This week, we’re breaking records. COE premiums for smaller cars have smashed through the $119,000 mark, setting a new all-time high, while CPF members have topped up an unprecedented $6.7...

A colleague of mine applied for a Build-to-Order (BTO) flat 12 times before finally getting the keys to his dream home. To be fair, he was a bit choosy about...

The verdict is in: most of us love the arts, but ticket prices? Not so much. Honestly, I get it because I’ve been in your shoes. I see a cool...

The days of T-bills as a high-returns option seem to be behind us (at least for now). After enjoying yields of over 4% in 2023 and staying strong throughout much...

Is your mobile data plan fast enough? Your phone says 5G, but your stream buffers the minute the MRT enters a tunnel. You’re at a concert with full bars, but...

In an investment landscape where stock markets swing with global headlines and bank deposit rates shift with policy changes, Singapore Treasury Bills (T-bills) remain a safe, no-frills option. Their short...

There are 2 things we all wish we had more of: money and time. When life throws unexpected bills your way, the last thing you want is to wait days—or...

The times have changed. Not too long ago, everyone was queuing up for T-Bills when yields hit 3.7% in mid-2024. Fast forward to Aug 2025, and the latest 6-month T-Bill...

Most unlimited cashback credit cards give you just 1.5% to 1.7% back on your spend. The Standard Chartered Smart Credit Card flips that on its head: it offers unlimited cashback...

This week’s money news is all about upgrades, perks and shifting habits. A trusty commuter card just got a buff, a food delivery app is running mega promos, and two...

There’s nothing Singaporeans love more than good food and cheap shopping, so it’s no wonder that we flock in droves to Johor Bahru across the Causeway. Whether you’re going on...

One of my favourite things to do when I’m overseas is visit the supermarket for cheap local snacks and discounted bentos if you’re in Japan. But in Singapore, who has...

Bored as well as broke? We’ve got good news for you. This month, there’s a plethora of markets, events, and activities to keep you entertained at zero cost. Singapore’s Sep...

When you think of “safe” or “low-risk” investments, T-bills and high-yield savings accounts probably top the list. But with T-bill rates dipping below 2% and banks cutting bonus interest rates,...

Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and...

The HSBC Live+ Credit Card is the Winner of the Best Credit Card Product for Cash Back in Asia Pacific 2025—and it’s easy to see why. This lifestyle card has been...

If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a personal loan. With a personal loan, you...

Thank you for participating in the MoneySmart Profiling Lucky Draw (Mar 2025). Here are the lucky winners: Lucky Draw Gift Name 18,760 SmartPoints Wan Yu 18,760 SmartPoints Kenny Carroll 18,760...

Wondering where to park your spare cash in Singapore? You’re not alone. With the cost of living always climbing and rates on savings accounts, many are searching for smarter ways...

Ah, the air miles credit card. Clearly the most glamorous of all credit cards. Every time you use one, you’re reinforcing your image as a globetrotting, wanderlusting, jet-setter. But more importantly,...

If you live online, tap to pay everywhere, and can’t go without your streaming subscriptions, the UOB EVOL Credit Card might be your perfect match. This lifestyle-focused cashback card gives...

Tariff news, ongoing conflicts, and the possibility of a recession still loom, making the markets now grumpier than my cranky teething baby. While at least they don’t scream as loudly,...

This week’s updates are a mix of sweet deals and stinging trade-offs. One popular rewards card is changing the game—good news if you commute, trickier if you don’t. Over at...

When I first saw the term “multi-leg options”, my mind went to a three-legged race or a funky tap dance—certainly not trading. But in the world of options trading, having...

This September, sign up for a credit card and you could walk away with welcome gifts like: Up to $500 cash with $500 minimum spend Up to 90,000 Membership Rewards® points (enough to...