This February, sign up for a credit card and you could walk away with an all-new Porsche Taycan or a trip for 2 to the Star Wars Celebration in Japan! Not to mention welcome gifts like 5,040 SmartPoints worth an Apple iPad Wi-Fi, 9th Generation (worth $479), a Samsonite Choca Spinner 68/25 (worth $700), and a generous 60,000 miles.
Clearly, we’re spoilt for choice—banks offering credit cards in Singapore are competing so hard for new customers that they are practically raining Apple products, Nintendo Switches, ergonomic chairs, and other freebies on us. Even if you don’t see any item you want, some welcome gifts are just straight up cold, hard cash!
But which are the best credit card promotions in Singapore? Here are our top picks from Citibank, Standard Chartered, UOB, DBS, and more.
Best Credit Card Promotions in Singapore (Feb 2025)
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- An overview
- Citibank credit card promotions
- Standard Chartered credit card promotions
- CIMB credit card promotions
- UOB credit card promotions
- HSBC credit card promotions
- AMEX credit card promotions
- DBS credit card promotions
- POSB credit card promotions
- Maybank credit card promotions
- OCBC credit card promotions
- Credit card promotions—is there a catch?
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An overview: Best credit card promotions in Singapore (Feb 2025)
| Credit card | Credit card promotion | Minimum spend | Promotion valid until |
| Citi Cash Back+ Mastercard, Citi Cash Back Card, Citi Rewards Card | Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow Redeem your SmartPoints for any gift on our Rewards Store. |
$500 (within 30 days) | 9 Feb 2025 |
| Citi PremierMiles Card | Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow |
$500 (within 30 days) | 9 Feb 2025 |
| Citi SMRT Card | Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) |
$500 (within 30 days) | 9 Feb 2025 |
| Citi M1 Credit Card | Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) |
$500 (within 30 days) | 9 Feb 2025 |
| Standard Chartered Simply Cash Credit Card ✦ | Your choice of gift: – $380 cash via PayNow – 5,040 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. |
$500 (within 30 days) | 9 Feb 2025 |
| Standard Chartered Smart Credit Card ✦ | Your choice of gift: – $230 cash via PayNow – 2,990 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. |
$500 (within 30 days) | 9 Feb 2025 |
| Standard Chartered Rewards+ Credit Card ✦ | |||
| Standard Chartered Journey Credit Card ✦ | – $180 Cash via PayNow – Up to 45,000 miles (with payment of annual fee) or 25,000 miles (annual fee waived) |
$500 (within 30 days) | 9 Feb 2025 |
| CIMB World Mastercard | $188 cashback | $988 spend within 60 days | 31 Jul 2025 |
| CIMB Visa Signature | |||
| CIMB Visa Infinite | |||
| UOB One Card | $50 McDonald’s Vouchers | $500 spend in 30 days | 28 Feb 2025 |
| KrisFlyer UOB Card | Up to 31,000 miles and first year annual fee waive |
$2,000 spend/month for 2 consecutive months (first 100 eligible participants) |
28 Feb 2025 |
| UOB PRVI Miles Credit Card (MASTERCARD / VISA / American Express) | Up to 58,000 miles (with annual fee payment) or 38,000 miles (with annual fee waived) |
$2,000 spend/month for 2 months (first 50 eligible cardmembers monthly) |
28 Feb 2025 |
| Lazada-UOB Card | Up to $230 worth of gifts: – $200 cashback – $30 worth of Lazada Vouchers |
– $1,000 spend per month at Lazada for 3 consecutive months – Add Lazada-UOB card as a payment card on Lazada App |
31 Mar 2025 |
| HSBC Advance Credit Card | Your choice of gift: – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) – 5,540 SmartPoints PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) Redeem your SmartPoints for any gift on our Rewards Store. |
$800 spend from Card Account Opening Date to end of the following month + provide marketing consent. | 7 Feb 2025 |
| HSBC Live+ Card | |||
| HSBC Revolution Credit Card | |||
| HSBC TravelOne Card | |||
| American Express Platinum Credit Card | $200 cashback from AMEX in the form of Statement Credits | $1,000 spend and annual fee payment within 30 days | 16 Feb 2025 |
| American Express The Platinum Card | $800 Statement Credits and Samsonite Choca Spinner 68/25 (worth $700) | $8,000 minimum spend and annual fee payment within 6 months | 16 Feb 2025 |
| American Express Singapore Airlines KrisFlyer Ascend Credit Card | 40,000 KrisFlyer miles (new cardmembers) / 30,000 KrisFlyer miles (existing cardmembers) | $2,000 spend and annual fee payment within 3 months | 16 Feb 2025 |
| American Express Singapore Airlines KrisFlyer Credit Card | Up to 17,000 KrisFlyer miles | $1,000 spend within 30 days | 16 Feb 2025 |
| The American Express Singapore Airlines Business Credit Card | Up to 33,000 HighFlyer points | $3,000 spend and annual fee payment within 2 months | 16 Feb 2025 |
| DBS yuu Visa Card / DBS yuu American Express Card | $300 cashback (new cardmembers) | $800 spend within 60 days | 30 Apr 2025 |
| DBS Live Fresh Card | $300 cashback (new cardmembers) | $800 spend within 60 days | 30 Apr 2025 |
| DBS Altitude Visa Signature Card | Up to 30,000 miles | $800 spend and payment of annual fee within 60 days | 28 Feb 2025 |
| DBS Altitude American Express Card | Up to 35,000 miles | ||
| DBS Vantage Visa Infinite Card | Up to 60,000 miles (new cardmembers) / 40,000 miles (existing cardmembers) | $4,000 spend and payment of annual fee within 30 days | 28 Feb 2025 |
| DBS Takashimaya American Express Card | $100 cashback + 200 Takashimaya Bonus Points | $300 spend within Takashimaya within first month from card approval date. | 30 Jun 2025 |
| POSB Everyday Card | $300 cashback | $800 spend within 60 days | 30 Apr 2025 |
| Maybank Family & Friends Card | $200 cashback or a Samsonite ENOW SPINNER 69/25 Luggage (worth $570) | Apply for a new Maybank Credit Card and a CreditAble account, spend $600 each month for the first 2 consecutive months upon card approval. | 28 Feb 2025 |
| Maybank Horizon Visa Signature | Samsonite ENOW SPINNER 69/25 EXP (worth $570), or 10,000 Bonus Air Miles ( in the form of 25,000 TREATS Points), or $200 Cashback | Apply for a new Maybank Credit Card and a CreditAble account, spend $600 each month for the first 2 consecutive months upon card approval. | 28 Feb 2025 |
| Maybank World Mastercard | Samsonite ENOW SPINNER 69/25 EXP (worth $570), or $200 Cashback | Apply for a new Maybank Credit Card and a CreditAble account, spend $600 each month for the first 2 consecutive months upon card approval. | 28 Feb 2025 |
| Maybank Manchester United Platinum Visa Card | |||
| Maybank FC Barcelona Visa Signature | |||
| Maybank Platinum Visa Card | |||
| OCBC INFINITY Cashback Card | 1,265 SmartPoints or $100 Cash via PayNow Plus, you’ll stand a chance to wina trip for 2 to the Star Wars Celebration 2025 in Japan! |
Apply and charge at least 1 qualifying transaction within 30 days. | 3 Feb 2025 |
| OCBC Rewards Credit Card | |||
| OCBC 365 Credit Card | |||
| 90°N Card / 90°N Visa Card |
✦ Win a Porsche Taycan Base—with Standard Chartered credit cards
From now to 28 Feb 2025, apply for Standard Chartered credit cards and stand to win a Porsche Taycan Base (model year 2025) in the SC Million Reasons to be Happier lucky draw!
- Earn 2 chances when your new SC credit card is approved
- Earn 1 chance for every $50 credit card spend
- on Eligible spend
- 1.5% Cash Back
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and meet the spend criteria! T&Cs apply. And stand chance to win a Porsche Taycan Base (2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 11,180 SmartPoints, which you can use to redeem an Apple iPad Air Wi-Fi (11-inch, 128GB) (worth S$899) from our Rewards Store today!
- on spends above S$1,500 on Bonus Categories
- 10% Bonus Cashback
- on spends above S$800 on Bonus Categories
- 8% Bonus Cashback
- on spends below S$400 on Bonus Categories
- 4% Bonus Cashback
Get S$230 Cash via PayNow or 2,990 SmartPoints when you meet the spend criteria. T&Cs apply. And stand a chance to win a Porsche Taycan Base (model year 2025) in SC Million Reasons to be Happier Lucky Draw! T&Cs apply.
Additionally, enrol in our Rollin' Rewards campaign for FREE, and stand a chance to win 6,140 SmartPoints. That’s a total of 9,130 SmartPoints, which you can use to redeem the LATEST Apple iPad Mini Wi-Fi 128GB (worth S$699) from our Rewards Store today!
T&Cs apply.
1. Citibank credit card promotion
Looking to sign up for a new Citibank credit card? Well, you’re in luck! Citibank credit card welcome gifts are looking very attractive right now with gifts like $370 Cash or 5,040 SmartPoints for the taking. With 5,040 SmartPoints, you can redeem awesome gifts from our Rewards Store, including:
- Apple iPad Wi-Fi, 9th Generation, 64GB Space Grey, (worth $479)—5,040 SmartPoints
- Apple Watch SE, 40mm, GPS, (worth $383)—4,070 Points
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Apple AirPods Pro, 2nd Gen (worth $363)—4,030 Points
Among the Citi credit cards on promotion, our top pick is the Citi PremierMiles Card which lets you earn Citi Miles that never expire.
Enjoy an UPSIZED S$400 Cash or 5,040 SmartPoints , and a S$50 Trip.com Hotel Coupon in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.
If you prefer a no-fuss cashback card, the Citi Cash Back+ Mastercard, an unlimited cashback card with no monthly minimum spend.
Get S$350 Cash or 5,040 SmartPoints in as fast as 5 weeks when you spend S$500 within 30 days. Get an EXTRA S$50 Cash or 700 SmartPoints when you spend any amount with a participating merchant with recurring expenses for 3 consecutive calendar months from card approval date! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.
Here’s a summary of all the Citibank credit cards with ongoing promotions:
| Citibank credit card | Key features | Promotion | Valid until |
| Citi Cash Back+ Mastercard | 1.6% cashback that never expires. No minimum spend required and no cap on cashback. | Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
9 Feb 2025 |
| Citi Cash Back Card | 6% cashback on dining, 8% cashback on groceries and petrol. | ||
| Citi Rewards Card | 10X Rewards on online purchases, ride-hailing and shopping. | ||
| Citi PremierMiles Card | $1 = 1.2 Citi Miles on Local spend and 2 Citi Miles on Foreign currency spend. Citi Miles never expire |
Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
9 Feb 2025 |
| Citi SMRT Card | 5% savings on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport |
Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
9 Feb 2025 |
| Citi M1 Credit Card | Up to 10% rebate on recurring M1 bills, 10% off device accessories at M1 shops | Your choice of gift: – 5,040 SmartPoints – $370 cash via PayNow PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) Spend criteria: Spend a minimum of $500 within 30 days from card approval date. |
9 Feb 2025 |
2. Standard Chartered credit card promotions
This month, selected Standard Chartered credit cards on promotion will give you the chance to drive off with a brand new car—a Porsche Taycan Base (2025) in the SC Million Reasons to be Happier Lucky Draw!
Giveaway aside, the Standard Chartered credit card promotions ongoing this month come with very enticing welcome gifts too. It’s hard to pick the best, but the unlimited cashback Standard Chartered Simply Cash Credit Card promotion comes up top in terms of cash value.
Get S$380 Cash via PayNow or earn 5,040 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899) from our Rewards Store.
This month, you can also get $230 cash via PayNow or 2,990 SmartPoints when you apply for the Standard Chartered Smart Credit Card or Standard Chartered Rewards+ Credit Card.
Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.
Get S$230 Cash via PayNow or 2,990 SmartPoints when you apply and spend S$500 within 30 days from card approval date! T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max(worth S$1,899)from our Rewards Store.
Here’s a summary of all Standard Chartered credit card promotions this month:
| Standard Chartered credit card | Key features | Promotion | Valid until |
| Standard Chartered Simply Cash Credit Card | 1.5% unlimited cashback with no minimum spend |
Your choice of gift: – $380 Cash via PayNow – 5,040 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. Spend criteria: Spend a minimum of $500 in eligible transactions within 30 days of credit card approval. |
9 Feb 2025 |
| Standard Chartered Smart Credit Card | 6% cashback on digital subscriptions, at fast food outlets and daily commutes | Your choice of gift: – $230 cash via PayNow – 2,990 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. Spend criteria: Spend a minimum of $500 in eligible transactions within 30 days of credit card approval. |
9 Feb 2025 |
| Standard Chartered Rewards+ Credit Card | 10X Rewards Points per S$1 spent in foreign currency, 5X Rewards Points per S$1 local dining spend | ||
| Standard Chartered Journey Credit Card | 3 miles per S$1 spent on online Transportation, Food Delivery & Online Grocery transactions | – $180 Cash via PayNow – Up to 45,000 miles with payment of annual fee / 25,000 miles with annual fee waived when you spend $500 within 30 days. |
9 Feb 2025 |
The other Standard Chartered credit cards don’t have ongoing sign-up promotions this month.
3. CIMB credit card promotion
There are 3 credit cards with an ongoing promotion to get $188 cashback for those new to CIMB credit cards.
The most accessible CIMB credit card is the CIMB World Mastercard, which has a $0 minimum spend per month. Note, however, that you’ll need to hit $1,000 spend a month to enjoy the card’s higher 2% unlimited cashback rate.
Here are all the CIMB credit card promotions:
| CIMB credit card | Key feature(s) | Promotion | Valid until |
| CIMB World Mastercard | 2% unlimited cashback on Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods. No annual fees for life. | Up to $188 cashback with $988 spend within 60 days | 31 Jul 2025 |
| CIMB Visa Signature | 10% cashback on Beauty & Wellness, Online Shopping, Groceries and more, capped at S$100 per month and up to S$20 per category. Minimum spend S$800. | ||
| CIMB Visa Infinite | 2% unlimited cashback on Travel, Overseas, Online Spend in Foreign Currencies with $2,000 minimum monthly spend. |
4. UOB credit card promotions
This month, apply for selected UOB credit cards and you’ll enjoy welcome gifts like:
- Apple Watch SE 40mm (GPS) (worth $349)
- Apple AirPods 4 Noise Cancellation (worth $249)
- Up to 58,000 miles
I want to give a shout out to the UOB PRVI Miles Card—did you know it has the highest base miles earn rate for general spending among other entry-level miles cards in Singapore? I recently reviewed it in comparison with the Krisflyer UOB Credit Card, and it’s my clear pick between the 2.
[FASTER FULFILMENT]
MoneySmart Exclusive: Get a S$100 Grab Ride Vouchers + a 1-month Circles.Life Borderless Plan (worth S$70) IN AS FAST AS 1-2 MONTHS for the first 200 new-to-card applicants or S$50 Cash for the remaining new-to-card applicants when you apply! No min. spend is required! T&Cs apply.
Join Rollin’ Rewards for FREE and win up to 18,760 SmartPoints—enough for an iPhone 16 Pro Max (S$1,899)!
UOB Online Promotion: Get up to 58,000 miles guaranteed for new-to-UOB Credit Cardmembers who meet the criteria. T&Cs apply.
Here’s a summary of all ongoing UOB credit card welcome promotions this month:
| UOB credit card | Key features | Promotion | Valid until |
| UOB One Card | Up to 20% rebate on McDonald’s, DFI Retail Group, Grab, Shopee, SP and more | $50 McDonald’s Vouchers Spend criteria: $500 within 30 days |
28 Feb 2025 |
| KrisFlyer UOB Card | $1 = 3 KrisFlyer Miles (with $800 annual spend on Singapore Airlines Group) $1 = 3 KrisFlyer Miles on Singapore Airlines, SilkAir, Scoot and KrisShop purchases |
Up to 31,000 miles and first year annual fee waived with $2,000 spend within 60 days (first 100 eligible participants). |
28 Feb 2025 |
| UOB PRVI Miles Credit Card (MASTERCARD / VISA / American Express) | $1 local spend = 1.4 miles; $1 overseas spend = 2.4 miles. No minimum spend and no cap on earned miles. | Up to 58,000 miles (with annual fee payment) or 38,000 miles (with annual fee waived) when you spend $2,000 spend/month for 2 months (first 50 eligible cardmembers monthly) | 28 Feb 2025 |
| Lazada-UOB Card | 20% rebate on Lazada spend and 6% rebate on Redmart spend | Up to $230 worth of gifts: – $200 cashback when you spend a minimum of $100 per month at Lazada for 3 consecutive months from their card approval date – $30 worth of Lazada Vouchers when you successfully add Lazada-UOB card as a payment card within the Lazada App. |
31 Mar 2025 |
At the time of writing, the UOB EVOL Credit Card, UOB Absolute Cashback Card, UOB Lady’s Card, UOB Preferred Platinum Visa Card, and UOB Visa Infinite Metal Card have no ongoing promotions.
5. HSBC credit card promotions
The HSBC credit card line-up gained an exciting new lifestyle card last year—the HSBC Live+ Credit Card. Although the card’s generous 8% cashback on dining, shopping and entertainment was supposed to end on 31 Dec 2024, it’s since been extended by 3 months to 31 Mar 2025. Coupled with the welcome gifts it comes with, this is one attractive card.
- 5,540 SmartPoints OR a bundle comprising $199 Cash via PayNow + $150 eCapita Voucher
- Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65)
- on Dining, Shopping and Entertainment
- 8% Cashback*
- on fuel at Caltex and Shell gas stations in Singapore
- 5% Cashback*
- on All Other Spends
- 0.3% Cashback*
Get S$199 Cash via PayNow + $150 eCapita Voucher (total worth S$349) or 5,000 SmartPoints when you apply, spend a min. of S$800 from Card Account Opening Date to end of the following calendar month! Pay Annual Fee for HSBC TravelOne Card. T&Cs apply.
Enrol in Rollin’ Rewards today for FREE and stand a chance to be one of five lucky winners in our biggest points giveaway yet—93,800 SmartPoints! Each winner receives 18,760 SmartPoints, enough to redeem an Apple iPhone 16 Pro Max (worth S$1,899)from our Rewards Store.
| HSBC credit card | Key feature(s) | Promotion | Valid until |
| HSBC Advance Credit Card | 1.5% cashback on local and overseas purchases with no minimum spend | Your choice of gift: – 5,540 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) Qualifying criteria: Spend $800 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
7 Feb 2025 |
| HSBC Live+ Card | 8% cashback on dining, shopping and entertainment; 5% cashback on petrol | Your choice of gift: – 5,540 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) Qualifying criteria: Spend $800 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
7 Feb 2025 |
| HSBC Revolution Credit Card | S$1 = 10X Points on Online Spend on Travel, Shopping & Dining | Your choice of gift: – 5,540 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) Qualifying criteria: Spend $800 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
7 Feb 2025 |
| HSBC TravelOne Card | S$1 local spend = 1.2 miles; S$1 on foreign spend = 2.4 miles | Your choice of gift: – 5,540 SmartPoints, which you can use to redeem any gift from our Rewards Store OR – $199 cash via PayNow + $150 eCapita Voucher (total worth $349) PLUS a Circles.Life 3-month 150GB 4G Plan + 1TB 5G Local Data (worth $65) Qualifying criteria: Spend $800 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. |
7 Feb 2025 |
On top of the welcome gifts above, you’ll also stand a chance to win an Apple iPhone 15 Pro, 512GB (worth $2,129) when you sign up for an eligible HSBC credit card and meet the spend criteria! T&Cs apply.
There’s no current promotion for the HSBC Visa Infinite Credit Card.
6. AMEX credit card promotions
This month, the juiciest Amex welcome promotion is the $800 Statement Credits and Samsonite Choca Spinner 68/25 (worth $700) you’ll earn with the American Express The Platinum Card.
- for every S$1.60 spent
- Earn 2 Membership Rewards® points
- for every S$1.60 spent with 10Xcelerator by Membership Rewards®
- Earn 20 Membership Rewards® points
- on Membership Rewards® Points
- No Expiry Date
You’ll need to spend $8,000 within the first 6 months from card approval, which will also earn you 10,000 Membership Rewards® points.
Here are all the American Express credit card promotions this month:
| American Express credit card | Key feature(s) | Promotion | Valid until |
| American Express Platinum Credit Card | $1.60 spend = 10 Points at participating Platinum 10Xcelerator Partners / 2X Points on all other spend | $200 Statement Credits with $1,000 spend and annual fee payment within 30 days of card approval. |
16 Feb 2025 |
| American Express The Platinum Card | $1.60 spend = 2 Membership Rewards / 20 Membership Rewards points on 10Xcelerator spending | $800 Statement Credits and Samsonite Choca Spinner 68/25 (worth $700) Spend criteria: $8,000 minimum spend and annual fee payment within 6 months of card approval. Plus, earn 10,000 Membership Rewards® points with the $8,000 spent. |
16 Feb 2025 |
| American Express Singapore Airlines KrisFlyer Ascend Credit Card | $1 local spend = 1.2 KrisFlyer miles; S$1 spend on Grab = 3.2 KrisFlyer miles | 40,000 KrisFlyer miles (new cardmembers) / 30,000 KrisFlyer miles (existing cardmembers) with $2,000 spend and annual fee payment within 3 months of card approval. | 16 Feb 2025 |
| American Express Singapore Airlines KrisFlyer Credit Card | $1 local spend = 1.1 KrisFlyer miles; S$1 spend on Grab = 3.1 KrisFlyer miles | Up to 17,000 KrisFlyer miles (new cardmembers) with a minimum spend of $1,000 within 30 days of card approval. | 16 Feb 2025 |
| The American Express Singapore Airlines Business Credit Card | Up to 8.5 HighFlyer Points per S$1 spent on eligible Singapore Airlines Group flights | Up to 33,000 HighFlyer points with annual fee payment and $3,000 spend within 2 months of card approval. | 16 Feb 2025 |
This month, the American Express True Cashback Card and American Express CapitaCard do not have any ongoing promotions.
7. DBS credit card promotions
The juiciest DBS credit card sign-up promotions this month are a $150 cashback promotion and a 60,000 miles promotion. The former applies to the DBS Live Fresh Card and DBS yuu Card:
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point
- at yuu merchants, with no min. spend and no cap
- S$1 = 10X yuu Points
- when you spend S$600 Qualifying Spend at yuu merchants in a calendar month
- Additional bonus 26X yuu Points
- on all other spend
- S$1 = 1X yuu Point
The DBS Vantage Visa Infinite Card comes with a fat miles welcome gift this month, but do note that this is not an entry-level miles card:
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Here’s the full list of ongoing DBS credit card promotions:
| DBS credit card | Key feature(s) | Promotion | Expiry |
| DBS yuu Visa Card | 5% Cash Rebate / 10x yuu Points with no minimum spend and no cap. | $300 cashback (new cardmembers) with $800 minimum spend within 60 days. | 30 Apr 2025 |
| DBS yuu American Express Card | $300 cashback (new cardmembers) with $800 minimum spend within 60 days. |
30 Apr 2025 | |
| DBS Live Fresh Card | Up to 6% cashback on shopping and transport spend with $800 minimum monthly spend | $300 cashback (new cardmembers) with $800 minimum spend within 60 days. | 30 Apr 2025 |
| DBS Altitude Visa Signature Card | $1 spend on Agoda = Up to 4.3 miles in the form of DBS Points that never expire | Up to 30,000 miles with $800 spend and payment of annual fee within 60 days | 28 Feb 2025 |
| DBS Altitude American Express Card | Up to 35,000 miles with $800 spend and payment of annual fee within 60 days | 28 Feb 2025 | |
| DBS Vantage Visa Infinite Card | 1.5 miles or 1.5% cashback per S$1 local spend; 2.2 miles or 2.2% cashback per S$1 overseas spend | Up to 60,000 miles (new cardmembers) with $4,000 minimum spend and payment of annual fee within 30 days | 28 Feb 2025 |
| DBS Takashimaya American Express Card | 2 Taka Bonus Points for every S$10 spend at Takashimaya, 10% additional discount during Takashimaya sales events | $100 cashback + 200 Takashimaya Bonus Points with $300 minimum spend within Takashimaya within first month from card approval date. | 30 Jun 2025 |
These other DBS credit cards do not have ongoing sign-up promotions:
A word on the DBS Woman’s and Woman’s World Card: Don’t be fooled by the name. You can apply for these cards no matter your gender.
8. POSB Credit Card Promotion
The POSB Everyday Card is a straightforward cash rebates card with (strictly speaking) no minimum spend; certain bonus reward categories require you to spend above $800/month.
As the name suggests, you can apply for the POSB Everyday Card to make the most out of your day-to-day spending. The latest POSB Everyday Card promotion is as fuss-free as the card—$300 cashback when you apply and spend $800 within 60 days.
- Cash rebates on Online Food Delivery
- Up to 10%
- Cash Rebates on Groceries from Sheng Siong & RedMart
- Up to 5%
- Fuel Savings at SPC
- Up to 20.1% + 2%
9. Maybank credit card promotions
This month, Maybank credit cards are offering $200 cashback or a Samsonite ENOW SPINNER 69/25 Luggage (worth $570) as a welcome gift when you apply for a new Maybank credit card and a CreditAble account, then spend a minimum of $600 each month for the first 2 consecutive months.
My top pick is the Maybank Family & Friends Card, a cashback card that offers up to 8% cashback on 5 cashback categories of your choice, plus up to 8% cashback on on Malaysian Ringgit and Indonesia Rupiah spend. Read our review of the Maybank Family & Friends Card for more details.
- globally on 5 preferred cashback categories
- Up to 8% Cashback
- on Malaysian Ringgit and Indonesia Rupiah spend
- Up to 8% Cashback
- Cashback Per Month
- Up to S$150
Here’s a summary of the welcome gifts each Maybank credit card is offering this month.
| Maybank credit card | Key feature(s) | Promotion | Expiry |
| Maybank Family & Friends Card | Up to 8% cashback globally on your 5 preferred cashback categories and all Malaysian Ringgit and Indonesian Rupiah spend | Samsonite ENOW SPINNER 69/25 EXP (worth $570), or $200 cashback Spend criteria: Apply for a new Maybank Credit Card and a CreditAble account, spend $600 each month for the first 2 consecutive months upon card approval. |
28 Feb 2025 |
| Maybank Horizon Visa Signature | S$1 = 7X Points on air tickets and foreign currency spend; S$1 = 3X Points on local shopping, groceries, dining, hotel bookings | Samsonite ENOW SPINNER 69/25 EXP (worth $570), or 10,000 Bonus Air Miles (in the form of 25,000 TREATS Points), or $200 Cashback Spend criteria: Apply for a new Maybank Credit Card and a CreditAble account, spend $600 each month for the first 2 consecutive months upon card approval. |
28 Feb 2025 |
| Maybank World Mastercard | Up to 10X TREATS Points at selected retail, dining merchants and petrol stations | Samsonite ENOW SPINNER 69/25 EXP (worth $570), or $200 Cashback Spend criteria: Apply for a new Maybank Credit Card and a CreditAble account, spend $600 each month for the first 2 consecutive months upon card approval. |
28 Feb 2025 |
| Maybank Manchester United Platinum Visa Card | Earn 5X TREATS Points and earn up to 3% cashback when Manchester United wins a Premier League match | ||
| Maybank FC Barcelona Visa Signature | 1.6% unlimited cashback on all local spend; stand a chance to watch FC Barcelona LIVE in Camp Nou every football season | ||
| Maybank Platinum Visa Card | Up to 3.33% cashback cashback on local and foreign spend with $300 minimum spend per month |
10. OCBC credit card promotions
Calling all Star Wars fans—you can now apply for OCBC credit cards and stand a chance to win a trip for 2 to the Star Wars Celebration in Japan! That’s on top of your welcome gifts.
Enticed? Awesome. Don’t know which card to choose? We got you. For the foodies, the OCBC 365 Credit Card earns you 5% cashback on everyday dining with a minimum monthly spend of $800.
- Cashback on Fuel Spends
- 6%
- Cashback on Everyday Dining
- 5%
- with min. spend of $1,600 per month
- Unlock up to $160 Cashback
Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
[OCBC Lucky Draw]
PLUS stand a chance to win a trip for 2 to the Star Wars Celebration 2025 in Japan! T&Cs apply.
For a card that earns rebates you on a wider range of spend categories, consider the OCBC Rewards Credit Card for up to 4 miles per dollar at selected retailers. Psst, this card is also a good choice to pair with the Amaze Card!
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- on Eligible Local and Overseas Spend
- S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1)
- on All Other Spend
- S$1 = 1 OCBC$
- Rewards to Miles Conversion
- 10 OCBC$ = 4 Miles
Enjoy an UPSIZED 1,960 SmartPoints or S$130 Cash for new OCBC Cardmembers only when you apply and charge at least 1 qualifying transaction within 30 days from card application approval. T&Cs apply. Use your SmartPoints earned to redeem ANY product from our Rewards Store.
[OCBC Lucky Draw]
PLUS stand a chance to win a trip for 2 to the Star Wars Celebration 2025 in Japan! T&Cs apply.
| OCBC credit card | Key feature(s) | Promotion | Expiry |
| OCBC INFINITY Cashback Card | 1.6% in unlimited cashback with no minimum spend | 1,265 SmartPoints or $100 Cash via PayNow when you apply and charge at least 1 qualifying transaction within 30 days. Plus, you’ll stand a chance to win a trip for 2 to the Star Wars Celebration 2025 in Japan! |
3 Feb 2025 |
| OCBC Rewards Credit Card | S$1 = 10 OCBC$ (equivalent to 4 Miles per S$1) on eligible local and overseas spend | ||
| OCBC 365 Credit Card | 5% cashback on everyday dining, 6% cashback on fuel, 3% cashback on groceries, land transport, online travel, recurring telco and electricity bills | ||
| 90°N Card / 90°N Visa Card | S$1 = Up to 7 Miles on Agoda accommodation S$1 foreign spend = 2.1 Miles S$1 local spend = 1.3 Miles |
Credit card promotions—is there a catch?
With free AirPods Pro, ergonomic standing desks and thousands of miles raining down on us, you might be wondering: Is there a catch to all these freebies?
Truth is, there is one drawback to signing up for credit card promotions: You won’t be eligible for more freebies in the future. Well, at least for a year. Here’s how it works:
Banks and comparison sites like MoneySmart usually offer the best giveaways for new sign ups. Usually this is defined as people who either:
- Have never ever owned a credit card from that bank, OR
- Cancelled their card at least 12 months ago
If you’re thinking of gaming the system by cancelling your card and re-applying, tough luck!
Another thing to note is that you must hit the minimum spend to get your reward. If you’re really lucky, you’ll get your shiny new iPad or cashback immediately upon card approval. However, most banks require you to spend a minimum sum (say, $1,000 in the first month) and sometimes even fork out the first year’s annual credit card fee (goodbye, fee waiver!). After all that, banks will make you wait a few months before you can even smell the freebie.
So what’s the lesson here? Read the T&Cs carefully, and only sign up when you’re confident you can hit the minimum spend.
Psst, we also review credit card promos in Hong Kong! Check out our guide to the Best HK Credit Card Welcome Offers.
Read more about the best air miles, cashback, and rewards credit cards! Plus, learn the differences between air miles vs cashback vs rewards credit cards.
About the author
Vanessa Nah pens articles on the ins and outs of buying your first home, the T&Cs of credit cards, and the ups and downs of alternative investments. A researcher at heart, she gets a kick out of breaking down complex finance concepts for the everyday Singaporean. When Vanessa’s not debunking finance myths, you’ll find her attending dance classes, fingerpicking a guitar, or (most impawtently) fulfilling her life mission to make her one-eyed cat the most spoiled and loved kitty in the world.
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