
Health Insurance
CareShield Life Supplement Guide: Income vs Singlife vs Great Eastern (2025)
Note: Aviva Singapore has merged with Singlife. NTUC Income has rebranded as Income Insurance. All information is accurate as of 14 May 2025. Singapore’s population is ageing rapidly, and the...
8 hours ago

Credit Cards
Turn Every Swipe Into Miles: Standard Chartered Journey Credit Card (MoneySmart Review 2025)
In 2025, Standard Chartered boldly invites you to “turn every swipe into sky-high rewards” with their SC Journey Credit Card. Whether it’s grabbing your daily coffee, hailing a Grab ride,...
9 hours ago

Credit Cards
HSBC Live+ Credit Card: With 8% Cashback on Dining, Shopping, and Entertainment, is this the Ultimate Lifestyle Credit Card?
The HSBC Live+ Credit Card was recently crowned the Winner of the Best Credit Card Product for Cash Back in Asia Pacific 2025—and it’s easy to see why. This lifestyle card...
1 day ago

Announcements
MoneySmart Profiling Lucky Draw (Dec 2024)
Thank you for participating in the MoneySmart Profiling Lucky Draw (Dec 2024). Here are the lucky winners: Lucky Draw Gift Name 50,000 SmartPoints Qze Han 5,000 SmartPoints Kit Yee Leong...
1 day ago

Credit Cards
Best Bank Offers in Singapore (May 2025): Win a Lilo & Stitch-Inspired Hawaii Vacation, Get Up to 50% off Flights, and More
Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and...
1 day ago

Savings Accounts
10 Best Savings Accounts in Singapore with the Highest Interest Rates (May 2025)
Two of Singapore’s top savings accounts—UOB One and OCBC 360—got nerfed on 1 May 2025. Interestingly, the updated rates put them pretty much neck and neck. So… which savings account is...
2 days ago

Personal Loans
Using a Personal Loan for a Used Car Purchase: What You Need to Know
COE prices killing your car dreams? You’re not alone. With sky-high premiums making brand-new rides feel out of reach, many Singaporeans are turning to buying second-hand. In fact, Singapore’s used...
2 days ago

Dining
Best Buffet Dining Promotion in Singapore: Carousel, Colony, Edge, Peppermint, The Line Buffet Prices (May 2025)
Buffets aren’t just about food—they’re a whole experience. It’s the thrill of endless choices, the satisfaction of stacking your plate high, and the triumphant feeling of eating your money’s worth....
2 days ago

Travel Insurance
6 Best Travel Insurance Plans in Singapore (May 2025)
On my very first overseas trip without my parents, the airline lost my luggage for almost 24 hours. I was headed to Madrid, Spain, and had a layover in Zurich, Switzerland....
3 days ago

Wedding
The True Cost of Saying ‘I Do’ in Singapore: What Couples Often Overlook
Just said “yes” to forever? Congratulations! Now comes the planning, the Pinterest boards, and the avalanche of to-dos leading up to your big day. As romantic as weddings are, the...
9 May 2025

Personal Loans
Our Top-Rated Personal Loans for Engaged Couples (No Early Repayment Penalty)
Planning a wedding in Singapore is exciting—and let’s face it, expensive. From booking the venue and hiring a photographer to purchasing a bridal gown, suit, and covering the banquet, honeymoon,...
9 May 2025

Personal Loans
How Much Could You Save by Consolidating Your Debts?
Debt consolidation isn’t just banker jargon—it’s a smart, straightforward way to simplify your finances. By rolling your loans and credit card balances into a single payment with one interest rate,...
9 May 2025

Travel Insurance
Airline Travel Insurance—Are These Worth Adding to Your Flight Booking?
You know that moment when you’re booking a flight, and right before you checkout, the airline nudges you to add travel insurance? Most of us just shrug it off, assuming...
9 May 2025

Credit Cards
Best Credit Card Promotions in Singapore (May 2025): Citibank, DBS, HSBC, UOB, and More
This May, sign up for a credit card and you could walk away with welcome gifts like: Apple 10.9-inch iPad 10th Gen WiFi 64GB (worth $499) Sony WH-1000XM5 Wireless Noise Cancelling Headphones...
8 May 2025

Personal Loans
Why Paying Minimum on Credit Cards May Cost You In the Long Run
Credit cards are an ubiquitous part of our lives, and still remarkably relevant in Singapore, even amidst the rise of e-wallets and other digital payment methods. It’s not uncommon to...
7 May 2025

Personal Loans
“I Lost $12,000 That was Going to Pay for Childcare”: How 4 Redditors Used Personal Loans to Manage Baby Costs
What would you do if the $12,000 you’d earmarked for childcare disappeared overnight? That’s what happened to one new parent who posted on Reddit: Though this Redditor is from overseas,...
7 May 2025

Fixed Deposits
Best Fixed Deposit Rates in Singapore (May 2025)—Minimum Deposits From $500, Rates Up To 2.50%
If you think that fixed deposits are only for conservative cash-rich aunties and uncles, think again. A fixed deposit (also known as a time deposit) account is a type of...
6 May 2025

Family
The Cost of Having a Baby in Singapore—Delivery Charges, Doctor’s Fees and Everything Else
If you’re reading this, you’re likely on the cusp of one of life’s biggest decisions—considering having / expecting a child. While the emotional rewards are priceless, the financial realities can...
6 May 2025

Personal Loans
9 Best Personal Loans in Singapore with Lowest Interest Rates (May 2025)
If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...
5 May 2025

Car Loans
Are You Paying More Than You Should With Dealer Financing?
Imagine this: you’re standing in a glossy car showroom, admiring your future ride, and the dealer leans in with a smile: “Why not finance it with us? We offer in-house...
2 May 2025

Trends
Issue #23: What’s Happening This Week? A $16 Million Penthouse Sale, Viral Sponge Charm, and More
In this week’s news mix, we have a viral sponge charm that’s taken the island by storm and a jaw-dropping luxury property payday. This week is also the last week...
30 April 2025

Healthcare
24-Hour Clinics in Singapore (2025): A Guide to Consultation Fees and Surcharges
Imagine this—it’s the middle of the night, and you or a loved one suddenly falls ill. You’ve run out of medicine, and it’s long past the opening hours of your...
29 April 2025

Transportation
Step-by-Step Guide to Getting a Vehicle Entry Permit (VEP) for Driving to Malaysia
Singaporeans and crossing the Causeway for cheap groceries—name a better duo. I’ll wait. If you’re planning a trip to Johor Bahru soon, you’ve probably heard about the new entry requirements...
29 April 2025

Budgeting
Singapore Government Payouts to Expect for the Rest of 2025
Did you hear? The government is giving away money to Singaporeans again. This time isn’t another small handout. Budget 2025 is packed with financial support for every Singaporean. “A budget...
28 April 2025

Wedding
Wedding Ang Bao Rates in Singapore (Apr 2025)—How Much Should You Give?
Wedding dinners in Singapore can sometimes be a mercenary affair. Don’t be fooled into thinking that wedding ang baos (red packets) are purely a gift from the heart. In Singapore,...
28 April 2025