5 Good Reasons to Get Mortgage Insurance
Mortgage Insurance
5 Good Reasons to Get Mortgage Insurance
A lot of Singaporeans decline mortgage insurance, and mostly because of the sales pitch. I mean, here you are taking on a lifetime debt, and they’re next to you whispering: “Bet you...
20 February 2012
3 Unusual Reasons to Get a Higher Property Valuation
Property
3 Unusual Reasons to Get a Higher Property Valuation
When I say some property buyers sometimes want higher valuations, people look at me like I just claimed to raise a dinosaur in my bath-tub. It confuses people: The valuation...
14 February 2012
Renovation Loans in Singapore: How They Work & How to Get One
Renovation Loans
Renovation Loans in Singapore: How They Work & How to Get One
If you made a diorama of my house, you’d get something like a Lego brick a cat chewed on. And the interior is worse; like the dungeon level of an...
13 February 2012
How to Get Good Tenants in Singapore
Property
How to Get Good Tenants in Singapore
When it comes to finding good tenants, Singapore is a step up…from hell. If there was a training video for landlords, it would be the last 30 minutes of The...
5 February 2012
5 Cheapest Ways to Enjoy Sentosa
Travel
5 Cheapest Ways to Enjoy Sentosa
Sentosa’s pricing is only acceptable to (1) maths deficient tweens with overpaid parents, and (2) tourists who forgot to pack their common sense. To the rest of us, everything’s more...
4 February 2012
How to Get a Home Loan on Bad Credit
Home Loans
How to Get a Home Loan on Bad Credit
Face it: If you were bankrupt before, or had a debt written off, your loan application is now entertainment (i.e. trashcan basketball in the bank office). Bad credit is a...
1 February 2012
How to Negotiate Your Rent in Singapore
Property
How to Negotiate Your Rent in Singapore
Imagine smuggling 10 live cobras in a bodily orifice. Now take that level of difficulty, push it forward, and you’ll know what it means to deal with local landlords. Negotiating...
29 January 2012
Shoebox Apartments in Singapore: 5 Reasons Not to Buy
Property
Shoebox Apartments in Singapore: 5 Reasons Not to Buy
The list of overrated things is pretty long in 2012. But up there with K-Pop and Donald Trump’s business sense, we ought to add shoebox apartments in Singapore. These stylish,...
17 January 2012
Used Cars in Singapore: Why They’re Worth Buying
Transportation
Used Cars in Singapore: Why They’re Worth Buying
The government is just as boggled as you are. With prices so high, how are Singaporeans still buying new cars? It’s seems like a third of our collective income is dedicated...
15 January 2012
MAS Customer Knowledge Assessment: What It Means to You
Invest
MAS Customer Knowledge Assessment: What It Means to You
The Monetary Authority of Singapore (MAS), apparently sick of complaint e-mails, has taken drastic steps. In traditional Singaporean manner, there is now a test for newbie investors. Because, you know,...
12 January 2012
5 Simple Ways to Save Money When Moving House in Singapore
Budgeting
5 Simple Ways to Save Money When Moving House in Singapore
The last time I moved house, I was stupid enough to find a random company off the Internet. Let’s just say that it was a real experience; comparable to sandpapering...
8 January 2012
5 Things to Do Immediately if You Get Retrenched
Career
5 Things to Do Immediately if You Get Retrenched
Retrenchment is like naked mud wrestling. While you can’t avoid humiliating exposure or eating dirt, you can at least win the match. It’s about making the best of a bad situation. Retrenchment...
7 January 2012
5 Simple Ways to Save on Parking in Singapore
Transportation
5 Simple Ways to Save on Parking in Singapore
Parking fees are bogus. Living space I understand…but paying for a space for your car? That’s as close as you’ll ever come to paying for nothing. Yep, thanks to parking lots,...
6 January 2012
Pay Cut for Singaporean Ministers: Why They’re Still Overpaid!
Opinion
Pay Cut for Singaporean Ministers: Why They’re Still Overpaid!
Prime Minister Lee Hsien Loong agreed to a Ministerial pay cut this week. Singapore’s political leaders, who are the highest paid in the world, are facing pay reductions of 37%...
5 January 2012
5 Easy Side Businesses You Can Run While Working
Career
5 Easy Side Businesses You Can Run While Working
With the economy deflating faster than my ego at a school reunion, I’ve been thinking about padding my income. That means a side business, and one that won’t get me...
1 January 2012
Owning a Prius in Singapore: The Pros and Cons
Transportation
Owning a Prius in Singapore: The Pros and Cons
The Toyota Prius is hybrid-electric car. Like most Singaporeans, my knowledge of it extends to: “Every time you drive it, a dead tree comes back to life. Or something.” The...
30 December 2011
Providing For Parents in Singapore: Can We Give Enough?
Opinion
Providing For Parents in Singapore: Can We Give Enough?
Ever since my family perished on Krypton, I’ve had a soft spot for elderly parents. They aren’t who they used to be, because apparently time sucks. And while most Singaporeans would...
28 December 2011
5 Great Christmas Gifts For Under $20
Shopping
5 Great Christmas Gifts For Under $20
Christmas is around the corner, and I’ve got about 200 presents to get. It’s my gift and my curse: everyone loves my presents. Except the police and fire department. But...
22 December 2011
Forex Trading: Pros and Cons
Invest
Forex Trading: Pros and Cons
Forex trading is like driving too fast without a seatbelt: intoxicating, sexy, and potentially lethal. It promises fast cash, a 24 hour market, and easy access. With brokers accepting lower...
17 December 2011
chauffeur service singapore
Transportation
Chauffeur Services in Singapore: Too Expensive?
Getting a cab in town requires a booking, with an added fee and a long wait, or supernatural powers. If you’re new in Singapore, you’ll also be confused; this might...
12 December 2011
How Much Do Hawkers Really Make?
Career
How Much Do Hawkers Really Make?
Yesterday I discovered two great perks of working for MoneySmart: First, I have a convenient excuse to annoy people with endlessly amusing (to me) questions. Second, it means not having...
2 December 2011
Car Repair in Singapore: Find the Right Mechanic
Transportation
Car Repair in Singapore: Find the Right Mechanic
They say finding a mechanic is like interviewing a job applicant. Which is a total load of horse dung. Job applicants don’t have a wrench clamped around your… carburettor. And what questions...
1 December 2011
Structured Deposits: Are They a Good Deal?
Invest
Structured Deposits: Are They a Good Deal?
Ever since the fall of Lehman Brothers, structured deposits have been the financial world’s equivalent of leprosy. If you’re selling them, no one even wants to inhale near you. But as of...
30 November 2011
7 Cheapskate Ways to Host a Bachelor Party for Under $500
Wedding
7 Cheapskate Ways to Host a Bachelor Party for Under $500
Before we get started, a warning: the following list, if properly adhered to, will result in (1) a good bachelor party, (2) you being branded a cheapskate for life, and...
28 November 2011
The Truth About Degree Holders
Career
The Truth About Degree Holders
It’s cool to diss education these days. Every other week, I find at least one tweet espousing the glory of ignorance. It’s bad advice. And hypocritically, it often comes from people...
18 November 2011