joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Singaporeans Must Do These 3 Things Before Jumping into Investing
Invest
Singaporeans Must Do These 3 Things Before Jumping into Investing
It’s no secret that we’re big fans of investing here at MoneySmart. It’s not something that’s “nice to do” if you “have the money”. For most of us who don’t...
12 May 2016
supplementary retirement scheme
Opinion
3 Disturbing Observations About Singaporeans’ Attitude Towards Planning for Retirement
I don’t think I’m THAT old, but retirement is something I’ve been thinking about for a couple of years already. I think about it most intensely when I’m slogging away...
11 May 2016
A Recruiter Tells Us 3 Things Job Seekers Should Know if They Have Gaps in Their Resumés
Career
A Recruiter Tells Us 3 Things Job Seekers Should Know if They Have Gaps in Their Resumés
So you thought it was a great idea to embark on a 9 month voyage of self-discovery around the world. But now that you’re back and desperately job hunting, here’s the...
11 May 2016
savings account singapore
Budgeting
4 Ways Singaporeans Can Change Their Behaviour So They Spend Less
For some people, forcing themselves to steer clear of designer sales or slum it by eating at a hawker centre instead of a restaurant makes them feel like they are...
10 May 2016
4 Steps Retrenched PMETs Must Take if They Want to Get Back on the Career Ladder
Career
4 Steps Retrenched PMETs Must Take if They Want to Get Back on the Career Ladder
I have a few friends who hate their jobs so much they’re dying to get retrenched so they can take their severance packages and travel the world for a couple...
10 May 2016
credit card promotions singapore
Shopping
Here’s 3 Reasons Why Singaporeans Doing More Shopping Online Than in Malls is a Good Thing
Orchard Road is a bit of a joke these days. Once the crowning glory of Singapore, the Orchard stretch is now thought of as an overcrowded hellhole, and even fashionistas...
9 May 2016
stay at home mom singapore
Family
4 Things Mothers in Singapore Should Do to Plan for Their Finances
Being a mother in Singapore isn’t easy, no matter what the many beaming Mothers’ Day photos on Facebook might have you believe.
9 May 2016
life insurance myths
Career
3 of the Most Popular Jobs Amongst Singaporeans Who Want to Be Their Own Boss
Hands up every Singaporean whose parents warned them they’d end up becoming road sweepers if they didn’t study hard.
9 May 2016
University Education singapore
Career
6 Tips for University Students Going to Their First Career Fair
Listen up, young padawans. You’ve spent the last 13 to 15 years of your life being educated, and now it’s time to attend career fairs organised by hundreds of companies...
6 May 2016
baby bonus CDA POSB
Opinion
How Can the Government Make Cars More Affordable for Singaporean Families?
“Car-lite” is such a buzzword these days, it’s starting to sound like the name of some new fad diet. Let’s forget for a second that the MRT network is woefully overtaxed...
5 May 2016
failed business lessons singapore
Budgeting
6 Irritating Ways Being Forgetful Causes Singaporeans to Waste Tons of Money
For most Singaporeans, their first brush with the dangers of forgetting stuff came in primary school, when they had to grit their teeth and tell their teachers, “I forgot to...
4 May 2016
5 Types of Insurance Plans in Singapore You Didn’t Know Existed
Life Insurance
5 Types of Insurance Plans in Singapore You Didn’t Know Existed
Concert pianists get their hands insured, supermodels and pro sportspeople buy insurance for their bodies, and it’s easy to see why. You might not think you have any body parts...
4 May 2016
3 Ways the Singapore Government Can Truly Encourage Car-Liteness
Opinion
3 Ways the Singapore Government Can Truly Encourage Car-Liteness
It’s pretty ironic that the Baby Bonus isn’t making Singaporeans want to have more kids, while in spite of the COE so many Singaporeans still feel that cars make their...
3 May 2016
How to Go on a Week-long Holiday to Hong Kong For Less than $1,000
Travel
How to Go on a Week-long Holiday to Hong Kong For Less than $1,000
Singapore might be a paradise for shopping and eating, but if there’s one city in the world that beats us hands down, it’s Hong Kong. This city is even more...
29 April 2016
3 Biggest Reasons Singaporean Interns Fail to Get Job Offers   
Career
3 Biggest Reasons Singaporean Interns Fail to Get Job Offers  
Remember the first day of your first internship? Getting off the bus or MRT, gazing wide-eyed at the office buildings towering overhead, and feeling like an imposter in the office...
29 April 2016
18 SkillsFuture Courses That Could Help You Keep Your Job in 2016
Career
18 SkillsFuture Courses That Could Help You Keep Your Job in 2016
Previously on MoneySmart, we talked about some of the skills Singaporeans who actually care about their employability should probably look into building in 2016.
27 April 2016
Here’s How to Help a Loved One Who’s Been Retrenched Get Back on Their Feet
Career
Here’s How to Help a Loved One Who’s Been Retrenched Get Back on Their Feet
Losing your job when you’re young sucks, but not as much as it does when you’re middle aged, have a mortgage to pay off, a family to support or kids...
27 April 2016
Here’s How Much Renting a 3 Bedroom Apartment Costs in Major Cities Around the World
Property
Here’s How Much Renting a 3 Bedroom Apartment Costs in Major Cities Around the World
A lot has been said about how expensive property is in Singapore, blah blah blah, but the fact is that most Singaporeans will never ever have to worry about how...
26 April 2016
What Are the Roadblocks Stopping Flexible Work Arrangements from Being Implemented?
Career
What Are the Roadblocks Stopping Flexible Work Arrangements from Being Implemented?
So the government has been offering companies money to implement flexible work arrangements with the Work-Life Grant, but for once, SMEs aren’t rushing to snap up the freebies.
26 April 2016
How Much Should a Professional Wedding Photographer Cost and What Should You Expect?
Wedding
How Much Should a Professional Wedding Photographer Cost and What Should You Expect?
The latest saga to go viral on Singaporean social media is the story of this couple’s wedding photo disaster. While not a fan of Stomp-style flaming and shaming, I have...
25 April 2016
Give Yourself an Annual Financial Checkup By Doing These 4 Things
Budgeting
Give Yourself an Annual Financial Checkup By Doing These 4 Things
Despite the fact that Singaporeans fret so much about money issues, so many people do absolutely nothing about their finances other than show up at work each day.
21 April 2016
3 Things Married Couples in Singapore Should Do When Planning Their Finances
Wedding
3 Things Married Couples in Singapore Should Do When Planning Their Finances
So you’ve collected the keys to your HDB flat, and you have a deadline looming over your head—to register your marriage. Congratulations!
20 April 2016
With More Companies Offering Contract Jobs, Here’s How Singaporeans Can Survive
Career
With More Companies Offering Contract Jobs, Here’s How Singaporeans Can Survive
Singapore’s employment rate may continue to be low, but that doesn’t necessarily mean it will continue to be easy to find a stable job. Remember, being paid $1,000 a month...
19 April 2016
3 Little Ways to Challenge Yourself to Boost Your Savings
Budgeting
3 Little Ways to Challenge Yourself to Boost Your Savings
Everyone “wishes” they could save more money. But if you’re not willing to give anything up to reach your savings goals, that’s yet another goal that’s going to join your...
18 April 2016
last minute travel singapore
Travel
3 Ways Being Flexible With Your Travel Plans Can Save You a Lot of Money
Singapore is such a small island it really isn’t that hard, or that expensive, to get out of it. You can take a bus out of the country from almost...
14 April 2016