Gold Prices Hit Record High—How to Invest in Gold in Singapore (2025)
Invest
Gold Prices Hit Record High—How to Invest in Gold in Singapore (2025)
Investors who looked at their investment portfolios after Trump’s “Liberation Day” tariffs were in for an unpleasant surprise—a glaring sea of red. Global stocks tanked just a day after Trump enacted blanket 10% or...
17 April 2025
Why Your Emergency Fund Might Not Be Enough
Personal Loans
Why Your Emergency Fund Might Not Be Enough
You’ve probably heard the old saying, “Save for a rainy day.” Well, in Singapore, that could mean anything from a sudden downpour drenching your lunch plans to an unexpected financial...
top finance news singapore
Trends
Issue #21: What’s Happening This Week? YouTrip Launches MYR Wallet, Singapore Cuts 2025 GDP Forecast, and More
Did you catch that viral video of the purple sky over the Causeway? We finally found out what—or rather, who—that was all about. Clue: It starts with a You and...
16 April 2025
Pay Taxes, Earn Miles: Standard Chartered Visa Infinite Credit Card (MoneySmart Review 2025)
Credit Cards
Pay Taxes, Earn Miles: Standard Chartered Visa Infinite Credit Card (MoneySmart Review 2025)
While most cards exclude income tax payments from earning rewards, the Standard Chartered Visa Infinite Credit Card makes an exception. When you use their Credit Card Income Tax Payment Facility,...
16 April 2025
The Ultimate List of Credit Card Reviews in Singapore (2025)
Credit Cards
The Ultimate List of Credit Card Reviews in Singapore (2025)
In today’s dynamic world of personal finance, selecting the perfect credit card has become an essential skill. With a myriad of options available, each promising unique benefits and rewards, navigating...
16 April 2025
Income Tax Filing 2025: A Step-by-Step Guide to This Year’s Tax Season
Budgeting
Income Tax Filing 2025: A Step-by-Step Guide to This Year’s Tax Season
It’s that time of the year again when we have to pay our dues to the government. Hang on, how does that work again?  If the thought of navigating the...
14 April 2025
drive to johor bahru guide
Transportation
How to Drive Into Johor Bahru From Singapore in 2025
From brunch at a trendy café in Mount Austin to shopping at KSL City Mall and dinner at a seaside kelong restaurant, Johor Bahru (JB) has it all. But getting...
11 April 2025
red bullet train moving on a train track beside trees
Travel
Taking the Train from SG to JB? The Ultimate Guide to KTM Ticket Prices, Train Schedule, and More (2025)
There’s nothing Singaporeans love more than good food and cheap shopping, so it’s no wonder that we flock in droves to Johor Bahru across the Causeway. Whether you’re going on...
11 April 2025
taobao shopping guide
Shopping
Shopping on Taobao Singapore—Guide to Shipping Methods, Key Phrases, GST, and More You Need to Know
If you’re a self-proclaimed online shopping expert like me, you’ve probably heard of Taobao—the massive e-commerce giant based in China. But if your Chinese skills are embarrassingly bad (I’m talking...
11 April 2025
elmo with arms up in front of fire meme
Trends
Issue #20: What’s Happening This Week? Trump’s Tariff War, HSBC’s New Invite-Only Card, and More
From Trump’s latest tariffs shaking global markets to rising COE prices, there’s plenty to unpack in the world of money this week. We also saw a rebound in software engineer...
9 April 2025
Tariffs, Trump, Inflation, and Market Crashes: What’s Going On?
Trends
Tariffs, Trump, Inflation, and Market Crashes: What’s Going On?
So, I’m not sure if anyone’s noticed (if you haven’t, where have you been?!), but President Trump has just decided to slap trade tariffs on, well, pretty much the entire...
9 April 2025
uob-one-savings-account-review
Savings Accounts
UOB One Account Nerfed, Down to 3.3% From 4%—Which Savings Accounts Will Earn You More?
The UOB One account is getting nerfed—again.  The UOB One account will now earn you a maximum effective interest rate (EIR) of 3.30% p.a., down from 4% p.a., which was in...
7 April 2025
Cheapest SIM-Only Plans in Singapore 2025—Circles Life, MyRepublic, Zero1, SIMBA, Changi Mobile & More
Budgeting
Cheapest SIM-Only Plans in Singapore 2025—Circles Life, MyRepublic, Zero1, SIMBA, Changi Mobile & More
Tired of being locked into a long-term phone contract? Yeah, same but worry not—I bring the solution to our problem: SIM-only plans. SIM-only plans offer a breath of fresh air for...
7 April 2025
Which Investment Brokerage in Singapore is Best? Here’s How to Decide
Invest
Which Investment Brokerage in Singapore is Best? Here’s How to Decide
If you’re looking for a brokerage, congrats! It means you (hopefully) know how to start investing and are ready to enter the stock market and buy some shares. Before you...
4 April 2025
cool kid wearing sunglasses in a toy car with hands up
Personal Loans
Car Loans vs Personal Loans: What’s the Best Way to Finance Your Car?
Thinking of buying a car in Singapore? You’re not alone—but you’re probably also aware that it’s a seriously big-ticket purchase. Between the Certificate of Entitlement (now $94,502 for a Category...
4 April 2025
debt consolidation plan singapore guide
Personal Loans
Debt Consolidation Plans in Singapore: What Are They, and How Do They Work?
Feeling like you’re juggling too many loans at once? You’re definitely not alone. As of Dec 2024, household debt in Singapore made up 51.9% of the country’s Nominal GDP—yep, that’s...
3 April 2025
top finance news singapore apr 2025
Trends
Issue #19: What’s Happening This Week? Jul 2025 BTO and SBF Launches, UOB One Account Nerf, and More
Too busy to catch up on the news? We get it, especially with the short work week following Monday’s public holiday. Whether you’re planning your next move in the property...
2 April 2025
travel-insurance-for-natural-disasters-singapore-guide
Travel Insurance
Best Travel Insurance Policies for Places Prone to Natural Disasters (2025)
When it comes to natural disasters, Singapore is a sheltered island. How sheltered? Very—We apparently have the 4th lowest disaster risk in the world. So on this island refuge, it...
2 April 2025
wechat alipay mobile payments
Travel
How to Pay in China Like a Local: 2025 Guide for Foreigners and Tourists
If you’ve ever tried to pay with cash in China and been met with a blank stare—or worse, held up a line while the cashier scrambled for change—you’re not alone....
1 April 2025
speedoc-whitecoat-telemedicine-app-singapore
Healthcare
Top 8 Telemedicine Apps in Singapore (2025)
If I could have any superpower, I’d choose teleportation. Imagine zipping across the island so you’re never late for brunch, or appearing instantly at the clinic when you feel a...
1 April 2025
win a holiday on moneysmart lucky draw winners
Announcements
Win a Holiday on MoneySmart Draw
Thank you for participating in the Win a Holiday on MoneySmart Draw. Here are the top 3 lucky winners: Lucky Draw Gift Name All-Expenses Paid Trip worth $5,000 (Flights, Accommodation...
1 April 2025
couple from UP getting married
Personal Loans
Wedding Loan vs Personal Loan: What’s the Best Way to Finance a Wedding in Singapore
Ah, weddings. A day to celebrate your love with your partner and solemnly vow to stand by them in sickness and in health, to love and cherish, until debt do...
1 April 2025
should new parents take a personal loan
Personal Loans
Personal Loans for New Parents: When Do They Make Sense?
Parenthood is all about paradox—it fills your heart even as it drains your wallet. It’s not just the sweet lullabies you’ll need to master; it’s also the art of juggling...
28 March 2025
Opinion: Gamers Are Better at Finance Than Non-Gamers
Opinion
Opinion: Gamers Are Better at Finance Than Non-Gamers
If you think finance experts are the only ones who specialise in wealth-building, think again. Listen, I’m not about to claim that you can forgo education in finance and just...
28 March 2025
starr travel insurance moneysmart review
Travel Insurance
Starr TraveLead Travel Insurance—MoneySmart Review (2025)
Starr’s travel insurance, Starr TraveLead, is one of the more popular budget-friendly travel insurance options in Singapore. With their competitive prices and comprehensive coverage, it’s not difficult to see why....
28 March 2025