Don’t Rent Out Your Flat Until You’ve Signed This
A middle-aged, well-dressed westerner drops by to view your flat. He immediately strikes you as an intelligent, well-mannered, and incredibly charming man. He makes you laugh with some witty jokes,...
1 August 2013
The Beginner’s Guide to Investment Products (Part 3: REITs & CPF Investments)
In our previous article, we delved into the world of Unit Funds and ETFs. In the final part of our 3-part guide to investment products, we look at REITs, which...
29 July 2013
The Beginner’s Guide to Investment Products (Part 2: Unit Funds and ETFs)
In the first part of our beginner’s guide, we explored the two fundamental investment products everyone should know about: Bonds and Shares. Now that we know the basics, let’s move...
15 July 2013
3 Reasons You Want to Use Visa PayWave
Yeah, I know what you’re thinking. “What the hell? Is MoneySmart being paid by Visa now?” And that wounds me, because (1) I have never made things up or told...
12 July 2013
The Beginner’s Guide to Investment Products (Part 1: Bonds and Shares)
Finance experts have a lot of special talents. Key among these are re-inventing words, and using them in a way that approximately zero English speakers will understand. You might be...
10 July 2013
5 Basic Things You Need to Know About Buying Malaysian Property
Singapore property’s an easy investment. If your orifices are big enough for all the diamonds and XTC pills you’re smuggling. Because how else could most of us afford it? With...
5 July 2013
MAS’ Latest Rules for Property Loans and How It Affects You
The Monetary Authority of Singapore (MAS) has just announced a new framework for all property loans granted by financial institutions to individuals. These new restrictions come into immediate effect on...
29 June 2013
Understanding Singapore’s COE System
Singapore has as much road space as Greece has optimism. Just check during rush hour: The roads degenerate into one giant parking lot. Kids stare out the car windows, and...
20 June 2013
5 Kinds of Credit Card Fraud that Happen in Singapore
Hah! Credit card fraud, that’s easy. All you need’s a store catalogue, a card skimmer, and a street corner. When someone walks past, whack them in the head with the...
19 June 2013
What Kind of Investor Are You?
Every investor has a system they swear by. I’ll tell you mine: It’s called winning by not losing. It’s even good for a whole bunch of things besides stocks (except...
7 June 2013
Surviving SERS: What You Need to Know (Part 2)
In the first part of “Surviving SERS,” we looked into the compensation options available to those of you affected by this redevelopment scheme (including our forgotten citizens – the singles)....
6 June 2013
5 Benefits that National Service Should Have (But Doesn’t)
We like to think compulsory National Service (NS) betters us. It teaches us responsibility, doubles our chest hair, and shows us how to add creative flair when swearing. But at...
3 June 2013
Why the Smart Money’s on Investors, not Savers
Saving money is good and all, but let me be frank here. When your financial strategy is on par with a chipmunk hoarding acorns, I don’t see wealth and comfortable...
29 May 2013
How to Earn $1,000 a Month by Running a Blogshop (Part 1)
Ah, blogshops! My favourite way of making money since 1992. “Uh, that’s a lie.” No it isn’t. I was stealing classmate’s diaries and hocking them for a buck twenty. Diary =...
23 May 2013
Down to 4 Cs: Why Country Clubs are Falling Out of the Picture
Country clubs are going the way of Chia pets. They’re awesome for a while; then we realize they’re pricey, need too much maintenance, and (after a few years) become as...
21 May 2013
3 Lifestyle Membership Cards That Help You To Save Money
Whether you’re a student with a part-time job or a professional climbing the corporate ladder, you work too damn hard to pay full price for your beverages, movies, meals, spa...
15 May 2013
Commercial vs. Residential Properties in Singapore (2013)
Since the last quarter of 2012, the residential property market has taken a pounding. Seven rounds of cooling measures have taken a toll, and even now, we are seeing a...
13 May 2013
No Discount: The Average Cost of Raising a Child (in Singapore)
In my day, children were raised on sunshine, sports, and pure grit. The only “play station” was a clearing where the musangs were less likely to gnaw your face off. And...
6 May 2013
Income Inequality in Singapore: Our Annual Peek (2013)
Income inequality measures how much richer the rich are, compared to the poor. It’s a polite term economists created, to replace: “Here’s how far the poor are from ramming sharp...
1 May 2013
HDB Loses $1 Billion a Year, and Why You Shouldn’t Care
Some Singaporeans asked that land costs be excluded from HDB pricing. The answer to this was a stern no. Too much social welfare, as we all know, leads to laziness, communism, and Satan...
30 April 2013
Is Childcare Affordable in Singapore?
Historically, the most affordable childcare system comes from Sparta. They just left the toddler out for the night, and if he didn’t get eaten by wolves, he was probably prepared for anything....
26 April 2013
5 Important Tips When Getting Personal Loans in Singapore
There are two times in Singapore when the cost of living gets high. According to expert financial analyses, those times are “today” and “tomorrow”. And now the sheer number of...
9 April 2013
Top 10 Well Paying Jobs in Singapore in 2013 (That You Might Be Able to Do)
When you step out of university you’re probably young, driven, and full of passion. Ready to do a job that changes lives. Ready to be someone who matters, damn it....
29 March 2013
Key Expenses That Medisave Should Cover (But Doesn’t)
Have you ever had a migraine, then struggled to pry the top off a child-proof bottle of aspirin? Yeah, what you need is right in front of you, but you...
27 March 2013
The 7 Highest Paid Political Leaders in the World (2013)
When it comes to politics, pay’s a difficult issue. Sure, the current leader may be expensive, but consider the alternative: All it takes is one under-qualified choice, and the economy’s...
21 March 2013