joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Estate Planning Checklist: 7 Important Things to Settle Before You Die
Budgeting
Estate Planning Checklist: 7 Important Things to Settle Before You Die
Not a lot of people like to think about dying, let alone plan for your death. But that’s exactly what estate planning is. It might seem morbid to make preparations...
29 July 2021
Interactive Brokers Singapore Review (2021): IBKR Commission Fees & More
Invest
Interactive Brokers Singapore Review (2021): IBKR Commission Fees & More
Sick of working from home for a boss who’s using the pandemic as an excuse to increase your workload? Investing your money wisely can be your first step towards financial...
28 July 2021
free parking singapore
Transportation
20 Car Parks in Singapore You Didn’t Know Had Free Parking
If I had to nominate one cliché that rings all-too-true in Singapore, it would be “there’s no such thing as a free lunch”. Every year, more and more of our favourite...
27 July 2021
Short vs Medium vs Long Term Financial Goals: How Do You Save Up for Each Type?
Budgeting
Short vs Medium vs Long Term Financial Goals: How Do You Save Up for Each Type?
You’ve achieved your squad goals and couple goals, but what about your financial goals? They might be less sexy, but they’re very important to have in Singapore. Things like cars,...
26 July 2021
Best cash back cards in singapore
Credit Cards
11 Best Cashback Credit Cards in Singapore (2021)
Collecting air miles for your jet setting lifestyle sounds sexier than trying to scrounge for cash rebates, but ever since Covid-19 killed travel, most of us would rather get our...
21 July 2021
Citibank SMRT card Review
Credit Cards
Citibank SMRT Card – MoneySmart Review 2021
You might think that SMRT is the source of all your problems, but that doesn’t mean you should refuse to sign up for the Citibank SMRT Card out of spite....
21 July 2021
5 Best Regular Savings Plans in Singapore 2021: Invest With $100 a Month
Invest
5 Best Regular Savings Plans in Singapore 2021: Invest With $100 a Month
Investing is like exercising daily, improving your cooking skills or sleeping earlier — we all know we should be doing it, but due to lack of time, discipline or knowledge,...
14 July 2021
SIBOR, SORA and SOR Rates Explained — All You Need To Know And How They Affect Your Home Loans
Home Loans
SIBOR, SORA and SOR Rates Explained — How They Affect Your Home Loans
One of the biggest decisions you have to make when buying a home is… no, not what colour you want the walls to be, but what home loan to go...
13 July 2021
best critical illness insurance singapore
Health Insurance
Critical Illness Insurance in Singapore: The Complete Guide (2021)
Critical illness insurance is generally considered good to have in Singapore… if you can afford it. It is generally not considered as essential as hospitalisation insurance, which every adult should...
12 July 2021
Futu Moomoo Singapore Review (2021): Worth It For the Free Apple Share?
Invest
Futu Moomoo Singapore Review (2021): Worth It For the Free Apple Share?
Futu Moomoo might sound like the brandname of a new type of flavoured milk, but it’s actually an online investment brokerage. Even the lactose-intolerant can partake! Moomoo is a stock...
7 July 2021
Tiger Brokers Singapore Review (2021): Commission Fees, Pros & Cons
Invest
Tiger Brokers Singapore Review (2021): Commission Fees, Pros & Cons
None of us will be getting on a Tiger Airways flight anytime soon, which gives us more time to sit at home and try to get rich by trading stocks...
6 July 2021
passive income
Invest
7 Ways for Regular People to Earn Passive Income in Singapore
Having a steady stream of passive income sounds like a dream, because it effectively means you get to earn money for doing nothing. Unfortunately, many people who claim to be...
2 July 2021
UOB EVOL (Formerly YOLO) Credit Card — MoneySmart Review 2021
Credit Cards
UOB EVOL (Formerly YOLO) Credit Card — MoneySmart Review 2021
Previously, the UOB YOLO Card was a cashback credit card with generous cash rebates of up to 8% on dining, entertainment, online shopping and travel — exactly what Singaporean millennials...
29 June 2021
UOB Absolute Cashback Card — MoneySmart Review 2021
Credit Cards
UOB Absolute Cashback Card — MoneySmart Review 2021
Now that life keeps throwing up curveballs (which Phase is Singapore in again?), I really appreciate simple, straightforward credit cards like the new UOB Absolute Cashback Card. The UOB Absolute Cashback...
28 June 2021
Syfe Singapore review 2020 - robo advisor in Singapore
Invest
Syfe Singapore Review — Is This Robo Advisor Platform Suitable For You?
Syfe is a relative newcomer in the world of robo advisors, but it has quickly become one of the most popular ones, thanks to its straightforward interface, affordable fees and no minimum...
25 June 2021
petrol credit cards singapore 2018
Credit Cards
3 Best Credit Cards for Petrol Discounts at Esso, Shell, SPC & Caltex (2021)
Using a credit card for petrol in Singapore is practically compulsory for any seasoned driver or motorcyclist. Petrol credit cards get you such a huge discount that it doesn’t make...
24 June 2021
InsAccident_Best_masthead
PA Insurance
7 Best Personal Accident Insurance Plans Under $150 in Singapore (2021)
Everyone experiences bad luck now and then. Like when you don’t strike Toto, the MRT breaks down, or your HDB block didn’t get selected for en bloc. But what about...
24 June 2021
Love Shopping in Singapore? 5 Best Credit Cards to Swipe (2021)
Credit Cards
Love Shopping in Singapore? 5 Best Credit Cards to Swipe (2021)
Are you always late for appointments because you “couldn’t help” but step into every shop along the way? Are your friends and family thoroughly sick of waiting outside changing rooms?...
23 June 2021
singapore property prices
Property
Investing in Property in Singapore: Singapore Property Tax & Buying Guide
For most ordinary Singaporeans who aren’t CEOs, ministers, investment bankers or heart surgeons, there are two main ways to get rich quick — win the lottery, or buy Singapore property...
22 June 2021
unlimited cashback credit card
Credit Cards
5 Best Unlimited Cashback Credit Cards in Singapore (2021)
Many cashback credit cards are like those fast food ads featuring massive burgers oozing with juice. You buy one, only to discover that the real product looked more like a deflated...
22 June 2021
Amex Love Dining & More - 8 Best Credit Cards for Dining in Singapore (2019)
Credit Cards
5 Best Credit Cards in Singapore for Dining & Food Delivery (2021)
Singapore used to be a foodie’s paradise, but ever since the pandemic hit, eating has become more of an unwelcome necessity, and the reason our roads and pavements are swarming...
22 June 2021
managing money and expenses a guide to budgeting income
Budgeting
Managing Money And Expenses – A Guide To Budgeting Income In Singapore
You go to work every day and earn an acceptable income. Yet, at the end of every month you start to get panic attacks when standing in line at the ATM...
18 June 2021
best credit card for groceries
Credit Cards
5 Best Credit Cards for Groceries: NTUC, Sheng Siong, Cold Storage & Giant (2021)
Saving money on groceries conjures up images of aunties aggressively clipping grocery coupons in the newspapers or travelling an extra 7km just to shop at Sheng Siong instead of NTUC...
16 June 2021
invest in stocks and bonds
Invest
How to Invest in Singapore: 5 Most Common Investing Methods & Tools
To new investors in Singapore, the stock market presents a bewildering range of options. There are dozens of systems and methods of investing, all with their pros and cons. So...
15 June 2021
Covid-19 Recovery Grant 2021: How to Apply for CRG and CRG-T
Budgeting
Covid-19 Recovery Grant 2021: How to Apply for CRG and CRG-T
Just as we thought we’d beat Covid-19, 2021 started smelling a lot like 2020. With new restrictions on gathering sizes and the outlawing of dining out, many businesses and workers...
11 June 2021