If you want to commute in Singapore without feeling like you’re desperately trying to hop onto the last lifeboat leaving the Titanic every morning (ah, nothing like rush hour on...

Welcome to 2014, the year of rising costs! Not only has the New Year started off with a public transportation rate hike of 3.2%, but inflation is expected to hover around...

Rejection is one of the worst feelings in the world, especially when you dedicate yourself to accomplishing one of your dreams. You might be working up the courage to ask...

You can always tell when the PSLE or “O” Levels come around. People involved look haggard, and if you gave them a syringe they’d start mainlining coffee and chicken essence....

I’ve seen what happens to old houses and flats. It’s like that documentary, Life After People, with the added misfortune that you’re around to see it. Take my buddy Aaron for...

The minimum wage is an issue that just won’t die in Singapore, even though MPs have “killed” the issue on numerous occasions by raving about how great Workfare is for...

With inflation continuing to rise along with the cost of housing and private transportation, there are genuine concerns about the affordability of life in Singapore now and in the future....

I don’t know about you, but whenever someone reminds me constantly about things I already know – I get a little annoyed. But when the government reminds me to pay...

At MoneySmart, we’re all about providing you with an independent and humorous view of personal finance with one goal in mind – to save you money. So let me start...

Life in Singapore is stressful, so there’s many occasions when I need to get plastered, even on a tight budget (e.g. stressful deadlines, impossible clients, days ending in the letter...

Let’s face it. No one watches any other channel on mioTV apart from the soccer channel. Back in the day when we all had no choice but to sign up...

After months of working like a slave, rowing an oar in that galley you call a “workplace,” you’re finally ready to have your chains removed (temporarily) for a well-deserved holiday!...

These days, a lot of insurance agents are called financial advisors. You will note that “financial advisor” sounds nothing like “salesman”, despite that being what they actually are. When the...

How can taking out a home loan possibly be any more painful that it is now? Thanks to MAS property financing regulations and stricter limits on borrowing, the home loan...

So your last tenant left gibbering about shadows and voices, before they carted him to the asylum. And at least three prospective buyers have turned religious while trying to view...

So you want to buy some shares, and you’ve decided to try reading an annual report or prospectus. I’m glad to hear it. This is a great way to expand...

Today, buying a new car in Singapore is as tough as trying to get into Pangaea Lounge dressed like Jeff “The Dude” Lebowski while trying to pay for entry by...

The first mistake of first time investors is not diversifying. This is what happens when a newbie gets a “hot stock tip”, and then proceeds to pour ever last cent...

Last week my insurance agent sent me the most intense word game ever. It kept me occupied for three hours; then I realised it was the terms and conditions. Let’s...

Affordable housing is a big ticket issue right now. And when our government tackles a problem, they do it with a uniquely Singaporean slant: That is, the unshakeable conviction that...

Before buying an HDB flat, condominium, or a landed property, you must purchase a fire insurance policy. Fortunately, basic fire insurance is cheap, with premiums as low as $1.80 for...

There’s investing, and then there’s trading. The latter’s fine if you’re in a rush, and have wadfuls of cash to burn. But if you’re young and still growing your income,...

Due to cooling measures and restrictions, local property investors have begun searching for alternatives. Some turn to stocks, others to gold. But one of the more popular options right now...

A middle-aged, well-dressed westerner drops by to view your flat. He immediately strikes you as an intelligent, well-mannered, and incredibly charming man. He makes you laugh with some witty jokes,...

In our previous article, we delved into the world of Unit Funds and ETFs. In the final part of our 3-part guide to investment products, we look at REITs, which...