Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

cheapest parking in orchard road
The Cheapest Parking Rates in Orchard Road for Cars (2020 Edition)
Orchard Road is designed to make people go broke. Some of the buildings along Orchard Road charge so much that parking there is no different from getting your wheel clamped....
2 days ago
google pay
Credit Cards
Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean?
Head to China and you’ll realise that people there are totally comfortable making payments with their mobile phones. All they have to do is download mobile wallet app Alipay, and...
3 days ago
Chiropractors in Singapore help to manage neck pain and back pain
10 Chiropractors in Singapore to Manage Pain in the Back, Neck and More
Feeling more aches and pains in your lower back or waking up to a stiffer neck than before? So are the rest of us, thanks to working from home and...
4 days ago
Consider StashAway, Phillip Securities POEMS, MoneyOwl, Endowus, FSMOne cash management accounts for better interest rates
Cash Management Accounts: Stashaway vs FSMOne vs Phillip Securities vs Endowus vs MoneyOwl Comparison (2020)
We all know that stashing your savings away in a run-of-the-mill POSB savings account is a waste due to dismal interest rates. But even so-called high interest savings accounts (UOB...
6 days ago
Budgeting 101 – 8 Apps to Manage your Expenses
Budgeting 101 – 8 Apps to Manage your Expenses
If you’re not making enough moolah (and let’s be honest, in this economy, who is?), the biggest favour you can do yourself is to pick up some financial management skills....
17 September 2020
poems philips capital
POEMS by Phillip Securities — A Review of PhillipCapital’s Investment Brokerage Tool
“Poetry is a luxury we cannot afford,” said former Prime Minister Lee Kuan Yew in the 1960s. So it’s perhaps unsurprising that POEMS by Phillip Securities is actually an investment...
7 September 2020
Top 10 Kids Activities in Singapore to Learn Coding, Art and Other Skills
Top 10 Kids Activities in Singapore to Learn Coding, Art and Other Skills
The September school holidays are just around the corner! Sign your kids up for some activities and camps where they can pick up new skills, have fun, and more importantly,...
4 September 2020
City Index invest or trade forex, CFDs, indices, stocks, shares, commodities
City Index Review (2020) – A Guide to Investing Using This Brokerage
City Index is a brokerage that lets you trade CFDs or contracts for difference. Wait up, CF-what? Well, when you trade CFDs, you are entering into an agreement based on...
3 September 2020
Invest CFD stocks, ETFs, indices, crypto, options, forex with IG Markets
IG Markets Review (2020) – A Guide to Using This Brokerage
Established in the UK, IG Markets is a prominent brokerage that lets you trade CFDs on an easy-to-use online platform. While not strictly a Singapore brokerage, it does offer exposure...
2 September 2020
td ameritrade thinkorswim
TD Ameritrade thinkorswim Singapore Trading App: Monthly Fees & Features
Finding a great platform for stock trading might not automatically make you rich, but once you find one that lets you execute trades with ease, it does go a long...
31 August 2020
saxo saxotradergo platform
Saxo Markets (Singapore) Investment Brokerage Review: How to Invest Using SaxoTraderGO?
So, you’re ready to start making your money work for you by investing it. Great! But before you can start, you need to decide which investment brokerage to use. That’s...
28 August 2020
SIBOR, SORA and SOR Rates Explained — All You Need To Know And How They Affect Your Home Loans
SIBOR, SORA and SOR Rates Explained — How They Affect Your Home Loans
One of the biggest decisions you have to make when buying a home is… no, not what colour you want the walls to be, but what home loan to go...
27 August 2020
Singapore gyms memberships for online fitness HIIT, boxing, spinning, pilates, yoga, barre classes
Fitness & Beauty
Singapore Gyms Offering Online Yoga, Pilates, HIIT and Boxing Fitness Workouts
2020 is the worst year ever for anyone with a gym membership. Gyms have reopened, but there’s still a cap on the number of class attendees. As a result, booking...
26 August 2020
Logitech, Razer, Microsoft And More – 8 Best Wireless Mouse For Work And Play (2020)
Logitech, Razer, Microsoft And More – 8 Best Wireless Mouse For Work And Play (2020)
Working from home or remote work is going to be a lot more prevalent now that Covid-19 has rewritten our future. Rather than spending more time working because of your...
25 August 2020
CPF Matched Retirement Savings Scheme: Another Way to Top Up Your Parents’ CPF
CPF Matched Retirement Savings Scheme: Another Way to Top Up Your Parents’ CPF
Topping up your parents’ CPF Retirement Account has long been a way to offer financial support to family members. Now, you might be able to get money from the government...
21 August 2020
Vaccination In Singapore – A Guide To Costs And Government Subsidies
Vaccination In Singapore – A Guide To Costs And Government Subsidies
As the world waits with bated breath for the COVID-19 vaccine that will save us all, here’s a gentle reminder that COVID-19 isn’t the only disease that can befall us...
20 August 2020
MoneyOwl robo advisor investment Singapore review
MoneyOwl Review (2020) — The Robo Advisor Platform That is a Social Enterprise
It sounds a little scary, but MoneyOwl brands itself as “Singapore’s First Bionic Financial Advisor”. No, that doesn’t mean you’ll be served by cyborgs. It does mean, however, that you’ll...
19 August 2020
Use the HSBC Visa Platinum credit card for 5% cash back on groceries, dining and petrol at Caltex and Shell
Credit Cards
HSBC Visa Platinum Credit Card – MoneySmart Review (2020)
So many credit cards seem to be designed for bragging rights, but not the HSBC Visa Platinum Credit Card. The card is targeted at families, so don’t expect it to...
18 August 2020
DBS Esso Card gives you fuel rebates when you pump petrol
Credit Cards
DBS Esso Card – MoneySmart Review (2020)
Do you turn to The Tiger when you need to fill up your tank with black gold? Loyal customers of Esso can get rewarded for fuel purchases with the DBS...
17 August 2020
DBS Takashimaya American Express Card gives rebates when you shop at Takashimaya
Credit Cards
DBS Takashimaya American Express Card – MoneySmart Review 2020
The iconic Ngee Ann City at Orchard Road is one of those shopping malls that’s truly stood the test of time even as others have floundered. Its anchor tenant of...
13 August 2020
This Hungry Ghost Festival, buy some joss paper or kim zua online
Hungry Ghost Festival 2020 – 8 Online Shops to Buy Joss Paper (Kim Zua) From
It’s that time of year again when you need to be careful where you step. Yup, Hungry Ghost Festival or Zhong Yuan Jie is just around the corner. This year’s...
13 August 2020
Standard Chartered SCB Spree credit card
Credit Cards
Standard Chartered Spree Card – MoneySmart Review (2020)
Does walking through your favourite shopping mall set your heart aflutter? Then you might as well get some cashback from your shopping sprees. There are more than enough credit cards...
12 August 2020
HDB BTO Aug 2020 launches in mature estates
HDB BTO August 2020 launch in mature estates – Geylang, Bishan, Pasir Ris, Ang Mo Kio and Tampines
This year, Singaporeans anxious to buy their own homes have had to wait a little longer. Due to COVID-19, HDB’s BTO launches for May were postponed to August. The new...
12 August 2020
HDB BTO August launches in Choa Chu Kang, Tengah, Woodlands
HDB BTO August 2020 launches in non-mature estates — Tengah, Choa Chu Kang and Woodlands
Spending so much time at home with your parents during the circuit breaker might have strengthened your resolve to get your own place. Well, with a bumper crop of BTO...
12 August 2020
HSBC Revolution Card
Credit Cards
HSBC Revolution Card – MoneySmart Review 2020
The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC rewards points for most things that most Singaporeans do anyway — dining out, online shopping, travelling and...
12 August 2020