I’ve been writing finance guides at MoneySmart for over 2 years now. The best part about my job? Knowing that the content I create helps people. But the hardest part...

As the old joke in Singapore goes, if you’ve ever gotten a random phone call/WhatsApp message from your schoolmate–that you haven’t spoken to you in years–asking you to meet up...

When it comes to credit cards, it’s all about getting the upper hand—getting more money out of the bank than they’ll ever get from you.  The secret? Pay all your...

It’s 2025, and if you’re not using budgeting apps, you’re missing out on a world of convenience when it comes to tracking your spending. Whether you’re looking for a basic...

I remember when COVID hit in 2019. I was in San Francisco, barely a year into my Master’s programme. The world was in panic mode. International students like me were...

Note: As of 5 December 2022, the Standard Chartered Unlimited Cashback Credit Card was renamed to the Simply Cash Credit Card along with a card redesign.  Looking for a straightforward...

Digital banks are changing how Singaporeans manage their money. Unlike traditional banks, these app-based banks operate fully online, with no branches, shorter queues (read: none), and often, fewer fees. Since...

“Were you struck by lightning?” This is the best theory anyone’s ever suggested to me to explain why my hair is curly. As a Singaporean Chinese, my thick, curly ‘fro...

Just got the keys to your new car? Before you hit the road, there’s one crucial thing to lock in—your parking spot. If you’re living in an HDB flat, that...

If you shop a lot, buy groceries for the whole family, dine out often and take rides everywhere, the Citi Rewards Credit Card may be the most worth it for...

What’s buzzing in Singapore this week? From a surprise mid-year bonus for civil servants to the emotional farewell (and revival) of Geylang’s last kampong house, there’s plenty to catch up...

Despite prices almost doubling over the past decade—from around $800 to $1,500 psf—executive condominiums (ECs) remain one of Singapore’s most sought-after property types. A recent study by NUS’s Institute of...

I recently met up with a friend deep in the throes of buying his first home with his wife. Aside from the renovation loan he was taking and contractor quotes...

I think it was over a decade ago. But I still remember that one fateful Sunday morning when I went down to the hawker centre below my block, craving my...

It’s one of those weeks: card perks are shrinking, airfares might spike, but hey—there’s cashback, cheap flights, and even Les Misérables The Arena Spectacular to look forward to. DBS is trimming...

SmartRewards has been around for a while now, and if you’re not on it yet—well, you’re missing out. This is MoneySmart’s very own rewards programme designed to give you the...

Bored as well as broke? We’ve got good news for you. This Jun 2025, there’s a plethora of markets, events, and activities to keep you entertained at zero cost. This...

For the longest time, UOB One and OCBC 360 were the top dogs when it came to high-interest savings accounts in Singapore. Even after both got nerfed, they still managed...

In Singapore, choosing the right health insurance plan isn’t just a checkbox—it’s one of the most personal (and costly) financial decisions we make. For years, Integrated Shield Plans (IPs) with...

Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and...

There are grill dads, gym dads, gadget dads, and the good ol’ “nap on the couch by 8pm” dads. However yours shows up, if you’ve landed here, chances are you’re...

Feeding one extra mouth at home is one thing, but travelling with your little human? Whole different ball game. From missed flights to lost belongings, a lot can go wrong...

There’s something oddly satisfying about not having to decide on just one dish. Craving sushi, laksa, roast beef, and chocolate fondue all in the same sitting? Go for it. That’s...

This June, sign up for a credit card and you could walk away with welcome gifts like: Apple 10.9-inch iPad 10th Gen WiFi 64GB (worth $499) Sony WH-1000XM5 Wireless Noise Cancelling Headphones...

If you think that fixed deposits are only for conservative cash-rich aunties and uncles, think again. A fixed deposit (also known as a time deposit) account is a type of...