The Pros and Cons of Buying Property in Malaysia
Singapore houses comes in two price ranges: Expensive, and too expensive. So when it comes to investment properties, our options are pretty limited. We’re either buying property overseas (preferably Malaysia),...
11 March 2013
5 Key Factors to Look For When Buying Singapore Property
The humanity of property investors has an “off” switch, and it’s flicked during valuations. Tell them a bungalow was a treasured family home, and they’ll roll their eyes and insist...
6 March 2013
Commercial Property Loans
What You Should Know Regarding Commercial Property Loans
There are 3 types of situations that apply to commercial loans: Individual buying a commercial property Company buying residential property Company buying commercial property Before proceeding in taking up a...
5 March 2013
5 Sneaky Property Agents’ Tactics to Watch For (in Singapore)
So you think property agents are all cheats, do you? You think every last one is just out for your money. Well that’s not fair, because I’ll have you know you’re...
21 February 2013
What You Need To Know About The Progressive Payment Scheme
Under the standard Sale & Purchase Agreement, purchasers are required to make instalment payments of the purchase price, typically referred to as progress payments, as and when the developer completes...
16 February 2013
3 Tips for Recovering From Serious Debt
There are two kinds of debt: The sort where you skip good lunches, and the sort where you’re researching the market price of your less important internal organs. There’s a...
28 January 2013
5 Cars You Can Buy (Overseas) For the Cost of a Toyota Corolla in Singapore
Some Singaporeans might feel a car is the best investment. This is what happens when you don’t understand the meaning of the word “investment”, or what money is even actually...
23 January 2013
How Singapore’s 7th Round of Cooling Measures Affects You
If you see property agents walking all bow-legged, hand them a Panadol: The poor guys just took a knee to the groin. It’s from the government’s secret fighting move: The...
14 January 2013
Prettify Your Home for Free: 5 DIY Renovations Anyone Can Do
Contractors and architects make their job look like rocket science. But seriously, how hard can it be? Short of accidentally removing a load-bearing wall, and then being crushed to death...
14 December 2012
The Expat’s Guide to Singapore’s Internet Service Providers
Singapore has a wide range of Internet Service Providers. Assuming your definition of “wide” is “barely not a monopoly”. The scene is dominated by three big companies (M1, Starhub, Singtel),...
29 November 2012
60 Year Leasehold Homes: Are They Worth Buying?
It’s finally happened: The government has sold land on a 60 year lease, for the development of private housing. The excitement is…not palpable. So far, most Singaporeans are lukewarm. It’s...
21 November 2012
How to Decide Between Fixed and Floating Rate Home Loan Packages in Singapore
Amongst home buyers, there is constant debate over whether fixed or floating rates are better. Some argue that fixed rate packages support sound money management; others claim floating rate packages...
14 November 2012
Home Loan Refinancing: Have MAS Rulings Confused Some Banks?
If you’ve just tried to refinance your home loan, you may be feeling confused. Different banks may have given different answers to your refinancing questions. It’s not their fault: The...
31 October 2012
1 Month Vs. 3 Month SIBOR: Which is Better?
When picking a home loan package that is pegged to the SIBOR, you will typically be offered a choice of different rate structures: 1 month SIBOR, 3 month SIBOR, etc....
30 October 2012
Investing in Physical Gold: Is It Worth the Cost?
Never discuss physical gold vs. gold funds without a first aid kit. Or an ambulance on standby. I asked about it once…I mean once as in a passing whisper of a...
29 October 2012
The Pros and Cons of Investing in Art
Noticed the global economy lately? Stocks are performing like horse drawn carriages in the Monaco Grand Prix. Investors are now looking for alternatives, and one of these is art. Since...
19 October 2012
The Difference Between SIBOR and SOR Based Home Loans in Singapore
If you’re looking for a home loan, you may have heard the terms SIBOR and SOR. Most home loans in Singapore are based on one of these two reference rates....
17 October 2012
No More Loan Subsidies for Singaporean Home Buyers: What are the Effects?
Hi there, home loan delivery. Here’s your mortgage package, with an extra serving of unnecessary difficulty. What’s that? You didn’t order extras? Well tough; eat it or stay homeless dude....
9 October 2012
5 Tips for Renting an Apartment in Singapore
Why do people keep e-mailing me about “a cheap place to rent” in Singapore? It almost doesn’t exist, okay? You’d have better luck finding professional surfers in Afghanistan. Down here...
5 October 2012
How to Spot En-Bloc Potential in Singapore
Are the pipes cracked and the paint peeling? Are the air vents choked with dead insects? Do the residents gaze at toxic waste sites with envy? Then you’re looking at...
18 September 2012
5 Essential Steps When Renting Out Your Singapore Property
Renting out your property is great. Facing a disgruntled customs officer, as he explains which part of your hollow wall your tenants hid their heroin in, is not-so-great. Nor is walking...
17 September 2012
5 Business Ideas to Avoid in Singapore
Run a business! Be your own boss! Then pay your own wages, wind up with a second mortgage, and go home every night wondering why death won’t just take you. I’m...
8 August 2012
Are You Ready to Buy a House in Singapore? 5 Signs of Readiness
In the property market, it’s taboo to tell a buyer to wait. The industry advice is to buy as soon as you have the money, as if houses were a...
6 August 2012
How to Negotiate When Buying Your Property
In every real estate negotiation, I’ve left sellers with tears in their eyes. Mainly from laughter, when I strip off my shirt and make crying, begging noises. That’s why I...
2 August 2012
How to Find a Side Income in Singapore
Side income is the holy grail of personal finance. It’s the one answer to every personal finance issue in existence. Can’t afford a house? Side income. Not happy with life?...
26 July 2012