joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Top 10 Kids Activities in Singapore to Learn Coding, Art and Other Skills
Education
Top 10 Kids Activities in Singapore to Learn Coding, Art and Other Skills
The March school holidays are in full swing! Sign your kids up for some activities and camps where they can pick up new skills, have fun, and more importantly, stay...
18 March 2022
Etiqa Insurance Singapore - protection solutions for millennials, the sandwiched generation
Life Insurance
Protecting What Lies Ahead: The Importance of Insurance & How to Give Yourself the Longest Runway Possible
This post was written in collaboration with Etiqa Insurance. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Helpers in Singapore
Family
4 Reasons Singaporeans are So Reliant on Their Maids
The many maids silently living in their employers’ homes are what really keep this country going. If all the maids suddenly went back to their countries, who would feed us,...
16 March 2022
australian universities tuition fees costs rent
Education
Australian Universities – How Much Does it Cost to Send Your Child There? (2022)
Walk down the streets of Melbourne, Sydney or Perth and you might be surprised to bump into some familiar faces—a classmate from primary school, perhaps, or a distant uncle.
16 March 2022
old with no children senior citizens
Opinion
No Kids? Singaporeans Without Children Can Do These 5 Things to Plan for Old Age
Singaporeans are becoming extinct thanks to our spectacularly low birth rate. Many have chosen to live without kids, which means that they may need to plan in advance for old age....
16 March 2022
Inflation Singapore 2022: Higher cost of living and 8 things that will get more expensive this year
Budgeting
High Cost of Living: 8 Things that will get more expensive in 2022
Just when you thought life couldn’t get any worse, the government drops some very ominous hints that they’re going to raise the GST to 8% in 2023, and 9% in...
16 March 2022
Saving Tips Future University Tuition Fees
Budgeting
5 Tips for Saving For Your Child’s Future University Tuition Fees
At the end of the education rat race, all Singaporean parents hope that their child eventually does well enough to get into a good university and enrol in a course...
15 March 2022
child care subsidies singapore saving money
Family
Child Care Subsidies in Singapore 2022 – What Do You Qualify For?
With the rising cost of living in Singapore, raising a child here isn’t cheap, and it’s only going to get more expensive. Fortunately, the government’s Baby Bonus and raft of childcare subsidies are...
15 March 2022
part-time maid and part-time cleaner
Family
Part Time Maids Singapore 2022 – Where to Find A Part Time Helper & How Much They Cost
Singapore would never have achieved so much without the support of an army of maids from the Philippines, Indonesia and Myanmar, silently cleaning homes and looking after kids while their...
14 March 2022
childcare singapore
Family
Government vs Private Childcare – What Are You Really Paying For? (2022)
After the initial glow of welcoming a new baby into the family and taking hundreds of smartphone pictures of your kid every time he does something cute, reality sets in...
14 March 2022
UOB EVOL (Formerly YOLO) Credit Card — MoneySmart Review 2022
Credit Cards
UOB EVOL (Formerly YOLO) Credit Card — MoneySmart Review 2022
Previously, the UOB YOLO Card was a cashback credit card with generous cash rebates of up to 8% on dining, entertainment, online shopping and travel — exactly what Singaporean millennials...
14 March 2022
children march holidays
Family
March Holidays: 5 Meaningful and Free Activities for Children in Singapore
Singaporean children are some of the world’s most over-scheduled. Even during the March school holidays, they’re probably not spared. Bottle-thick glasses on their faces, they are shuttled from school to...
14 March 2022
Maintenance of Parents Act: Can Parents Really Sue Their Children?
Family
Maintenance of Parents Act: Can Parents Really Sue Their Children?
Confucius would be so smug if he knew that filial piety, his favourite virtue, was enshrined in Singapore law. The Singapore government expects children to fund the retirement of their...
14 March 2022
june holidays
Family
5 Free Ways to Entertain Your Kids During the School Holidays, None of Them Involving Screens (Mar 2022)
The March holidays are upon us, which means that every parent is going to have the daunting task of keeping their kids entertained 24/7.
14 March 2022
Breast Cancer Awareness: Mammogram Screenings and Subsidies
Healthcare
Breast Cancer Screening 2022: Where to Go for Cheap or Free Mammograms
Breast cancer is the most common cancer affecting Singaporean women. The good news is that it can be detectable in many cases before it is too late — but only...
14 March 2022
petrol credit cards singapore 2018
Credit Cards
3 Best Credit Cards for Petrol Discounts at Esso, Shell, SPC & Caltex (2022)
Using a credit card for petrol in Singapore is practically compulsory for any seasoned driver or motorcyclist. Petrol credit cards get you such a huge discount that it doesn’t make...
13 March 2022
youtrip review
Budgeting
YouTrip Review — Guide to YouTrip Card, Exchange Rates & Promo Codes
Remember when you’d queue up to exchange huge wads of cash at a money changer and then pray you wouldn’t get robbed on your way home? Those days are over...
11 March 2022
best-online-shopping-credit-cards
Credit Cards
7 Best Credit Cards for Online Shopping in Singapore (2022)
Remember the good old days before online shopping became the default way to buy stuff? Me neither. Memories of those hazy days have been filed away together with those of...
11 March 2022
credit card overseas spending fees
Credit Cards
5 Ways to Minimise Your Credit Card Overseas Spending Fees
Using your credit card when you’re on holiday sure beats hiding wads of cash in your socks and underwear to deter thieves. It also saves you from having to make...
11 March 2022
Digital nomad remote working: How much it costs to work from another country (2022)
Budgeting
Digital nomad remote working: How much it costs to work from another country (2022)
The pandemic has magically transformed hordes of people into digital nomads. Some companies have even downsized offices in order to save on rent and told employees to work remotely on...
10 March 2022
How much it costs to be single & actively dating in Singapore - Moneysmart Blog
Budgeting
Single & actively dating in Singapore: Here’s how much dating costs you (2022)
More Singaporeans are opting out of marriage, weddings and kids because of the high cost of living. Personally, I think finding a partner who has the same approach to finances...
10 March 2022
shopping singapore
Opinion
4 Financial Mistakes Singaporean Women are Making
Neither men nor women have it easy in Singapore when it comes to staying afloat in an expensive city and planning for retirement amidst a zillion financial burdens.
8 March 2022
woman less expensive singapore
Budgeting
5 Ways to Make Being a Woman Less Expensive in Singapore
Everyone expects you to always look pretty and fresh as a flower. But confirming to society’s idea of what a woman should look like isn’t just time-consuming, it can also...
8 March 2022
best term life insurance policies
Life Insurance
6 Best Term Insurance Policies in Singapore for Affordable Protection
Not impressed by life insurance policies which charge astronomical premiums? Then you might want to consider its much simpler, straightforward and cost-effective sibling: term life insurance. Both types of insurance are...
7 March 2022
Maid Insurance in Singapore 2018
Health Insurance
Maid Insurance Policies in Singapore 2022 – What Is It & How Much It Costs
For some families, the person who really runs the household is a domestic helper. Without her, dishes would go unwashed, toilets would start to stink and kids would run amok with...
7 March 2022