cool kid wearing sunglasses in a toy car with hands up
Personal Loans
Car Loans vs Personal Loans: What’s the Best Way to Finance Your Car?
Thinking of buying a car in Singapore? You’re not alone—but you’re probably also aware that it’s a seriously big-ticket purchase. Between the Certificate of Entitlement (now $94,502 for a Category...
4 April 2025
debt consolidation plan singapore guide
Personal Loans
Debt Consolidation Plans in Singapore: What Are They, and How Do They Work?
Feeling like you’re juggling too many loans at once? You’re definitely not alone. As of Dec 2024, household debt in Singapore made up 51.9% of the country’s Nominal GDP—yep, that’s...
3 April 2025
top finance news singapore apr 2025
Trends
Issue #19: What’s Happening This Week? Jul 2025 BTO and SBF Launches, UOB One Account Nerf, and More
Too busy to catch up on the news? We get it, especially with the short work week following Monday’s public holiday. Whether you’re planning your next move in the property...
2 April 2025
travel-insurance-for-natural-disasters-singapore-guide
Travel Insurance
Best Travel Insurance Policies for Places Prone to Natural Disasters (2025)
When it comes to natural disasters, Singapore is a sheltered island. How sheltered? Very—We apparently have the 4th lowest disaster risk in the world. So on this island refuge, it...
2 April 2025
wechat alipay mobile payments
Travel
How to Pay in China Like a Local: 2025 Guide for Foreigners and Tourists
If you’ve ever tried to pay with cash in China and been met with a blank stare—or worse, held up a line while the cashier scrambled for change—you’re not alone....
1 April 2025
speedoc-whitecoat-telemedicine-app-singapore
Healthcare
Top 8 Telemedicine Apps in Singapore (2025)
If I could have any superpower, I’d choose teleportation. Imagine zipping across the island so you’re never late for brunch, or appearing instantly at the clinic when you feel a...
1 April 2025
win a holiday on moneysmart lucky draw winners
Announcements
Win a Holiday on MoneySmart Draw
Thank you for participating in the Win a Holiday on MoneySmart Draw. Here are the top 3 lucky winners: Lucky Draw Gift Name All-Expenses Paid Trip worth $5,000 (Flights, Accommodation...
1 April 2025
couple from UP getting married
Personal Loans
Wedding Loan vs Personal Loan: What’s the Best Way to Finance a Wedding in Singapore
Ah, weddings. A day to celebrate your love with your partner and solemnly vow to stand by them in sickness and in health, to love and cherish, until debt do...
1 April 2025
should new parents take a personal loan
Personal Loans
Personal Loans for New Parents: When Do They Make Sense?
Parenthood is all about paradox—it fills your heart even as it drains your wallet. It’s not just the sweet lullabies you’ll need to master; it’s also the art of juggling...
28 March 2025
Opinion: Gamers Are Better at Finance Than Non-Gamers
Opinion
Opinion: Gamers Are Better at Finance Than Non-Gamers
If you think finance experts are the only ones who specialise in wealth-building, think again. Listen, I’m not about to claim that you can forgo education in finance and just...
28 March 2025
starr travel insurance moneysmart review
Travel Insurance
Starr TraveLead Travel Insurance—MoneySmart Review (2025)
Starr’s travel insurance, Starr TraveLead, is one of the more popular budget-friendly travel insurance options in Singapore. With their competitive prices and comprehensive coverage, it’s not difficult to see why....
28 March 2025
effective interest rate explainer guide
Personal Loans
What is Effective Interest Rate (EIR) and Why Does It Matter?
Everybody knows what an interest rate is—it’s effectively a percentage of an amount over a year. If your savings account earns you a 0.05% interest per year (which is a...
27 March 2025
how to reduce income tax singapore
Budgeting
10 Ways to Reduce Your Personal Income Tax in Singapore for YA 2026
You know when you get the dreaded SMS from IRAS that it’s time to pay your dues. Yup, the tax man has come to collect.  While we can’t avoid paying...
26 March 2025
top finance news singapore
Trends
Issue #18: What’s Happening This Week? Cold Storage and Giant’s $125 Million Sale, OCBC 360 Account Nerf, and More
This week in money news: Cold Storage and Giant are being sold for $125 million—but don’t worry, your cashback perks are safe, and you might even score cheaper groceries. OCBC...
26 March 2025
tiq by etiqa travel insurance review
Travel Insurance
Tiq by Etiqa Travel Insurance Singapore—MoneySmart Review (2025)
Last year, I heard a travel story that I thought was too good to be true. My colleague told us the tale of how her brother-in-law had had his flight...
26 March 2025
best singapore high tea price guide
Dining
21 Places for High Tea in Singapore—Updated with 1-for-1 Deals (Mar 2025)
It’s said that the tradition of high tea started as a way to bridge the gap between lunch and dinner for the nobility who were peckish. What better way to...
25 March 2025
Man leaping over 1Gbps
Budgeting
Best Fibre Broadband Singapore 2025: Singtel vs Starhub vs M1 vs Others
Picture this: It’s 2025, and you’re unwinding at home after a long day, ready to binge the latest episode of Single’s Inferno. Just as things are about to get spicy,...
25 March 2025
cheap-dentists-singapore
Healthcare
7 Affordable Dental Clinics in Singapore for Scaling, Polishing and More (2025)
We’ve all had it hammered into our heads that we should see the dentist once every 6 months for regular checkups. But if we followed that advice down to a...
24 March 2025
duit raya singapore guide
Budgeting
Duit Raya Singapore Guide 2025: How Much Green Packet To Give
In Singapore, Muslims give out duit raya (Raya money, green packets) during Syawal, the month after Ramadan. While duit raya is a widespread custom among Muslims in Singapore, it isn’t...
21 March 2025
Personal Loan vs. Renovation Loan Comparison Guide: Which Is Better for Your Home Makeover?
Personal Loans
Personal Loan vs. Renovation Loan Comparison Guide: Which Is Better for Your Home Makeover?
Planning a home makeover? I know I am. My place is ready at the tail end of next year and I’m already speaking to different interior designers. It’s an exciting...
19 March 2025
latest finance news and updates singapore 19 mar
Trends
Issue #17: What’s Happening This Week? Record $1.52m Flat Sale, Chocolate Finance Processes 90% of Delayed Withdrawals
This week, we’re looking at big numbers. A 4-room flat in the coveted Pinnacle@Duxton has just smashed records with a $1.52m sale, over 2,000,000 of Lady Gaga’s Little Monsters showed...
19 March 2025
best-halal-buffets-singapore-hotel-high-tea
Dining
11 Best Halal Buffets in Singapore (Mar 2025)—Starting From $30++
Whether you’re a Muslim or are dining with Muslim friends, you’ll be pleased to know that many of the best buffets in Singapore are halal-certified. We’re not just talking about...
17 March 2025
standard chartered cashone personal loan review
Personal Loans
Standard Chartered Personal Loan Review 2025: Should You Take the SCB CashOne Personal Loan?
Need cash, pronto? We’ve compared the 9 best personal loans in Singapore, and it turns out that at the time of writing, Standard Chartered’s CashOne Personal Loan has some of the...
13 March 2025
Geylang Serai Ramadan Bazaar 2025 Guide: What are the Must-Sees?
Dining
Geylang Serai Ramadan Bazaar 2025 Guide: What are the Must-Sees?
The wait is over—Geylang Serai Ramadan Bazaar 2025 is here! Not gonna lie, I’ve skipped the past couple of years mainly because I couldn’t bear the crowd (It gets REALLY...
13 March 2025
uoi unitravel insurance review
Travel Insurance
UniTravel Insurance (UOI Travel Insurance)—MoneySmart Review 2025
UOI Travel Insurance just got buffed. As of Jan 2025, UOI Travel Insurance has been renamed to UniTravel and now includes these 3 key enhancements: Increased Annual Multi-Trip age eligibility...
12 March 2025