HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Home Loans
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Balloting for a BTO flat is the first port of call for many first-time homeowners in Singapore.  That said, these days, people are also turning to resale flats and executive condominiums (ECS) because...
24 June 2024
hdb-flat-eligibility-guide-application
Property
Guide to the HDB Flat Eligibility (HFE) Letter (2024): When You Need It, How to Apply, and More
Whether you’re buying a Built-To-Order (BTO) flat or a resale flat from HDB, there’s one slightly leh chey thing you’re gonna need to prepare. It’s not a four letter word...
24 June 2024
Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2024)
Property
Buying an HDB BTO Flat in Singapore: A Step-By-Step Guide (2024)
The Jun 2024 BTO sales exercise is upon us—and with it, renewed interest in buying a BTO flat. Buying an HDB BTO flat is a rite of passage for most...
21 June 2024
CPF Basic, Full & Enhanced Retirement Sum: Updates & Policy Changes That You Should Know About in 2024
Budgeting
CPF Basic, Full & Enhanced Retirement Sum: Updates & Policy Changes That You Should Know About in 2024
With inflation still on the rise at 3.6% this year, it’s good to err on the safe side and save for rainy days., Financial security continues to be one thing...
21 June 2024
best-credit-card-pairing-miles-cashback-rewards
Credit Cards
3 Best Credit Card Pairings for Maximising Cashback, Miles, and Rewards
We’ve all heard the clichés—you’re the cheese to my macaroni, the flip to my flop, the stars to my night. Well today, I’ve got a new one for you: you’re...
20 June 2024
best-subscriptions-worth-spending-on
Budgeting
The 6 Best Subscriptions Worth Spending On Today
The other day, I wanted to show my mum a video on YouTube. I searched for the video, tapped on the right one, and an advertisement for some makeup wipes...
19 June 2024
hdb-bto-june-2024-review-prie- location-application-rates
Property
HDB BTO Jun 2024 Review: Locations, Prices, Site Plans, Expected Application Rates, and More
PSA: Apply for your Jun 2024 BTO flat by 26 Jun 2024 via the HDB Flat Portal. You know what’s special about the Jun 2024 HDB Build-To-Order (BTO) launch? Firstly,...
19 June 2024
Mobile-Data-Plans
Budgeting
How To Choose the Best Mobile Plan for Your Kids, Ageing Parents, and Helper
Choosing a data plan for yourself is easy. Personally, I just go for the plan that offers the most data for the lowest price. The tricky part is picking a...
credit-card-fee-waiver
Credit Cards
How to Get Credit Card Annual Fee Waivers and Still Enjoy Rewards and Perks
When it comes to credit cards, it’s all about getting the upper hand—getting more money out of the bank than they’ll ever get from you.  The secret? Pay all your...
14 June 2024
best-cashback-credit-cards-singapore
Credit Cards
12 Best Cashback Credit Cards in Singapore (Jun 2024)
Collecting air miles for your jet setting lifestyle admittedly sounds sexier than trying to scrounge for cash rebates. But if you’re still one of those people who believe that cash...
14 June 2024
SRS-Retirement-Account
Budgeting
Here’s Everything You Should Know About the Supplementary Retirement Scheme (SRS) Account
In Singapore, retirement is always something we crave. While not all of us will be FIRE fanatics, we do want to plan for having more of that cash money when...
14 June 2024
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Entertainment
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Discover the best sports bars in Singapore to watch Euro 2024 and live sports screenings. Enjoy the game with great ambience, cheap drinks, and delicious food at these popular hangouts....
14 June 2024
Vehicle-Entry-Permit
Transportation
Step-by-Step Guide to Getting a Vehicle Entry Permit (VEP) for Driving to Malaysia
If you’re a fan of Johor Bahru road trips, it’s time to get an “identity card” for your vehicle. From 1 Oct 2024 onwards, every foreign-registered vehicle—including all Singaporean cars...
13 June 2024
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
Budgeting
5 Hair Salons for Curly Hair—How Much Does it Cost to Get a Curly Haircut in Singapore?
As someone with naturally curly hair, my number one red flag for hairdressers in Singapore is being told that I should rebond my hair to “fix” it. To be fair,...
11 June 2024
best-fathers-day-deals-promotions-singapore
Entertainment
21 Father’s Day 2024 Deals and Promotions: Dads Dine Free, 1-for-1 Cooking Classes, Up to $100 Off Gifts, and More
There are cool dads, and there are corny dads. There are sporty dads, and there are, well, “dad bod” dads. However you’d describe your own dad, if you clicked into...
10 June 2024
UOB Lady’s Solitaire Card Gives You 4 Miles Per Dollar on Specific Spending Categories
Budgeting
UOB Lady’s Solitaire Card Gives You 4 Miles Per Dollar on Specific Spending Categories
We all like to rack up those credit card rewards and points, don’t we? So, whether you like to order in those convenient deliveries a lot from Foodpanda/Deliveroo, take mad...
7 June 2024
citi-cash-back-plus-mastercard-moneysmart-review
Credit Cards
Citibank Cash Back+ Credit Card: MoneySmart Review 2024
I have a soft spot for cash back credit cards. There’s none of that beating around the bush, trying to predict when your rewards points expire or getting slapped with...
6 June 2024
New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Career
New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Singaporeans are placing higher values on fulfilling both their professional and personal responsibilities. Ever since the introduction of remote working during the pandemic, nearly 93% now prefer workplace flexibility. 38%...
31 May 2024
How To Sensibly Invest in GameStop, AMC, Crypto, and Other High-Risk Markets
Crypto
How To Sensibly Invest in GameStop, AMC, Crypto, and Other High-Risk Markets
Investing can get boring. For years, I did everything by the book: Dollar-cost average into low-cost ETFs (exchange-traded funds) and set-and-forget Buy safe blue-chip stocks that offer decent dividends and,...
31 May 2024
motherhood-bias-hiring-discrimination-against-women
Career
“If You Can Get Pregnant, We Can’t Hire You”: A True Story About Hiring Discrimination
Should women have opportunities to work? That seems like an unnecessary question. It’s 2024, for Pete’s sake. Women have been in the workforce since the 19th century, with the 20th...
31 May 2024
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
Property
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
If you’ve ever tried selling your HDB flat, you know it can be a complex process. Often, you’re facing a mountain of paperwork while hunting down for a reliable property...
30 May 2024
Featured-image-Upgrading-From-an-HDB-to-a-Condo
Opinion
Is Upgrading From an HDB to a Condo a “Must” to Build Wealth? We Rate Advice From Reddit
The acronym “HDB” can deliver a range of emotions for any Singaporean looking to get their hands on the local housing ladder. That’s because the process to get one is...
30 May 2024
family-travel-insurance-singapore
Travel Insurance
Guide to the Best Family Travel Insurance in Singapore: Cost, Coverage, Age Limits and More
Feeding one extra mouth at home is one thing, but travelling with another little human is a whole different ball game. From missed flights to lost belongings, a lot can...
29 May 2024
Featured-image-Maybank-personal-loan-review-in-Singapore
Property
HDB Grants Guide 2024—Which Are The Best HDB Grants You Can Get For Your HDB BTO/Resale?
Thinking about buying an HDB flat in Singapore in this economy? It’s no secret that this can put a significant strain on your finances, potentially leaving you in debt for...
29 May 2024
ASMeiR-2024-Tickets
Credit Cards
Didn’t Manage To Get Tickets To A-Mei’s Singapore Shows? MoneySmart is Giving Away 60 Cat 1 Tickets to ASMeiR MAX 2024 World Tour
If you’re reading this, chances are you missed out on securing tickets to A-Mei’s highly anticipated ASMeiR MAX 2024 World Tour in Singapore. The first show on 27 July 2024...
27 May 2024