Home Loan Refinancing: Have MAS Rulings Confused Some Banks?
Home Loans
Home Loan Refinancing: Have MAS Rulings Confused Some Banks?
If you’ve just tried to refinance your home loan, you may be feeling confused. Different banks may have given different answers to your refinancing questions. It’s not their fault: The...
31 October 2012
margin call home loan singapore
Home Loans
1 Month Vs. 3 Month SIBOR: Which is Better?
When picking a home loan package that is pegged to the SIBOR, you will typically be offered a choice of different rate structures: 1 month SIBOR, 3 month SIBOR, etc....
30 October 2012
Investing in Physical Gold: Is It Worth the Cost?
Invest
Investing in Physical Gold: Is It Worth the Cost?
Never discuss physical gold vs. gold funds without a first aid kit. Or an ambulance on standby. I asked about it once…I mean once as in a passing whisper of a...
29 October 2012
The Pros and Cons of Investing in Art
Invest
The Pros and Cons of Investing in Art
Noticed the global economy lately? Stocks are performing like horse drawn carriages in the Monaco Grand Prix. Investors are now looking for alternatives, and one of these is art. Since...
19 October 2012
The Difference Between SIBOR and SOR Based Home Loans in Singapore
Home Loans
The Difference Between SIBOR and SOR Based Home Loans in Singapore
If you’re looking for a home loan, you may have heard the terms SIBOR and SOR. Most home loans in Singapore are based on one of these two reference rates....
17 October 2012
No More Loan Subsidies for Singaporean Home Buyers: What are the Effects?
Home Loans
No More Loan Subsidies for Singaporean Home Buyers: What are the Effects?
Hi there, home loan delivery. Here’s your mortgage package, with an extra serving of unnecessary difficulty. What’s that? You didn’t order extras? Well tough; eat it or stay homeless dude....
9 October 2012
5 Tips for Renting an Apartment in Singapore
Property
5 Tips for Renting an Apartment in Singapore
Why do people keep e-mailing me about “a cheap place to rent” in Singapore? It almost doesn’t exist, okay? You’d have better luck finding professional surfers in Afghanistan. Down here...
5 October 2012
How to Spot En-Bloc Potential in Singapore
Property
How to Spot En-Bloc Potential in Singapore
Are the pipes cracked and the paint peeling? Are the air vents choked with dead insects? Do the residents gaze at toxic waste sites with envy? Then you’re looking at...
18 September 2012
5 Essential Steps When Renting Out Your Singapore Property
Property
5 Essential Steps When Renting Out Your Singapore Property
Renting out your property is great. Facing a disgruntled customs officer, as he explains which part of your hollow wall your tenants hid their heroin in, is not-so-great. Nor is walking...
17 September 2012
5 Business Ideas to Avoid in Singapore
Career
5 Business Ideas to Avoid in Singapore
Run a business! Be your own boss! Then pay your own wages, wind up with a second mortgage, and go home every night wondering why death won’t just take you. I’m...
8 August 2012
Are You Ready to Buy a House in Singapore? 5 Signs of Readiness
Property
Are You Ready to Buy a House in Singapore? 5 Signs of Readiness
In the property market, it’s taboo to tell a buyer to wait. The industry advice is to buy as soon as you have the money, as if houses were a...
6 August 2012
How to Negotiate When Buying Your Property
Property
How to Negotiate When Buying Your Property
In every real estate negotiation, I’ve left  sellers with tears in their eyes. Mainly from laughter, when I strip off my shirt and make crying, begging noises.  That’s why I...
2 August 2012
How to Find a Side Income in Singapore
Budgeting
How to Find a Side Income in Singapore
Side income is the holy grail of personal finance. It’s the one answer to every personal finance issue in existence. Can’t afford a house? Side income. Not happy with life?...
26 July 2012
5 Renovation Mistakes That Can Cost You Money
Property
5 Renovation Mistakes That Can Cost You Money
Every so often, you’ll meet a designer who’s convinced style and common sense don’t get along. That their art’s a left brain / right brain conflict, which should excuse their resulting no brain renovation....
19 July 2012
How to Successfully Flip a House in Singapore
Property
How to Successfully Flip a House in Singapore
Back in ’07, house flipping was the express train to Moneyville. Stock brokers were flipping houses. Pensioners were flipping houses. My dog groomer, whose property knowledge doesn’t extend beyond 72...
12 July 2012
AIA Being Sued: 3 Lessons About S’pore Insurance
Life Insurance
AIA Being Sued: 3 Lessons About S’pore Insurance
Someone get a medal, because a local citizen’s found the heart to take AIA to court. She’s got my full support, which is nothing to sneeze at…assuming the judge’s decision...
27 June 2012
Em’ceeing A Lot of Money: Side Income for Hosting
Career
Em’ceeing A Lot of Money: Side Income for Hosting
Have you got a magnetic personality? Can you speak well in public? Do you empathize with the man on the street? Yes? Then you’re clearly not one of our MPs....
22 June 2012
5 Safety Tips for Singaporean Gamblers
Entertainment
5 Safety Tips for Singaporean Gamblers
Early disclaimer: Gambling is stupid. Don’t do it. But who am I kidding? Some of you are going to lose your money on a dice roll anyway. I mean, heaven forbid...
29 May 2012
4 Well-Paying Jobs That Don’t Require Degrees (In Singapore)
Career
4 Well-Paying Jobs That Don’t Require Degrees (In Singapore)
University is only about wild parties if you (1) have a big trust fund, and (2) are waiting to take CEO position in the family business. If you don’t have...
28 May 2012
Buying Singapore Property? Don’t Get Trapped by a Law Firm!
Home Loans
Buying Singapore Property? Don’t Get Trapped by a Law Firm!
You know about the legal issues when buying property? Sure you don’t. If you’re like anyone else, you accepted the first what’s-his-face & Partners the banker pointed at. Or maybe your...
21 May 2012
How to Explain Missed Deadlines at Work
Career
How to Explain Missed Deadlines at Work
I am the world expert on this subject. The last time I explained a missed deadline, my boss’s face went slack in awe. Then he wrote it down, sent it...
4 May 2012
7 Job Interview Questions You Need to Ask (In Singapore)
Career
7 Job Interview Questions You Need to Ask (In Singapore)
Singaporeans are competitive. Even our job interviews are like Quake 3 death matches. Forget about “negotiating to find the right fit” or any of that pansy stuff. A job interview...
29 April 2012
The Best Time to Change Your Car in Singapore
Transportation
The Best Time to Change Your Car in Singapore
If you’re like me, you only change cars once the traffic police stop you. Then the cop who pulls me over makes choking noises, while deciding to laugh or cry....
27 April 2012
Oops, The Economy Broke: Reasons for Singapore’s Inflation Scare
Opinion
Oops, The Economy Broke: Reasons for Singapore’s Inflation Scare
Did you have breakfast this morning? I sure as hell didn’t. Or rather I did, but then I read the news and upchucked four hot cakes from sheer shock. The...
25 April 2012
5 Steps to Justify Your Pay Raise
Career
5 Steps to Justify Your Pay Raise
So you asked for a pay raise, and your boss asked you to justify it. And then you ripped off your shirt, pounded your chest, and threatened him to sudden-death,...
22 April 2012