What Beginners Should Look For in an Annual Report or Prospectus
So you want to buy some shares, and you’ve decided to try reading an annual report or prospectus. I’m glad to hear it. This is a great way to expand...
27 September 2013
Costs to Consider When Buying a Used Car
Today, buying a new car in Singapore is as tough as trying to get into Pangaea Lounge dressed like Jeff “The Dude” Lebowski while trying to pay for entry by...
23 September 2013
Why You Need to Diversify Your Investments
The first mistake of first time investors is not diversifying. This is what happens when a newbie gets a “hot stock tip”, and then proceeds to pour ever last cent...
17 September 2013
The Three Types of Life Insurance Every Singaporean Should Understand
Last week my insurance agent sent me the most intense word game ever. It kept me occupied for three hours; then I realised it was the terms and conditions. Let’s...
2 September 2013
How Singapore’s Latest HDB Cooling Measures Affect You
Affordable housing is a big ticket issue right now. And when our government tackles a problem, they do it with a uniquely Singaporean slant: That is, the unshakeable conviction that...
29 August 2013
Why Your Home May Not Be As Protected As You Think
Before buying an HDB flat, condominium, or a landed property, you must purchase a fire insurance policy. Fortunately, basic fire insurance is cheap, with premiums as low as $1.80 for...
19 August 2013
Passive Investing: Why It Rocks When You’re Young
There’s investing, and then there’s trading. The latter’s fine if you’re in a rush, and have wadfuls of cash to burn. But if you’re young and still growing your income,...
15 August 2013
Malaysian Property: Is it a Better Investment? (2013)
Due to cooling measures and restrictions, local property investors have begun searching for alternatives. Some turn to stocks, others to gold. But one of the more popular options right now...
12 August 2013
Don’t Rent Out Your Flat Until You’ve Signed This
A middle-aged, well-dressed westerner drops by to view your flat. He immediately strikes you as an intelligent, well-mannered, and incredibly charming man. He makes you laugh with some witty jokes,...
1 August 2013
The Beginner’s Guide to Investment Products (Part 3: REITs & CPF Investments)
In our previous article, we delved into the world of Unit Funds and ETFs. In the final part of our 3-part guide to investment products, we look at REITs, which...
29 July 2013
The Beginner’s Guide to Investment Products (Part 2: Unit Funds and ETFs)
In the first part of our beginner’s guide, we explored the two fundamental investment products everyone should know about: Bonds and Shares. Now that we know the basics, let’s move...
15 July 2013
3 Reasons You Want to Use Visa PayWave
Yeah, I know what you’re thinking. “What the hell? Is MoneySmart being paid by Visa now?” And that wounds me, because (1) I have never made things up or told...
12 July 2013
The Beginner’s Guide to Investment Products (Part 1: Bonds and Shares)
Finance experts have a lot of special talents. Key among these are re-inventing words, and using them in a way that approximately zero English speakers will understand. You might be...
10 July 2013
5 Basic Things You Need to Know About Buying Malaysian Property
Singapore property’s an easy investment. If your orifices are big enough for all the diamonds and XTC pills you’re smuggling. Because how else could most of us afford it? With...
5 July 2013
MAS’ Latest Rules for Property Loans and How It Affects You
The Monetary Authority of Singapore (MAS) has just announced a new framework for all property loans granted by financial institutions to individuals. These new restrictions come into immediate effect on...
29 June 2013
Understanding Singapore’s COE System
Singapore has as much road space as Greece has optimism. Just check during rush hour: The roads degenerate into one giant parking lot. Kids stare out the car windows, and...
20 June 2013
5 Kinds of Credit Card Fraud that Happen in Singapore
Hah! Credit card fraud, that’s easy. All you need’s a store catalogue, a card skimmer, and a street corner. When someone walks past, whack them in the head with the...
19 June 2013
What Kind of Investor Are You?
Every investor has a system they swear by. I’ll tell you mine: It’s called winning by not losing. It’s even good for a whole bunch of things besides stocks (except...
7 June 2013
Surviving SERS: What You Need to Know (Part 2)
In the first part of “Surviving SERS,” we looked into the compensation options available to those of you affected by this redevelopment scheme (including our forgotten citizens – the singles)....
6 June 2013
5 Benefits that National Service Should Have (But Doesn’t)
We like to think compulsory National Service (NS) betters us. It teaches us responsibility, doubles our chest hair, and shows us how to add creative flair when swearing. But at...
3 June 2013
Why the Smart Money’s on Investors, not Savers
Saving money is good and all, but let me be frank here. When your financial strategy is on par with a chipmunk hoarding acorns, I don’t see wealth and comfortable...
29 May 2013
How to Earn $1,000 a Month by Running a Blogshop (Part 1)
Ah, blogshops! My favourite way of making money since 1992. “Uh, that’s a lie.” No it isn’t. I was stealing classmate’s diaries and hocking them for a buck twenty. Diary =...
23 May 2013
Down to 4 Cs: Why Country Clubs are Falling Out of the Picture
Country clubs are going the way of Chia pets. They’re awesome for a while; then we realize they’re pricey, need too much maintenance, and (after a few years) become as...
21 May 2013
3 Lifestyle Membership Cards That Help You To Save Money
Whether you’re a student with a part-time job or a professional climbing the corporate ladder, you work too damn hard to pay full price for your beverages, movies, meals, spa...
15 May 2013
Commercial vs. Residential Properties in Singapore (2013)
Since the last quarter of 2012, the residential property market has taken a pounding. Seven rounds of cooling measures have taken a toll, and even now, we are seeing a...
13 May 2013