Savings accounts have a simple premise, but often come with complex mechanisms for you to earn bonus interest. When you open a savings account with a bank, you deposit money...

Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and...

Nothing gets Singaporeans going like a hotel buffet. After all, eating is our national hobby. The only problem? The cost. Aside from atas Michelin-starred restaurants, buffets are pretty much the most...

Note: As of 5 December 2022, the Standard Chartered Unlimited Cashback Credit Card was renamed to the Simply Cash Credit Card along with a card redesign.  The premise of the...

You’ve achieved your squad goals and couple goals, but what about your financial goals? They might be less exciting, but they’re just as important to have—especially in Singapore. Things like...

Think you’re getting the most out of your cashback card? Think again.  It all seems great when you first sign up for a new cashback card—expecting a big return every...

If you think that fixed deposits are only for conservative cash-rich aunties and uncles, think again. A fixed deposit (also known as a time deposit) account is a type of...

The Maybank Family & Friends Card has held its position as one of the best cards in the cashback category since 2019. Its chief strength? You get to choose 5...

Bored as well as broke? We’ve got good news for you. This October, there’s a plethora of markets, events, and activities to keep you entertained at zero cost. Soak in...

The “I want nobody, nobody but yuu” jingle was the bane of my existence last year while I was doing my grocery shopping. There was no escaping the ear-grating ditty...

This October, sign up for a credit card and you could walk away with up to $7,900 worth of staycay, shopping and dining vouchers, a Samsonite Choca Spinner 68/25 (worth...

Almost every financial advisor you meet will ask if you have an emergency fund in place. You know what the unfortunate thing is? Too many Singaporeans don’t have one—some don’t...

Banks like to put nasty conditions like high minimum balances and fall-below fees on their savings accounts to force people to keep more money with them, and at the same...

Is it really possible to do what you love for a living? It’s an ideal that many of us were brought up to believe, myself included. But as I powered...

When anyone ever utters the phrase “monetary policy”, it can generally be a great way to lose someone’s attention. However, with the latest interest rate move from the US Federal...

Thank you for participating in the MoneySmart UOB March 2024 Giveaway. Here are the lucky winners: Winners Rolex Explorer 36mm 124270 Stainless Steel Goh Yu Jie Apple 14-inch MacBook Pro...

Thank you for participating in the MoneySmart’s June Lucky Draw. Here are the lucky winners: Prize Winners Apple 11-inch iPad Air Wi-Fi 128GB (worth S$899.00) Ariff Bin januri Sony PlayStation®5...

When you think “retirement”, do you imagine travelling the world or cruising on your own yacht? Sorry, but retirement in Singapore isn’t quite as cushy as that, unless you happen...

Any miles chaser worth their salt has heard of the Instarem Amaze Card—if not already has it in their wallet. Among the flood of multi-currency card options we’re bombarded with...

So it’s finally official. On 18 Sep 2024, the US Federal Reserve, the central bank of the world’s largest economy, announced a 0.5% (50 basis points) cut to its benchmark...

What if I told you there’s a travel insurance plan that will give you free airport lounge access if your flight gets delayed? What if this travel insurance was also...

If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...

Does earning 20% cashback on a credit card sound like a dream? UOB’s just made that dream a reality with their UOB One Card. The UOB One Card has always...

Need money for your flat or condo downpayment? Perhaps you have big renovation plans or you’ve had a bit of an emergency that requires a large amount of cash in...

Thank you for participating in MoneySmart x OCBC Jay Chou Lucky Draw held last 15 Jul – 4 Aug 2024. Here are the lucky winners:   Prize Winner A Pair...