Home Loans

refinancing home loan singapore
How Do You Know If You Are Ready For Refinancing Your Property Loan?
It’s a bright sunny day, the birds are singing and a light breeze blows steadily from the north. Relaxed, ...
2 September 2014
Money Traps Couples Fall Into
5 Money Traps Couples Fall Into When Buying Their First Property
The unspoken proposal in Singapore has long been balloting for a new HDB flat, especially in the past years ...
30 July 2014
Think CPF Will Cover Your Home Loan? You’ll Rethink That Idea After Reading This
Think CPF Will Cover Your Home Loan? You’ll Rethink That Idea After Reading This
CPF is a system that, like it or not, is there to help you with the three biggest financial situations ...
14 May 2014
Here’s How You Can Get Cash Out of Your Private Property Without Selling It
Here’s How You Can Get Cash Out of Your Private Property Without Selling It
If you’re a card player, you know what it means to “cash out.” It’s when you collect your winnings and ...
15 April 2014
3 Reasons Why Banks Are Rejecting Your Home Loan
3 Reasons Why Banks Are Rejecting Your Home Loan
Rejection is one of the worst feelings in the world, especially when you dedicate yourself to accomplishing ...
28 January 2014
3 Painful Home Loan Mistakes to Avoid
3 Painful Home Loan Mistakes to Avoid
How can taking out a home loan possibly be any more painful that it is now? Thanks to MAS property financing ...
19 November 2013
How Singapore’s Latest HDB Cooling Measures Affect You
How Singapore’s Latest HDB Cooling Measures Affect You
Affordable housing is a big ticket issue right now. And when our government tackles a problem, they do ...
29 August 2013
MAS’ Latest Rules for Property Loans and How It Affects You
MAS’ Latest Rules for Property Loans and How It Affects You
The Monetary Authority of Singapore (MAS) has just announced a new framework for all property loans granted ...
29 June 2013
Commercial vs. Residential Properties in Singapore (2013)
Commercial vs. Residential Properties in Singapore (2013)
Since the last quarter of 2012, the residential property market has taken a pounding. Seven rounds of cooling ...
13 May 2013
The Pros and Cons of Buying Property in Malaysia
The Pros and Cons of Buying Property in Malaysia
Singapore houses comes in two price ranges: Expensive, and too expensive. So when it comes to investment ...
11 March 2013
5 Key Factors to Look For When Buying Singapore Property
5 Key Factors to Look For When Buying Singapore Property
The humanity of property investors has an “off” switch, and it’s flicked during valuations. Tell them a ...
6 March 2013
What You Need To Know About The Progressive Payment Scheme
What You Need To Know About The Progressive Payment Scheme
Under the standard Sale & Purchase Agreement, purchasers are required to make instalment payments of the ...
16 February 2013
How Singapore’s 7th Round of Cooling Measures Affects You
How Singapore’s 7th Round of Cooling Measures Affects You
If you see property agents walking all bow-legged, hand them a Panadol: The poor guys just took a knee ...
14 January 2013
60 Year Leasehold Homes: Are They Worth Buying?
60 Year Leasehold Homes: Are They Worth Buying?
It’s finally happened: The government has sold land on a 60 year lease, for the development of private ...
21 November 2012
How to Decide Between Fixed and Floating Rate Home Loan Packages in Singapore
How to Decide Between Fixed and Floating Rate Home Loan Packages in Singapore
Amongst home buyers, there is constant debate over whether fixed or floating rates are better. Some argue ...
14 November 2012
Home Loan Refinancing: Have MAS Rulings Confused Some Banks?
Home Loan Refinancing: Have MAS Rulings Confused Some Banks?
If you’ve just tried to refinance your home loan, you may be feeling confused. Different banks may have ...
31 October 2012
margin call home loan singapore
1 Month Vs. 3 Month SIBOR: Which is Better?
When picking a home loan package that is pegged to the SIBOR, you will typically be offered a choice of ...
30 October 2012
The Difference Between SIBOR and SOR Based Home Loans in Singapore
The Difference Between SIBOR and SOR Based Home Loans in Singapore
If you’re looking for a home loan, you may have heard the terms SIBOR and SOR. Most home loans in Singapore ...
17 October 2012
No More Loan Subsidies for Singaporean Home Buyers: What are the Effects?
No More Loan Subsidies for Singaporean Home Buyers: What are the Effects?
Hi there, home loan delivery. Here’s your mortgage package, with an extra serving of unnecessary difficulty. ...
9 October 2012
Are You Ready to Buy a House in Singapore? 5 Signs of Readiness
Are You Ready to Buy a House in Singapore? 5 Signs of Readiness
In the property market, it’s taboo to tell a buyer to wait. The industry advice is to buy as soon as you ...
6 August 2012
How to Negotiate When Buying Your Property
How to Negotiate When Buying Your Property
In every real estate negotiation, I’ve left  sellers with tears in their eyes. Mainly from laughter, when ...
2 August 2012
Buying Singapore Property? Don’t Get Trapped by a Law Firm!
Buying Singapore Property? Don’t Get Trapped by a Law Firm!
You know about the legal issues when buying property? Sure you don’t. If you’re like anyone else, you accepted ...
21 May 2012
3 Lessons From the Sky Habitat Sale
3 Lessons From the Sky Habitat Sale
Yeah, “Sky Habitat” is right; because that’s how far the buyers of this Bishan Condo have kicked off from ...
19 April 2012
3 Unusual Reasons to Get a Higher Property Valuation
3 Unusual Reasons to Get a Higher Property Valuation
When I say some property buyers sometimes want higher valuations, people look at me like I just claimed ...
14 February 2012
How to Get a Home Loan on Bad Credit
How to Get a Home Loan on Bad Credit
Face it: If you were bankrupt before, or had a debt written off, your loan application is now entertainment ...
1 February 2012