cpf enough for retirement
Budgeting
Are Your CPF Savings Enough For Retirement?
Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that whole process.  Yet in Singapore,...
21 October 2024
cheap thai mookata singapore
Dining
18 Cheap Mookata Restaurants in Singapore (2024)
Delicious brunch in the morning, followed by roaming the malls and streets of Bangkok on a shopping spree, and topping it off with an indulgent meal of smoky, delicious mookata...
18 October 2024
understanding foreign exchange rates guide for singaporeans
Travel
Understanding Foreign Exchange Rates: 2024 Guide for Singaporeans
Foreign exchange rates might seem like a topic for Wall Street, but in Singapore, they’re closer to home than you’d expect. The strength of the Singapore Dollar (SGD) directly impacts...
18 October 2024
The Ultimate Guide to 24-Hour Money Changers in Singapore
Travel
The Ultimate Guide to 24-Hour Money Changers in Singapore
So, you’re all set to embark on your long-awaited trip. Flights and accommodation—booked. Travel itinerary—planned. Suitcase—packed. Travel insurance—checked. There’s just one final step left: changing money.  But it’s 11 pm,...
18 October 2024
best-cheap-jb-massage-prices
Travel
JB Massage Price Guide (2024)—Bangkok Spa, Thai Odyssey & More
Everyone needs a good massage once in a while, especially after prolonged periods of hunching over our desks while working. Sadly, massages in Singapore are terribly expensive, with prices starting...
18 October 2024
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Home Loans
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Buying a HDB flat is a rite of passage for many first-time homeowners in Singapore. Whether it’s a HDB BTO flat, resale flat or executive condominium (EC), you’d need to...
18 October 2024
standard-chartered-simply-cash-credit-card-review
Credit Cards
Standard Chartered Simply Cash Credit Card—MoneySmart Review (2024)
Note: As of 5 December 2022, the Standard Chartered Unlimited Cashback Credit Card was renamed to the Simply Cash Credit Card along with a card redesign.  The premise of the...
10 October 2024
financial goals planning
Budgeting
Short, Medium, and Long-Term Financial Goals: How Do You Save Up for Each Type?
You’ve achieved your squad goals and couple goals, but what about your financial goals? They might be less exciting, but they’re just as important to have—especially in Singapore. Things like...
10 October 2024
cashback credit card categories you're overlooking
Credit Cards
7 Cashback Categories You’re Probably Overlooking
Think you’re getting the most out of your cashback card? Think again.  It all seems great when you first sign up for a new cashback card—expecting a big return every...
maybank family & friends card moneysmart review
Credit Cards
8% Cashback, 5 Categories, 1 Card—Maybank Family & Friends Card (MoneySmart Review 2024)
The Maybank Family & Friends Card has held its position as one of the best cards in the cashback category since 2019. Its chief strength? You get to choose 5...
9 October 2024
dbs yuu card moneysmart review
Credit Cards
The DBS yuu Card Now Earns You Up to 10 Krisflyer Miles Per Dollar—MoneySmart Review (2024)
The “I want nobody, nobody but yuu” jingle was the bane of my existence last year while I was doing my grocery shopping. There was no escaping the ear-grating ditty...
4 October 2024
Why Every Singaporean Needs an Emergency Fund—And How You Can Build Yours
Budgeting
Why Every Singaporean Needs an Emergency Fund—And How You Can Build Yours
Almost every financial advisor you meet will ask if you have an emergency fund in place. You know what the unfortunate thing is? Too many Singaporeans don’t have one—some don’t...
3 October 2024
savings-accounts-no-min-balance
Savings Accounts
12 Best Savings Accounts in Singapore with No Minimum Balance (2024)
Banks like to put nasty conditions like high minimum balances and fall-below fees on their savings accounts to force people to keep more money with them, and at the same...
3 October 2024
alex ministry of gemstones
Career
“Am I Hoarding or Am I Selling?”—How This Gemstone Collector and Businessman Manages His >$1 Million Collection
Is it really possible to do what you love for a living? It’s an ideal that many of us were brought up to believe, myself included. But as I powered...
30 September 2024
fed cuts interests rates—how does it affect singapore homeowners
Property
2 Ways That The Latest Fed Interest Rate Cut Affects Singaporean Homeowners
When anyone ever utters the phrase “monetary policy”, it can generally be a great way to lose someone’s attention. However, with the latest interest rate move from the US Federal...
30 September 2024
MoneySmart x UOB Lucky Draw (March 2024)
Announcements
MoneySmart x UOB Lucky Draw (March 2024)
Thank you for participating in the MoneySmart UOB March 2024 Giveaway. Here are the lucky winners: Winners Rolex Explorer 36mm 124270 Stainless Steel Goh Yu Jie Apple 14-inch MacBook Pro...
27 September 2024
MoneySmart Rollin’ Rewards Lucky Draw
Announcements
MoneySmart Rollin’ Rewards Lucky Draw
Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (worth S$899.00) Ariff Bin januri Sony PlayStation®5...
27 September 2024
Retirement Planning in Singapore: A Starter Guide for Confused Millennials and Gen Zs
Budgeting
Retirement Planning in Singapore: A Starter Guide for Confused Millennials and Gen Zs
When you think “retirement”, do you imagine travelling the world or cruising on your own yacht? Sorry, but retirement in Singapore isn’t quite as cushy as that, unless you happen...
27 September 2024
instarem amaze card review
Credit Cards
Instarem Amaze Card Review—After UOB’s Nerf, Which are the Best Credit Cards to Link With it?
Any miles chaser worth their salt has heard of the Instarem Amaze Card—if not already has it in their wallet. Among the flood of multi-currency card options we’re bombarded with...
27 September 2024
What Happens To Your Cash When The US Federal Reserve Cuts Interest Rates?
Invest
What Happens To Your Cash When The US Federal Reserve Cuts Interest Rates?
So it’s finally official. On 18 Sep 2024, the US Federal Reserve, the central bank of the world’s largest economy, announced a 0.5% (50 basis points) cut to its benchmark...
26 September 2024
zurich travel insurance review
Travel Insurance
Zurich Travel Insurance—MoneySmart Review (2024)
What if I told you there’s a travel insurance plan that will give you free airport lounge access if your flight gets delayed? What if this travel insurance was also...
26 September 2024
singapore-personal-loans-best-interest-rates
Personal Loans
8 Best Personal Loans in Singapore with Lowest Interest Rates (2024)
If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...
25 September 2024
uob-one-card-moneysmart-review
Credit Cards
The UOB One Card Now Offers up to 20% Cashback—but Here’s the Catch (MoneySmart Review 2024)
Does earning 20% cashback on a credit card sound like a dream? UOB’s just made that dream a reality with their UOB One Card. The UOB One Card has always...
24 September 2024
standard chartered cashone personal loan review
Personal Loans
Standard Chartered Personal Loan Review 2024: Should You Take the SCB CashOne Personal Loan?
Need money for your flat or condo downpayment? Perhaps you have big renovation plans or you’ve had a bit of an emergency that requires a large amount of cash in...
23 September 2024
MoneySmart x OCBC Jay Chou Lucky Draw 2024
Announcements
MoneySmart x OCBC Jay Chou Lucky Draw 2024
Thank you for participating in MoneySmart x OCBC Jay Chou Lucky Draw held last 15 Jul – 4 Aug 2024. Here are the lucky winners:   Prize Winner A Pair...
19 September 2024