
Transportation
3 Most Surprisingly Fuel Efficient (and Inefficient) Cars in Singapore
If you want to commute in Singapore without feeling like you’re desperately trying to hop onto the last lifeboat leaving the Titanic every morning (ah, nothing like rush hour on...
3 February 2014

Budgeting
4 Ways You Can Slash More Than 50% Off Your Electricity Bill
Welcome to 2014, the year of rising costs! Not only has the New Year started off with a public transportation rate hike of 3.2%, but inflation is expected to hover around...
29 January 2014

Home Loans
3 Reasons Why Banks Are Rejecting Your Home Loan
Rejection is one of the worst feelings in the world, especially when you dedicate yourself to accomplishing one of your dreams. You might be working up the courage to ask...
28 January 2014

Education
Hiring Tutors in Singapore: How Much is Too Much?
You can always tell when the PSLE or “O” Levels come around. People involved look haggard, and if you gave them a syringe they’d start mainlining coffee and chicken essence....
11 January 2014

Property
Renovate Your Home, Not Your Wallet: 5 Essential Tips!
I’ve seen what happens to old houses and flats. It’s like that documentary, Life After People, with the added misfortune that you’re around to see it. Take my buddy Aaron for...
10 January 2014

Opinion
Why The Fight For Minimum Wage in Singapore is Pointless
The minimum wage is an issue that just won’t die in Singapore, even though MPs have “killed” the issue on numerous occasions by raving about how great Workfare is for...
17 December 2013

Entertainment
Think Surviving on $5 a Day is Easy? This Guy Will Show You Otherwise
With inflation continuing to rise along with the cost of housing and private transportation, there are genuine concerns about the affordability of life in Singapore now and in the future....
13 December 2013

Travel
Sneaky Tactics to Avoid Paying GST For Your Overseas Purchases
I don’t know about you, but whenever someone reminds me constantly about things I already know – I get a little annoyed. But when the government reminds me to pay...
5 December 2013

Dining
5 of Singapore’s Most Ridiculously Expensive Restaurants
At MoneySmart, we’re all about providing you with an independent and humorous view of personal finance with one goal in mind – to save you money. So let me start...
4 December 2013

Dining
5 Places Where Drinks Are So Cheap, It’s a Problem
Life in Singapore is stressful, so there’s many occasions when I need to get plastered, even on a tight budget (e.g. stressful deadlines, impossible clients, days ending in the letter...
3 December 2013

Opinion
SingTel Expects Soccer Fans To Pay More To Watch The Same Damn Thing
Let’s face it. No one watches any other channel on mioTV apart from the soccer channel. Back in the day when we all had no choice but to sign up...
2 December 2013

Credit Cards
Top 3 Credit Cards That Give Free Travel Insurance
After months of working like a slave, rowing an oar in that galley you call a “workplace,” you’re finally ready to have your chains removed (temporarily) for a well-deserved holiday!...
29 November 2013

Life Insurance
Why Do You Keep Letting Yourself Get Ripped Off by Insurance?
These days, a lot of insurance agents are called financial advisors. You will note that “financial advisor” sounds nothing like “salesman”, despite that being what they actually are. When the...
26 November 2013

Home Loans
3 Painful Home Loan Mistakes to Avoid
How can taking out a home loan possibly be any more painful that it is now? Thanks to MAS property financing regulations and stricter limits on borrowing, the home loan...
19 November 2013

Property
How to Rent Out or Sell Haunted Property
So your last tenant left gibbering about shadows and voices, before they carted him to the asylum. And at least three prospective buyers have turned religious while trying to view...
1 November 2013

Invest
What Beginners Should Look For in an Annual Report or Prospectus
So you want to buy some shares, and you’ve decided to try reading an annual report or prospectus. I’m glad to hear it. This is a great way to expand...
27 September 2013

Car Loans
Costs to Consider When Buying a Used Car
Today, buying a new car in Singapore is as tough as trying to get into Pangaea Lounge dressed like Jeff “The Dude” Lebowski while trying to pay for entry by...
23 September 2013

Invest
Why You Need to Diversify Your Investments
The first mistake of first time investors is not diversifying. This is what happens when a newbie gets a “hot stock tip”, and then proceeds to pour ever last cent...
17 September 2013

Life Insurance
The Three Types of Life Insurance Every Singaporean Should Understand
Last week my insurance agent sent me the most intense word game ever. It kept me occupied for three hours; then I realised it was the terms and conditions. Let’s...
2 September 2013

Property
How Singapore’s Latest HDB Cooling Measures Affect You
Affordable housing is a big ticket issue right now. And when our government tackles a problem, they do it with a uniquely Singaporean slant: That is, the unshakeable conviction that...
29 August 2013

Home Insurance
Why Your Home May Not Be As Protected As You Think
Before buying an HDB flat, condominium, or a landed property, you must purchase a fire insurance policy. Fortunately, basic fire insurance is cheap, with premiums as low as $1.80 for...
19 August 2013

Invest
Passive Investing: Why It Rocks When You’re Young
There’s investing, and then there’s trading. The latter’s fine if you’re in a rush, and have wadfuls of cash to burn. But if you’re young and still growing your income,...
15 August 2013

Property
Malaysian Property: Is it a Better Investment? (2013)
Due to cooling measures and restrictions, local property investors have begun searching for alternatives. Some turn to stocks, others to gold. But one of the more popular options right now...
12 August 2013

Property
Don’t Rent Out Your Flat Until You’ve Signed This
A middle-aged, well-dressed westerner drops by to view your flat. He immediately strikes you as an intelligent, well-mannered, and incredibly charming man. He makes you laugh with some witty jokes,...
1 August 2013

Invest
The Beginner’s Guide to Investment Products (Part 3: REITs & CPF Investments)
In our previous article, we delved into the world of Unit Funds and ETFs. In the final part of our 3-part guide to investment products, we look at REITs, which...
29 July 2013