joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

CIMB World Mastercard—MoneySmart Review 2023
Credit Cards
CIMB World Mastercard—MoneySmart Review 2023
Cashback credit cards are some of the most worthwhile cards to sign up for because they’re essentially giving you free money. Seeing as even fast food outlets charge for sauce...
5 days ago
singapore-personal-loans-best-interest-rates
Personal Loans
6 Best Personal Loans in Singapore with Lowest Interest Rates (Nov 2023)
If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...
20 November 2023
UOB (U11) Guide: Share Prices, Dividends and Market News (2023)
Invest
UOB (U11) Guide: Share Prices, Dividends and Market News (2023)
These days, everyone is talking about the UOB One Savings Account or the UOB One credit card. But you know what I wanna talk about? U11. No, this isn’t some new rock band...
9 November 2023
ntuc-membership-benefits-linkpoints-training-fees
Budgeting
NTUC Membership In Singapore: A Guide To Benefits, NTUC Card And More
Did you grow up thinking “NTUC” was a supermarket? So did every other Singaporean. But guess what, NTUC actually stands for National Trades Union Congress rather than Not Too Unaffordable...
6 November 2023
credit-card-fee-waiver
Credit Cards
Credit Card Annual Fees: Annual Fee Cost & How to Get Annual Fee Waivers
If you’re using credit cards the right way, you should be getting more money out of the bank than they’ll ever get from you. That means paying all your bills in...
3 November 2023
wedding-ang-bao-rates-singapore-2023
Wedding
Wedding Ang Bao Rates in Singapore 2023—How Much Should You Give?
Wedding dinners in Singapore can sometimes be a mercenary affair. Don’t be fooled into thinking that wedding ang baos (red packets) are purely a gift from the heart. In Singapore,...
24 October 2023
breast-cancer-screening-singapore-cheap-free-mammograms
Healthcare
Breast Cancer Screening 2023: Where to Go for Free or Cheap Mammograms
Breast cancer is the most common cancer affecting Singaporean women—almost 1 in 13 women in Singapore will be diagnosed with breast cancer in their lifetime. The good news is that...
23 October 2023
UOB-PRVI-miles-card
Credit Cards
UOB PRVI Miles Card—MoneySmart Review 2023
Now that travel has restarted, it’s time to bust out the air miles credit cards and start racking up points for free air tickets. The UOB PRVI Miles Card is...
23 October 2023
uob-one-card-moneysmart-review
Credit Cards
The UOB One Card Comes With Up To 15% Cashback—But Do You Know How It Works?
Other credit cards have come, gone or been rebranded, but the UOB One Card is still going strong. This entry level credit card has a reputation for being one of...
20 October 2023
Best cash back cards in singapore
Credit Cards
12 Best Cashback Credit Cards in Singapore (2023)
Collecting air miles for your jet setting lifestyle admittedly sounds sexier than trying to scrounge for cash rebates. But if you’re still one of those people who believe that cash...
6 October 2023
Breaking Up After Applying For a BTO Flat—How Much Money Do You Lose?
Property
Breaking Up After Applying For a BTO Flat—How Much Money Do You Lose?
Breakups are one of the worst experiences some of us will ever go through. But it gets so much worse if you and your ex have already balloted for a...
4 October 2023
no-annual-fee-credit-card
Credit Cards
12 Best No Annual Fee Credit Cards in Singapore (2023)
Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to...
27 September 2023
Amex Love Dining & More - 8 Best Credit Cards for Dining in Singapore (2019)
Credit Cards
12 Best Credit Cards in Singapore for Dining and Online Food Delivery (2023)
If Singaporeans had a national hobby, it would have to be eating. A foodie paradise, Singapore is chock-full of restaurants, cafes, buffets, coffee shops, and hawker centres to fill our...
26 September 2023
What Are the CPF Basic, Full & Enhanced Retirement Sum and How Do They Affect Your Retirement?
Budgeting
What Are the CPF Basic, Full & Enhanced Retirement Sum and How Do They Affect Your Retirement?
Ever wondered why a chunk of your salary mysteriously disappears every month? That’s a question you might be asking yourself if you have no idea what Central Provident Fund (CPF)...
18 September 2023
top-gyms-singapore
Fitness & Beauty
Gyms in Singapore: Memberships at Fitness First, True Fitness, Virgin Active, Pure Fitness, Amore Fitness
The big gym chains in Singapore have a reputation for being rather…how do we put this nicely… predatory. Not only will you be hounded to no end to sign up...
14 September 2023
Priority Banking in Singapore (2023): Benefits, Eligibility, And More
Priority Banking
Priority Banking in Singapore (2023): Benefits, Eligibility, And More
There are many ways to fake it if you want to look rich in Singapore. You could buy a nice car and then moonlight as a Grab driver to pay...
29 August 2023
hsbc-revolution-card-masthead
Credit Cards
HSBC Revolution Card’s 10x Points with $0 Minimum Spend—Is There a Catch?
The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC rewards points for online and contactless transactions. Unlike cashback cards that force you to work your...
21 August 2023
rent-room-apartment-singapore-guide-prices-fees-locations
Property
Rent In Singapore: How Much To A Room Or Whole Unit in Singapore (2023)
With the wait for a BTO flat seemingly ever increasing, many newlyweds or couples might look towards renting in the meantime. Sure, renting might be an expensive sinkhole where your money...
17 August 2023
Where to Buy Joss Paper (Kim Zua) Online for Hungry Ghost Festival 2023
Shopping
Where to Buy Joss Paper (Kim Zua) Online for Hungry Ghost Festival 2023
As the sun starts clocking out for the day and the breeze picks up a little, it’s that time of the year again when things get a bit otherworldly—yep, you...
14 August 2023
best-air-miles-credit-card-singapore
Credit Cards
9 Best Air Miles Credit Cards in Singapore (2023)
Ah, the air miles credit card. Clearly the most glamorous of all credit cards. Every time you use one, you’re reinforcing your image as a globetrotting, wanderlusting, jet-setter. But more importantly,...
2 August 2023
Best Money Changers in Singapore—10 Places to Go for Good Exchange Rates
Travel
Best Money Changers in Singapore—10 Places to Go for Good Exchange Rates
Singaporeans’ favourite hobby is escaping Singapore on overseas holidays. Fleeing the country is as simple as booking a flight outta here and hot-footing it to Changi Airport. But there are...
26 July 2023
Maid-insurance-in-singapore coverage cost masthead
Health Insurance
Maid Insurance Policies in Singapore 2023—What Are They and How Much Do They Cost?
For some families, the person who really runs the household is a domestic helper. Without her, dishes would go unwashed, toilets would start to stink and kids would run amok with...
18 July 2023
10 Best Home Insurance Plans in Singapore for HDB & Private Property (2023)
Home Insurance
10 Best Home Insurance Plans in Singapore for HDB & Private Property (2023)
Your home is probably the most expensive thing you own right now. (Not to be presumptuous, but I’m assuming you don’t have a $3 million supercar or yacht.) So it...
11 July 2023
Singapore Turf Club Closure: Where Can You Still Gamble Legally?
Entertainment
Singapore Turf Club Closure: Where Can You Still Gamble Legally?
2023 is going to be a very sad year for the uncles who faithfully buy Punters’ Way at 7-11. That’s because the government has announced that the Turf Club in...
4 July 2023
Yoga masthead
Fitness & Beauty
Top 18 Yoga Studios and Prices Singapore: Yoga Movement, Yoga Inc, Hom Yoga (2023)
Want to do yoga, but don’t know where to start? You’re hardly alone. Even though yoga has become very mainstream in Singapore, the sheer amount of options out there makes...
21 June 2023