joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

HSBC Revolution Card
Credit Cards
HSBC Revolution Card – MoneySmart Review 2022
The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC rewards points for online and contactless transactions. Unlike cashback cards that force you to work your...
11 hours ago
Maybank Horizon Visa Signature Card – MoneySmart Review 2022. Pexels Photo by Markus Winkler
Credit Cards
Maybank Horizon Visa Signature Card – MoneySmart Review 2022
Maybank doesn’t advertise its cards aggressively like its competitors do. They’re relatively low-key, but those who pay attention to them are often rewarded. Take the Maybank Horizon Visa Signature Card,...
11 hours ago
DBS Property Marketplace, Home and Living Marketplace
Property
Should You Buy A Home with the Current Market Conditions? Tips to Navigate High Interest Rates, BTO Delays & More
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
amex krisflyer credit card
Credit Cards
Amex KrisFlyer Credit Card – MoneySmart Review 2022
The Amex KrisFlyer Credit Card is one of the cards officially co-branded with Singapore Airlines KrisFlyer, making it super easy to use since miles you earn are credited directly to...
4 days ago
CIMB World Mastercard – MoneySmart Review 2022
Credit Cards
CIMB World Mastercard – MoneySmart Review 2022
Cashback credit cards are some of the most worthwhile cards to sign up for because they’re essentially giving you free money. Seeing as even McDonald’s charges for sauce these days,...
4 days ago
best credit card for groceries
Credit Cards
5 Best Credit Cards for Groceries: NTUC, Sheng Siong, Cold Storage & Giant (2022)
Saving money on groceries conjures up images of aunties aggressively clipping grocery coupons in the newspapers or travelling an extra 7km just to shop at Sheng Siong instead of NTUC...
4 days ago
Best cash back cards in singapore
Credit Cards
11 Best Cashback Credit Cards in Singapore (2022)
Collecting air miles for your jet setting lifestyle sounds sexier than trying to scrounge for cash rebates, but if you’re still one of those people who believe that cash is...
20 September 2022
Yoga masthead
Fitness & Beauty
Top 18 Yoga Studios and Prices Singapore: Yoga Movement, Yoga Inc, Hom Yoga (2022)
Want to do yoga, but don’t know where to start? You’re hardly alone. Even though yoga has become very mainstream in Singapore, the sheer amount of options out there makes...
15 September 2022
best preschool singapore - little footprints preschool
Education
This Preschool Develops Specialised Programmes to Enrich Your Little One’s Learning Journey — Now with up to $2,600 in Savings
This post was written in collaboration with Little Footprints Preschool. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
robo-advisors-singapore-2019
Invest
Best Robo Advisors in Singapore — Syfe vs DBS vs StashAway
Everyone and their mom has been telling you that you REALLY ought to start investing this year. But you’re not the most financially-savvy person, nor are you not rolling in...
9 September 2022
uob personal loan review
Personal Loans
UOB Personal Loan Review: Interest Rates, Approval Times & Loan Amounts
A personal loan is not something you should take out on a whim just because your bank account balance is getting low at the end of the month but you...
9 September 2022
Winter Clothes Singapore
Budgeting
9 Shops to Buy Winter Clothes — Cold Wear, Winter Time, Decathlon, Uniqlo
While people in the Northern Hemisphere brace themselves for a miserable winter, Singaporeans are sourcing for where to buy winter wear in Singapore and places to go for a winter holiday. To those who...
9 September 2022
Health Screening in Singapore
Healthcare
Health Screening Packages in Singapore – Raffles Medical, Sata & More
Just about every Singaporean knows about the importance of health screenings. After all, catching a serious ailment too late could mean huge medical bills or worst yet death. But how...
8 September 2022
5 Unique Travel Ideas for Singaporeans Who’ve Already Been Everywhere
Travel
5 Unique Travel Ideas for Singaporeans Who’ve Already Been Everywhere
We all have that friend who struggles to decide where to go on holiday every few months because he’s already been virtually everywhere in the world. Heck, maybe we are...
8 September 2022
no annual fee credit cards
Credit Cards
13 Best No Annual Fee Credit Cards in Singapore (2022)
Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to...
6 September 2022
Budget Direct Insurance Singapore - car insurance motor insurance
Car Insurance
Buying a Car But Worried About High COE? Tips to Keep Other Costs Within Budget
This post was written in collaboration with Budget Direct Insurance. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
Citi Rewards Card Review
Credit Cards
Citibank Rewards Card – MoneySmart Review 2022
The Citibank Rewards Card is one of the more attractive credit cards in Singapore for shopaholics, offering 10X rewards points (or $1 = 4 miles) when you shop online (excluding...
5 September 2022
Credit Card Annual Fees: Annual Fee Cost & How to Get Annual Fee Waivers
Credit Cards
Credit Card Annual Fees: Annual Fee Cost & How to Get Annual Fee Waivers
If you’re using credit cards the right way, you should be getting more money out of the bank than they’ll ever get from you. That means paying all your bills in...
2 September 2022
Tiger Brokers - Tiger Vault cash management solution
Invest
5 Benefits of Putting Your Idle Funds into a Cash Management Solution
This post was written in collaboration with Tiger Brokers Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
7 Best Rewards Credit Cards in Singapore (2022) – Citibank, OCBC, DBS & More
Credit Cards
7 Best Rewards Credit Cards in Singapore (2022) – Citibank, OCBC, DBS & More
If you love collecting points and redeeming them, then a rewards credit card will give you some added life satisfaction. These days, there’s a lot more in banks’ rewards catalogues...
30 August 2022
American Express Platinum Credit Card
Credit Cards
American Express Platinum Card – MoneySmart Review 2022
Some cards are meant to be used on unsexy but necessary things like grocery shopping and MRT rides, while others are for the finer things in life. The American Express...
29 August 2022
UOB PRVI Miles Credit Card – MoneySmart Review 2022
Credit Cards
UOB PRVI Miles Credit Card – MoneySmart Review 2022
Now that travel has restarted, it’s time to bust out the air miles credit cards and start racking up points for free air tickets. The UOB PRVI Miles Card is...
29 August 2022
wedding ang bao singapore 2018
Wedding
Wedding Ang Bao Rates in Singapore 2022 – How Much Should You Give?
Wedding dinners in Singapore can sometimes be a mercenary affair. Even if you never spend more than $5 on meals and always make a beeline for the cai png stall,...
26 August 2022
UOB Absolute Cashback Card — MoneySmart Review 2022
Credit Cards
UOB Absolute Cashback Card — MoneySmart Review 2022
Who doesn’t love a straightforward cashback card that doesn’t require complicated math? You, me, your mom, my mom, your ah ma and mine! The UOB Absolute Cashback Card is one of...
26 August 2022
Step by Step Guide Buying a BTO
Property
Buying a HDB BTO Flat: A Step-By-Step Guide (Aug 2022)
Buying an HDB BTO flat is practically a rite of passage for Singaporeans. It’s a sign that you’re finally ready to start adulting for real. If this is your first BTO...
25 August 2022