joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Singapore gyms memberships for online fitness HIIT, boxing, spinning, pilates, yoga, barre classes
Fitness & Beauty
Singapore Gyms Offering Online Yoga, Pilates, HIIT and Boxing Fitness Workouts
2020 is the worst year ever for anyone with a gym membership. Gyms have reopened, but there’s still a cap on the number of class attendees. As a result, booking...
26 August 2020
Logitech, Razer, Microsoft And More – 8 Best Wireless Mouse For Work And Play (2020)
Budgeting
Logitech, Razer, Microsoft And More – 8 Best Wireless Mouse For Work And Play (2020)
Working from home or remote work is going to be a lot more prevalent now that Covid-19 has rewritten our future. Rather than spending more time working because of your...
25 August 2020
CPF Matched Retirement Savings Scheme: Another Way to Top Up Your Parents’ CPF
Budgeting
CPF Matched Retirement Savings Scheme: Another Way to Top Up Your Parents’ CPF
Topping up your parents’ CPF Retirement Account has long been a way to offer financial support to family members. Now, you might be able to get money from the government...
21 August 2020
Vaccination In Singapore – A Guide To Costs And Government Subsidies
Healthcare
Vaccination In Singapore – A Guide To Costs And Government Subsidies
As the world waits with bated breath for the COVID-19 vaccine that will save us all, here’s a gentle reminder that COVID-19 isn’t the only disease that can befall us...
20 August 2020
MoneyOwl robo advisor investment Singapore review
Invest
MoneyOwl Review (2020) — The Robo Advisor Platform That is a Social Enterprise
It sounds a little scary, but MoneyOwl brands itself as “Singapore’s First Bionic Financial Advisor”. No, that doesn’t mean you’ll be served by cyborgs. It does mean, however, that you’ll...
19 August 2020
Use the HSBC Visa Platinum credit card for 5% cash back on groceries, dining and petrol at Caltex and Shell
Credit Cards
HSBC Visa Platinum Credit Card – MoneySmart Review (2020)
So many credit cards seem to be designed for bragging rights, but not the HSBC Visa Platinum Credit Card. The card is targeted at families, so don’t expect it to...
18 August 2020
DBS Esso Card gives you fuel rebates when you pump petrol
Credit Cards
DBS Esso Card – MoneySmart Review (2020)
Do you turn to The Tiger when you need to fill up your tank with black gold? Loyal customers of Esso can get rewarded for fuel purchases with the DBS...
17 August 2020
DBS Takashimaya American Express Card gives rebates when you shop at Takashimaya
Credit Cards
DBS Takashimaya American Express Card – MoneySmart Review 2020
The iconic Ngee Ann City at Orchard Road is one of those shopping malls that’s truly stood the test of time even as others have floundered. Its anchor tenant of...
13 August 2020
This Hungry Ghost Festival, buy some joss paper or kim zua online
Shopping
Hungry Ghost Festival 2020 – 8 Online Shops to Buy Joss Paper (Kim Zua) From
It’s that time of year again when you need to be careful where you step. Yup, Hungry Ghost Festival or Zhong Yuan Jie is just around the corner. This year’s...
13 August 2020
Standard Chartered SCB Spree credit card
Credit Cards
Standard Chartered Spree Card – MoneySmart Review (2020)
Does walking through your favourite shopping mall set your heart aflutter? Then you might as well get some cashback from your shopping sprees. There are more than enough credit cards...
12 August 2020
HDB BTO Aug 2020 launches in mature estates
Property
HDB BTO August 2020 launch in mature estates – Geylang, Bishan, Pasir Ris, Ang Mo Kio and Tampines
This year, Singaporeans anxious to buy their own homes have had to wait a little longer. Due to COVID-19, HDB’s BTO launches for May were postponed to August. The new...
12 August 2020
HDB BTO August launches in Choa Chu Kang, Tengah, Woodlands
Property
HDB BTO August 2020 launches in non-mature estates — Tengah, Choa Chu Kang and Woodlands
Spending so much time at home with your parents during the circuit breaker might have strengthened your resolve to get your own place. Well, with a bumper crop of BTO...
12 August 2020
HSBC Revolution Card
Credit Cards
HSBC Revolution Card – MoneySmart Review 2020
The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC rewards points for most things that most Singaporeans do anyway — dining out, online shopping, travelling and...
12 August 2020
HSBC Advance Credit Card
Credit Cards
HSBC Advance Credit Card – MoneySmart Review 2020
The HSBC Advance Credit Card doles out up to 3.5% cashback on everything, which is a real godsend for people who simply can’t keep track of 7 different credit cards...
11 August 2020
DBS Black Card Review
Credit Cards
DBS Black Visa Card – MoneySmart Review 2020
Your parents might think it’s bad luck to wear black. But that sure hasn’t hurt DBS Black Visa Card’s popularity. The card itself looks pretty sleek and is marketed as...
7 August 2020
DBS Visa Debit Card review
Credit Cards
DBS Visa Debit Card – MoneySmart Review 2020
Haven’t used a debit card since you were too young and poor to apply for a credit card? The DBS Visa Debit Card just might change that. That’s because you can...
6 August 2020
Standard Chartered Manhattan Card Review
Credit Cards
Standard Chartered MANHATTAN World Mastercard – MoneySmart Review 2020
The Standard Chartered MANHATTAN World Mastercard has been around a long time — from the days when it was too expensive for most Singaporeans to holiday in New York. It’s also...
4 August 2020
SCB Unlimited Cashback Credit Card
Credit Cards
Standard Chartered Unlimited Cashback Credit Card – MoneySmart Review 2020
The premise of the Standard Chartered Unlimited Cashback Credit Card is extremely simple — 1.5% cashback on everything with no minimum spending and no rebate cap. Okay, so 1.5% doesn’t...
4 August 2020
Singapore staycations 2020 - STB approved hotels with promotions and deals packages
Travel
Staycation in Singapore 2020 – Approved Hotels by STB and Available Promotions
Thanks to the ban on non-essential travel and of course the fear of catching COVID-19 on the road, many of us are feeling trapped. The good news is that the...
31 July 2020
NTUC Membership In Singapore: A Guide To Benefits, The NTUC Card And More
Budgeting
NTUC Membership In Singapore: A Guide To Benefits, The NTUC Card And More
Did you grow up thinking “NTUC” was a supermarket? So did every other Singaporean. But guess what, NTUC actually stands for National Trades Union Congress rather than Not Too Unaffordable...
31 July 2020
Citibank Cash Back+ Credit Card – MoneySmart Review (2020)
Credit Cards
Citibank Cash Back+ Credit Card – MoneySmart Review (2020)
I have a soft spot for cash back credit cards. There’s none of that beating around the bush, trying to predict when your rewards points expire or getting slapped with...
30 July 2020
Citi Rewards Card Review
Credit Cards
Citibank Rewards Card – MoneySmart Review 2020
The Citibank Rewards Card is one of the more attractive credit cards in Singapore for shopaholics, offering 10X rewards points (or $1 = 4 miles) when you shop online (excluding...
29 July 2020
Citibank SMRT card Review
Credit Cards
Citibank SMRT Card – MoneySmart Review 2020
You might think that SMRT is the source of all your problems, but that doesn’t mean you should refuse to sign up for the Citibank SMRT Card out of spite....
28 July 2020
Life Insurance Association's new definitions for critical illness change from 26 Aug 2020 may affect your insurance policy
Life Insurance
Critical Illness Insurance Definitions Will Change in 2020 – How This Could Affect New Policies
When a friend or schoolmate you haven’t heard from for more than a decade contacts you out of the blue, there can only be two reasons: they’re trying to recruit...
15 July 2020
NTUC Income Snack lets you get term life, critical illness, personal accident insurance coverage for cheap
Life Insurance
NTUC Income Insurance Singapore — SNACK Review
NTUC FairPrice might be where you go when you’ve got the munchies, but that’s got nothing to do with this article. Sorry, hungry people, but NTUC SNACK is actually a...
14 July 2020