Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

biggest retirement regrets singapore
Singapore Retirees Share Their 3 Biggest Retirement Regrets
Most Singaporeans wearily envision their lives as a never ending period of working, working, working from the cradle to the grave. Yippee. But people often lose sight of the fact that...
27 October 2014
craft beer places in singapore
6 Craft Beer Joints in Singapore Where You Can Drink For Less Than $10
Take one look at the menu at a typical bar in Singapore and you know you’re going to be ordering the Tiger Draught. Not because you love local beer but...
24 October 2014
how to save on wedding dinners singapore
Received Another Wedding Invite? Here’s How to Deal Without Going Broke
Singapore has all the romance of a CBD office building. Marriage proposals happen like clockwork sometime after successfully balloting for a flat and the ROM is timed to coincide with...
24 October 2014
how much does it cost to migrate to bangkok
MoneySmart Migration Series: How Much Does It Cost To Move To Bangkok?
While many Singaporeans gyrate at Thai discos on weekends and have wardrobes full of clothes from Chatuchak Market, few have actually considered migrating to Thailand.
24 October 2014
top 4 powerbanks singapore
The Best 4 Power Banks To Stop Your Phone From Perpetually Dying On You
Having your smartphone’s battery die on you can be a fate worse than death. Imagine having to endure a packed MRT ride with nothing to distract you from the armpits...
23 October 2014
5 Reasons Your Credit Card Application Got Rejected
Credit Cards
5 Reasons Your Credit Card Application Got Rejected
Like those other obsolete symbols of wealth the Vertu phone and the Prada nylon backpacks ah lians used to carry, credit cards were once regarded as some kind of status...
21 October 2014
Is expensive makeup a waste of money
High Life
Why High End Designer Makeup May Be Costing You More Money Than You Think
The line between a “premium” product and a regular product is tricky one to tread. Your Merc S-Class may in fact look better and last longer than a Chery QQ,...
21 October 2014
singapore movie discounts 2014 moneysmart guide
Singapore Movie Discounts 2014: The MoneySmart Guide to the Best Movie Deals
It seems a bit silly to pay full price for movie tickets these days. Look, I’m not being dismissive here. But just have a look at how many movie discounts...
17 October 2014
air miles calculator
Air Miles – How Much Do You Really Need to Get a Free Trip?
After hearing about a certain someone’s $23,000 first class ticket to New York, lots of Singaporeans are suddenly becoming interested in collecting frequent flyer miles. All the times I’ve booked...
16 October 2014
credit card myths singapore
Credit Cards
4 Myths About Credit Cards That Are Hurting You Financially
Sure, credit card debt might have driven more than a couple of people over the edge, but that doesn’t mean you need to take out your scissors and start tearfully...
16 October 2014
can you survive on $20 a day in singapore
Can You Actually Survive on a $20-a-Day Budget in Singapore?
When you were in secondary school, JC or poly, your parents, part-time job or tuition kids might have given you $200-$400 a month. That works out to about $10 to...
15 October 2014
hobbies that will boost your career
4 Hobbies That Can Boost Your Career
The things that everyone tells you you should do to get ahead in your career are usually so boring or soul-sucking you can’t bring yourself to do them without feeling...
14 October 2014
5 things to consider before taking education loan singapore
5 Things to Consider Before Taking Up an Education Loan
Don’t choose an education loan the way Singaporeans choose what tertiary courses to enrol in—by choosing the hardest one to get into. That’s not the way it works. Just because...
10 October 2014
4 best selfie sticks singapore
The 4 Best Selfie Sticks to Capture Amazing Moments With
The term “selfie stick” might sound vulgar, but it’s actually just a long tool used by innocent, pouting teenagers and twenty-somethings. Yes, I’m talking about that thing they fix their...
9 October 2014
3 things to do in university that will make you rich
3 Things You Can Do at University That Will Help You Get Rich
Nobody really thinks of university as a time that prepares you for the adult world. Get real. University actually helps to delay the onset of adulthood. We all know that...
8 October 2014
how to choose music lessons for children
3 Tips for Choosing an Effective Music Teacher for Your Child
Many parents dream of raising Von Trapp family-type children who can sing in harmony and give performances on their little pianos or violins. However, in reality, music lessons in Singapore...
3 October 2014
airbnb top travel destinations 2014
How Much Does It Cost to Visit Airbnb’s Top Travel Destinations of 2014?  
If you’re like most Internet users, you check out all those articles featuring the top 20 places to travel to just to validate your misery. Bonus points if you do...
1 October 2014
6 things to do after losing your job
6 Critical Things To Do After Losing Your Job
After all that complaining you’ve done about your job, you would think you’d be happier with it out of your life forever. Unfortunately, when you finally lose your job, you’re...
29 September 2014
5 best flea markets singapore
5 Best Flea Markets in Singapore
Buying stuff in actual shops in Singapore can be so expensive you have to take out a bank loan just to buy a pair of flip-flops. Okay, I exaggerate, but...
26 September 2014
worst thing about being broke
The 6 Worst Things About Being Broke, and What You Can Do About It
As you gaze hopelessly at your fellow human beings roaring past in their Ferraris on the way to yet another party at a club you can’t even get a job...
25 September 2014
4 reasons why 9 to 6 job not suitable
4 Compelling Reasons Why You Shouldn’t Put Up With That 9-6 Job Anymore
When I was working in an office, I had the distinct impression that at least 80% of the people around me hated coming to work.
25 September 2014
when to sell iphone singapore
When is the Best Time to Sell Your Old iPhone?
You wanted to sell your old iPhone for months but were too lazy. Now Apple has gone and released the iPhone 6, rendering your old phone virtually worthless. Great. Is...
24 September 2014
4 sites to get freelance services singapore
4 Sites to Get Freelance Services So You Can Start Outsourcing Your Life
If you’ve ever dreamt of paying someone else to do the things you hate like creating pointless spreadsheets for your boss, building cold calling lists for your business or deleting...
23 September 2014
why budget air travel is not as cheap
Why Budget Air Travel May Not Be As Cheap As You Think
The few times I’ve tried to fall asleep on the cold, hard floor of an airport praying that no one would step on my head, I’ve found myself seriously wondering...
19 September 2014
cost saving swimming lessons children singapore
5 Cost Saving Ways to Choose Swimming Lessons For Kids in Singapore
While not every parent might agree that math Olympiad classes or archery lessons are necessary for a kid, swimming lessons are pretty much mandatory, unless you want to get a...
19 September 2014