This month, sign up for a credit card and you could walk away with welcome gifts like:
- a $15,000 dream holiday to your desired destination
- $400 cold, hard, cash
- up to 200,000 Membership Rewards® points from American Express
...and more. Clearly, we're spoilt for choice—banks in Singapore are competing so hard for new credit card customers that they are practically raining Apple products, Nintendo Switches, ergonomic chairs, and other freebies on us. Even if you don't see any item you want, some welcome gifts are just straight up cold, hard cash!
But which are the best credit card promotions in Singapore? Here are our top picks from Citibank, Standard Chartered, UOB, DBS, and more.
[ms-toc title="Best Credit Card Promotions in Singapore (June 2026)"]
An overview: Best credit card promotions in Singapore (June 2026)
Psst, look out for the cards marked with a ★. They may come with extra goodies this month worth up to $15,000! More details below.
Credit card | Credit card promotion | Minimum spend | Promotion valid until |
Citi Cash Back+ Mastercard, Citi PremierMiles Card, Citi Rewards Card, Citi Cash Back Card, Citibank SMRT Card, Citi M1 Credit Card ★ | Your choice of gift: | $500 (within 30 days) | 30 June 2026 |
Your choice of gift: | $800 (within 30 days) | 30 June 2026 | |
$180 cash via PayNow or 2,800 SmartPoints, stackable with up to 30,000 miles | $800 (within 60 days) + apply to any of the following SCB products: Bonus$aver Account, CashOne Loan, EasyPay or Funds Transfer | 30 June 2026 | |
| $2,000 spend within 60 days | 30 June 2026 | |
UOB One Card, UOB EVOL Credit Card, UOB PRVI Miles Card (Mastercard / Visa / Amex), UOB Lady’s Card, UOB Visa Signature Card, Singtel-UOB Card | $30 cash | Make 1 eligible transaction within 30 days | 30 June 2026 |
|
| 30 June 2026 | |
Apple AirPods 4 | $100 per month at Lazada for 3 consecutive months | 31 August 2026 | |
HSBC Advance Credit Card, HSBC Live+ Card, HSBC Revolution Credit Card, HSBC TravelOne Card ★ | Your choice of gift:
Redeem your SmartPoints for any gift on our Rewards Store. | $500 spend from Card Account Opening Date to end of the following month + provide marketing consent | 30 June 2026 |
45,000 Membership Rewards points | $4,000 spend and annual fee payment within 3 months | 31 January 2027 | |
American Express Singapore Airlines KrisFlyer Ascend Credit Card | Up to 45,000 KrisFlyer miles | $8,000 spend and annual fee payment within 6 months | 31 January 2027 |
Up to 16,000 KrisFlyer miles | $3,000 spend within 3 months | 31 January 2027 | |
Samsonite FLATFORM Spinner 28” and Foldable Duffle Bag (worth S$740) or $288 cashback | $800 within 60 days | 30 June 2026 | |
DBS Altitude Visa Signature Card, DBS Altitude American Express Card | Samsonite FLATFORM Spinner 28” and Foldable Duffle Bag (worth S$740) or $288 cashback | $800 within 60 days | 30 June 2026 |
Samsonite FLATFORM Spinner 28” and Foldable Duffle Bag (worth S$740) or $288 cashback | $800 within 60 days | 30 June 2026 | |
Samsonite FLATFORM Spinner 28” and Foldable Duffle Bag (worth S$740) or $288 cashback | $800 within 60 days | 30 June 2026 | |
3,900 SmartPoints or $250 cash | Apply and charge at least $400 worth of qualifying transactions within 30 days. | 30 June 2026 | |
★ From now to 5 August 2026, stand to win a $15,000 Dream Holiday to your desired destination. All you have to do is apply for selected Citi and HSBC credit cards and meet their respective eligibility criteria.
T&Cs apply.
1. Citibank credit card promotion
Looking to sign up for a new Citibank credit card? You’re in luck. Citibank credit card welcome gifts are looking very attractive right now. On top of the guaranteed welcome rewards of up to $380 cash or 6,140 SmartPoints (worth up to $499 of gifts), you also stand to win a dream holiday worth $15,000 to your desired destination.
Among the Citi credit cards on promotion, my top pick this month is the Citi Rewards Card. With this card, pocket 10X points (or 4 miles per S$1 spent) on online purchases and at shopping outlets. The kicker? This month, apply for the Citi Rewards Card and pocket up to $380 cash or 6,140 SmartPoints.
- on Online Grocery, Food Delivery, Ride-Hailing
- S$1= 10X Points
- for in-store shopping purchases at Department Store, Clothing Stores
- S$1= 10X Points
- for all other purchases
- S$1= 1X Point
Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) and receive them as quickly as 5 weeks after meeting the spend criteria!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
If you are a miles chaser, another top pick is the Citi PremierMiles Card. This card lets you earn Citi Miles that never expire.
- Local Spend
- S$1 = 1.2 miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2.2 miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 miles
Apply and spend S$500 within 30 days to choose your reward: S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) and receive them as quickly as 5 weeks after meeting the spend criteria!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
Here’s a summary of all the Citibank credit cards with ongoing promotions:
Citibank credit card | Key features | Promotion | Valid until |
$1 = 1.2 Citi Miles on Local spend and 2 Citi Miles on Foreign currency spend. Citi Miles never expire | Your choice of gift:
Spend criteria: Spend a minimum of $500 within 30 days from card approval date. Lucky draw: Meet the criteria above and stand to win a $15,000 Dream Holiday to your desired destination. T&Cs apply. | 30 Jun 2026 | |
1.6% cashback that never expires. No minimum spend required and no cap on cashback | |||
10X Rewards on online purchases, ride-hailing and shopping | |||
6% cashback on dining, 8% cashback on groceries and petrol | |||
5% savings on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport | |||
4.7% Bonus Citi Rebate on entertainment; 2.7% Bonus Citi M1 Rebate on M1 telco bills |
2. Standard Chartered credit card promotions
This month, it's tough to pick the best Standard Chartered credit card promotion. However, the unlimited cashback Standard Chartered Simply Cash Credit Card promotion comes up top in terms of cash value with $350 cash or 4,000 SmartPoints.
- on eligible spends
- 1.5% Cashback
- Min Spend
- S$0
- Cashback Cap
- Unlimited
Get S$350 Cash via PayNow or earn 4,000 SmartPoints (worth up to S$469 of Gifts) when you spend min. S$800 in 30 days AND apply to any of the following SCB products through MoneySmart (Bonus$aver Account, CashOne Loan, EasyPay or Funds Transfer). T&Cs apply.
Here’s a summary of all Standard Chartered credit card promotions this month:
Standard Chartered credit card | Key features | Promotion | Valid until |
1.5% unlimited cashback with no minimum spend on spends below $800 | Your choice of gift:
Spend criteria: Spend a minimum of $800 in eligible transactions within 30 days of credit card approval. | 30 Jun 2026 | |
3 miles per S$1 spent on online Transportation, Food Delivery & Online Grocery transactions |
| 30 Jun 2026 |
There's no ongoing promotion for the Standard Chartered Visa Infinite Credit Card, but it's a great card to check out all the same. Earning rewards for paying income tax? Yes, with the SC Visa Infinite—read more in our review.
The Standard Chartered Rewards+ Credit Card also doesn't have any ongoing welcome promo, but hits hard with its benefits. It earns you 10X points (4 miles per dollar) on foreign currency transactions and 5X points (2 miles per dollar) on local dining spend.
3. CIMB credit card promotion
There are 3 credit cards with an ongoing promotion to get $50 cash on top of a Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth $1,150) from CIMB for those new to CIMB credit cards.
The most accessible CIMB credit card is the CIMB World Mastercard, which has a $0 minimum spend per month. Note, however, that you’ll need to hit $1,000 spend a month to enjoy the card’s higher 2% unlimited cashback rate, or $500 spend per month to enjoy 1% unlimited cashback.
- with min. spend of S$1,000 per month
- Unlimited 2% cashback
- with min. spend of S$500 per month
- Unlimited 1% cashback
- categories eligible for 2% cashback
- Dining, Transport, Entertainment, Luxury Goods
Get S$50 Cash when you apply and spend a min of S$2,000 within 60 days from card approval! T&Cs apply.
PLUS get a Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150) from CIMB spend a min of S$2,000 within 60 days from card approval. T&Cs apply.
Here are all the CIMB credit card promotions:
CIMB credit card | Key feature(s) | Promotion | Valid until |
Up to 2% unlimited cashback on Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods. No annual fees for life. |
| 30 Jun 2026 | |
10% cashback on Beauty & Wellness, Online Shopping, Groceries and more, capped at S$100 per month and up to S$20 per category. Minimum spend $800. | |||
2% unlimited cashback on Travel, Overseas, Online Spend in Foreign Currencies with $2,000 minimum monthly spend. |
4. UOB credit card promotions
Many UOB credit cards come with a MoneySmart promotion this month, on top of their useful card features and benefits. Here's a summary:
UOB credit card | Key features | Promotion | Valid until |
Up to 10% rebate on McDonald's, Grab, Shopee, and more; up to 8% cashback on grocery spend | Pocket sure-win $30 Cash for New-To-UOB customers who apply and make just 1 eligible transaction within 30 days from approval. | 30 June 2026 | |
10% cashback on Local Online, Mobile Contactless, Telco, Gym, Streaming spend with $800/month spend | |||
UOB PRVI Miles Card (Mastercard / Visa / Amex) | Up to 8 mpd on agoda and Expedia; up to 3 mpd on overseas spend | ||
S$5 = 25X UNI$ (or 10 miles per $1) in your preferred category with no minimum spend required. | |||
12% cashback on Singtel/GOMO spend; 10% cashback on Local Online and Mobile Contactless (Apple Pay, Google Pay) spend | |||
4 miles per S$1 on overseas transactions (including online), petrol, contactless transactions, and SimplyGo | |||
1.7% limitless cashback with no minimum spend |
| 30 June 2026 | |
20% rebates on Lazada spend, 6% rebates on Redmart spend, 5% rebates on Dine, Entertainment & Transport spend | Apple AirPods 4 with a minimum spend of $100 per month at Lazada for 3 consecutive months | 31 August 2026 |
Can't decide which UOB credit card to add to your wallet? With the popular UOB One Card, you'll enjoy up to 10% rebate on merchants like McDonald's, Grab, and Shopee.
- cashback on daily spend at McDonald's, Grab, SimplyGo & Shopee
- Up to 10%
- cashback at all grocery spend
- Up to 8%
- cashback cap a year
- Up to S$2,240
Get a SURE-WIN S$30 Cash for New-To-UOB customers who apply and make just one eligible transaction within 30 days from approval. T&Cs apply.
PLUS, enjoy highest cashback of up to 20% on daily spend! T&Cs apply.
For miles chasers, I recommend the UOB PRVI Miles Card as it offers the highest general miles earn rates among entry-level cards in Singapore.
- on agoda and Expedia bookings via UOB PRVI Miles website.
- S$1 = Up to 8 miles
- on Overseas Spend
- S$1 = Up to 3 miles
- on Local Spend
- S$1 = 1.4 miles
Get a SURE-WIN S$30 Cash for New-To-UOB customers who apply and make just one eligible transaction within 30 days from approval. T&Cs apply.
And finally, if can easily hit $800 worth of spending each month on the UOB EVOL Credit Card, say hello to 10% cashback on local online, mobile contactless, telco, gym, and streaming spend, plus 0% FX fees on overseas FX spend worldwide.
- on Local Online, Mobile Contactless, Telco, Gym, Streaming spend
- 10% Cashback
- FX Fees on overseas FX spend worldwide, with no min spend, no cap
- 0%
- Min. Spend per month for 10% cashback
- S$800
Get a SURE-WIN S$30 Cash for New-To-UOB customers who apply and make just one eligible transaction within 30 days from approval. T&Cs apply.
5. HSBC credit card promotions
The HSBC credit card that everyone is talking about right now is the HSBC Revolution Card. Once nerfed to almost oblivion, the card has now been buffed up to earn cardholders up to 8 miles per dollar on contactless and online spending for cardholders who maintain at least $50,000 in their HSBC Everyday Global Account. That's a very high rate on a very broad spend category.
- on Contactless & Online Spending for cardholders who maintain at least S$50,000 average daily balance in your HSBC EGA SGD Account
- S$1 = 20X Points (8 miles)
- on Contactless & Online Spending for all other cardholders
- S$1 = 10X Points (4 miles)
- on All Other Spend
- S$1 = 1X Point
Get UPSIZED S$420 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
With up to 8% cashback at selected dining, shopping and/or entertainment merchants, the HSBC Live+ Card is one attractive card for cashback crunchers.
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get UPSIZED S$420 Cash or 6,140 SmartPoints (worth up to S$499 of Gifts) when you spend S$500 from Card Account Opening Date to end of the following calendar month!
PLUS, double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
If it's not your cup of tea, here are all the HSBC credit card promotions ongoing this month.
HSBC credit card | Key feature(s) | Promotion | Valid until |
1.5% cashback on local and overseas purchases with no minimum spend | Your choice of gift:
Qualifying criteria: Spend $500 from Card Account Opening Date to the end of the following month. Lucky draw: Meet the criteria above and stand to win a $15,000 Dream Holiday to your desired destination. T&Cs apply. | 30 June 2026 | |
Up to 8% cashback on dining, shopping and entertainment; 5% cashback on petrol | |||
Up to 20X Points per S$1 online spend on travel, shopping and dining | |||
S$1 local spend = 1.2 miles; S$1 on foreign spend = 2.4 miles |
There’s no current promotion for the HSBC Visa Infinite Credit Card.
6. AMEX credit card promotions
This month, the juiciest Amex welcome promotion is the 110,000 Membership Rewards® points you'll earn with the American Express The Platinum Card.
You'll need to spend $8,000 within the first 3 months from card approval, which will also earn you 10,000 Membership Rewards® points.
Here are all the American Express credit card promotions this month:
American Express credit card | Key feature(s) | Promotion | Valid until |
$1.60 spend = 10 Points at participating Platinum 10Xcelerator Partners / 2X Points on all other spend | 45,000 Membership Rewards points with $4,000 spend and annual fee payment within 3 months of card approval. | 31 January 2027 | |
American Express Singapore Airlines KrisFlyer Ascend Credit Card | $1 local spend = 1.2 KrisFlyer miles; S$1 spend on Grab = 2 KrisFlyer miles | Up to 45,000 KrisFlyer miles with $8,000 spend and annual fee payment within 6 months of card approval. | 31 January 2027 |
$1 local spend = 1.1 KrisFlyer miles; S$1 spend on Grab = 2 KrisFlyer miles | Up to 16,000 KrisFlyer miles with a minimum spend of $3,000 within first 3 months of card approval. | 31 January 2027 |
While the American Express True Cashback Card doesn't have a welcome offer right now, it's worth checking out for fuss-free 3% cashback on your first $5,000 spend and 1.5% cashback subsequently.
7. DBS credit card promotions
This month, there are a few DBS credit cards with ongoing sign-up promotions.
DBS credit card | Key feature(s) | Promotion | Expiry |
DBS yuu Card (Visa / American Express) | 5% cash rebate / 2.8 mpd with no minimum spend, or up to 18% cash rebates or 10 mpd with $600 monthly spend | Samsonite FLATFORM Spinner 28” and Foldable Duffle Bag (worth $740) or $288 cashback with $800 minimum spend within 60 days. | 30 June 2026 |
6% cashback on shopping and transport spend with $800 minimum monthly spend | |||
DBS Altitude Card (Visa Signature) | Up to 2.2 miles per S$1 on overseas spend; up to 1.3 miles per S$1 on local spend | ||
DBS Altitude Card (American Express) |
Can't pick a card? Let's take a look at the card benefits and features too. For one thing, 18% cashback or 10 mpd at merchants like Cold Storage, Giant, foodpanda, Gojek, and Chagee? Say less. Pick up the DBS yuu Card today to reap in these rewards.
- at participating merchants with no min. spend
- 5% Cash Rebates
- spend min. S$800 & at 4 participating merchants per calendar month
- Up to 18% Cash Rebates
- on all other spend
- 0.25% Cash Rebates
- at participating merchants with no min. spend
- 5% cash rebates
- spend min. S$800 & at 4 participating merchants per calendar month
- Up to 18% cash rebates
- on all other spend
- 0.25% cash rebates
If you're big on online spending, the DBS Woman's World Card earns you 10 DBS Points per $5 spend, equivalent to 4 miles per S$1, on your online purchases. However, it does come with a $80,000 minimum annual income requirement. If you aren't eligible, you can enjoy 5 DBS Points per $1 spend (2 miles per $1) with her little sister, the DBS Woman's Card.
- on Online Purchases
- S$5 = 10 DBS Points (equivalent to 4 Miles per S$1)
- on Overseas Purchases
- S$5 = 3 DBS Points (equivalent to 1.2 Miles per S$1)
- on all Other Purchases
- S$5 = 1 DBS Point (equivalent to 0.4 Miles per S$1)
- on Online Purchases
- S$5 = 5 DBS Points (2 Miles per S$1)
- on Other Purchases
- S$5 = 1 DBS Point (0.4 Miles per S$1)
- e-Commerce Protection for Online Purchases
- Complimentary
8. POSB credit card promotion
The ongoing POSB Everyday Card promotion is for a Samsonite FLATFORM Spinner 28” and Foldable Duffle Bag (worth $740) or $288 cashback when you charge a minimum spend of $800 within 60 days. You also need to have a valid DBS PayLah! account by the end of the qualifying spend period.
Welcome offer aside, the POSB Everyday Card is one of the best cashback cards around for families and everyday spending. With $800/month minimum spend, cashback categories include:
- Up to 10% Cash Rebates on dining
- 5% Cash Rebates at Sheng Siong or Redmart
- 5% Cash Rebates at POPULAR bookstores & Online Stores
- 5% Cash Rebates on Online Shopping (Amazon.sg, Lazada, Shopee, RedMart, Taobao, TikTok Shop)
- 3% Cash Rebates at Pet Lovers Centre (purchases above $15)
- on Online Food Deliveries & Dining*
- Up to 10% Cash Rebates
- on in-store spend in Malaysian Ringgit
- Up to 10% Cash Rebates
- on bus and train rides with SimplyGo
- Up to 10% Cash Rebates
9. OCBC credit card promotions
This month, OCBC credit cards come with goodies such as 3,900 SmartPoints or $250 cash. Don't know which card to choose? We got you. For the foodies, the OCBC 365 Credit Card earns you 5% cashback on everyday dining with a minimum monthly spend of $800.
- Cashback on Fuel Spends
- 6%
- Cashback on Everyday Dining
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
Get $250 Cash or 3,900 SmartPoints (enough to redeem an Apple AirPods Pro 3 worth S$349) when you apply and spend a min. of S$400 within 30 days! T&Cs apply.
For a card that earns rebates you on a wider range of spend categories, consider the OCBC Rewards Credit Card for up to 4 miles per dollar at selected retailers. Psst, this card is also a good choice to pair with the Amaze Card!
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- for every S$1 spent at Watsons and certain online shopping platforms
- Earn 15 OCBC$ (equivalent to 6 air miles)
- on All Other Spend
- S$1 = 1 OCBC$
- Rewards to Miles Conversion
- 10 OCBC$ = 4 Miles
Get $250 Cash or 3,900 SmartPoints (enough to redeem an Apple AirPods Pro 3 worth S$349) when you apply and spend a min. of S$400 within 30 days! T&Cs apply.
OCBC credit card | Key feature(s) | Promotion | Expiry |
1.6% in unlimited cashback with no minimum spend | 3,900 SmartPoints or $250 cash when you apply and charge at least $400 worth of qualifying transactions within 30 days. | 30 June 2026 | |
S$1 = 10 OCBC$ (equivalent to 4 miles per S$1) on eligible local and overseas spend | |||
5% cashback on everyday dining, 6% cashback on fuel, 3% cashback on groceries, land transport, online travel, recurring telco and electricity bills | |||
S$1 = Up to 7 Miles on Agoda accommodation |
10. Credit card promotions—is there a catch?
With free AirPods Pro, ergonomic standing desks and thousands of miles raining down on us, you might be wondering: Is there a catch to all these freebies?
Truth is, there is one drawback to signing up for credit card promotions: You won’t be eligible for more freebies in the future. Well, at least for a year. Here’s how it works:
Banks and comparison sites like MoneySmart usually offer the best giveaways for new sign ups. Usually this is defined as people who either:
- Have never ever owned a credit card from that bank, OR
- Cancelled their card at least 12 months ago
If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!
Another thing to note is that you must hit the minimum spend to get your reward. If you’re really lucky, you’ll get your shiny new iPad or cashback immediately upon card approval. However, most banks require you to spend a minimum sum (say, $1,000 in the first month) and sometimes even fork out the first year's annual credit card fee (goodbye, fee waiver!). After all that, banks will make you wait a few months before you can even smell the freebie.
So what’s the lesson here? Read the T&Cs carefully, and only sign up when you’re confident you can hit the minimum spend.
Psst, we also review credit card promos in Hong Kong! Check out our guide to the Best HK Credit Card Welcome Offers.
Read more about the best air miles, cashback, and rewards credit cards! Plus, learn the differences between air miles vs cashback vs rewards credit cards.
For more guides and the latest promotions, visit MoneySmart, Singapore’s best and trusted personal finance platform.
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