
Trends
Issue #40: What’s Happening This Week? Record CPF Top-Ups, Record COE Prices, New CIMB Founders Card, and More
This week, we’re breaking records. COE premiums for smaller cars have smashed through the $119,000 mark, setting a new all-time high, while CPF members have topped up an unprecedented $6.7...
1 day ago

Property
The Ultimate 2025 Guide: How to Increase Your BTO Chances in Singapore
A colleague of mine applied for a Build-to-Order (BTO) flat 12 times before finally getting the keys to his dream home. To be fair, he was a bit choosy about...
2 days ago

Entertainment
Here’s Where You Can Spend Your Culture Pass Credits
The verdict is in: most of us love the arts, but ticket prices? Not so much. Honestly, I get it because I’ve been in your shoes. I see a cool...
3 days ago

Invest
Making Your Money Work: A Guide to Best T-Bill Alternatives for 2025
The days of T-bills as a high-returns option seem to be behind us (at least for now). After enjoying yields of over 4% in 2023 and staying strong throughout much...
6 days ago

Budgeting
Can Your Mobile Data Keep Up In 2025? 10 Everyday Situations That Test Your 5G Plan
Is your mobile data plan fast enough? Your phone says 5G, but your stream buffers the minute the MRT enters a tunnel. You’re at a concert with full bars, but...
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Invest
Latest 6-Month T-bill Auction Closes at 1.44%: Should You Still Invest in 2025?
In an investment landscape where stock markets swing with global headlines and bank deposit rates shift with policy changes, Singapore Treasury Bills (T-bills) remain a safe, no-frills option. Their short...
6 days ago

Personal Loans
Best Instant Loans in Singapore (Sep 2025)
There are 2 things we all wish we had more of: money and time. When life throws unexpected bills your way, the last thing you want is to wait days—or...
6 days ago

Invest
Top 12 Questions about T-Bills in Singapore When Yields Are at Rock Bottom
The times have changed. Not too long ago, everyone was queuing up for T-Bills when yields hit 3.7% in mid-2024. Fast forward to Aug 2025, and the latest 6-month T-Bill...
11 September 2025

Credit Cards
Unlimited Cashback at 10%? The Standard Chartered Smart Credit Card Explained (MoneySmart Review 2025)
Most unlimited cashback credit cards give you just 1.5% to 1.7% back on your spend. The Standard Chartered Smart Credit Card flips that on its head: it offers unlimited cashback...
11 September 2025

Trends
Issue #39: What’s Happening This Week? $1,000 LifeSG Credits For Families, HSBC Revolution Buff Extension, and More
This week’s money news is all about upgrades, perks and shifting habits. A trusty commuter card just got a buff, a food delivery app is running mega promos, and two...
11 September 2025

Travel
Taking the Train from SG to JB? The Ultimate Guide to KTM Ticket Prices, Train Schedule, and More (2025)
There’s nothing Singaporeans love more than good food and cheap shopping, so it’s no wonder that we flock in droves to Johor Bahru across the Causeway. Whether you’re going on...
11 September 2025

Shopping
Online Groceries in Singapore—Which Supermarket Has The Cheapest Delivery Fees?
One of my favourite things to do when I’m overseas is visit the supermarket for cheap local snacks and discounted bentos if you’re in Japan. But in Singapore, who has...
11 September 2025

Entertainment
Top 49 Free Things To Do in Singapore (Sep 2025): Singapore River Festival, Public Garden, Pet Partners World’s Largest Pet Walk, and More
Bored as well as broke? We’ve got good news for you. This month, there’s a plethora of markets, events, and activities to keep you entertained at zero cost. Singapore’s Sep...
9 September 2025

Invest
Singaporeans Are Earning 4–7% Yields with ETFs —Here’s How
When you think of “safe” or “low-risk” investments, T-bills and high-yield savings accounts probably top the list. But with T-bill rates dipping below 2% and banks cutting bonus interest rates,...
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Credit Cards
Best Bank Offers in Singapore (Sep 2025): Win a XPENG G6 Electric Car, Get 50% Off Flights, and More
Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and...
8 September 2025

Credit Cards
HSBC Live+ Credit Card: With 8% Cashback on Dining, Shopping, and Entertainment, is this the Ultimate Lifestyle Credit Card?
The HSBC Live+ Credit Card is the Winner of the Best Credit Card Product for Cash Back in Asia Pacific 2025—and it’s easy to see why. This lifestyle card has been...
8 September 2025

Personal Loans
9 Best Personal Loans in Singapore with Lowest Interest Rates (Sep 2025)
If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...
8 September 2025

Announcements
MoneySmart Profiling Lucky Draw (Mar 2025)
Thank you for participating in the MoneySmart Profiling Lucky Draw (Mar 2025). Here are the lucky winners: Lucky Draw Gift Name 18,760 SmartPoints Wan Yu 18,760 SmartPoints Kenny Carroll 18,760...
5 September 2025

Invest
The Beginner’s Guide to Singapore Treasury Bills for Individual Investors 2025: What are T-bills and How to Apply
Wondering where to park your spare cash in Singapore? You’re not alone. With the cost of living always climbing and rates on savings accounts, many are searching for smarter ways...
5 September 2025

Credit Cards
9 Best Air Miles Credit Cards in Singapore (Sep 2025)
Ah, the air miles credit card. Clearly the most glamorous of all credit cards. Every time you use one, you’re reinforcing your image as a globetrotting, wanderlusting, jet-setter. But more importantly,...
5 September 2025

Credit Cards
Is the UOB EVOL Credit Card the Easiest Way to Earn 10% Cashback? MoneySmart Review (2025)
If you live online, tap to pay everywhere, and can’t go without your streaming subscriptions, the UOB EVOL Credit Card might be your perfect match. This lifestyle-focused cashback card gives...
4 September 2025

Invest
Waiting For The Market To ‘Recover’? Some Investors Aren’t Waiting At All
Tariff news, ongoing conflicts, and the possibility of a recession still loom, making the markets now grumpier than my cranky teething baby. While at least they don’t scream as loudly,...
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Trends
Issue #38: What’s Happening This Week? DBS yuu Card Adds SimplyGo, White Flats at Oct 2025 BTO, Expanded CHAS Dental Subsidies
This week’s updates are a mix of sweet deals and stinging trade-offs. One popular rewards card is changing the game—good news if you commute, trickier if you don’t. Over at...
3 September 2025

Invest
What Are Multi-Leg Options—and Why Are Traders On It?
When I first saw the term “multi-leg options”, my mind went to a three-legged race or a funky tap dance—certainly not trading. But in the world of options trading, having...
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Credit Cards
Best Credit Card Promotions in Singapore (Sep 2025): Citibank, DBS, HSBC, UOB, and More
This September, sign up for a credit card and you could walk away with welcome gifts like: Up to $500 cash with $500 minimum spend Up to 90,000 Membership Rewards® points (enough to...
2 September 2025