joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

10 Best Home Insurance Plans in Singapore for HDB & Private Property (2022)
Home Insurance
10 Best Home Insurance Plans in Singapore for HDB & Private Property (2022)
Your home is probably the most expensive thing you own right now. (Not to be presumptuous, but I’m assuming you don’t have a $3 million supercar or yacht.) So it...
3 March 2022
best home insurance singapore
Home Insurance
HDB Fire Insurance vs Home Insurance – What’s the Difference?
Your home is your castle. It’s also where you store most of your worldly belongings, from your laptop and jewellery to your tabletop RPG game collection. And since this is Singapore,...
3 March 2022
Futu Singapore Moomoo REITs investing guide
Invest
What are REITs? Investing Guide & 7 Singapore REITs to Consider
This post was written in collaboration with Futu Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
CPF Contributions in Singapore, the Guide to Interest Rates, Minimum Sums and all the calculators you need
Budgeting
The Ultimate CPF Guide 2022: Contributions, Interest Rates, Minimum Sums & Calculators
Can you really say that you know where your money goes every month? If you don’t understand what’s happening to that precious chunk of your salary that goes into your...
2 March 2022
CPF Basic, Full & Enhanced Retirement Sum: How Do They Affect You?
Budgeting
CPF Basic, Full & Enhanced Retirement Sum: How Do They Affect You?
Every salaried employee in Singapore makes CPF contributions each month, but the CPF system is understood by few. There are more fun things to do with those precious post-work hours...
1 March 2022
3 Important Basics That Singaporeans Need to Have in Place When They Plan For Retirement
Opinion
3 Important Basics That Singaporeans Need to Have in Place When They Plan For Retirement
Ask Singaporeans what’s the number one thing they need for retirement, and the obvious answer will be not a tropical beach resort where they can live out the rest of...
1 March 2022
Electric Vehicles & EV Charging Points: Your guide to electric cars in Singapore (2022)
Car Insurance
Electric Vehicles & EV Charging Points: Your guide to electric cars in Singapore (2022)
The government wants to convince Singaporean drivers to switch to Electric Vehicles (EVs)–at least those who haven’t gotten a heart attack from soaring COE prices and still insist on driving....
28 February 2022
HDB BTO Launch February 2022 Review: Tengah, Yishun, Kallang / Whampoa, Geylang
Home Insurance
HDB BTO Launch February 2022 Review: Tengah, Yishun, Kallang / Whampoa, Geylang
If you just got engaged or turned 35, HDB BTO launches will have taken on a new meaning for you. In that case, you might already know that the February...
28 February 2022
CPF Enhanced Nomination Scheme (2022): What happens to my CPF after I die?
Budgeting
CPF Enhanced Nomination Scheme (2022): What happens to my CPF after I die?
We’ve come a long way from the GiveMeBackMyCPF days. Now that Covid-19 has thrown the stock market into turmoil, people are actually rushing to give CPF their money, with CPF...
25 February 2022
Batam Ferry VTL (2022): How much it costs to visit Batam & Bintan now
Budgeting
Batam Ferry VTL (2022): How much it costs to visit Batam & Bintan now
Dying to leave this island after two years of Covid-19 but not about to fork out the cash for an overpriced VTL flight? Rejoice, as you can now hop on...
25 February 2022
Economic Freedom Index (2022): What is it & why was Singapore ranked first?
Budgeting
Economic Freedom Index (2022): What is it & why was Singapore ranked first?
Freedom is such a slippery term, isn’t it? While Singapore is ranked #160 in the world for press freedom, in between Sudan and Somalia, on the Index of Economic Freedom...
24 February 2022
Budget 2022 Summary: GST hike, CPF changes, luxury car ARF, EV charging points, and more
Budgeting
Budget 2022 Summary: GST hike, CPF changes, luxury car ARF, EV charging points, and more
The only thing anyone watches on Channel 5 nowadays is the annual budget announcement, which was broadcast over a 2-hour prime-time slot on 18 Feb 2022. Luckily, this article isn’t...
24 February 2022
SPDR STI ETF (Straits Times Index Singapore) by State Street Global Advisors turns 20
Invest
Happy 20th Birthday to the SPDR STI ETF! A Look at How Far Singapore’s First Locally Listed ETF Has Come
This post was written in collaboration with State Street Global Advisors. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
GST Hike from 7% to 9% will be announced in the Singapore Budget 2022 on the 18 February 2022
Budgeting
GST Increase to 9% in 2023 & 2024: What is GST & how is it charged?
Now that we’re supposed to have “gotten used to” Covid life, the government has decided that it’s time to stop acting nice and coddling us with handouts. PM Lee hinted...
18 February 2022
Best Covid Travel Insurance Singapore, VTL - Sompo Insurance Singapore
Travel Insurance
Best Travel Insurance with Covid-19 Coverage in Singapore? No Pre-Departure PCR Needed & More
This post was written in collaboration with Sompo Insurance Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
FUTU SG moomoo invest mutual funds unit trusts
Invest
Investing in Mutual Funds: Here’s What You Need to Know Before You Begin
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
retirement planning - AIA Elite Secure Income
Invest
5 Things You Need to Do Now to Enjoy a Happier Retirement
This post was written in collaboration with AIA. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
3 Reasons why Singaporeans are not happier even with higher incomes
Opinion
3 Reasons Why Rising Household Income is Not Making Singaporeans Happier
Money is at the root of pretty much everything Singaporeans are stressed about. Work-related stress is a huge source of angst here, which really isn’t surprising when you consider that...
15 February 2022
Manulife GrowSecure - endowment plan - achieve financial milestones
Budgeting
Saving Up for Important Milestones? Here’s Why Manulife’s GrowSecure Endowment Plan is the One for You
This post was written in collaboration with Manulife Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
valentine's day singapore
Entertainment
How You Can Celebrate Valentine’s Day Without Blowing a Ton of Cash
You might not be Catholic or even have any idea who this Saint Valentine is, but he must have been a very important man, since everyone is spending hundreds of...
10 February 2022
motorcycle singapore
Transportation
Motorcycle Singapore Guide – Getting Your License & Buying A Motorbike in Singapore
Sick of squeezing onto the MRT every morning, but not about to commit financial suicide by taking out a car loan? Well, riding a motorcycle solves both of those problems.
9 February 2022
mdrt million dollar round table
Career
MDRT (Million Dollar Round Table): What Does It Mean If Your Financial Advisor Has Achieved MDRT?
Insurance agents often throw around the term “Million Dollar Round table”, or MDRT, especially in recruitment drives designed to make their jobs look attractive to potential new agents. But what...
9 February 2022
UOB PRVI Miles Credit Card – MoneySmart Review 2022
Credit Cards
UOB PRVI Miles Credit Card – MoneySmart Review 2022
The UOB PRVI Miles Card is one of the best air miles credit cards in Singapore with high earn rates of $1 = 1.4 miles (local) and $1 = 2.4...
8 February 2022
valentine's day credit card promotions 2018
Credit Cards
The Best Valentine’s Day Credit Card Promotions in Singapore 2022
This year, Valentine’s Day falls two weeks after Chinese New Year. While that might put a bit of a stress on the wallet and romance that you can afford, you...
7 February 2022
valentines day date ideas singapore
Entertainment
Valentine’s Day 2022 – 9 Date Ideas in Singapore Under $90 Per Couple
So Valentine’s Day is upon us once more, much to the chagrin of stressed out boyfriends gearing up for possibly the highest-pressure Thursday of the year – yup, worse than...
6 February 2022