joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Maintenance of Parents Act: Can Parents Really Sue Their Children?
Family
Maintenance of Parents Act: Can Parents Really Sue Their Children?
Confucius would be so smug if he knew that filial piety, his favourite virtue, was enshrined in Singapore law. The Singapore government expects children to fund the retirement of their...
3 days ago
How Much Should You Spend on Insurance in Singapore?
Life Insurance
How Much Should You Spend on Insurance in Singapore?
In the days of plenty, we might have been willing to pay more just to enjoy the warm fuzzy feeling of being amply insured. But thanks to COVID-19, a lot...
3 days ago
ARK Invest: How to Choose & Buy ARK ETFs in Singapore
Invest
ARK Invest: How to Choose & Buy ARK ETFs in Singapore
ARK ETFs (exchange traded funds) have been gaining lots of interest globally, especially since 2020 and going into 2021. Given the state of the global economy right now, any investment...
29 April 2021
6 Best Savings Accounts in Singapore with No Minimum Balance
Savings Accounts
6 Best Savings Accounts in Singapore with No Minimum Balance
Banks like to put nasty conditions like high minimum balances and fall below fees on their accounts to force people to keep more money with them, and at the same...
29 April 2021
good debt bad debt interest rates
Budgeting
Good vs Bad Debt: How to Prioritise Which Loans to Pay in Singapore
Growing up, we were probably taught that debt is a bad thing, something to avoid at all costs. But the truth is more nuanced than that. We are “borrowing” every...
26 April 2021
How Much Savings Do You Need to Retire in Singapore?
Invest
How Much Savings Do You Need to Retire in Singapore?
I’ll start this article by saying there’s probably no correct answer as to the amount “the average person” needs to retire in Singapore. We are not all robots living identical...
20 April 2021
How Does the Singapore Healthcare System Work Anyway?
Healthcare
How Does the Singapore Healthcare System Work Anyway?
In Singapore, we tend to have the attitude that healthcare is something to be sought only when you fall ill. We know about health insurance and MediSave, but that’s only...
14 April 2021
medisave limits
Health Insurance
MediSave Limits in 2021: When Can You Use MediSave to Pay?
Every month, a chunk of your salary disappears into the depths of your MediSave account. As much as it hurts to see what’s left of your “take-home pay”, you get...
14 April 2021
bazaar kita
Shopping
Geylang Bazaar Goes Online: 4 Highlights from This Ramadhan’s Bazaar Kita
The annual Geylang Serai bazaar is one of the most fun aspects of the Ramadan period in the lead up to Hari Raya Puasa. But alas, while the light-up will...
13 April 2021
electric car singapore
Transportation
Is It Finally Worth It to Buy an Electric Car in Singapore?
The Singapore government once dismissed electric cars as a lifestyle purchase. But now that climate change is something that Singapore has started to pay attention to, some baby steps have...
29 March 2021
cost of living
Budgeting
Cost of Living in Singapore (2021) — Is Your Salary Really Enough?
Singapore is always appearing at the top of those cost-of-living surveys. But how expensive is it really to live here? If you’re a young working adult or potential expat thinking of accepting that job...
25 March 2021
singapore green plan 2030
Budgeting
Singapore Green Plan 2030: 7 Money-Saving Initiatives to Adopt Today
Singapore’s Green Plan 2030 is a “national sustainability movement” which aims to turn us into a more eco-friendly country over the next decade. It includes things like the planting of...
23 March 2021
TaobaoSG_masthead2
Shopping
Taobao Singapore – The Complete Shopping & Shipping Guide
When your teachers told you Chinese was the language of the future, they were right. Except that instead of reading the four great classical novels, we are mainly using the...
23 March 2021
motorcycle singapore
Transportation
Motorcycle Singapore Guide – Getting Your License & Buying A Motorbike in Singapore
Sick of squeezing onto the MRT every morning, but not about to commit financial suicide by taking out a car loan? Well, riding a motorcycle solves both of those problems.
21 March 2021
mdrt million dollar round table
Career
MDRT (Million Dollar Round Table): What Does It Mean If Your Financial Advisor Has Achieved MDRT?
Insurance agents often throw around the term “Million Dollar Round table”, or MDRT, especially in recruitment drives designed to make their jobs look attractive to potential new agents. But what...
19 March 2021
road tax renewal singapore
Transportation
LTA Road Tax Renewal Guide 2021: How to Check & Pay Road Tax
There’s a bit of a learning curve for first-time vehicle owners, and I’m not just talking about learning how to avoid crazy drivers on the road. You also have to...
12 March 2021
cancel credit card
Credit Cards
Step-by-Step Guide: How to Cancel Your Credit Card (& Why)
The world of credit card benefits is so fickle. What was once your beloved go-to card for any type of spending can become a useless piece of plastic overnight. All...
11 March 2021
Green Bonds in Singapore: 4 Things the Average Singaporean Should Know
Invest
Green Bonds in Singapore: 4 Things the Average Singaporean Should Know
One of the more novel aspects of Budget 2021 was the announcement of green bonds, an eco-friendly type of financial instrument. The green bonds aim not only to help the...
10 March 2021
insurance riders
Health Insurance
Insurance Riders in Singapore: Which Ones Do You Actually Need?
Just when you think you’ve compared insurance products thoroughly and found the absolute best one for your needs, you scroll down and realise that there are these things called “riders”...
9 March 2021
cdc voucher singapore
Budgeting
CDC Vouchers Singapore — Who’s Eligible & Where To Use Them in 2021
Budget 2021 was more about sticks than carrots, but one of the few things to look forward to is the $100 CDC vouchers (Community Development Council vouchers), to be distributed...
4 March 2021
singapore gst hike
Budgeting
Budget 2021: GST Hikes & Extensions Singaporeans Should Prepare For
Last year’s Budget was all about supporting Singaporeans through the challenges of the pandemic, the recession and an economy that was already tepid before the virus outbreak. But all that...
2 March 2021
income tax filing 2021
Budgeting
Income Tax Filing 2021: A Step-by-Step Guide to Surviving Tax Season
Despite paying income tax year after year, I draw a blank every time I receive IRAS’s annual reminder to file my taxes. This is followed by a minor panic attack...
2 March 2021
female finance investment blog
Budgeting
International Women’s Day: 10 Female Finance & Investment Blogs to Follow
These days, Singaporean women are just as likely to be seen making stacks of cash or investing in assets, as they are raising kids or cooking for the family. That said,...
1 March 2021
china taiping life insurance
Life Insurance
China Taiping Life Insurance — MoneySmart Review 2021
Now, I’ll be honest — I’m not expecting many of you to be scrambling to buy insurance from China Taiping, as they’re one of the lesser-known insurers in Singapore. But...
24 February 2021
manulife life insurance
Life Insurance
Manulife Life Insurance Singapore — MoneySmart Review 2021
So, you’ve decided that your family can’t afford to lose you right now, and the best way to protect them is to buy life insurance so that they can get...
23 February 2021