’s happening ...
23 July 2021
SIBOR, SORA and SOR Rates Explained — All You Need To Know And How They Affect Your Home Loans
SIBOR, SORA and SOR Rates Explained — How They Affect Your Home Loans
One of the biggest decisions you have to make when buying a home is… no, not what colour you want the walls ...
13 July 2021
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Credit Bureau Singapore: How to Get Your Credit Score and Credit Report
A credit report is essentially a bill of health for your finances. On it, you can find your credit score ...
30 June 2021