joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

job recruitment agency singapore 2018
Career
Singapore Job Agencies – 10 Recruitment Agencies for Your Next Career Move
You might have snagged your first job by spamming job ads on JobsDB, or asking your parents to pull some strings. But at some point in your career, you will realise...
19 February 2020
photography studios singapore -
Budgeting
Top 8 Photography Studios Singapore: Graduation, Baby, Family Studio Photography
Whether you’re a selfie-obsessed influencer or freak out whenever someone points a camera your way, there are certain milestones in life that might require you to go for a professional...
19 February 2020
cpf education loan singapore
Education
CPF Education Scheme: Using Your Parents’ OA to Pay For Your University or Polytechnic Fees
University and polytechnic fees in Singapore are not cheap. The good news is that if your parents are unable to fork out cash for your school fees, you have the...
17 February 2020
cost of living
Budgeting
Cost of Living in Singapore (2020) — Is Your Salary Really Enough?
Singapore is always appearing at the top of those cost-of-living surveys. But how expensive is it really to live here? If you’re a young working adult or potential expat thinking of accepting that job...
13 February 2020
CPF Contributions in Singapore, the Guide to Interest Rates, Minimum Sums and all the calculators you need
Budgeting
CPF Contributions in Singapore – Guide To Interest Rates, Minimum Sums And All The Calculators You Need
Can you really say that you know where your money goes every month? If you don’t understand what’s happening to that precious chunk of your salary that goes into your...
13 February 2020
fresh graduate jobs singapore
Career
Fresh Graduate Jobs in Singapore: How to Write Your Resume & Other Tips
Nobody teaches you how to “adult”, least of all your teachers at school. Whether you scored As or Ds, you’ll be just as lost as everyone else when you wade...
10 February 2020
credit card for pregnancy costs
Credit Cards
7 Top Credit Cards to Benefit from Pregnancy Costs in Singapore
So you got two red lines on your pregnancy kit! Assuming that’s what you want, that’s an occasion for celebration.
6 February 2020
no annual fee credit cards
Credit Cards
Best Credit Cards with No Annual Fee in Singapore (2020)
Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to...
5 February 2020
unlimited cashback credit card
Credit Cards
Best Unlimited Cashback Credit Cards in Singapore (2020)
Many cashback credit cards are like those fast food ads featuring massive burgers oozing with juice. You buy one, only to discover that the real product looked more like a deflated...
5 February 2020
credit card overseas spending fees
Credit Cards
5 Ways to Minimise Your Credit Card Overseas Spending Fees
Using your credit card when you’re on holiday sure beats hiding wads of cash in your socks and underwear to deter thieves. It also saves you from having to make...
5 February 2020
velentines day dinner singapore
Dining
10 Restaurants for an Atas Valentine’s Day Dinner under $100++ per pax — 2020 Edition
Love is a many-splendoured thing, but it does come with expectations. What if your other half isn’t the type to accept zichar on Valentine’s Day, and your cooking skills aren’t...
31 January 2020
Best No Minimum Spend Cashback Credit Cards In Singapore 2020
Credit Cards
Best No Minimum Spend Cashback Credit Cards In Singapore 2020
So this new credit card you signed up for is promising to reward you with a ridiculously generous cashback rate. But the catch is that the more generous cashback credit...
31 January 2020
how to use paynow paylah pay anyone
Budgeting
PayLah vs PayNow vs Pay Anyone – What’s the Difference & How to Use Them?
PayNow, PayLah and PayAnyone. What’s the difference? And more importantly, how do you use them? Banks have been aggressively marketing peer-to-peer payment services that let you make payments and transfer money...
12 January 2020
CIMB fixed deposits
Fixed Deposits
Best CIMB Fixed Deposit Rates & Promotions in Singapore – MoneySmart Review 2019
It’s an open secret that the Malaysian banks in Singapore tend to offer the most attractive interest rates, whether on your savings or fixed deposits. This month (Jan 2020), CIMB...
9 January 2020
maybank fixed deposit
Fixed Deposits
Best Maybank Fixed Deposit Rates & Promotions in Singapore – MoneySmart Review 2019
In 2019, Maybank offered some of the best fixed deposit promotions in town, busting even the 2% p.a. ceiling in some months. Sadly, Maybank is lagging behind this month —...
9 January 2020
hong leong fixed deposits promotions and interest rates
Fixed Deposits
Best Hong Leong Finance Fixed Deposit Promotions & Interest Rates in Singapore – MoneySmart Review 2019
Want to grow your money without the risk? Fixed deposits are a great low-risk instrument. Just do research on the best interest rates, park your money in a fixed deposit...
9 January 2020
motorcycle singapore
Transportation
Motorcycle Singapore Guide – Getting Your License & Buying A Motorbike in Singapore
Sick of squeezing onto the MRT every morning, but not about to commit financial suicide by taking out a car loan? Well, riding a motorcycle solves both of those problems.
8 January 2020
bak kwa prices singapore
Budgeting
Bak Kwa Prices in Singapore (CNY 2020) – What Is Worth Queueing For?
The Chinese New Year (CNY) madness is upon us once again. ‘Tis the time of the year when Singaporeans — aunties and millennials alike — set aside time to jostle...
8 January 2020
5 Ways to Cut Costs During Chinese New Year (CNY)
Budgeting
5 Ways to Cut Costs During Chinese New Year (CNY)
If you’re one of those people who actually like Chinese New Year, good for you. But for many others in Singapore, CNY is a tiresome occasion where you are forced...
7 January 2020
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Credit Cards
Amex KrisFlyer Ascend Credit Card – MoneySmart Review 2020
The Amex KrisFlyer Ascend Credit Card is best known for its ease of use as KrisFlyer miles are credited directly to your account – no conversion needed – and big welcome...
7 January 2020
amex krisflyer credit card
Credit Cards
Amex KrisFlyer Credit Card – MoneySmart Review 2020
The Amex KrisFlyer Credit Card is one of the 3 air miles credit cards in Singapore that are officially co-branded with Singapore Airlines KrisFlyer. It’s super easy to use since...
7 January 2020
Singapore Wedding Banquet Price List (2020) & Tips to Save
Wedding
Singapore Wedding Banquet Price List (2020) & Tips to Save
Weddings are big business in Singapore. Some people spend enough on their wedding dinner, photo shoot, gown and ring to buy a house in some Southeast Asian countries.
20 December 2019
wedding ang bao singapore 2018
Wedding
Wedding Ang Bao Rates in Singapore (2020) – How Much Should You Give?
Wedding dinners in Singapore can sometimes be a mercenary affair. Even if you never spend more than $5 on meals and always make a beeline for the cai png stall,...
18 December 2019
IPL hair removal header
Fitness & Beauty
7 IPL Hair Removal Salons in Singapore 2020: Price List of Treatments
Women go to great lengths to achieve beauty, and hair removal is something that only the bravest dare to go without these days. Thanks, society. Tired of shaving and waxing,...
16 December 2019
fitness first virgin active true fitness singapore
Fitness & Beauty
Gym Memberships at Fitness First, True Fitness, Virgin Active, Pure Fitness & Amore Fitness – Worth It?
The big gyms in Singapore have a reputation for being rather… how do we put this nicely… predatory. Not only will you be hounded to no end to sign up...
16 December 2019