
Announcements
MoneySmart x HSBC CNY Promotion 2026
Thank you for participating in the MoneySmart x HSBC CNY Promotion 2026. Here are the lucky winners: Lucky Draw Gift Name Apple iPhone 17 Pro, 256GB Amarpal Singh Bath Apple iPhone 17 Pro, 256GB Oak S
5 August 2026

Announcements
MoneySmart x UOB November Lucky Draw 2025
Thank you for participating in the MoneySmart x UOB November Lucky Draw 2025. Here are the lucky winners: Lucky Draw Gift Name Ecovacs Deebot N30 Pro Omni + Nintendo Switch 2 Zhen Xuan Chong Ecovacs
5 August 2026

Credit Cards
Singapore's S$9 Billion Credit Card Problem Isn't About People Who Missed Payments
Singapore's credit card rollover debt just hit a 10-year high of S$9.07B. Here's why it's not about overspending—and how the minimum payment trap actually works.
5 August 2026

Invest
Spare Cash Accounts in Singapore: Are You Earning the Rate You Think You Are?
High-interest savings accounts are a classic Singapore money move. You get better rates than a basic savings account, your cash stays within reach, and you get to feel financially responsible without

Invest
The Beginner’s Guide to Singapore Treasury Bills for Individual Investors 2026: What Are T-bills and How to Apply
Wondering where to park your spare cash in Singapore? With the cost of living always climbing and rates on savings accounts , many are searching for smarter ways to make their money work harder.
4 August 2026

Life Insurance
CPF Nomination in Singapore: Your 2026 Step-by-Step Guide
There are a few things certain in life: death, taxes, and MRT delays. Add compulsory CPF contributions to that list, since a slice of your pay is auto credited into your CPF accounts every month. Here
31 July 2026

Invest
Blue Chip Dividend Stocks Beyond REITs: Still Worth Holding?
For investors in Singapore, dividend stocks are like the crème de la crème of the local stock market. That’s mainly down to the fact that dividend payments in the Lion City don’t have any withholdin
31 July 2026

Budgeting
Financial Planning for Freelancers in Singapore: Your Essential Toolkit
You've handed in your resignation. You've told your mum. You've updated your LinkedIn to "freelance [insert profession here]." And then—somewhere between your first invoice going unpaid for 45 days an
31 July 2026

Dining
National Day Promotions 2026: NDP eCoupons, $6.10 Deals, $61 deals, and More
A guide to the best National Day 2026 deals and promotions for food and delivery, including NDP eCoupons and 1-for-1 food discounts.
31 July 2026

Renovation Loans
Senior-Friendly Home Renovation in Singapore: The Most Affordable Way to Do It
This year, my grandmother turned 90 years old. She remained mobile and able to walk by herself (albeit really slowly) for a good 89 years of her life, but 2026 brought her the misfortune of two falls.
31 July 2026