Best Credit Card Promotions in Singapore (October 2026): Citibank, DBS, HSBC, UOB, and More

This month, sign up for a credit card and you could walk away with welcome gifts like:

• Samsonite MINTER 80/30 Trunk Luggage (worth S$680)
• $400 cold, hard, cash
• up to 38,000 miles

...and more. Clearly, we're spoilt for choice—banks in Singapore are competing so hard for new credit card customers that they are practically raining Apple products, Nintendo Switches, ergonomic chairs, and other freebies on us. Even if you don't see any item you want, some welcome gifts are just straight up cold, hard cash!

But which are the best credit card promotions in Singapore? Here are our top picks from Citibank, Standard Chartered, UOB, DBS, and more. 

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An overview: Best credit card promotions in Singapore (October 2026)

Psst, look out for the cards marked with a ★. They come with extra goodies this month—more details below.

★ MoneySmart's Race To Your Rewards promotion: Are you Team Miles or Tam Cashback? Sign up for one of these cards to move your team forward:

• Team Air Miles: HSBC Revolution or TravelOne
• Team Cashback: HSBC Live+

Each approved application moves your team forward. The winning team wins a $5,000 prize pool that will be shared equally among all winning card applicants. T&Cs apply.

1. Citibank credit card promotion

Looking to sign up for a new Citibank credit card? You’re in luck. Citibank credit card welcome gifts are looking very attractive right now with up to $400 cash or 6,140 SmartPoints (worth up to $649 of gifts).

Among the Citi credit cards on promotion, my top pick this month is the Citi Rewards Card. With this card, pocket 10X points (or 4 miles per S$1 spent) on online purchases and at shopping outlets.

If you're a miles chaser, another top pick is the Citi PremierMiles Card. This card lets you earn Citi Miles that never expire.

Here’s a summary of all the Citibank credit cards with ongoing promotions:

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2. Standard Chartered credit card promotions

If you're looking for a fuss-free cashback card to add to your wallet, the unlimited cashback Standard Chartered Simply Cash Credit Card is right up your alley. This card offers 1.5% unlimited cashback with no minimum spend.

One card that is often overlooked is the Standard Chartered Visa Infinite Credit Card. Earning rewards for paying income tax? Yes, with the SC Visa Infinite—read more in our review.

The Standard Chartered Rewards+ Credit Card also hits hard with its benefits. It earns you 10X points (4 miles per dollar) on foreign currency transactions and 5X points (2 miles per dollar) on local dining spend.

At the time of writing, there aren't any ongoing Standard Chartered credit card promotions. However, watch this space—exciting new welcome rewards are on the way.

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3. CIMB credit card promotion

There are 3 credit cards with an ongoing promotion to get $50 cash from CIMB for those new to CIMB credit cards.

The most accessible CIMB credit card is the CIMB World Mastercard, which has a $0 minimum spend per month. Note, however, that you’ll need to hit $1,000 spend a month to enjoy the card’s higher 2% unlimited cashback rate, or $500 spend per month to enjoy 1% unlimited cashback.

Here are all the CIMB credit card promotions:

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4. UOB credit card promotions

Many UOB credit cards come with a promotion this month, on top of their useful card features and benefits. Here's a summary:

Can't decide which UOB credit card to add to your wallet? With the popular UOB One Card, you'll enjoy up to 10% rebate on merchants like McDonald's, Grab, and Shopee.

For miles chasers, I recommend the UOB PRVI Miles Card as it offers the highest general miles earn rates among entry-level cards in Singapore.

And finally, if can easily hit $800 worth of spending each month on the UOB EVOL Credit Card, say hello to 10% cashback on local online, mobile contactless, telco, gym, and streaming spend, plus 0% FX fees on overseas FX spend worldwide.

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5. HSBC credit card promotions

The HSBC credit card that everyone is talking about right now is the HSBC Revolution Card. Once nerfed to almost oblivion, the card has now been buffed up to earn cardholders up to 8 miles per dollar on contactless and online spending for cardholders who maintain at least $50,000 in their HSBC Everyday Global Account. That's a very high rate on a very broad spend category—a double win.

With up to 8% cashback at selected dining, shopping and/or entertainment merchants, the HSBC Live+ Card is one attractive card for cashback crunchers.

If it's not your cup of tea, here are all the HSBC credit card promotions ongoing this month.

There’s no current promotion for the HSBC Visa Infinite Credit Card.

★ MoneySmart's Race To Your Rewards promotion: Are you Team Miles or Tam Cashback? Sign up for one of these cards to move your team forward:

• Team Air Miles: HSBC Revolution or TravelOne
• Team Cashback: HSBC Live+

Each approved application moves your team forward. The winning team wins a $5,000 prize pool that will be shared equally among all winning card applicants. T&Cs apply.

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6. AMEX credit card promotions

This month, the juiciest Amex welcome promotion is the 45,000 KrisFlyer miles you'll earn with the American Express Singapore Airlines KrisFlyer Ascend Credit Card.

Here are all the American Express credit card promotions this month:

While the American Express True Cashback Card doesn't have a welcome offer right now, it's worth checking out for fuss-free 3% cashback on your first $5,000 spend and 1.5% cashback subsequently.

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7. DBS credit card promotions

This month, there are a few DBS credit cards with ongoing sign-up promotions. One highlight we think is worth calling out: this month, the newly launched DBS Chromo Card has joined the fray with a generous luggage or $288 cashback offer.

Can't pick a card? Let's take a look at the card benefits and features too. For one thing, 18% cashback or 10 mpd at merchants like Cold Storage, Giant, foodpanda, Gojek, and Chagee? Say less. Pick up the DBS yuu Card today to reap in these rewards.

If you're big on online spending, the DBS Woman's World Card earns you 10 DBS Points per $5 spend, equivalent to 4 miles per S$1, on your online purchases. However, it does come with a $80,000 minimum annual income requirement. If you aren't eligible, you can enjoy 5 DBS Points per $1 spend (2 miles per $1) with her little sister, the DBS Woman's Card.

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8. POSB credit card promotion

The ongoing POSB Everyday Card promotion is for a Samsonite MINTER 80/30 Trunk Luggage (worth $680) or $288 cashback when you charge a minimum spend of $800 within 60 days. Apply with your preferred promo code MINTER or CASH288, and don't forget you also need to have a valid DBS PayLah! account by the end of the qualifying spend period.

Welcome offer aside, the POSB Everyday Card is one of the best cashback cards around for families and everyday spending. With $800/month minimum spend, cashback categories include:

• Up to 10% Cash Rebates on dining
• 5% Cash Rebates at Sheng Siong or Redmart
• 5% Cash Rebates at POPULAR bookstores & Online Stores
• 5% Cash Rebates on Online Shopping (Amazon.sg, Lazada, Shopee, RedMart, Taobao, TikTok Shop)
• 3% Cash Rebates at Pet Lovers Centre (purchases above $15)

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9. OCBC credit card promotions

This month, OCBC credit cards come with goodies such as 3,900 SmartPoints or $250 cash. Don't know which card to choose? We got you. For the foodies, the OCBC 365 Credit Card earns you 5% cashback on everyday dining with a minimum monthly spend of $800.

For a card that earns rebates you on a wider range of spend categories, consider the OCBC Rewards Credit Card for up to 4 miles per dollar at selected retailers. Psst, this card is also a good choice to pair with the Amaze Card!

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10. Credit card promotions—is there a catch?

With free AirPods Pro, ergonomic standing desks and thousands of miles raining down on us, you might be wondering: Is there a catch to all these freebies?

Truth is, there is one drawback to signing up for credit card promotions: You won’t be eligible for more freebies in the future. Well, at least for a year. Here’s how it works:

Banks and comparison sites like MoneySmart usually offer the best giveaways for new sign ups. Usually this is defined as people who either:

• Have never ever owned a credit card from that bank, OR
• Cancelled their card at least 12 months ago

If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!

Another thing to note is that you must hit the minimum spend to get your reward. If you’re really lucky, you’ll get your shiny new iPad or cashback immediately upon card approval. However, most banks require you to spend a minimum sum (say, $1,000 in the first month) and sometimes even fork out the first year's annual credit card fee (goodbye, fee waiver!). After all that, banks will make you wait a few months before you can even smell the freebie.

So what’s the lesson here? Read the T&Cs carefully, and only sign up when you’re confident you can hit the minimum spend.

Psst, we also review credit card promos in Hong Kong! Check out our guide to the Best HK Credit Card Welcome Offers.

Read more about the best air miles, cashback, and rewards credit cards! Plus, learn the differences between air miles vs cashback vs rewards credit cards.

For more guides and the latest promotions, visit MoneySmart, Singapore’s best and trusted personal finance platform.