joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

food delivery singapore
Dining
5 Affordable Food Delivery Services in Singapore To Use During Lunchtime
Every day at lunch, you stare forlornly into your wallet, realising you can only afford to spend a maximum of $15. With no other alternatives in sight, you trudge to...
11 June 2015
3 Ways Divorce Can Affect You Financially in Singapore
Family
3 Ways Divorce Can Affect You Financially in Singapore
The break up of a marriage is one of the suckiest things that can happen to you. Even if you’re secretly glad to finally be rid of that lowlife once...
11 June 2015
3 Well-Paying Industries Fresh Grads Might Want to Think Twice about Entering
Career
3 Well-Paying Industries Fresh Grads Might Want to Think Twice about Entering
Every fresh grad’s dream is to clinch a job offer that puts them on the fast-track to the high life. As you send out your resume, you fantasise about receiving...
10 June 2015
3 Ways Singaporeans Sneakily Indulge Their Vices on a Budget
Budgeting
3 Ways Singaporeans Sneakily Indulge Their Vices on a Budget
It’s not easy maintaining vices in Singapore, as the government seems intent on making Singaporeans pay for their poisons. Drinking after 10:30pm is now restricted to bars, shutting out the...
9 June 2015
3 Inexpensive Ways to Instantly Look More Professional
Career
3 Inexpensive Ways to Instantly Look More Professional
Beauty comes at a price, so says everyone who’s gone for botox injections or redone their face with the help of plastic surgery. Looks matter at the workplace if you...
9 June 2015
yoga
Career
How Much Does it Cost to Become a Yoga Teacher in Singapore
It seems like just yesterday when people were leaving their soul-destroying corporate jobs to set up cafes or social enterprises. These days, lots of disillusioned young professionals are hanging up...
8 June 2015
4 Things to Watch Out For when Booking Holidays Online
Travel
4 Things to Watch Out For when Booking Holidays Online
My friend’s parents used to run their own travel agency. Once, as teenagers, in the days before budget airlines, we went on a trip to Bangkok. Flights and accommodation for...
5 June 2015
5 Things Every Singaporean Who Supports their Aged Parents Must Do
Family
5 Things Every Singaporean Who Supports their Aged Parents Must Do
Ask any Singaporean why they turned down that job offer in London or New York, and there’s a high chance he’ll say he needed to take care of his parents...
5 June 2015
How Much Are We Willing to Sacrifice in the Name of Money in Singapore?
Opinion
How Much Are We Willing to Sacrifice in the Name of Money in Singapore?
Those of us without trust funds often think of money as something you have to make sacrifices to get more of. But with people dying of overwork and work-life balance...
4 June 2015
4 Ways to Take Money Saving to the Extreme in Singapore
Budgeting
4 Ways to Take Money Saving to the Extreme in Singapore
Just as I thought I was already being very thrifty, I met a guy who claimed he could get away with spending only $150 a month. I immediately turned green...
4 June 2015
chanel handbag
Opinion
4 Things You Can Gain By Not Buying That Chanel Handbag
A friend hailing from overseas once commented that she was amazed to see so many genuine Chanel handbags being toted around on the MRT in Singapore. In fact, most of...
3 June 2015
Why are Singaporeans Who Are Heavily in Debt Refusing to Seek Help?
Opinion
Why are Singaporeans Who Are Heavily in Debt Refusing to Seek Help?
Beneath Singapore’s glittery facade, many citizens secretly struggle with debt. Household debt levels are rising to the point where the authorities are sitting up and taking notice. MAS has rolled...
3 June 2015
4 Hidden Costs of Going to University in Singapore
Education
4 Hidden Costs of Going to University in Singapore
Getting a university education in Singapore is no longer as cheap as it used to be, with Singaporean undergraduates matriculating in 2015 expecting to pay at least $25,000 for a...
2 June 2015
3 Big Questions Singaporean Students Need to Ask Themselves Before Picking a Degree Course
Education
3 Big Questions Singaporean Students Need to Ask Themselves Before Picking a Degree Course
Singaporean students are notoriously pragmatic when it comes to choosing a course of tertiary study. Basically, there is only one rule: enrol in the “best” course your grades will let...
1 June 2015
5 Personality Traits That are Costing Singaporeans Money
Opinion
5 Personality Traits That are Costing Singaporeans Money
A formidable money saver and investor is not born without some very desirable personality traits, such as an ability to think outside the box and not be a gullible lemming....
1 June 2015
3 Retirement Fears Plaguing Singaporeans and What You Should Be Doing About Them
Opinion
3 Retirement Fears Plaguing Singaporeans and What You Should Be Doing About Them
A news report published last year revealed that Singaporeans’ retirement fears revolve around basic necessities rather than being able to play golf every day or have assets to pass on...
29 May 2015
staycation singapore
Entertainment
5 Unique Places to Enjoy a Singapore Staycation During the June Holidays
So the June holidays are coming, but you’re not about to cart the entire family off to some foreign land because it’s expensive and you don’t have the energy to...
29 May 2015
4 Affordable Ways Singaporeans Can Make Their Work Day Healthier
Fitness & Beauty
4 Affordable Ways Singaporeans Can Make Their Work Day Healthier
There should be no reason work would make you an unhealthier person. After all, few people view the physical effects of work as tantamount to smoking a carton of cigarettes...
26 May 2015
Too Many Smart Singaporeans are Making These 3 Simple Money Mistakes
Opinion
Too Many Smart Singaporeans are Making These 3 Simple Money Mistakes
So, you think you’re smart. You don’t gamble, you save and invest a large portion of your salary, and you didn’t spend your last bonus on a car. By most...
26 May 2015
DBSS
Property
Why Are More and More Singaporeans Complaining About Their DBSS Flats?
As you open the door to your brand new DBSS flat, the scent of fresh flowers hits you. You look through the window and see a dazzling meteor shower rain...
26 May 2015
4 Things You Need to Think About Before Accepting a Job in Singapore
Career
4 Things You Need to Think About Before Accepting a Job in Singapore
In my second week at one of my last jobs, a secretary came up to me and remarked that none of the previous hires in my new position had lasted...
24 May 2015
What You Need to Know if You’re Thinking of Moving Out and Renting
Property
What You Need to Know if You’re Thinking of Moving Out and Renting
Now that the Singapore property market isn’t looking like the goldmine it once was, more and more young people are turning to renting. Sure, those Singaporeans whose sole reason for...
21 May 2015
4 Inconsiderate Ways Singaporeans Pressure Their Friends to Spend Money
Opinion
4 Inconsiderate Ways Singaporeans Pressure Their Friends to Spend Money
One of the biggest reasons people end up wasting money is other people. You don’t see too many Singaporeans having a solitary beer at the bar or getting dressed up...
21 May 2015
4 Things Singaporeans Think are Essential But are Really Not
Budgeting
4 Things Singaporeans Think are Essential But are Really Not
Life is an ongoing struggle to distribute your resources so that you fulfil all of you needs, and enough of your wants to not make you miserable. From the looks...
19 May 2015
renting home singapore
Property
3 Surprising Reasons Singaporeans Might Want to Choose Renting Rather Than Buying a Home
Conventional wisdom says that you should always buy a home rather than rent. Singaporeans tend to believe that renting keeps you in the poorhouse for the rest of your life,...
19 May 2015