Going On Holiday Soon? Here Are the Best Ways to Purchase Foreign Currency
Travel
Going On Holiday Soon? Here Are the Best Ways to Purchase Foreign Currency
When I talk about buying currency, I’m not talking about Forex. As fun as it sounds to write 5,000 words on a process that’s about as complex and dangerous as having...
27 March 2014
Does Factoring the Price Per Square Foot (PSF) Really Matter When Buying Property?
Property
Does Factoring the Price Per Square Foot (PSF) Really Matter When Buying Property?
When it comes to buying property, size always matters. After all, property isn’t exactly something you can “return” if you decide a few months later that it isn’t spacious enough....
13 March 2014
You Now Have The Right To Complain – Singapore Ranked the World’s Most Expensive City
Opinion
You Now Have The Right To Complain – Singapore Ranked the World’s Most Expensive City
In Singapore, we do whatever it takes to be the first in everything. It doesn’t matter if we have to drive like Mad Max just to beat the car in...
4 March 2014
SingTel Wants To Charge You For WhatsApp? Screw That. Here Are 3 Alternatives
Opinion
SingTel Wants To Charge You For WhatsApp? Screw That. Here Are 3 Alternatives
It would appear that Mark Zuckerberg may have gotten more than he bargained for when he bought WhatsApp for $16b billion. After a series of unfortunate incidents, there’s a new...
27 February 2014
5 Cheap and Good Places to Get Your Sushi Fix in Singapore
Dining
5 Cheap and Good Places to Get Your Sushi Fix in Singapore
Ah, sushi! The one delicacy I can eat endlessly without feeling like I’m a deep breath away from an Aliens-like “chest bursting” experience. Of course, sushi isn’t exactly the cheapest...
24 February 2014
MoneySmart Budget 2014 Recap: The Winners and Losers
Opinion
MoneySmart Budget 2014 Recap: The Winners and Losers
So, were you sitting in front of your 42-inch flat screen television with a bag of popcorn to watch the Singapore 2014 Budget speech? *crickets chirping* Hmmm… didn’t think so.
22 February 2014
An Ex-CPF Employee Exposes the 3 Biggest Complaints Singaporeans Have About Their CPF Accounts
Opinion
An Ex-CPF Employee Exposes the 3 Biggest Complaints Singaporeans Have About Their CPF Accounts
Few questions divide Singaporeans as much as this one – What is CPF used for? As you process your own answer to that question, chances are the words “retirement,” “housing,”...
10 February 2014
Think Your Singapore Citizenship is Sacred? Guess Again – It Can Be Bought, Like Many Others
Opinion
Think Your Singapore Citizenship is Sacred? Guess Again – It Can Be Bought, Like Many Others
Can you really put a price on citizenship? A few years ago, I would have laughed at such a question. Maybe that’s because I view citizenship as one of the...
7 February 2014
Who Would Have Thought Buying a Watch Could Be an Inflation-Beating Investment?
Invest
Who Would Have Thought Buying a Watch Could Be an Inflation-Beating Investment?
You’ve probably heard the saying “time is money” at least a hundred times right? Maybe your boss has used it as a verbal “whip” to get you slaving working harder....
5 February 2014
Is Singapore’s Healthcare System Better Than Other Countries?
Healthcare
Is Singapore’s Healthcare System Better Than Other Countries?
Whether you believe it or not, Singapore’s healthcare system is not only one of the best in the world statistically, but it’s also envied worldwide for its efficiency and low cost....
4 February 2014
3 Most Surprisingly Fuel Efficient (and Inefficient) Cars in Singapore
Transportation
3 Most Surprisingly Fuel Efficient (and Inefficient) Cars in Singapore
If you want to commute in Singapore without feeling like you’re desperately trying to hop onto the last lifeboat leaving the Titanic every morning (ah, nothing like rush hour on...
3 February 2014
4 Ways You Can Slash More Than 50% Off Your Electricity Bill
Budgeting
4 Ways You Can Slash More Than 50% Off Your Electricity Bill
Welcome to 2014, the year of rising costs! Not only has the New Year started off with a public transportation rate hike of 3.2%, but inflation is expected to hover around...
29 January 2014
3 Reasons Why Banks Are Rejecting Your Home Loan
Home Loans
3 Reasons Why Banks Are Rejecting Your Home Loan
Rejection is one of the worst feelings in the world, especially when you dedicate yourself to accomplishing one of your dreams. You might be working up the courage to ask...
28 January 2014
Hiring Tutors in Singapore: How Much is Too Much?
Education
Hiring Tutors in Singapore: How Much is Too Much?
You can always tell when the PSLE or “O” Levels come around. People involved look haggard, and if you gave them a syringe they’d start mainlining coffee and chicken essence....
11 January 2014
Renovate Your Home, Not Your Wallet: 5 Essential Tips!
Property
Renovate Your Home, Not Your Wallet: 5 Essential Tips!
I’ve seen what happens to old houses and flats. It’s like that documentary, Life After People, with the added misfortune that you’re around to see it. Take my buddy Aaron for...
10 January 2014
Why The Fight For Minimum Wage in Singapore is Pointless
Opinion
Why The Fight For Minimum Wage in Singapore is Pointless
The minimum wage is an issue that just won’t die in Singapore, even though MPs have “killed” the issue on numerous occasions by raving about how great Workfare is for...
17 December 2013
Think Surviving on $5 a Day is Easy? This Guy Will Show You Otherwise
Entertainment
Think Surviving on $5 a Day is Easy? This Guy Will Show You Otherwise
With inflation continuing to rise along with the cost of housing and private transportation, there are genuine concerns about the affordability of life in Singapore now and in the future....
13 December 2013
Sneaky Tactics to Avoid Paying GST For Your Overseas Purchases
Travel
Sneaky Tactics to Avoid Paying GST For Your Overseas Purchases
I don’t know about you, but whenever someone reminds me constantly about things I already know – I get a little annoyed. But when the government reminds me to pay...
5 December 2013
5 of Singapore’s Most Ridiculously Expensive Restaurants
Dining
5 of Singapore’s Most Ridiculously Expensive Restaurants
At MoneySmart, we’re all about providing you with an independent and humorous view of personal finance with one goal in mind – to save you money. So let me start...
4 December 2013
5 Places Where Drinks Are So Cheap, It’s a Problem
Dining
5 Places Where Drinks Are So Cheap, It’s a Problem
Life in Singapore is stressful, so there’s many occasions when I need to get plastered, even on a tight budget (e.g. stressful deadlines, impossible clients, days ending in the letter...
3 December 2013
SingTel Expects Soccer Fans To Pay More To Watch The Same Damn Thing
Opinion
SingTel Expects Soccer Fans To Pay More To Watch The Same Damn Thing
Let’s face it. No one watches any other channel on mioTV apart from the soccer channel. Back in the day when we all had no choice but to sign up...
2 December 2013
Top 3 Credit Cards That Give Free Travel Insurance
Credit Cards
Top 3 Credit Cards That Give Free Travel Insurance
After months of working like a slave, rowing an oar in that galley you call a “workplace,” you’re finally ready to have your chains removed (temporarily) for a well-deserved holiday!...
29 November 2013
Why Do You Keep Letting Yourself Get Ripped Off by Insurance?
Life Insurance
Why Do You Keep Letting Yourself Get Ripped Off by Insurance?
These days, a lot of insurance agents are called financial advisors. You will note that “financial advisor” sounds nothing like “salesman”, despite that being what they actually are. When the...
26 November 2013
3 Painful Home Loan Mistakes to Avoid
Home Loans
3 Painful Home Loan Mistakes to Avoid
How can taking out a home loan possibly be any more painful that it is now? Thanks to MAS property financing regulations and stricter limits on borrowing, the home loan...
19 November 2013
How to Rent Out or Sell Haunted Property
Property
How to Rent Out or Sell Haunted Property
So your last tenant left gibbering about shadows and voices, before they carted him to the asylum. And at least three prospective buyers have turned religious while trying to view...
1 November 2013