best miles cashback credit cards for retirees in singapore
Credit Cards
6 Best Credit Cards for Retirees in Singapore (2025): Everyday Cashback, Earning Miles, and More
Think retirees can’t apply for credit cards? Think again. As long as you meet the basic eligibility criteria, there are plenty of excellent credit card options in Singapore, even if...
20 hours ago
Best Fixed Deposit Rates in Singapore (Jul 2025)—Minimum Deposits From $500, Rates Up To 2.45%
Fixed Deposits
Best Fixed Deposit Rates in Singapore (Jul 2025)—Minimum Deposits From $500, Rates Up To 2.45%
If you think that fixed deposits are only for conservative cash-rich aunties and uncles, think again. A fixed deposit (also known as a time deposit) account is a type of...
2 days ago
best buffets singapore dining promotions 2024
Dining
Best Buffet Dining Promotion in Singapore: Carousel, Colony, Edge, Peppermint, The Line Buffet Prices (July 2025)
Let’s face it—dining out in Singapore isn’t cheap. Between GST, service charge, and the sneaky add-ons, a “simple” buffet outing can feel more like a financial commitment than a casual...
2 days ago
Best Credit Card Promotions in Singapore (Jul 2025): Citibank, DBS, HSBC, UOB, and More
Credit Cards
Best Credit Card Promotions in Singapore (Jul 2025): Citibank, DBS, HSBC, UOB, and More
This July, sign up for a credit card and you could walk away with welcome gifts like: Up to $550 cash with $500 minimum spend (plus a chance to win $10,000!) Up to...
3 days ago
two newscasters on air with one of them doing a happy dance
Trends
Issue #29: What’s Happening This Week? SG60 Vouchers Drop, HSBC Revolution Buff, UOB One Nerf
This week in money moves: SG60 vouchers have dropped—and so are electricity and gas prices for some utility bill relief.  Over in banking, DBS is reviving its PayLah cashback programme—just...
3 days ago
credit cards for retirees
Credit Cards
Guide to Credit Cards for Retirees in Singapore: Eligibility, Existing Cards, and More
The other day, my mum thumbed through her wallet and mused out loud: “I’ll keep this CIMB credit card—it has no annual fee, and I won’t be able to apply...
3 days ago
9 Best Personal Loans in Singapore with Lowest Interest Rates (July 2025)
Personal Loans
9 Best Personal Loans in Singapore with Lowest Interest Rates (July 2025)
If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...
3 days ago
property wealth gap lgbtq singapore
Property
The Queer Property Wealth Gap: Why LGBTQ+ Singaporeans Fall Behind Straight Couples
When realtor William Tan first began putting out property content for LGBTQ+ Singaporeans, it was all about the basics: what are the options available? As Singapore doesn’t recognise same-sex marriage,...
4 days ago
simpsons character in a blue blazer throwing dollar bills in the air to an excited crowd below
Budgeting
SG60 Vouchers: What They Are, How to Claim, Where to Use Them
It’s the first day of July, and there’s good news to kick off the month: every Singapore citizen aged 21 and above can look forward to receiving up to $800...
4 days ago
Citi SMRT Card
Credit Cards
Is the Citi SMRT Card Singapore’s Most Underrated Cashback Card? (MoneySmart Review 2025)
Let’s be honest—the Citi SMRT Card doesn’t exactly have the coolest name. You might even mistake it for just another transport card. But if you ask me, this card is...
4 days ago
best and cheap haircut in singapore
Budgeting
Where to Get Cheap Haircuts in Singapore (2025 Update) — Kcuts, Snip Avenue, Kimage Hairdressing School & More
I still remember when haircuts as a kid cost barely $8. These days, I’m forking out close to $20 for my regular bi-weekly trims. Add a beard shaping or a...
5 days ago
top finance news singapore
Trends
Issue #28: What’s Happening This Week? Only 6% of Singaporeans Want to Live Longer, KrisFlyer Miles Get Buffed, And More
This week, we’re seeing retirement taking on new meaning, with locals putting quality of life above just adding years. KrisFlyer miles are getting a makeover—soon you’ll get more value from...
27 June 2025
how to take the bus from singapore to jb guide
Transportation
How to Take the Bus From Singapore to Johor Bahru
Craving some cheap and good makan on the weekends? It’s time to hop over the Causeway to Johor Bahru (JB). And the most convenient and cheapest way to do it...
27 June 2025
take train from singapore to jb prices
Travel
Taking the Train from SG to JB? The Ultimate Guide to KTM Ticket Prices, Train Schedule, and More (2025)
There’s nothing Singaporeans love more than good food and cheap shopping, so it’s no wonder that we flock in droves to Johor Bahru across the Causeway. Whether you’re going on...
27 June 2025
groceries online singapore
Shopping
Online Groceries in Singapore—Which Supermarket Has The Cheapest Delivery Fees?
One of my favourite things to do when I’m overseas is visit the supermarket for cheap local snacks and discounted bentos if you’re in Japan. But in Singapore, who has...
26 June 2025
laundry services singapore 2018
Budgeting
Laundry Services in Singapore – Price Comparison of 8 Affordable Laundromat (2025)
There are a few constants in life, and one of those is household chores—specifically, laundry.  As much as I look forward to the weekend, there’s still my stanky pile of...
26 June 2025
vegetarian restaurants fortune centre
Dining
Fortune Centre Vegetarian Food—Price Guide to Vegetarian Restaurants and their Menus
If you’re vegetarian, Buddhist, or just craving a meat-free meal, Fortune Centre is your goldmine. Tucked away near Bugis, this unassuming mall is a local legend for budget-friendly vegetarian food—and...
26 June 2025
phone showing cdc vouchers at supermarket
Budgeting
Singaporean Households to Receive Additional $300 CDC Vouchers in Jan 2026: How to Claim, Where to Spend Them, Etc.
If there’s one thing Singaporeans universally love, it’s free vouchers. And with another year comes another round of CDC vouchers for every Singaporean household. $500 was disbursed in May, and...
26 June 2025
lgbtq money advice
Opinion
Why Traditional Money Advice Doesn’t Work for Queer People
I’ve been writing finance guides at MoneySmart for over 2 years now. The best part about my job? Knowing that the content I create helps people. But the hardest part...
25 June 2025
What ILPs Get Wrong About Investing (And What I Do Instead)
Opinion
What ILPs Get Wrong About Investing (And What I Do Instead)
As the old joke in Singapore goes, if you’ve ever gotten a random phone call/WhatsApp message from your schoolmate–that you haven’t spoken to you in years–asking you to meet up...
25 June 2025
credit-card-fee-waiver
Credit Cards
How to Get Credit Card Annual Fee Waivers and Still Enjoy Rewards and Perks (Updated 2025 Guide)
When it comes to credit cards, it’s all about getting the upper hand—getting more money out of the bank than they’ll ever get from you.  The secret? Pay all your...
25 June 2025
9 Free Budgeting Apps to Help You Manage Your Expenses (2025)
Budgeting
9 Free Budgeting Apps to Help You Manage Your Expenses (2025)
It’s 2025, and if you’re not using budgeting apps, you’re missing out on a world of convenience when it comes to tracking your spending. Whether you’re looking for a basic...
25 June 2025
Why LGBTQ+ Singaporeans Might Need an “F‑Off Fund” More Than Others
Budgeting
Why LGBTQ+ Singaporeans Might Need an “F‑Off Fund” More Than Others
I remember when COVID hit in 2019. I was in San Francisco, barely a year into my Master’s programme. The world was in panic mode. International students like me were...
25 June 2025
standard-chartered-simply-cash-credit-card-review
Credit Cards
Standard Chartered Simply Cash Credit Card—MoneySmart Review (2025)
Note: As of 5 December 2022, the Standard Chartered Unlimited Cashback Credit Card was renamed to the Simply Cash Credit Card along with a card redesign.  Looking for a straightforward...
23 June 2025
singapore digital banks
Savings Accounts
Comparing Singapore’s 5 Digital Banks—and Figuring Out Which is Best for You
Digital banks are changing how Singaporeans manage their money. Unlike traditional banks, these app-based banks operate fully online, with no branches, shorter queues (read: none), and often, fewer fees. Since...
23 June 2025