Personal Loans
What Affects Personal Loan Interest Rates?
Back when we were kids, borrowing money was a simple affair. You’d ask your friend if you could borrow $5, they would hand you cash from their Hello Kitty wallet,...
10 minutes ago
Opinion
Allianz’s Bid for NTUC Income Blocked: What Awaits Income Policyholders in 2024?
Do you remember Allianz, the prominent German insurer, wanting to buy a 50% controlling stake in Income in July? Well, it seems that the deal is on hold (for now)....
21 hours ago
Credit Cards
Cashback vs. Miles: Which One Should We Go For in Singapore?
For those of us adulting in Singapore, we want something in return when we spend on credit cards. That “something” is typically either air miles–like KrisFlyer miles that we can...
1 day ago
Personal Loans
Should You Take A Personal Loan To Help With The Rising Costs Of Living?
“Things are cheaper than before!” said no one ever. When it comes to living costs, there’s a lot that Singaporeans are up against. Singapore was ranked as the world’s most...
1 day ago
Dining
Deepavali 2024: 11 Best Places to Buy Indian Sweets in Singapore
As Deepavali draws near, Singapore lights up with vibrant colours, lively kolam, and the enticing scent of mithai—traditional Indian sweets. These treats are more than just desserts. They’re symbols of...
4 days ago
Credit Cards
3 Best Ways to Optimise Your Credit Card Air Miles Spend in Singapore
In Singapore, the credit card scene (and the air miles involved with them) can be kind of overwhelming. Do I use this card for that? How many miles am I...
4 days ago
Shopping
Shopping on Taobao Singapore—11.11 Promo Codes, Guide to Shipping Methods, Key Phrases, GST, and More You Need to Know
If you’ve opened the Taobao app recently, you would’ve seen the impressive set of deals currently offered in Taobao’s 11.11 Sale, including stackable discounts across different stores, up to S$111 off...
4 days ago
Announcements
What Are SmartPoints, and What Can You Use Them For?
Last year, MoneySmart announced the launch of SmartRewards, our very own rewards programme that gives you the ultimate flexibility to choose the gifts you want. At the heart of the...
4 days ago
Wedding
Wedding Ang Bao Rates in Singapore 2024—How Much Should You Give?
Wedding dinners in Singapore can sometimes be a mercenary affair. Don’t be fooled into thinking that wedding ang baos (red packets) are purely a gift from the heart. In Singapore,...
5 days ago
Budgeting
CPF Retirement Account: What Are the Different Retirement Sums in Singapore?
Does it feel like you’ve got golden handcuffs on when it comes to your corporate job? Or are you already dreaming of not having to deal with another underwhelming (and...
5 days ago
Credit Cards
Trust Cashback Credit Card—MoneySmart Review (2024)
At first glance, the Trust Cashback Credit Card seems to bring you the best of both cashback worlds: Unlimited cashback credit cards let you earn limitless cashback on pretty much...
5 days ago
Credit Cards
5 Overseas Spending Tips We Wish We Knew Sooner
Travel influencers make it look like a breeze to explore the world without burning through cash. But let’s be real—whether it’s splurging on a private dinner under the stars in...
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Announcements
Win 15,000 SmartPoints (worth $1,500!) With Just 1 Click—Join Our Virtual Treasure Hunt
This Oct 2024, MoneySmart turns 15! It’s been quite a ride, and we couldn’t have done it without you. To thank you for your support over the past 15 years,...
6 days ago
Credit Cards
The Ultimate List of Credit Card Reviews in Singapore (2024)
In today’s dynamic world of personal finance, selecting the perfect credit card has become an essential skill. With a myriad of options available, each promising unique benefits and rewards, navigating...
6 days ago
Budgeting
Ultimate Dummies Guide On How To Start Saving Money
Avocado poached eggs on toast for $20. Atas coffee that costs $7 a cup. Taking a Grab when it’s surge pricing–all these things add up fast! The point is, that...
22 October 2024
Property
3 Big Things to Know Before Using Your CPF to Purchase Property
Yes, yes, we all know that uttering that acronym “CPF” is as much of a buzzkill as a eating at the latest “hot” restaurant and realising it actually sucks. But...
22 October 2024
Property
HDB BTO Oct 2024 Review: Locations, Prices, Application Rates, and More
The 2024 Build-to-Order (BTO) season is going out with a bang. The Oct 2024 BTO launch will be the last one of the year, and will offer 8,573 flats across...
21 October 2024
Budgeting
Ultimate Dummies Guide to the CPF Scheme: 15 Terms You Need to Know Now
Trying to understand all the acronyms that the CPF board in Singapore likes to throw at us can feel like juggling 10 balls while riding a unicycle (i.e. impossible). But...
21 October 2024
Budgeting
Are Your CPF Savings Enough For Retirement?
Alright, so we always hear that message about how savings for retirement is so important. Saving and investing ourselves is a crucial part of that whole process. Yet in Singapore,...
21 October 2024
Dining
18 Cheap Mookata Restaurants in Singapore (2024)
Delicious brunch in the morning, followed by roaming the malls and streets of Bangkok on a shopping spree, and topping it off with an indulgent meal of smoky, delicious mookata...
18 October 2024
Travel
Understanding Foreign Exchange Rates: 2024 Guide for Singaporeans
Foreign exchange rates might seem like a topic for Wall Street, but in Singapore, they’re closer to home than you’d expect. The strength of the Singapore Dollar (SGD) directly impacts...
18 October 2024
Travel
The Ultimate Guide to 24-Hour Money Changers in Singapore
So, you’re all set to embark on your long-awaited trip. Flights and accommodation—booked. Travel itinerary—planned. Suitcase—packed. Travel insurance—checked. There’s just one final step left: changing money. But it’s 11 pm,...
18 October 2024
Travel
JB Massage Price Guide (2024)—Bangkok Spa, Thai Odyssey & More
Everyone needs a good massage once in a while, especially after prolonged periods of hunching over our desks while working. Sadly, massages in Singapore are terribly expensive, with prices starting...
18 October 2024
Home Loans
HDB Downpayment Guide: How Much Do You Need for BTO, Resale & EC?
Buying a HDB flat is a rite of passage for many first-time homeowners in Singapore. Whether it’s a HDB BTO flat, resale flat or executive condominium (EC), you’d need to...
18 October 2024
Savings Accounts
10 Best Savings Accounts in Singapore with the Highest Interest Rates (Oct 2024)
Savings accounts have a simple premise, but often come with complex mechanisms for you to earn bonus interest. When you open a savings account with a bank, you deposit money...
11 October 2024