5 Places Where Drinks Are So Cheap, It’s a Problem
Dining
5 Places Where Drinks Are So Cheap, It’s a Problem
Life in Singapore is stressful, so there’s many occasions when I need to get plastered, even on a tight budget (e.g. stressful deadlines, impossible clients, days ending in the letter...
3 December 2013
SingTel Expects Soccer Fans To Pay More To Watch The Same Damn Thing
Opinion
SingTel Expects Soccer Fans To Pay More To Watch The Same Damn Thing
Let’s face it. No one watches any other channel on mioTV apart from the soccer channel. Back in the day when we all had no choice but to sign up...
2 December 2013
Top 3 Credit Cards That Give Free Travel Insurance
Credit Cards
Top 3 Credit Cards That Give Free Travel Insurance
After months of working like a slave, rowing an oar in that galley you call a “workplace,” you’re finally ready to have your chains removed (temporarily) for a well-deserved holiday!...
29 November 2013
Why Do You Keep Letting Yourself Get Ripped Off by Insurance?
Life Insurance
Why Do You Keep Letting Yourself Get Ripped Off by Insurance?
These days, a lot of insurance agents are called financial advisors. You will note that “financial advisor” sounds nothing like “salesman”, despite that being what they actually are. When the...
26 November 2013
3 Painful Home Loan Mistakes to Avoid
Home Loans
3 Painful Home Loan Mistakes to Avoid
How can taking out a home loan possibly be any more painful that it is now? Thanks to MAS property financing regulations and stricter limits on borrowing, the home loan...
19 November 2013
How to Rent Out or Sell Haunted Property
Property
How to Rent Out or Sell Haunted Property
So your last tenant left gibbering about shadows and voices, before they carted him to the asylum. And at least three prospective buyers have turned religious while trying to view...
1 November 2013
What Beginners Should Look For in an Annual Report or Prospectus
Invest
What Beginners Should Look For in an Annual Report or Prospectus
So you want to buy some shares, and you’ve decided to try reading an annual report or prospectus. I’m glad to hear it. This is a great way to expand...
27 September 2013
used car singapore
Car Loans
Costs to Consider When Buying a Used Car
Today, buying a new car in Singapore is as tough as trying to get into Pangaea Lounge dressed like Jeff “The Dude” Lebowski while trying to pay for entry by...
23 September 2013
Why You Need to Diversify Your Investments
Invest
Why You Need to Diversify Your Investments
The first mistake of first time investors is not diversifying. This is what happens when a newbie gets a “hot stock tip”, and then proceeds to pour ever last cent...
17 September 2013
The Three Types of Life Insurance Every Singaporean Should Understand
Life Insurance
The Three Types of Life Insurance Every Singaporean Should Understand
Last week my insurance agent sent me the most intense word game ever. It kept me occupied for three hours; then I realised it was the terms and conditions. Let’s...
2 September 2013
How Singapore’s Latest HDB Cooling Measures Affect You
Property
How Singapore’s Latest HDB Cooling Measures Affect You
Affordable housing is a big ticket issue right now. And when our government tackles a problem, they do it with a uniquely Singaporean slant: That is, the unshakeable conviction that...
29 August 2013
Why Your Home May Not Be As Protected As You Think
Home Insurance
Why Your Home May Not Be As Protected As You Think
Before buying an HDB flat, condominium, or a landed property, you must purchase a fire insurance policy. Fortunately, basic fire insurance is cheap, with premiums as low as $1.80 for...
19 August 2013
Passive Investing: Why It Rocks When You’re Young
Invest
Passive Investing: Why It Rocks When You’re Young
There’s investing, and then there’s trading. The latter’s fine if you’re in a rush, and have wadfuls of cash to burn. But if you’re young and still growing your income,...
15 August 2013
Malaysian Property: Is it a Better Investment? (2013)
Property
Malaysian Property: Is it a Better Investment? (2013)
Due to cooling measures and restrictions, local property investors have begun searching for alternatives. Some turn to stocks, others to gold. But one of the more popular options right now...
12 August 2013
Don’t Rent Out Your Flat Until You’ve Signed This
Property
Don’t Rent Out Your Flat Until You’ve Signed This
A middle-aged, well-dressed westerner drops by to view your flat. He immediately strikes you as an intelligent, well-mannered, and incredibly charming man. He makes you laugh with some witty jokes,...
1 August 2013
The Beginner’s Guide to Investment Products (Part 3: REITs & CPF Investments)
Invest
The Beginner’s Guide to Investment Products (Part 3: REITs & CPF Investments)
In our previous article, we delved into the world of Unit Funds and ETFs. In the final part of our 3-part guide to investment products, we look at REITs, which...
29 July 2013
The Beginner’s Guide to Investment Products (Part 2: Unit Funds and ETFs)
Invest
The Beginner’s Guide to Investment Products (Part 2: Unit Funds and ETFs)
In the first part of our beginner’s guide, we explored the two fundamental investment products everyone should know about: Bonds and Shares. Now that we know the basics, let’s move...
15 July 2013
3 Reasons You Want to Use Visa PayWave
Credit Cards
3 Reasons You Want to Use Visa PayWave
Yeah, I know what you’re thinking. “What the hell? Is MoneySmart being paid by Visa now?” And that wounds me, because (1) I have never made things up or told...
12 July 2013
The Beginner’s Guide to Investment Products (Part 1: Bonds and Shares)
Invest
The Beginner’s Guide to Investment Products (Part 1: Bonds and Shares)
Finance experts have a lot of special talents. Key among these are re-inventing words, and using them in a way that approximately zero English speakers will understand. You might be...
10 July 2013
5 Basic Things You Need to Know About Buying Malaysian Property
Invest
5 Basic Things You Need to Know About Buying Malaysian Property
Singapore property’s an easy investment. If your orifices are big enough for all the diamonds and XTC pills you’re smuggling. Because how else could most of us afford it? With...
5 July 2013
MAS’ Latest Rules for Property Loans and How It Affects You
Home Loans
MAS’ Latest Rules for Property Loans and How It Affects You
The Monetary Authority of Singapore (MAS) has just announced a new framework for all property loans granted by financial institutions to individuals. These new restrictions come into immediate effect on...
29 June 2013
Understanding Singapore’s COE System
Transportation
Understanding Singapore’s COE System
Singapore has as much road space as Greece has optimism. Just check during rush hour: The roads degenerate into one giant parking lot. Kids stare out the car windows, and...
20 June 2013
5 Kinds of Credit Card Fraud that Happen in Singapore
Credit Cards
5 Kinds of Credit Card Fraud that Happen in Singapore
Hah! Credit card fraud, that’s easy. All you need’s a store catalogue, a card skimmer, and a street corner. When someone walks past, whack them in the head with the...
19 June 2013
What Kind of Investor Are You?
Invest
What Kind of Investor Are You?
Every investor has a system they swear by. I’ll tell you mine: It’s called winning by not losing. It’s even good for a whole bunch of things besides stocks (except...
7 June 2013
Surviving SERS: What You Need to Know (Part 2)
Property
Surviving SERS: What You Need to Know (Part 2)
In the first part of “Surviving SERS,” we looked into the compensation options available to those of you affected by this redevelopment scheme (including our forgotten citizens – the singles)....
6 June 2013